RESCUE TRAVEL PROTECTION

CRITICAL BENEFITS INCLUDE

• Integrated one-stop program combining elite services with travel insurance tailored

to adventurers

• Rescue and search services

• Medical evacuation to home hospital of choice when hospitalized

• Robust trip cancellation/interruption benets tailored to adventures, no altitude

restrictions,

lost critical sporting goods, and adventure sports

• Primary medical expense coverage

• 24/7 travel services with access to elite customer service,paramedics, nurses,

former military veterans and travel specialists

The best travel protection program for adventurers traveling to

remote destinations.

Combines elite rescue and evacuation services with tailored

travel insurance benets.

WWW.REDPOINTTRAVELIPROTECTION.COM/PLAN/RIPCORD

travelservices@redpointtravelprotection.com | +1 (415) 481-0600

RESCUE TRAVEL PROTECTION

* THIS IS ONLY A SUMMARY OF OUR PROGRAM OPTIONS. SOME RESTRICTIONS MAY APPLY Please read the policy carefullyCto fully understand the coverages, terms, condi-

tions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conict between this

summary and the policy, the policy will control. Please contact us if you have any questions. Redpoint Resolutions provides evacuation, travel assistance and non-insurance services.

TRAVEL ASSISTANCE AND OTHER SERVICES

BENEFITS (Evacuation and Assistance) Maximum Benet per Person

Medical Evacuation Type From point of injury or illness to home hospital of choice

Medical Evacuation Trigger Hospitalization, requires hospitalization and emergent medical condition

Travel Assistance Included

Medical Evacuation Limit $1,000,000

Rescue Service Limit $1,000,000

Search Limit $25,000

Mortal Remains Transport Limit $15,000

Security Evacuation Limit

(if Security Paid For)

$125,000

TRAVEL INSURANCE

BENEFITS (Travel Insurance) Maximum Benet per Insured

Trip Cancellation Trip Cost

Trip Interruption 150% of the Trip Cost limit; when trip cost* is $0, $1,000 return air only

Trip Cancellation For Any Reason (CFAR) Up to 75% of Trip Cost – Optional for additional cost

Single Occupancy Supplement 100% of Trip Cost*

Itinerary Change $250

Missed Connection $1,000

Trip Delay 3 hrs min delay, $200 per day, $1,000 max

Baggage Delay 12 hrs min delay, $600 max

Baggage Delivery $100

Baggage & Personal Effects $2,500

Per Item $300

Certain Valuables Aggregate $1,000

Sports Equipment $5,000

Deductible No Deductible

THIS IS A SUMMARY OF COVERAGE

RESTRICTIONS APPLY

PRICING VARIES BASED ON AGE, TRIP LENGTH, AND TRIP COST.

FOR DETAILED PRICES, PLEASE VISIT:

WWW.REDPOINTTRAVELPROTECTION.COM/PLAN/RIPCORD

is summary is only a brief description of the coverage(s) available under policy series PC_AHR_RCH (01/2018). is summary does not replace or change any part

of your policy. e policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages,

terms, conditions, limits and exclusions. If there is a conict between this summary and the policy, the policy will control. is policy provides insurance coverage that

only applies during a covered trip. You may have coverage from other sources that provides you with similar benets. You may wish to compare the terms of this policy

with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Inc., a

Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX

76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for

the purpose of defrauding the company. Penalties include imprisonment, nes, and denial of insurance benets.

Redpoint Resolutions LLC provides evacuation, travel assistance and non-insurance services. Evacuation, travel assistance and non-insurance services are not insurance

and are provided through a membership program. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel

insurance. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and

non-insurance service program membership. UnivOps Insurance Services LLC is the licensed insurance agent.

RESCUE TRAVEL PROTECTION

TRAVEL INSURANCE COVERAGE

TRIP CANCELLATION/TRIP INTERRUPTION: Reimburses forfeited,

non-refundable, unused payments or deposits up to the maximum shown

on the Schedule of Benets or trips that are canceled or interrupted due

to covered reasons such as: accidental injury, sickness or death of you,

your traveling companion, your family member or your business partner;

death or hospitalization of your host at destination; inclement weather,

natural disaster, or terrorist attack at point of departure or destination

which renders accommodations uninhabitable; mandatory evacuation

at nal destination due to hurricane or other natural disaster; named hurri-

cane causing cancellation of travel at destination; natural disaster or man-

made disaster at destination which renders accommodations at destina-

tion uninhabitable; common carrier strike for at least 24 hours; common

carrier mechanical breakdown which results in cancellation or suspension

of travel; employment transfer causing principal residence relocation;

termination or laid off from employment from a place of employment

which you have been employed for past 3 consecutive years; company

is directly involved in a merger or acquisition; your business operations

interrupted by re, ood, burglary, vandalism, product recall, bankruptcy,

natural disaster, or nancial default; within 30 days of departure, a politi-

cally motivated terrorist attack occurs within a 100 mile radius of the city

to be visited, and if the United States government issues a travel advisory

indicating that Americans should not travel to a city named on the itiner-

ary; bankruptcy and/or default of travel supplier which occurs more than

14 days following effective date; documented theft of passports or visas;

unable to participate in a scheduled hunting, shing, or sport expedi-

tion due to a delay of personal necessary sports equipment by customs

or common carrier; hijacked; quarantined; required to serve on a jury,

subpoenaed, required to appear as a witness in a legal action, provided

you are or your traveling companion are not a party to the legal action

or appearing as a law enforcement ofcer, the victim of felonious assault,

having principal place of residence made uninhabitable by re, ood or

other natural disaster, or burglary of principal place of residence within 10

days of departure; directly involved in or delayed due to a trafc accident

substantiated by a police report, while en route to departure; called to

emergency duty due to a natural disaster other than war, military duty

within 30 days of departure, or your leave revoked or are redeployed;

United States government or government authorities at destination pro-

hibit the kind of activities you planned to do, prohibitions include: closing

a reserve, banning all hunting, declaring the kind of hunting you were

planning to do illegal, any other prohibitions we approve; cancellation of

your covered trip if your arrival on the covered trip is delayed and causes

the loss of 50% or more of the scheduled covered trip duration due to

the reasons covered under the trip delay benet. For a complete list of

covered reasons, refer to the Certicate of Insurance or Policy.

