MEDICARE SUPPLEMENT
MONTHLY PREMIUMS FOR
AS OF JULY 1, 2024
POLICIES
Monthly Premiums for
Medicare Supplement Insurance Policies
As of July 1, 2024
NOTE: This publication is updated twice a year for rates as of January 1 and July 1. For the most current list of participating insurance carriers, refer
to https://insurance.maryland.gov/Consumer/Documents/publicnew/medsupindpolicies.pdf.
Scope of Guide
This publication provides: (1) names, addresses, telephone numbers and websites of insurance carriers that sell Medicare Supplement insurance in Maryland,
(2) Plan
s A, B, C, D, F, high deductible F, G, high deductible G, K, L, M, and N monthly premiums for ages 65, 70, 75, 80 and 85 individuals, and (3) Plan
s A, C,
and D mo
nthly premiums for individuals under age 65 with a disability who are enrolled in Medicare Part B. Some insurance carriers sell other plan
s for
individual
s under age 65 with a disability who are enrolled in Medicare Part B. The plan options listed in this publication are for Standardized polic
ies
(and
certificates) first offered on or after June 1, 2010 except for Plan G with High Deductible. The plan options listed for Plan G with High Dedu
ctible are for
polici
es with an effective date for coverage on or after January 1, 2020. (Please note: Effective January 1, 2020, only applicants who are first eligib
le for
Medicare bef
ore year 2020 may purchase Plans C, F, and high deductible F.) The premiums are subject to change, and the informat
ion in this Guide is
for informatio
nal purposes only. For current premiums and more information about policies, contact your insurance producer (Insurance Produce
r or broker)
or insuran
ce carrie
r.
This pu
blication only provides the rate information filed with the MIA. For general information about Medicare and Medicare Supplement Policies, you can
view the MIA’s webinar, Medicare Supplement Insurance in Maryland at: https://tinyurl.com/ydcqnthw. You may also visit the website of the federal Centers for
Medicare and Medicaid Services (CMS), which administers the Medicare program and can answer your questions regarding the Medicare Program.
The CMS website at www.cms.gov contains valuable information regarding Medicare, including a handbook on Medicare entitled Medicare & You that provides
detailed information on Medicare program benefits, rights and obligations, and also a guide titled, Choosing a Medigap Policy: A Guide to Health Insurance for
People with Medicare. You also may contact CMS directly with your questions regarding the Medicare program by calling toll free 1-800-MEDICARE or visiting the
Medicare website at www.medicare.gov.
General Information
Medicare Suppleme
nt is private insurance and can only be purchased through an insurance carrier. It is not sponsored by either federal or state government.
An insurance carrier writes a policy based on issue age, attained age, or community rating.
Issue Age means that premiums are based on your age at the time you purchase the policy. While premiums may periodically increase
due to benefit changes, inflation, or increases in medical costs, they will not increase due to your advancing age.
Attained Age means that premiums are based on your age on the last policy anniversary date. Premiums are scheduled to increase
at predetermined intervals (for example, every year or every five years). These increases are in addition to premium increases
because of benefit changes, inflation, or increasing medical costs.
Community Rated means that premiums do not depend on your age, either at the time the policy is issued or upon renewal. Premiums
depend on other factors and may increase because of benefit changes or overall premium adjustments.
2
Individual Medicare Supplement Plan Choices – Plans A, B, C, D, F, High Deductible F, G, High Deductible G, K, L, M and N
Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2020.
This chart shows the benefits included in each of the standard Medicare Supplement plans. Some plans may not be available to all Original (Part A/Part B) Medicare
beneficiaries. Only applicants first eligible for Medicare before January 1, 2020 may purchase Plans C, F, and high deductible F.
Note: A means 100% of the benefit is paid.
1
Pl
ans F and G also have a high deductible option which require first paying a plan deductible before the plan begins to pay. Once the plan deductible is met, the plan pa
ys
10
0% of covered services for the rest of the calendar year. High deductible Plan G does not cover the Medicare Part B deductible.
2
Plans K and L pay 100% of covered services for the rest of the calendar year once you meet the out-of-pocket yearly limit.
3
Plan N pays 100% of the Part B coinsurance, except for a co-payment of up to $20 for some office visits and up to a $50 co-payment for emergency room visits that do
not result in an inpatient admission.
Benefits
Plans Available to All Applicants First eligible
for Me
dicare
before
1/1/2020 l
A
B
D
G
1
K
L
M
N
C
F
1
Medicare Part A coinsurance and
hospital coverage (up to an
additional 365 days after Medicare
benefits are used up)
Medicare Part B coinsurance or
Copayment
50% 75%
copays
apply
3
Blood (first three pints)
50% 75%
Part A hospice care coinsurance or
copayment
50% 75%
Skilled nursing facility coinsurance
50% 75%
Medicare Part A deductible
50% 75% 50%
Medicare Part B deductible
Medicare Part B excess charges
Foreign travel emergency (up to
plan limits)
Out
-of-pocket limit
$7,060
2
$3,530
2
3
Medicare Supplement Birthday Rule
Starting on July 1, 2023, Medicare Supplement policyholders in Maryland will be granted a once-yearly Open Enrollment Period during the 30-day period
following the policyholder’s birthday. The Birthday Rule establishes a guaranteed issue period each year to allow a policyholder to change, without underwriting,
to a Medicare Supplement policy of equal or lesser benefits. “Without underwriting” means that a policyholder will be eligible for the lowest class of premiums and
may not be asked about tobacco usage or health status; or given a tobacco rate or a less preferred rate based on assumed tobacco/health status by the carrier.
Medicare Supplement policies are considered to have equal or lesser value unless:
the policy contains one or more significant benefits not included in the Medicare supplement policy being replaced; or
the policy contains the same significant benefits included in the Medicare supplement policy being replaced but it reduces the cost–sharing
responsibilities of the enrollee for the benefits
See equal or lesser value matrix below:
4
SHIP
Maryland’s State Health
Insurance Program
The State Health Insurance Program is a program that helps those on Medicare with personalized Medicare counseling, education, and access to
financial assistance resources.
SHIP offices help Medicare beneficiaries identify and understand programs and plans such as Medicare prescription drug coverage, Medicare
Advantage Plans, and Medicare supplemental insurance policies. SHIP can also help Medicare beneficiaries enroll in these plans. The services you
receive through SHIP offices are confidential and free.
Allegany – 301-783-1710
Harfor
d
410-638-3025
Anne Arundel
410-222-4257
Howar
d
410-313-7392
Baltimore City
410-396-2273
Ken
t
410-778-2564
Baltimore County
410-887-2059
Montgomery
301-255-4250
Calver
410-535-4606
Prince George’s
301-265-8471
Caroline
410-479-2535
Queen Anne’s
410-758-0848
Carroll
410-386-3800
Somerse
t
410-742-0505
Cecil
410-996-8174
St. Mary’s
301-475-4200 ext. 1064
Charles
301-934-9305
Talbo
t
410-822-2869 ext. 231
Dorcheste
r
410-376-3662
Washington
301-790-0275
Frederic
k
301-600-1234
Garrett – 301-334-9431
Wicomico – 410-742-0505
Worcester – 410-742-0505
5
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
RATES FOR PLAN A, MEDICARE ELIGIBLE INDIVIDUALS DUE TO A DISABILITY
AS OF JULY 1, 2024
COMPANY_NAME
Male Non-Tobacco
or Male Preferred
Plan A < 65
Female Non-Tobacco
or Female Preferred
Plan A < 65
Male Tobacco or
Mal e S tandar d
Plan A < 65
Female Tobacco or
Femal e S tandard
Plan A < 65
ACE Property and Casualty Insurance Company $160 $142 $184 $163
Aetna Health Insurance Company $571 $497 N/A N/A
American Benefit Life Insurance Company $218 $190 $251 $218
American Financial Security Life Insurance Company $228 $198 $262 $228
American Home Life Insurance Company (The) $229 $199 $263 $229
Bankers Fidelity Assurance Company $174 $151 N/A N/A
Bankers Reserve Life Insurance Company of Wisconsin $474 $412 $545 $474
Cigna National Health Insurance Company $340 $306 $374 $337
EPIC Life Insurance Company (The) $274 $251 $274 $251
Erie Family Life Insurance Company $203 $176 $233 $203
Everence Association, Inc. $420 $382 $483 $439
Federal Life Insurance Company $258 $258 $297 $297
First Care, Inc. (dba CareFirst MedPlus) $948 $917 N/A N/A
First Health Life and Health Insurance Company $214 $196 $236 $216
Globe Life and Accident Insurance Company $261 $261 $261 $261
GPM Health and Life Insurance Company $385 $385 $442 $442
Guarantee Trust Life Insurance Company $287 $255 $358 $318
Heartland National Life Insurance Company $217 $189 $250 $217
Humana Benefit Plan of Illinois, Inc. $366 $324 $421 $373
LifeShield National Insurance Company $214 $186 $246 $214
Monitor Life Insurance Company of New York $226 $197 $260 $226
Mutual of Omaha Insurance Company $177 $154 $204 $177
Nassau Life Insurance Company of Kansas $246 $214 $282 $246
National Health Insurance Company $209 $185 $251 $222
Physicians Life Insurance Company $214 $193 $238 $215
State Farm Mutual Automobile Insurance Company $280 $280 $280 $280
Supreme Council of the Royal Arcanum $199 $173 $229 $199
Tier One Insurance Company $250 $217 $287 $250
6
Transamerica Life Insurance Company $231 $208 $254 $228
Unified Life Insurance Company $300 $260 $344 $300
United American Insurance Company $185 $161 N/A N/A
United Healthcare Insurance Company $463 $411 $509 $452
USAA Life Insurance Company $299 $299 $329 $329
Washington National Insurance Company $253 $253 $253 $253
7
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
RATES FOR PLANS C AND D, MEDICARE ELIGIBLE INDIVIDUALS DUE TO A DISABILITY
AS OF JULY 1, 2024
COMPANY_NAME
Male Non-Tobacco
or Male Preferred
Plan C < 65
Female Non-Tobacco
or Female Preferred
Plan C < 65
Male Tobacco or
Mal e S tandar d
Plan C < 65
Female Tobacco or
Femal e S tandard
Plan C < 65
Heartland National Life Insurance Company $1,137 $989 $1,308 $1,137
State Farm Mutual Automobile Insurance Company $675 $675 $675 $675
United Healthcare Insurance Company $1,121 $994 $1,233 $1,093
COMPANY_NAME
Male Non-Tobacco
or Male Preferred
Plan D < 65
Female Non-Tobacco
or Female Preferred
Plan D < 65
Male Tobacco or
Mal e S tandar d
Plan D < 65
Female Tobacco or
Femal e S tandard
Plan D < 65
State Farm Mutual Automobile Insurance Company $657 $647 $657 $647
United American Insurance Company $729 $632 N/A N/A
8
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
ACE Property and Casualty Insurance Company Individual Market-Attained Age
Attn: Medicare Supplement Marketing Method: Insurance Producer Solicited
436 Walnut Street
Philadelphia, PA 19106
1-800-601-3372
Male Preferred
<65 65 70 75 80 85
A
$160 $157 $160 $190 $231 $288
F
$184 $200 $238 $289 $360
G
$158 $161 $192 $233 $290
High G
$ 63 $ 65 $ 77 $ 93 $116
N
$121 $126 $149 $181 $226
Female Preferred
<65 65 70 75 80 85
A
$142 $139 $142 $169 $205 $256
F
$163 $178 $211 $257 $320
G
$141 $143 $170 $207 $258
High G
$ 56 $ 57 $ 68 $ 83 $103
N
$108 $112 $133 $161 $201
A 7% household discount is available for applicants who qualify.
