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Would the Small Business Administration (SBA) continue to process small business loan
requests in the event of a shutdown?
• Under a shutdown, SBA is unable to approve new small business loans (7a and 504,
Microloans) or process applications for most government contracting programs (8a,
Women-Owned Small Businesses, Service-Disabled Veteran-Owned Businesses).
• A shutdown would disrupt or suspend SBA’s management, oversight, and collaboration,
nationwide, with entrepreneurial development and technical assistance providers like
Small Business Development Centers, SCORE, Women’s Business Centers, and U.S.
Export Assistance Centers.
• SBA’s Disaster Loan Program would continue regular operations
Would a shutdown disrupt USDA support for farmers?
• During a shutdown, USDA would not be able to process new farm loans. Farm income
support programs, like Agriculture Risk Coverage, Price Loss Coverage, Dairy Margin
Coverage, and Marketing Assistance Loans would discontinue for the duration of the
shutdown.
• Additionally, Farm Bill programs, such as the Noninsured Crop Disaster Assistance
Program, Livestock Indemnity Program, Livestock Forage Disaster Program, and the
Tree Assistance Program would not be available to farmers and ranchers.
What would be the impact on Federal housing loans?
• The Departments of Housing and Urban Development (HUD), Veterans Affairs (VA) and
Agriculture (USDA) would all see varied impacts:
o HUD Federal Housing Administration (FHA) would continue to insure most
single-family loans; however, FHA would not insure new Home Equity
Conversion Mortgages/reverse mortgages for seniors, and staffing constraints
may force HUD to stop processing loans for the Indian Housing Loan Guarantee
Program (Section 184) and the Native Hawaiian Housing Loan Guarantee
Program (Section 184A).
o VA would continue its loan guarantee programs and other funded activities
provided by the Veterans Benefits Administration. USDA would cease new loan
and loan guarantee activity, but would continue to service loans under the
protection of property guidance.
What would be the impact on medical research?
• During a shutdown, NIH would use carryover funds to continue support for priority
research projects, grants research oversight, and contracting activities that avoid negative
impacts that would occur from interruption. NIH would prioritize care of existing patients
at the NIH Clinical Center.
• NIH would not enroll new participants in clinical trials, or start new clinical trials, unless
the trials are funded by multi-year funding, such as funds provided by the 21st Century
Cures Act. NIH would shut down most medical research, prevent the enrollment of
patients in studies, and stop making or renewing research grants.