TRIP CANCELLATION FOR ANY REASON: This coverage is Optional

and must be indicated as applicable on Your Schedule of Benets. If You

are prevented from taking the Covered Trip for any reason not otherwise

excluded, We will reimburse You or Your designated representative for

75% of the prepaid, forfeited, non-refundable Payments or Deposits for

the Covered Trip arrangement(s), provided the following conditions are

met: (a) this coverage is purchased within 14 days of the date the initial

Payment or Deposit is paid and You insure the cost of any subsequent ar-

rangement(s) added to the same Covered Trip within 14 days of the date

of Payment or Deposit for any such subsequent Covered Trip arrange-

ment(s); and (b) this insurance coverage is purchased for the full cost of all

non-refundable prepaid Covered Trip arrangements; and (c) You or Your

designated representative cancels the Covered Trip no less than 2 days

prior to the Scheduled Departure Date. This coverage will be terminat-

ed, no benets will be paid and any premium paid for this coverage will

be refunded if the full costs of all prepaid, non-refundable Covered Trip

arrangements are not insured.

MEDICAL EVACUATION AND RESCUE SERVICES: Covers evacuation,

transportation and rescue services to your home country hospital of

choice when you’re (i) hospitalized, (ii) require hospitalization or (iii) have a

medical condition which requires emergency medical care to avoid death

or serious and permanent impairment to your health. Covers deployment

of medical professionals to your bedside as case managers.

SECURITY EVACUATION: Covers extraction to your home country due to

political, military, unpredictable natural disasters or other security events.

TRIP DELAY: Reimburses up to $200 per day/per person up to the maxi-

mum shown in the schedule of benets for additional expenses if delayed

en route to or from the covered trip for 3 or more hours due to dened

hazard.

MISSED CONNECTION: Reimburses up to the benet shown in the

schedule of benets for missed departure due to cancellation or delay for

3 or more hours of all regularly scheduled airline ights due to inclement

weather or any delay caused by common carrier. Benets are provided

to cover additional transportation expenses needed to join the trip,

reasonable accommodations and meal expenses and non-refundable trip

payments for the unused portion of trip.

BAGGAGE INSURANCE COVERAGE

BAGGAGE & PERSONAL EFFECTS: Will pay up to the maximum shown

on the schedule of benets, for loss, theft or damage to Baggage and

personal effects, provided all reasonable measures to protect, save and/or

recover the property has been taken. There is a per article limit of $300.

The Baggage and personal effects must be owned by and accompany

you during the trip. If you have checked your baggage with a common

carrier and delivery is delayed, coverage for baggage will be extended

until common carrier delivers it.

BAGGAGE DELAY/DELIVERY: Will pay up to the maximum shown on the

schedule of benets, if your checked baggage is delayed or misdirected

by common carrier for more than 12 hours.

BAGGAGE / PERSONAL EFFECTS – SPORTS EQUIPMENT: If your sports equipment

is lost by common carrier, or damaged, or stolen, we will pay up to the amount in the

schedule of benefits provided all reasonable measures to protect, save and recover

property has been taken.

ASSISTANCE SERVICES

Travel assistance, medical consultation, security consultation and

intelligence services are provided by Redpoint Resolutions, an elite team

of special operations veterans, Stanford Medicine afliated physicians,

paramedics, nurses, and other medical and security professionals.

MEDICAL & SECURITY CONSULTATIONS: Critical medical advice

from paramedics, nurses and physicians, combined with expert security

consulting services from military and intelligence veterans.

TRAVEL ASSISTANCE: Travel assistance services to include passport

assistance, prescription rell, payment guarantees, cash advance and

more.

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER: We will

waive the pre-existing medical condition exclusion up to the Trip Cost

per person if the following conditions are met: 1. The Eligible Person pur-

chases the travel protection insurance within 14 days of making the Initial

Trip Payment; 2. The amount of insurance coverage purchased equals

all prepaid nonrefundable payments or deposits applicable to the Trip

at the time of purchase and the cost of any subsequent arrangement(s)

added to the same Trip are insured within 14 days of the date of payment

or deposit for any subsequent Trip arrangement(s); and 3. An Insured is

medically able to travel when premium is paid.

This is only a summary of our program. Please read the policy carefully to

fully understand the coverages, terms, conditions, limits and exclusions.

Not all plans or coverages are available in every state. This summary

does not replace or change any part of your policy. If there is a conict

between this summary and the policy, the policy will control. Please

THIS IS A SUMMARY OF COVERAGE

RESTRICTIONS APPLY

RESCUE TRAVEL PROTECTION

“We partnered with Redpoint Travel Insurance because it combines the best evacuation

with premier travel insurance coverage designed for our type of trips.

eir team has been a pleasure to work with.”- Buttereld & Robinson