9
Male Standard*
<65 65 70 75 80 85
A
$184 $180 $184 $218 $265 $331
F
$211 $230 $273 $332 $414
G
$182 $186 $220 $268 $334
High G
$ 73 $ 74 $ 88 $107 $134
N
$139 $145 $172 $209 $260
Female Standard*
<65 65 70 75 80 85
A
$163 $160 $163 $194 $236 $294
F
$188 $205 $243 $296 $368
G
$162 $165 $196 $238 $297
High G
$ 65 $ 66 $ 78 $ 95 $119
N
$124 $129 $153 $186 $231
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement policy or certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement policy is submitted during the guaranteed issue period, or if the policy or
certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s birthday.
A 7% household discount is available for applicants who qualify.
10
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Aetna Health Insurance Company Individual Market-Attain
ed Age
800 Crescent Centre Drive
Marketing Method: Insurance Producer Solicited
Suite 200
Franklin, TN 37067
1-800-264-4000
www.aetnas
eniorproducts.com
Male Preferred
<65 65 70 75 80 85
A
$571 $354 $376 $441 $520 $608
B
$188 $199 $234 $276 $322
F
$228 $242 $284 $335 $391
G
$209 $222 $261 $307 $359
High G
$ 54 $ 57 $ 67 $ 79 $ 93
N
$135 $151 $178 $209 $244
Female Preferred
<65 65 70 75 80 85
A
$497 $308 $327 $384 $452 $528
B
$163 $173 $204 $240 $280
F
$198 $210 $247 $291 $340
G
$182 $193 $227 $267 $312
High G
$ 47 $ 50 $ 58 $ 69 $ 80
N
$117 $131 $155 $182 $213
A 7% Household Discount is available. In order to be eligible for the 7% Household Discount, an individual
must enroll for a Medicare Supplement plan at the same time as another Medicare eligible adult, or
the other Medicare eligible adult must currently be covered by an Aetna Medicare Supplement
policy issued in Maryland.
11
Male Standard*
<65 65 70 75 80 85
A
N/A $393 $417 $490 $578 $675
B
$209 $222 $260 $307 $358
F
$253 $269 $316 $372 $435
G
$232 $246 $290 $341 $398
High G
$ 60 $ 64 $ 75 $ 88 $103
N
$150 $168 $198 $232 $272
Female Standard*
<65 65 70 75 80 85
A
N/A $342 $363 $426 $503 $587
B
$181 $193 $226 $267 $311
F
$220 $234 $275 $324 $378
G
$202 $214 $252 $297 $346
High G
$ 52 $ 55 $ 65 $ 76 $ 89
N
$130 $146 $172 $202 $236
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement policy or certificate is submitted during the 6-month open enrollment period or if an application
for an available Medicare supplement policy is submitted during the guaranteed issue period, or if the policy or
certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s birthday.
A 7% Household Discount is available. In order to be eligible for the 7% Household Discount, an individual
must enroll for a Medicare Supplement plan at the same time as another Medicare eligible adult or
the other Medicare eligible adult must currently be covered by an Aetna Medicare Supplement
policy issued in Maryland.
12
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
American Benefit Life Insurance Company Individual Market-Attained Age
1605 LBJ Freeway, Suite 7700 Marketing Method: Insurance Producer Solicited
Dallas, TX 75234
1-833-504-0331
www.lbig.com
Male Preferred
<65 65 70 75 80 85
A
$218 $179 $179 $203 $247 $320
F
$198 $207 $248 $300 $371
G
$163 $167 $204 $248 $322
N
$119 $130 $162 $203 $262
Female Preferred
<65 65 70 75 80 85
A
$190 $156 $156 $176 $215 $279
F
$173 $180 $216 $261 $323
G
$142 $146 $177 $216 $280
N
$103 $113 $141 $176 $228
A 10% Household Discount applies for eligible individuals.
13
Male Standard*
<65 65 70 75 80 85
A
$251 $206 $206 $233 $284 $368
F
$228 $238 $285 $345 $427
G
$187 $193 $234 $285 $370
N
$137 $149 $187 $233 $301
Female Standard*
<65 65 70 75 80 85
A
$218 $179 $179 $203 $247 $320
F
$198 $207 $248 $300 $371
G
$163 $167 $204 $248 $322
N
$119 $130 $162 $203 $262
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a
Medicare supplement policy or certificate is submitted during the 6-month open enrollment period or if an
application for an available Medicare supplement policy is submitted during the guaranteed issue period, or
if the policy or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
A 10% Household Discount applies for eligible individuals.
14
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
American Financial Security Life Insurance Company Individual Market-Attained Age
1021 Reams Fleming Boulevard Marketing Method: Insurance Producer Solicited
Franklin, TN 37064
1-866-951-0686
www.afslic.com
Male Preferred
<65 65 70 75 80 85
A
$228 $182 $182 $204 $253 $314
F
$188 $200 $234 $287 $372
G
$161 $173 $206 $254 $332
N
$121 $128 $158 $196 $255
Female Preferred
<65 65 70 75 80 85
A
$198 $159 $159 $178 $220 $273
F
$163 $174 $203 $250 $324
G
$140 $150 $179 $221 $289
N
$105 $111 $137 $170 $222
A 10% Household Discount applies for eligible individuals.
15
Male Standard*
<65 65 70 75 80 85
A
$262 $210 $210 $235 $291 $361
F
$216 $230 $269 $330 $428
G
$185 $199 $236 $293 $382
N
$139 $147 $181 $225 $294
Female Standard*
<65 65 70 75 80 85
A
$228 $182 $182 $204 $253 $314
F
$188 $200 $234 $287 $372
G
$161 $173 $206 $254 $332
N
$121 $128 $158 $196 $255
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a
Medicare supplement policy or certificate is submitted during the 6-month open enrollment period or if an
application for an available Medicare supplement policy is submitted during the guaranteed issue period, or
if the policy or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
A 10% Household Discount applies for eligible individuals.
16
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
American Home Life Insurance Company (The) Individual Market-Attained Age
400 S. Kansas Avenue Marketing Method: Insurance Producer Solicited
Topeka, KS 66601
1-833-504-0334
www.amhlifeco.com
Male Preferred
<65 65 70 75 80 85
A
$229 $175 $175 $202 $253 $316
F
$190 $196 $243 $301 $374
G
$158 $165 $203 $254 $317
N
$114 $129 $161 $199 $251
Female Preferred
<65 65 70 75 80 85
A
$199 $152 $152 $176 $220 $275
F
$165 $171 $211 $262 $325
G
$138 $143 $177 $221 $276
N
$100 $112 $140 $173 $218
A 7% Household Discount applies for eligible individuals.
