oci.wi.gov
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Directory of Licensed Insurers
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2020
Oce of the Commissioner of Insurance
LSHO—Limited Service Health Organization
Similar to an HMO, except that it provides a limited
range of health care services (such as vision or dental) to
participants. LSHOs le the NAIC Health annual statement
blank.
MC—Motor Club Plan
Established under ch. 616, Wis. Stat. A motor club plan
may provide emergency road service, towing, bail bonds,
map and touring service, etc., to members. Motor club
plans le a nancial statement that has been audited by an
independent CPA.
PC—Property and Casualty Company
A domestic insurer organized and operating under ch. 611,
Wis. Stat., or a nondomestic insurer licensed under ch. 618,
Wis. Stat., and may be a mutual or stock company. Fire
and casualty companies write a wide range of property
and liability coverages and individual and group health
insurance. Fire and casualty companies le the NAIC Fire
and Casualty annual statement blank. Some nondomestic
insurers licensed under ch. 618, Wis. Stat., are called
reciprocals. Reciprocals are unincorporated associations,
operating through an attorney-in-fact, by which
subscribers with similar interests (e.g., lumberyards, dry
cleaners) provide re and casualty insurance to each other
through the exchange of insurance contracts. Reciprocals
le the NAIC Fire and Casualty annual statement blank.
RS—Rate Service Organization
These entities are licensed under s. 625.31, Wis. Stat., to le
rates on behalf of designated insurers. These entities are
not licensed insurers and are not authorized to transact
the business of insurance.
SCP—Service Contract Provider
Established under s. 616.50, Wis. Stat. A service contract
provider is a third party that provides repair, replacement,
or maintenance services in connection with the sale of
goods from seller to buyer (e.g., automobiles, homes,
appliances, etc.). (Warranties by the seller, manufacturer, or
provider of service directly to the buyer are exempted from
regulation by OCI.) Service contract providers le audited
GAAP-based nancial statements with OCI. If the service
contract provider les an acceptable reimbursement
insurance policy to assure its performance, then it is
exempt from ling nancial statements.
TI—Title Company
May be a domestic insurer organized and operating
under ch. 611, Wis. Stat., or a nondomestic insurer
operating under ch. 618, Wis. Stat. Title companies notify
a prospective purchaser of recorded liens or easements
on a parcel of real estate, and provide insurance against
loss due to other defects in title to property (e.g., due to
forgery, fraud, errors in public records, wills not probated,
etc.). Title companies le the NAIC Title Insurance annual
statement blank.
TM—Town Mutual of Wisconsin
A domestic re and casualty insurer subject to ch. 612,
Wis. Stat., as an assessable mutual. Town mutuals are
authorized to write a limited range of property and liability
coverage in a limited number of counties in Wisconsin.
Town mutuals may le either the NAIC Fire and Casualty
annual statement blank or the Wisconsin Town Mutual
annual statement blank.
VPP—Vehicle Protection Plan
Established under s. 100.203, Wis. Stat., to provide warranty
coverage to vehicle protection products, including alarm
systems, body-part marketing products, steering locks,
window-etch products, pedal and ignition locks, fuel and
ignition kill switches, and electronic, radio, and satellite
tracking devices.
WP—Warranty Plan
Established under ch. Ins 15, Wis. Adm. Code. A warranty
plan is a third party that provides repair, replacement, or
maintenance services in connection with the sale of goods
from seller to buyer (e.g., automobiles, homes, appliances,
etc.). (Warranties by the seller, manufacturer, or provider of
service directly to the buyer are exempted from regulation
by OCI.) Warranty plans le audited GAAP-based nancial
statements with OCI.
Additional Reports
The Oce of the Commissioner of Insurance submits
reports to the governor and to the legislature each
year providing overviews of the insurance industry, the
operations of OCI, and important Financial and Statistical
Data on the insurers doing business in Wisconsin.
The Directory of Licensed Insurers includes all companies,
fraternal benet societies, associations, and town mutuals
licensed or otherwise authorized to transact the business
of insurance in Wisconsin as of December 31 of the year of
the Wisconsin Insurance Report.
All of these reports can be viewed and downloaded
on the OCI website at oci.wi.gov/Pages/AboutOCI/
WisconsinInsuranceReport.aspx.