17
Male Standard*
<65 65 70 75 80 85
A
$263 $202 $202 $232 $291 $363
F
$219 $226 $279 $347 $430
G
$182 $189 $234 $292 $365
N
$132 $148 $185 $229 $289
Female Standard*
<65 65 70 75 80 85
A
$229 $175 $175 $202 $253 $316
F
$190 $196 $243 $301 $374
G
$158 $165 $203 $254 $317
N
$114 $129 $161 $199 $251
*Premiums
listed above for Male
Standard and Female Standard cannot be used if an application for a
Medicare s
upplement policy or certificate is submitt
ed during the 6-month open enrollment period or if an
application for an available Medicare supplement polic
y
is submitted during the guaranteed issue period, or
if the polic
y or certificate is submitted during the 30-day annual open enrollment period triggered by
a
policyholder’s birthday.
A 7% Household Discount applies for eligible individuals.
18
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Bankers Fidelity Assurance Company Individual Market-Attained Age
4370 Peachtree Road, NE Marketing Method: Insurance Producer Solicited
Atlanta, GA 30348-5185
1-866-458-7500
www.bankersfidelity.com
Male Preferred
<65 65 70 75 80 85
A
$174 $174 $180 $214 $253 $293
F
$174 $180 $214 $253 $293
G
$151 $157 $186 $221 $255
High G
$ 53 $ 54 $ 65 $ 77 $ 89
K
$ 89 $ 92 $110 $130 $150
N
$116 $120 $142 $169 $195
Female Preferred
<65 65 70 75 80 85
A
$151 $151 $157 $186 $221 $255
F
$151 $157 $186 $221 $255
G
$132 $136 $162 $192 $222
High G
$ 46 $ 48 $ 57 $ 67 $ 78
K
$ 78 $ 81 $ 96 $114 $131
N
$101 $104 $124 $147 $170
A household discount of 7% is available.
19
Male Standard*
<65 65 70 75 80 85
A
N/A $216 $224 $267 $316 $365
F
$217 $225 $267 $316 $366
G
$189 $195 $232 $275 $318
High G
$ 65 $ 68 $ 80 $ 95 $110
K
$111 $115 $137 $162 $187
N
$144 $149 $178 $210 $243
Female Standard*
<65 65 70 75 80 85
A
N/A $189 $195 $232 $275 $318
F
$189 $196 $232 $275 $319
G
$164 $170 $202 $240 $277
High G
$ 57 $ 59 $ 70 $ 83 $ 96
K
$ 97 $100 $119 $141 $163
N
$126 $130 $155 $183 $212
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a
Medicare supplement policy or certificate is submitted during the 6-month open enrollment period, or if an
application for an available Medicare supplement policy is submitted during the guaranteed issue period, or
if the policy or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
A household discount of 7% is available.
20
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Bankers Reserve Life Insurance Company Individual Market-Attained Age
Of Wisconsin Marketing Method: Insurance Producer Solicited
P.O. Box 16895
Clearwater, FL 33766
1-833-441-1564
www.wellcare.com
Male Preferred
<65 65 70 75 80 85
A
$474 $302 $324 $375 $450 $527
F
$196 $208 $243 $300 $365
G
$170 $176 $210 $264 $325
N
$126 $138 $167 $210 $259
Female Preferred
<65 65 70 75 80 85
A
$412 $263 $281 $326 $392 $458
F
$170 $181 $211 $261 $318
G
$148 $153 $182 $230 $283
N
$109 $120 $145 $183 $225
A 10% Household Discount is available if the applicant has a household resident (at least one but no more than three),
with whom they have continuously resided with for the past 12 months.
21
Male Standard*
<65 65 70 75 80 85
A
$545 $347 $372 $431 $518 $606
F
$225 $239 $280 $345 $420
G
$196 $203 $241 $304 $374
N
$145 $158 $192 $242 $297
Female Standard*
<65 65 70 75 80 85
A
$474 $302 $324 $375 $450 $527
F
$196 $208 $243 $300 $365
G
$170 $176 $210 $264 $325
N
$126 $138 $167 $210 $259
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement policy or certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement policy is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s
birthday.
A 10% Household Discount is available if the applicant has a household resident (at least one but no more than three),
with whom they have continuously resided with for the past 12 months.
22
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Cigna National Health Insurance Company Individual Market-Attained Age
P.O. Box 5725 Marketing Method: Insurance Producer Solicited/Direct Response
Scranton, PA 18505-5725
1-866-459-4272
www.Cigna.com/Medicare
Male Preferred
<65 65 70 75 80 85
A
$340 $312 $340 $409 $498 $606
F
$192 $216 $260 $316 $385
G
$174 $190 $229 $278 $338
N
$123 $139 $167 $204 $248
Female Preferred
<65 65 70 75 80 85
A
$306 $281 $306 $369 $449 $546
F
$173 $194 $234 $285 $347
G
$157 $171 $206 $251 $305
N
$111 $125 $151 $183 $223
There is a 6% discount which will be applied to eligible new business on all underwriting classes when a policyholder resides in a
Household with another adult who is age 18 or older, which includes a legal spouse, civil union partner, or domestic partner. We may
request additional documentation to determine eligibility.
There is an additional 9% discount applied to eligible new business on all underwriting classes when more than one member of the
Household enrolls or is enrolled in a Medicare Supplement policy provided by or through an Affiliate of Cigna National Health Insurance
Company.
23
Male Standard*
<65 65 70 75 80 85
A
$374 $344 $374 $450 $548 $666
F
$211 $237 $286 $348 $423
G
$192 $209 $252 $306 $372
N
$136 $153 $184 $224 $273
Female Standard*
<65 65 70 75 80 85
A
$337 $310 $337 $406 $493 $600
F
$190 $214 $258 $314 $382
G
$173 $188 $227 $276 $335
N
$122 $138 $166 $202 $246
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for
a Medicare supplement polic
y or certificate
is submitted during the 6-month open enrollment period,
or if an application for an available Medicare supplement polic
y
is submitted during the guaranteed
issue p
eriod, or if the policy or certificate is submitted during the 30-day an
nual open enrollment
period triggered by
a policyholder’s birthday.
There is a 6% discount which will be applied to eligible new business on all underwriting classes when a policyholder resides in a
Household with another adult who is age 18 or older, which includes a legal spouse, civil union partner, or domestic partner. We may
request additional documentation to determine eligibility.
There is an additional 9% discount applied to eligible new business on all underwriting classes when more than one member of the
Household enrolls or is enrolled in a Medicare Supplement policy provided by or through an Affiliate of Cigna National Health Insurance
Company.
24
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
EPIC Life Insurance Company (The) Individual Market-Attained Age
1717 W. Broadway Marketing Method: Insurance Producer Solicited
Madison, WI 53713
1-800-236-8809
www.mywpsmedicare.com
Male
<65 65 70 75 80 85
A
$274 $237 $283 $332 $379 $449
F
$238 $284 $333 $380 $451
G
$196 $234 $274 $313 $370
N
$176 $210 $246 $280 $332
Female
<65 65 70 75 80 85
A
$251 $216 $257 $302 $344 $408
F
$217 $259 $303 $346 $410
G
$178 $213 $249 $284 $337
N
$160 $191 $223 $255 $302
Two individuals living in the same household who each purchase a Medicare supplement policy
from EPIC will receive a 7% discount.
Members enrolled in ACH payments will receive a 2% discount from the displayed rates.
25
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Erie Family Life Insurance Company Individual Market-Attained Age
100 Erie Insurance Place Marketing Method: Insurance Producer Solicited
Erie, PA 16530
1-800-458-0811
www.erieinsurance.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$203 $180 $196 $230 $263 $298
F
$223 $248 $286 $335 $390
G
$183 $206 $242 $281 $327
N
$155 $172 $205 $239 $275
Female Non-Tobacco
<65 65 70 75 80 85
A
$176 $156 $171 $200 $229 $259
F
$194 $215 $248 $291 $339
G
$160 $179 $210 $244 $284
N
$135 $150 $178 $208 $239
A 5% household discount will be offered to applicants who (a) live in an eligible household
and (b) the applicant lives in the same household with another person who is over the age of 18
and is either the applicant’s spouse, someone with whom the applicant is in a civil union
partnership, or is a permanent resident in the applicant’s home and has resided there for a
minimum of 12 months.
26
Male Tobacco*
<65 65 70 75 80 85
A
$233 $207 $226 $265 $303 $342
F
$256 $285 $329 $385 $449
G
$211 $237 $278 $323 $376
N
$178 $198 $236 $275 $316
Female Tobacco*
<65 65 70 75 80 85
A
$203 $180 $196 $230 $263 $298
F
$223 $248 $286 $335 $390
G
$183 $206 $242 $281 $327
N
$155 $172 $205 $239 $275
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for
a Medicare
supplement policy or certificate is submi
tted during the 6-month open enrollment period,
or if an application for an availabl
e Medicare supplement policy
is submitted during the guaranteed
issue period, or if the policy or certificate is submitted during the 30-day annual open enrollment
period triggered b
y a policyholder’s birthday.
A 5% household discount will be offered to applicants who (a) live in an eligible household
a
nd (b) the applicant lives in the same household with another person who is over the age of 18
and is either the applicant’s spouse, someone with whom the applicant is in a civil union
partnership, or is a permanent resident in the applicant’s home and has resided there for a
minimum
of 12 months.
27
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Everence Association, Inc. Individual Market-Issue Age/Attained Age
1110 N. Main Street Marketing Method: Members Only
P.O. Box 483 Insurance Producer Solicited/Direct Response
Goshen, IN 46527
1-800-348-7468
www.everence.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$420 $398 $430 $451 $479 $500
F
$301 $326 $346 $374 $403
G
$218 $236 $251 $269 $280
L
$130 $142 $151 $164 $177
N
$144* $172* $195* $213* $229*
Female Non-Tobacco
<65 65 70 75 80 85
A
$382 $362 $391 $410 $435 $454
F
$273 $296 $314 $340 $367
G
$198 $214 $229 $244 $255
L
$118 $129 $138 $149 $161
N
$131* $157* $178* $194* $208*
*Plan N premiums are Attained Age
.
28
Male Tobacco**
<65 65 70 75 80 85
A
$483 $458 $495 $519 $551 $575
F
$346 $375 $397 $430 $464
G
$250 $271 $289 $309 $322
L
$149 $163 $174 $189 $203
N
$165* $198* $225* $245* $263*
Female Tobacco**
<65 65 70 75 80 85
A
$439 $416 $449 $472 $500 $522
F
$314 $341 $361 $391 $422
G
$228 $246 $263 $281 $293
L
$136 $148 $158 $172 $185
N
$150* $180* $204* $223* $239*
*Plan N premiums are Attained Age.
**Premiums listed above for Male Tobacco and Female Tobacco cannot be used if an application for
a Medicare supplement policy or certificate is submitted during the 6-month open enrollment period,
or if an application for an available Medicare supplement policy is submitted during the guaranteed
issue period, or if the policy or certificate is submitted during the 30-day annual open enrollment
period triggered by a policyholder’s birthday.
29
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Federal Life Insurance Company Individual Market-Attained Age
3750 W. Deerfield Road Marketing Method: Insurance Producer Solicited
Riverwoods, IL 60015
1-888-747-3760
www.federallife.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$258 $171 $189 $226 $261 $291
F
$198 $211 $257 $297 $331
G
$166 $183 $219 $252 $281
N
$119 $130 $157 $181 $202
Female Non-Tobacco
<65 65 70 75 80 85
A
$258 $153 $169 $202 $233 $259
F
$177 $189 $230 $265 $295
G
$148 $163 $195 $225 $251
N
$107 $116 $140 $162 $180
A discount of 7
% will be applied if for the past twelve months the certificate holder has resided with at least one, but no
more than three, other adults aged 60 or older, or if the certificate holder lives with another adult who is his or her legal
spouse or civil union partner.
30
Male Tobacco*
<65 65 70 75 80 85
A
$297 $197 $217 $260 $300 $334
F
$228 $243 $296 $341 $380
G
$190 $210 $251 $290 $323
N
$137 $150 $180 $208 $232
Female Tobacco*
<65 65 70 75 80 85
A
$297 $176 $194 $232 $268 $298
F
$203 $217 $264 $305 $339
G
$170 $188 $224 $259 $288
N
$123 $134 $161 $186 $207
*Premiums listed above for Male Tobacco and Female Tobacco cannot be used if an application for a Medicare
supplement policy or certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement policy is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s
birthday.
A discount of 7% will be applied if for the past twelve months the certificate holder has resided with at least one, but no
more than three, other adults aged 60 or older, or if the certificate holder lives with another adult who is his or her legal
spouse or civil union partner.
31
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
FirstCare, Inc. (d.b.a. CareFirst MedPlus) Individual Market-Attained Age
10455 Mill Run Circle Marketing Method: Direct Response
Owings Mills, MD 21117-5559
1-800-275-3802
410-356-8123 (Local)
www.carefirst.com
Male Level 1 without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$948 $837 $1,058 $1,284 $1,522 $1,722
B
$220 $ 279 $ 338 $ 401 $ 453
F
$247 $ 313 $ 379 $ 449 $ 509
High F
$ 56 $ 71 $ 87 $ 103 $ 116
G
$202 $ 255 $ 310 $ 367 $ 415
High G
$ 56 $ 70 $ 85 $ 101 $ 114
L
$159 $ 201 $ 244 $ 290 $ 328
M
$242 $ 306 $ 371 $ 439 $ 497
N
$177 $ 224 $ 271 $ 322 $ 364
Female Level 1 without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$917 $786 $994 $1,205 $1,418 $1,545
B
$207 $262 $ 317 $ 373 $ 407
F
$232 $293 $ 356 $ 419 $ 456
High F
$ 53 $ 67 $ 81 $ 96 $ 104
G
$190 $240 $ 291 $ 342 $ 373
High G
$ 52 $ 66 $ 80 $ 94 $ 103
L
$150 $189 $ 229 $ 270 $ 294
M
$227 $287 $ 348 $ 409 $ 446
N
$166 $210 $ 255 $ 300 $ 326
*Level 1 rates apply if application is made during the 6-month open enrollment period, or during the
guaranteed issue period.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has
enrolled in a MedPlus Medicare Supplement plan with CareFirst.
32
Male Level 1 without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$920 $812 $1,027 $1,246 $1,476 $1,670
B
$214 $ 270 $ 328 $ 389 $ 440
F
$240 $ 303 $ 368 $ 436 $ 493
High F
$ 55 $ 69 $ 84 $ 100 $ 113
G
$196 $ 248 $ 300 $ 356 $ 403
High G
$ 54 $ 68 $ 83 $ 98 $ 111
L
$155 $ 195 $ 237 $ 281 $ 318
M
$234 $ 296 $ 360 $ 426 $ 482
N
$172 $ 217 $ 263 $ 312 $ 353
Female Level 1 without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$889 $762 $964 $1,169 $1,376 $1,499
B
$201 $254 $ 308 $ 362 $ 395
F
$225 $285 $ 345 $ 406 $ 443
High F
$ 51 $ 65 $ 79 $ 93 $ 101
G
$184 $232 $ 282 $ 332 $ 361
High G
$ 51 $ 64 $ 78 $ 91 $ 99
L
$145 $183 $ 222 $ 262 $ 285
M
$220 $278 $ 338 $ 397 $ 433
N
$161 $204 $ 247 $ 291 $ 317
*Level 1 rates apply if application is made during the 6-month open enrollment period, or during the guaranteed issue period.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enr
olled in
a MedPlus Med
icare Supplement plan with
CareFirst.
33
Male Level 2 Non-Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,043 $1,046 $1,228 $1,412 $1,674 $1,894
B
$ 276 $ 323 $ 372 $ 441 $ 499
F
$ 309 $ 363 $ 417 $ 494 $ 559
High F
$ 71 $ 83 $ 95 $ 113 $ 128
G
$ 252 $ 296 $ 341 $ 404 $ 457
High G
$ 69 $ 81 $ 94 $ 111 $ 126
L
$ 199 $ 234 $ 269 $ 319 $ 360
M
$ 302 $ 354 $ 408 $ 483 $ 547
N
$ 221 $ 259 $ 298 $ 354 $ 400
Female Level 2 Non-Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,008 $982 $1,152 $1,326 $1,560 $1,699
B
$259 $ 303 $ 349 $ 411 $ 447
F
$290 $ 340 $ 392 $ 461 $ 502
High F
$ 66 $ 78 $ 89 $ 105 $ 115
G
$237 $ 278 $ 320 $ 376 $ 410
High G
$ 65 $ 76 $ 88 $ 104 $ 113
L
$187 $ 219 $ 252 $ 297 $ 323
M
$284 $ 333 $ 383 $ 450 $ 491
N
$208 $ 244 $ 280 $ 330 $ 359
*Premiums listed above for Male Level 2 Non-Smoker and Female Level 2 Non-Smoker cannot be used if an
application for a Medicare supplement policy or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement policy is submitted during
the guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open enrollment
period triggered by a policyholder’s birthday. Premiums are for individuals who are required to go through medical
underwriting for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled in
a MedPlus Medicare Supplement plan with CareFirst.
34
Male Level 2 Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,303 $1,308 $1,534 $1,765 $2,092 $2,367
B
$ 344 $ 404 $ 465 $ 551 $ 623
F
$ 386 $ 453 $ 521 $ 618 $ 699
High F
$ 88 $ 104 $ 119 $ 141 $ 160
G
$ 315 $ 370 $ 426 $ 504 $ 571
High G
$ 87 $ 102 $ 117 $ 139 $ 157
L
$ 249 $ 292 $ 336 $ 398 $ 450
M
$ 378 $ 443 $ 510 $ 604 $ 683
N
$ 276 $ 324 $ 373 $ 442 $ 500
Female Level 2 Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,260 $1,228 $1,440 $1,657 $1,949 $2,124
B
$ 323 $ 379 $ 436 $ 513 $ 559
F
$ 363 $ 425 $ 489 $ 576 $ 627
High F
$ 83 $ 97 $ 112 $ 132 $ 143
G
$ 296 $ 347 $ 400 $ 470 $ 512
High G
$ 81 $ 96 $ 110 $ 129 $ 141
L
$ 234 $ 274 $ 315 $ 371 $ 404
M
$ 354 $ 416 $ 478 $ 563 $ 613
N
$ 259 $ 304 $ 350 $ 412 $ 449
*Premiums listed above for Male Level 2 Smoker and Female Level 2 Smoker cannot be used if an
application for a Medic
are supplement policy
or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement polic
y
is submitted during
the guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day an
nual open
enrollment period triggered b
y a policyholder’s birthday. Premiums are for individuals wh
o are required
to go through medical underw
ritin
g for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled in
a MedPlus Medicare Supplement plan with CareFirst.
35
Male Level 2 Non-Smoker without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$1,012 $1,015 $1,191 $1,370 $1,624 $1,837
B
$ 267 $ 314 $ 361 $ 428 $ 484
F
$ 300 $ 352 $ 405 $ 480 $ 543
High F
$ 69 $ 80 $ 92 $ 110 $ 124
G
$ 245 $ 287 $ 330 $ 392 $ 443
High G
$ 67 $ 79 $ 91 $ 108 $ 122
L
$ 193 $ 227 $ 261 $ 309 $ 350
M
$ 293 $ 344 $ 396 $ 469 $ 531
N
$ 215 $ 252 $ 289 $ 343 $ 388
Female Level 2 Non-Smoker without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$978 $953 $1,118 $1,286 $1,513 $1,649
B
$251 $ 294 $ 339 $ 398 $ 434
F
$281 $ 330 $ 380 $ 447 $ 487
High F
$ 64 $ 75 $ 87 $ 102 $ 111
G
$230 $ 270 $ 310 $ 365 $ 398
High G
$ 63 $ 74 $ 85 $ 100 $ 109
L
$181 $ 213 $ 245 $ 288 $ 314
M
$275 $ 323 $ 371 $ 437 $ 476
N
$201 $ 236 $ 272 $ 320 $ 348
*Premiums listed above for Male Level 2 Non-Smoker and Female Level 2 Non-Smoker cannot be used if an
application for a Medicare supplement policy or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement policy is submitted during
the guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual
open enrollment period triggered by a policyholder’s birthday. Premiums are for individuals
who are required to go through medical underwriting for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled in
a MedPlus Medicare Supplement plan with CareFirst.
36
Male Level 2 Smoker without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$1,264 $1,269 $1,488 $1,712 $2,030 $2,296
B
$ 334 $ 392 $ 451 $ 534 $ 605
F
$ 375 $ 440 $ 506 $ 599 $ 678
High F
$ 86 $ 100 $ 116 $ 137 $ 155
G
$ 306 $ 359 $ 413 $ 489 $ 554
High G
$ 84 $ 99 $ 114 $ 135 $ 152
L
$ 241 $ 283 $ 326 $ 386 $ 437
M
$ 366 $ 430 $ 494 $ 586 $ 663
N
$ 268 $ 314 $ 362 $ 429 $ 485
Female Level 2 Smoker without Household Discount Eastern & Southern MD*
<65 65 70 75 80 85
A
$1,222 $1,191 $1,397 $1,607 $1,891 $2,060
B
$ 314 $ 368 $ 423 $ 498 $ 542
F
$ 352 $ 413 $ 475 $ 559 $ 608
High F
$ 80 $ 94 $ 108 $ 128 $ 139
G
$ 287 $ 337 $ 388 $ 456 $ 497
High G
$ 79 $ 93 $ 107 $ 126 $ 137
L
$ 227 $ 266 $ 306 $ 360 $ 392
M
$ 344 $ 403 $ 464 $ 546 $ 595
N
$ 252 $ 295 $ 340 $ 400 $ 435
*Premiums listed above for Male Level 2 Smoker and Female Level 2 Smoker cannot be used if an
application for a Medic
are supplement policy
or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement polic
y
is submitted during
the guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day an
nual
open enrollment period triggered b
y a policyholder’s birthday. Prem
iums are for individuals
w
ho are required to go through medical underwriting fo
r coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled in
a MedPlus Medicare Supplement plan with CareFirst.
37
Male Level 3 Non-Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,517 $1,674 $1,905 $2,054 $2,435 $2,755
B
$ 441 $ 502 $ 541 $ 641 $ 725
F
$ 495 $ 563 $ 607 $ 719 $ 814
High F
$ 113 $ 129 $ 139 $ 164 $ 186
G
$ 404 $ 459 $ 495 $ 587 $ 664
High G
$ 111 $ 126 $ 136 $ 162 $ 183
L
$ 319 $ 362 $ 391 $ 463 $ 524
M
$ 483 $ 550 $ 593 $ 703 $ 795
N
$ 354 $ 402 $ 434 $ 514 $ 582
Female Level 3 Non-Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,466 $1,572 $1,788 $1,928 $2,269 $2,472
B
$ 414 $ 471 $ 508 $ 597 $ 651
F
$ 464 $ 528 $ 570 $ 670 $ 730
High F
$ 106 $ 121 $ 130 $ 153 $ 167
G
$ 379 $ 431 $ 465 $ 547 $ 596
High G
$ 104 $ 119 $ 128 $ 151 $ 164
L
$ 299 $ 340 $ 367 $ 432 $ 470
M
$ 454 $ 516 $ 557 $ 655 $ 714
N
$ 332 $ 378 $ 407 $ 479 $ 522
*Premiums listed above for Male Level 3 Non-Smoker and Female Level 3 Non-Smoker cannot be used
if an application for a Medicare supplement policy or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement policy is submitted during
the guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual
open enrollment period triggeredby a policyholder’s birthday. Premiums are for individuals who
are required to go through medical underwriting for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled
in a MedPlus Medicare Supplement plan with CareFirst.
38
Male Level 3 Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,896 $2,092 $2,381 $2,567 $3,043 $3,443
B
$ 551 $ 627 $ 676 $ 801 $ 906
F
$ 618 $ 703 $ 758 $ 899 $1,017
High F
$ 141 $ 161 $ 173 $ 205 $ 232
G
$ 505 $ 574 $ 619 $ 734 $ 830
High G
$ 139 $ 158 $ 170 $ 202 $ 229
L
$ 398 $ 453 $ 488 $ 579 $ 655
M
$ 604 $ 687 $ 741 $ 879 $ 994
N
$ 442 $ 503 $ 542 $ 643 $ 727
Female Level 3 Smoker without Household Discount Baltimore Metro, D.C. Metro & Western MD*
<65 65 70 75 80 85
A
$1,833 $1,964 $2,235 $2,410 $2,835 $3,089
B
$ 517 $ 588 $ 634 $ 746 $ 813
F
$ 580 $ 660 $ 712 $ 837 $ 912
High F
$ 133 $ 151 $ 163 $ 191 $ 208
G
$ 474 $ 539 $ 581 $ 684 $ 745
High G
$ 130 $ 148 $ 160 $ 188 $ 205
L
$ 374 $ 425 $ 459 $ 539 $ 588
M
$ 567 $ 645 $ 696 $ 819 $ 892
N
$ 415 $ 472 $ 509 $ 599 $ 653
*Premiums listed above for Male Level 3 Smoker and Female Level 3 Smoker cannot be used
if an application for a Medicare s
upplement policy or ce
rtificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement polic
y
is submitted during
the guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day an
nual
open enrollment period triggered b
y a policyholder’s birthday. Prem
iums are for individuals
w
ho are required to go through medical underwriting fo
r coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled
in a MedPlus Medicare Supplement plan with CareFirst.
39
Male Level 3 Non-Smoker without Household Discount Eastern & Southern MD
<65 65 70 75 80 85
A
$1,472 $1,624 $1,848 $1,993 $2,362 $2,673
B
$ 428 $ 487 $ 525 $ 622 $ 704
F
$ 480 $ 546 $ 589 $ 698 $ 789
High F
$ 110 $ 125 $ 134 $ 159 $ 180
G
$ 392 $ 446 $ 481 $ 570 $ 644
High G
$ 108 $ 123 $ 132 $ 157 $ 177
L
$ 309 $ 352 $ 379 $ 449 $ 509
M
$ 469 $ 534 $ 575 $ 682 $ 772
N
$ 343 $ 390 $ 421 $ 499 $ 565
Female Level 3 Non-Smoker without Household Discount Eastern & Southern MD
<65 65 70 75 80 85
A
$1,423 $1,525 $1,735 $1,871 $2,201 $2,398
B
$ 401 $ 457 $ 493 $ 579 $ 631
F
$ 450 $ 512 $ 553 $ 650 $ 708
High F
$ 103 $ 117 $ 126 $ 149 $ 162
G
$ 368 $ 418 $ 451 $ 531 $ 578
High G
$ 101 $ 115 $ 124 $ 146 $ 159
L
$ 290 $ 330 $ 356 $ 419 $ 456
M
$ 440 $ 501 $ 540 $ 636 $ 692
N
$ 322 $ 367 $ 395 $ 465 $ 507
*Premiums listed above for Male Level 3 Non-Smoker and Female Level 3 Non-Smoker cannot be used
if an application for a Medicare supplement policy or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement policy is submitted during
the guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual
open enrollment period triggered by a policyholder’s birthday. Premiums are for individuals
who are required to go through medical underwriting for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled
in a MedPlus Medicare Supplement plan with CareFirst.
40
Male Level 3 Smoker without Household Discount Eastern & Southern MD
<65 65 70 75 80 85
A
$1,839 $2,030 $2,309 $2,490 $2,952 $3,340
B
$ 534 $ 608 $ 656 $ 777 $ 879
F
$ 600 $ 682 $ 736 $ 872 $ 987
High F
$ 137 $ 156 $ 168 $ 199 $ 225
G
$ 490 $ 557 $ 601 $ 712 $ 805
High G
$ 135 $ 153 $ 165 $ 196 $ 222
L
$ 386 $ 439 $ 474 $ 562 $ 635
M
$ 586 $ 667 $ 719 $ 852 $ 964
N
$ 429 $ 488 $ 526 $ 624 $ 706
Female Level 3 Smoker without Household Discount Eastern & Southern MD
<65 65 70 75 80 85
A
$1,778 $1,906 $2,168 $2,338 $2,751 $2,997
B
$ 502 $ 571 $ 616 $ 724 $ 789
F
$ 563 $ 640 $ 691 $ 812 $ 885
High F
$ 129 $ 146 $ 158 $ 186 $ 202
G
$ 460 $ 523 $ 564 $ 663 $ 723
High G
$ 126 $ 144 $ 155 $ 183 $ 199
L
$ 363 $ 413 $ 445 $ 523 $ 570
M
$ 550 $ 626 $ 675 $ 794 $ 865
N
$ 403 $ 458 $ 494 $ 581 $ 633
*Premiums listed above for Male Level 3 Smoker and Female Level 3 Smoker cannot be used
if an application for a Medicare supplement policy or certificate is submitted during the 6-month open
enrollment period, or if an application for an available Medicare supplement policy is submitted during
the guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open
enrollment period triggered by a policyholder’s birthday. Premiums are for individuals who are
required to go through medical underwriting for coverage.
A 10% Household Discount is available if the policyholder resides with another person who is eligible and has enrolled
in a MedPlus Medicare Supplement plan with CareFirst.
41
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
First Health Life and Health Insurance Company Individual Market-Attained Age
MEDICARE SUPPLEMENT ADMINISTRATIVE OFFICE Marketing Method: Direct Response
3200 Highland Avenue
Downers Grove, IL 60515
1-866-465-1023
www.aetnas
eniorproducts.com
Male Preferred
<65 65 70 75 80 85
A
$214 $173 $198 $220 $233 $242
B
$194 $227 $258 $284 $306
F
$211 $247 $284 $316 $345
G
$208 $245 $282 $316 $347
N
$121 $143 $166 $187 $208
Female Preferred
<65 65 70 75 80 85
A
$196 $159 $181 $202 $214 $222
B
$178 $208 $236 $260 $280
F
$194 $227 $261 $290 $317
G
$192 $226 $260 $291 $321
N
$112 $133 $154 $173 $192
42
Male Standard*
<65 65 70 75 80 85
A
$236 $190 $218 $242 $257 $267
B
$214 $249 $284 $313 $336
F
$232 $272 $312 $347 $379
G
$229 $269 $310 $347 $382
N
$133 $157 $182 $205 $228
Female Standard*
<65 65 70 75 80 85
A
$216 $174 $199 $222 $235 $244
B
$196 $228 $260 $286 $308
F
$213 $250 $287 $319 $349
G
$211 $249 $287 $321 $353
N
$123 $146 $169 $191 $212
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement polic
y or
certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement polic
y is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholde
r’s
birthday.
43
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Globe Life and Accident Insurance Company Individual Market-Attained Age
3700 S. Stonebridge Drive Marketing Method: Direct Response
P.O. Box 8080
McKinney, TX 75070
1-800-801-6831
www.globecaremedsupp.com
Unisex
<65 65 70 75 80 85
A
$261* $184 $246 $263 $264 $264
B
$216 $272 $310 $314 $314
F
$256 $315 $370 $392 $392
High F
$ 34 $ 47 $ 56 $ 67 $ 67
G
$222 $277 $331 $351 $351
High G
$ 34 $ 47 $ 56 $ 67 $ 67
N
$161 $203 $245 $266 $266
* Plan A for Individuals
with a Disability is offered only during Open Enrollment/Guaranteed
Issue periods.
44
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
GPM Health and Life Insurance Company Individual Market-Attained Age
P.O. Box 2679
Marketing
Method: Insurance Producer Solicited
Omaha, NE 68103
1-866-242-7573
www.gp
mhealthandlife.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$385 $274 $303 $362 $418 $466
F
$328 $362 $434 $500 $557
G
$274 $303 $362 $418 $465
N
$207 $229 $274 $316 $352
Female Non-Tobacco
<65 65 70 75 80 85
A
$385 $238 $263 $315 $364 $405
F
$285 $315 $377 $435 $485
G
$239 $263 $315 $363 $405
N
$180 $199 $238 $275 $306
A 7% Household Discount will be applied if for the past twelve months the policyholder has resided with at least one,
but no more than three, other adults aged 60 or older, or if the policyholder lives with another adult who is his
or her legal spouse or civil union partner.
45
Male Tobacco*
<65 65 70 75 80 85
A
$442 $315 $348 $417 $481 $535
F
$377 $416 $498 $575 $640
G
$315 $348 $416 $480 $535
N
$238 $263 $315 $363 $404
Female Tobacco*
<65 65 70 75 80 85
A
$442 $274 $303 $362 $418 $466
F
$328 $362 $433 $500 $557
G
$274 $303 $362 $418 $465
N
$207 $229 $274 $316 $351
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for
a Medicare
supplement policy or certificate is submi
tted during the 6-month open enrollment period,
or if an application for an availabl
e Medicare supplement policy
is submitted during the guaranteed
issue period, or if the polic
y or certificate is submitted during the 30-day annu
al open enrollment
period triggered by a policyholder’s birthday.
A 7% Household Discount will be applied if for the past twelve months the policyholder has resided with at least one,
but no more than three, other adults aged 60 or older, or if the policyholder lives with another adult who is his
or her legal spouse or civil union partner.
46
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Guarantee Trust Life Insurance Company Individual Market-Attained Age
1275 Milwaukee Avenue Marketing Method: Insurance Producer Solicited
Glenview, IL 60025
1-800-338-7452
1-847-699-0600
www.gtlic.com
Male Preferred
<65 65 70 75 80 85
A
$287 $250 $266 $301 $350 $378
F
$323 $343 $408 $510 $574
High F
$ 73 $ 77 $ 92 $115 $129
G
$250 $266 $316 $395 $445
N
$209 $222 $264 $330 $372
Female Preferred
<65 65 70 75 80 85
A
$255 $223 $237 $267 $308 $334
F
$288 $306 $364 $455 $513
High F
$ 65 $ 69 $ 82 $102 $115
G
$223 $237 $282 $353 $397
N
$187 $198 $236 $295 $332
A household discount of 7% is available if two or more policyholders with an inforce Medicare Supplement
policy from the Company are currently residing together.
47
Male Standard*
<65 65 70 75 80 85
A
$358 $312 $332 $377 $437 $473
F
$404 $429 $510 $638 $718
High F
$ 91 $ 96 $115 $143 $161
G
$312 $332 $395 $494 $556
N
$262 $278 $330 $413 $465
Female Standard*
<65 65 70 75 80 85
A
$318 $279 $296 $333 $385 $417
F
$360 $383 $455 $569 $641
High F
$ 81 $ 86 $102 $128 $144
G
$279 $296 $352 $441 $496
N
$234 $248 $295 $369 $415
*Premiums
listed above for Male
Standard and Female Standard cannot be used if an application
for a Medic
are supplement policy
or certificate is submitted during the 6-month open enrollment
period, or if an application for an available Medicare supplement polic
y
is submitted during the
guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day annu
al open
enrollment period triggered by a policyholder’s birthday.
A
household discount of 7% is available if two or more policyholders with an inforce Medicare Supplement
po
licy from the Company are currently residing together.
48
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Heartland National Life Insurance Company Individual Market-Attained Age
P.O. Box 2878 Marketing Method: Insurance Producer Solicited
Salt Lake City, UT 84110-2878
1-888-6
16-0015
www.heartlandnational.net
Male Non-Tobacco
<65 65 70 75 80 85
A
$ 217 $183 $183 $222 $255 $286
C
$1,137 $236 $236 $282 $331 $381
G
$184 $184 $224 $268 $315
N
$148 $155 $189 $224 $263
Female Non-Tobacco
<65 65 70 75 80 85
A
$189 $160 $160 $193 $222 $248
C
$989 $205 $205 $246 $287 $331
G
$160 $160 $195 $233 $274
N
$129 $135 $164 $195 $229
A
7% Household Discount is available to those that qualify.
49
Male Tobacco*
<65 65 70 75 80 85
A
$ 250 $211 $211 $255 $293 $328
C
$1,308 $271 $271 $325 $380 $438
G
$212 $212 $258 $308 $363
N
$171 $178 $217 $258 $303
Female Tobacco*
<65 65 70 75 80 85
A
$ 217 $183 $183 $222 $255 $286
C
$1,137 $236 $236 $282 $331 $381
G
$184 $184 $224 $268 $315
N
$148 $155 $189 $224 $263
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for
a Medicare
supplement policy or certificate is submi
tted during the 6-month open enrollment period,
or if an application for an availabl
e Medicare supplement policy
is submitted during the guaranteed
issue period, or if the polic
y or certificate is submitted during the 30-day annu
al open enrollment
period triggered b
y a policyholder’s birthday.
A 7% Household Discount is available to those that qualify.
50
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Humana Benefit Plan of Illinois, Inc. Individual Market-Attained Age
500 West Main Street Marketing Method: Insurance Producer Solicited
Louisville, KY 40202
1-800-984-9095
www.Humana-Medicare.com
Male Preferred
<65 65 70 75 80 85
A
$366 $335 $356 $420 $511 $599
F
$187 $198 $234 $285 $333
G
$160 $169 $200 $243 $285
High G
$ 58 $ 61 $ 72 $ 88 $103
N
$115 $130 $160 $192 $223
Female Preferred
<65 65 70 75 80 85
A
$324 $297 $315 $372 $453 $530
F
$165 $175 $207 $252 $295
G
$141 $150 $177 $215 $252
High G
$ 51 $ 54 $ 64 $ 78 $ 91
N
$102 $115 $141 $170 $197
A 12% household discount is available for applicants who qualify.
51
Male Standard*
<65 65 70 75 80 85
A
$421 $385 $409 $483 $588 $688
F
$215 $228 $269 $327 $383
G
$184 $195 $230 $280 $328
High G
$ 66 $ 71 $ 83 $101 $119
N
$133 $149 $183 $221 $256
Female Standard*
<65 65 70 75 80 85
A
$373 $341 $362 $428 $520 $609
F
$190 $201 $238 $290 $339
G
$162 $172 $204 $248 $290
High G
$ 59 $ 62 $ 74 $ 90 $105
N
$117 $132 $162 $196 $227
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement polic
y or
certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement polic
y is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholde
r’s
birthday.
A 12% household discount is available for applicants who qualify.
52
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
LifeShield National Insurance Company Individual Market-Attained Age
5500 N. Western Avenue Marketing Method: Insurance Producer Solicited
Suite 200
Oklahoma City, OK 73118
1-833-989-0033
www.lifeshieldnational.com
Male Preferred
<65 65 70 75 80 85
A
$214 $204 $204 $228 $265 $288
F
$188 $196 $235 $285 $350
G
$153 $159 $195 $240 $298
N
$114 $126 $158 $192 $231
Female Preferred
<65 65 70 75 80 85
A
$186 $177 $177 $198 $231 $250
F
$163 $170 $204 $248 $305
G
$133 $138 $170 $209 $259
N
$100 $109 $137 $167 $201
A 7% household discount is available for those who qualify.
53
Male Standard*
<65 65 70 75 80 85
A
$246 $234 $234 $262 $305 $331
F
$216 $225 $270 $328 $403
G
$176 $182 $224 $276 $343
N
$132 $144 $181 $221 $266
Female Standard*
<65 65 70 75 80 85
A
$214 $204 $204 $228 $265 $288
F
$188 $196 $235 $285 $350
G
$153 $159 $195 $240 $298
N
$114 $126 $158 $192 $231
*Premiums listed above for Male Standard and Female Standard cannot be used if an application
for a Medicare supplement policy or certificate is submitted during the 6-month open enrollment
period, or if an application for an available Medicare supplement policy is submitted during the
guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open
enrollment period triggered by a policyholder’s birthday.
A 7% household discount is available for those who qualify.
54
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Monitor Life Insurance Company of New York Individual Market-Attained Age
305 Madison Avenue
Marketing
Method: Insurance Producer Solicited
Morristown, NJ 07962
1-877-759-5762
Male Preferred
<65 65 70 75 80 85
A
$226 $170 $170 $206 $258 $310
F
$209 $209 $248 $306 $374
G
$171 $171 $207 $260 $322
High G
$ 62 $ 62 $ 75 $ 93 $113
N
$132 $132 $164 $195 $228
Female Preferred
<65 65 70 75 80 85
A
$197 $148 $148 $179 $225 $270
F
$181 $181 $215 $266 $325
G
$149 $149 $180 $226 $280
High G
$ 54 $ 54 $ 65 $ 81 $ 98
N
$114 $114 $142 $169 $198
A 7% household discount is available for applicants who qualify.
55
Male Standard*
<65 65 70 75 80 85
A
$260 $196 $196 $237 $297 $357
F
$240 $240 $285 $352 $430
G
$197 $197 $238 $298 $371
High G
$ 72 $ 72 $ 86 $107 $130
N
$151 $151 $188 $224 $262
Female Standard*
<65 65 70 75 80 85
A
$226 $170 $170 $206 $258 $310
F
$209 $209 $248 $306 $374
G
$171 $171 $207 $260 $322
High G
$ 62 $ 62 $ 75 $ 93 $113
N
$132 $132 $164 $195 $228
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement polic
y or
certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement polic
y is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholde
r’s
birthday.
A 7% household discount is available for applicants who qualify.
56
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Mutual of Omaha Insurance Company Individual Market-Attained Age
3300 Mutual of Omaha Plaza Marketing Method: Insurance Producer Solicited
Omaha, NE 68175
1-800-667-2937
www.mutualofomaha.com/states
Male Non-Tobacco
<65 65 70 75 80 85
A
$177 $177 $197 $236 $285 $341
F
$199 $214 $253 $306 $370
G
$173 $191 $229 $278 $332
High G
$ 50 $ 56 $ 67 $ 81 $ 97
N
$122 $135 $161 $195 $233
Female Non-Tobacco
<65 65 70 75 80 85
A
$154 $154 $171 $205 $248 $297
F
$173 $186 $220 $266 $322
G
$150 $166 $199 $241 $289
High G
$ 44 $ 49 $ 58 $ 71 $ 84
N
$106 $117 $140 $169 $203
A 12% household discount is available for applicants who qualify.
57
Male Tobacco*
<65 65 70 75 80 85
A
$204 $204 $226 $271 $328 $392
F
$229 $246 $291 $352 $426
G
$198 $220 $264 $319 $382
High G
$ 58 $ 64 $ 77 $ 93 $112
N
$141 $155 $185 $224 $268
Female Tobacco*
<65 65 70 75 80 85
A
$177 $177 $196 $236 $285 $341
F
$199 $214 $253 $306 $370
G
$173 $191 $229 $277 $332
High G
$ 50 $ 56 $ 67 $ 81 $ 97
N
$122 $135 $161 $195 $233
*Premiu
ms listed above for Male Tobacco and Female Tobacco cannot be used if an application for a Medica
re
supplem
ent policy or
certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement policy
is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-da
y annual open enrollment period triggered by a polic
yholder’s
birthda
y.
A 12% household discount is available for applicants who qualify.
58
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Nassau Life Insurance Company of Kansas
Individual
Market-Attained Age
1 American Row
Marketing
Method: Insurance Producer Solicited
Hartford, CT 06102
1-800-420-5382, Option 3
www.nfg.co
m
Male Preferred
<65 65 70 75 80 85
A
$246 $183 $196 $239 $278 $321
F
$194 $210 $252 $297 $379
G
$163 $174 $212 $252 $325
N
$124 $133 $163 $195 $251
Female Preferred
<65 65 70 75 80 85
A
$214 $159 $170 $208 $242 $279
F
$168 $182 $219 $258 $330
G
$141 $151 $185 $219 $282
N
$108 $115 $141 $169 $219
A 7% Household Discount is available if there are between 2 and 4 adults residing at the same residential address.
59
Male Standard*
<65 65 70 75 80 85
A
$282 $210 $225 $275 $320 $369
F
$223 $241 $289 $341 $436
G
$187 $200 $244 $290 $373
N
$143 $153 $187 $224 $289
Female Standard*
<65 65 70 75 80 85
A
$246 $183 $196 $239 $279 $321
F
$194 $210 $252 $297 $379
G
$163 $174 $212 $252 $325
N
$124 $133 $163 $195 $251
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a
Medicare supplement policy or certificate is submitted during the 6-month open enrollment period, or if an
application for an available Medicare supplement policy is submitted during the guaranteed issue period, or
if the policy or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
A 7% Household Discount is available if there are between 2 and 4 adults residing at the same residential address.
60
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
National Health Insurance Company
Individual Market-Attained Age
P.O. Box 3450 Marketing Method: Insurance Producer Solicited
Salt Lake City, UT 84110-3450
1-833-976-2628
Male Preferred II
<65 65 70 75 80 85
A
$209 $171 $176 $206 $250 $296
F
$224 $231 $270 $328 $388
High F
$ 67 $ 69 $ 81 $ 98 $116
G
$185 $191 $223 $271 $320
N
$134 $138 $161 $196 $232
Female Preferred II
<65 65 70 75 80 85
A
$185 $151 $156 $182 $222 $262
F
$198 $204 $239 $290 $343
High F
$ 60 $ 61 $ 72 $ 87 $103
G
$164 $169 $197 $240 $284
N
$119 $122 $143 $174 $205
A household discount of 7% is available.
61
Male Preferred
<65 65 70 75 80 85
A
$209 $171 $199 $231 $268 $309
F
$224 $261 $302 $350 $404
High F
$ 67 $ 78 $ 91 $105 $121
G
$185 $216 $250 $290 $334
N
$134 $156 $181 $210 $242
Female Preferred
<65 65 70 75 80 85
A
$185 $151 $176 $204 $237 $273
F
$198 $231 $268 $310 $358
High F
$ 60 $ 69 $ 80 $ 93 $107
G
$164 $191 $221 $256 $296
N
$119 $138 $160 $186 $214
A household discount of 7% is available.
62
Male Standard*
<65 65 70 75 80 85
A
$251 $205 $239 $277 $321 $370
F
$268 $313 $362 $420 $484
High F
$ 81 $ 94 $109 $126 $145
G
$222 $259 $300 $347 $400
N
$161 $187 $217 $252 $290
Female Standard*
<65 65 70 75 80 85
A
$222 $181 $211 $245 $284 $327
F
$237 $277 $321 $372 $429
High F
$ 71 $ 83 $ 96 $112 $129
G
$196 $229 $265 $307 $354
N
$142 $166 $192 $223 $257
*Premiums listed above for Male Standard and Female Standard cannot be used if an application
for a Medicare supplement policy or certificate is submitted during the 6-month open enrollment
period, or if an application for an available Medicare supplement policy is submitted during the
guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open
enrollment period triggered by a policyholder’s birthday.
A household discount of 7% is available.
63
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Physicians Life Insurance Company
Individual Market-Attained Age/Issue Age
2600 Dodge Street Marketing Method: Insurance Producer Solicited/Direct Response
Omaha, NE 68131 Issue Age rates are available for all plans
1-800-325-6300
www.physiciansmutual.com/web/medsupp
Male Non-Tobacco
<65 65 70 75 80 85
A*
$214* $214* $214* $214* $214* $214*
F
$232 $250 $290 $316 $325
High F
$ 73 $ 80 $100 $124 $155
G
$197 $213 $247 $269 $277
High G
$ 71 $ 77 $ 96 $120 $149
Female Non-Tobacco
<65 65 70 75 80 85
A*
$193* $193* $193* $193* $193* $193*
F
$210 $226 $263 $286 $294
High F
$ 66 $ 72 $ 90 $112 $140
G
$179 $193 $223 $244 $250
High G
$ 64 $ 70 $ 87 $108 $135
*Plan A is I
ssue Age. Other Plans are Attained Age.
An applicant who resides in a household either with a spouse, or with another person (but no more
than three) that is age 60 or older and has continuously resided with the applicant for the last 12 months,
is eligible for a 10% household discount.
All Medicare Supplement plans from Physicians Life Insurance Company except Plan A provide additional innovative
benefits for preventive care and hearing loss testing. We also offer a Deductible Discount Rider on Plans F and G that
applies the high deductible for only 2-3 years, with a premium discount off of the base plan that applies for
the life of the policy.
64
Male Tobacco**
<65 65 70 75 80 85
A*
$238* $238* $238* $238* $238* $238*
F
$258 $278 $322 $352 $361
High F
$ 81 $ 89 $111 $138 $172
G
$219 $237 $274 $299 $308
High G
$ 79 $ 86 $107 $133 $166
Female Tobacco**
<65 65 70 75 80 85
A*
$215* $215* $215* $215* $215* $215*
F
$233 $252 $292 $318 $327
High F
$ 74 $ 80 $100 $125 $155
G
$198 $214 $248 $271 $278
High G
$ 71 $ 78 $ 97 $121 $150
*Plan A is Issue Age. Other Pl
ans are Attained Age.
**Premiums listed above for Male Tobacco and Female Tobacco cannot be used if an application
for a Medicare supplement policy or certificate is submitted during the 6-month open enrollment
period, or if an application for an available Medicare supplement policy is submitted during the
guaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open
enrollment period triggered by a policyholder’s birthday.
An applicant who resides in a household either with a spouse, or with another person (but no more
t
han three) that is age 60 or older and has continuously resided with the applicant for the last 12 months,
is
eligible for a 10% household discount.
65
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
State Farm Mutual Automobile Insurance Company Individual Market-Attained Age
One State Farm Plaza Marketing Method: Insurance Producer Solicited
Bloomington, IL 61710-0001
Contact local State Farm Agent
www.statefarm.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$280 $214 $270 $313 $352 $366
C
$675 $302 $380 $441 $495 $516
D
$657 $175 $232 $280 $323 $362
F
$252 $317 $368 $413 $430
G
$176 $232 $280 $324 $363
N
$136 $179 $216 $252 $286
Female Non-Tobacco
<65 65 70 75 80 85
A
$280 $197 $249 $289 $325 $338
C
$675 $279 $351 $407 $457 $477
D
$647 $171 $210 $248 $281 $312
F
$232 $293 $339 $381 $397
G
$172 $211 $248 $282 $312
N
$130 $159 $189 $218 $247
*Plans A and D for individuals
with a disability under age 65 with a disability premiums are offered during Open
Enrollment/Guaran
teed Issue periods only.
66
Male Tobacco*
<65 65 70 75 80 85
A
$280 $236 $297 $344 $387 $403
C
$675 $332 $418 $485 $545 $568
D
$657 $193 $255 $308 $355 $398
F
$277 $349 $404 $454 $473
G
$193 $255 $308 $356 $399
N
$149 $196 $237 $277 $315
Female Tobacco*
<65 65 70 75 80 85
A
$280 $217 $274 $318 $357 $372
C
$675 $306 $386 $447 $503 $524
D
$647 $189 $231 $272 $310 $343
F
$256 $322 $373 $419 $437
G
$189 $232 $273 $310 $344
N
$143 $175 $208 $240 $272
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for a
Medicare s
upplement policy or certificate is submitted
during the 6-month open enrollment period, or if an
application for an available Medicare supplement polic
y
is submitted during the guaranteed issue period, or
if the policy or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
67
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Supreme Council of the Royal Arcanum Individual Market-Attained Age
61 Batterymarch Street Marketing Method: Insurance Producer Solicited
Boston, MA 02110-3208
1-888-272-2686
royalarcanum.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$199 $175 $175 $202 $241 $265
F
$182 $190 $226 $283 $310
G
$161 $166 $200 $247 $272
N
$126 $131 $157 $214 $244
Female Non-Tobacco
<65 65 70 75 80 85
A
$173 $152 $152 $175 $209 $231
F
$158 $165 $197 $246 $270
G
$140 $145 $174 $215 $237
N
$110 $114 $136 $187 $212
A 7% Household Discount is available to those that qualify.
68
Male Tobacco*
<65 65 70 75 80 85
A
$229 $201 $201 $232 $276 $305
F
$209 $218 $260 $325 $356
G
$185 $191 $230 $283 $313
N
$145 $151 $180 $246 $280
Female Tobacco*
<65 65 70 75 80 85
A
$199 $175 $175 $202 $241 $265
F
$182 $190 $226 $283 $310
G
$161 $166 $200 $247 $272
N
$126 $131 $157 $214 $244
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for a
Medicare s
upplement policy or certificate is submitted
during the 6-month open enrollment period, or if an
application for an available Medicare supplement polic
y
is submitted during the guaranteed issue period, or
if the polic
y or certificate is submitted during the 30-day annual open enrollment period triggered by a
policyholder’s birthday.
A 7% Household Discount is available to those that qualify.
69
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Tier One Insurance Company Individual Market-Attained Age
1021 Reams Blvd. Marketing Method: Insurance Producer Solicited
Franklin, TN 37064
1-833-504-0336
www.Aflac.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$250 $199 $218 $256 $294 $330
F
$195 $211 $260 $322 $415
G
$169 $179 $217 $284 $393
N
$122 $134 $167 $218 $295
Female Non-Tobacco
<65 65 70 75 80 85
A
$217 $173 $190 $224 $257 $288
F
$170 $184 $227 $281 $362
G
$148 $156 $190 $248 $343
N
$107 $117 $146 $190 $258
A 10% household discount is available for those who qualify.
70
Male Tobacco*
<65 65 70 75 80 85
A
$287 $228 $250 $295 $338 $380
F
$224 $243 $299 $370 $477
G
$195 $206 $250 $326 $452
N
$140 $154 $192 $251 $339
Female Tobacco*
<65 65 70 75 80 85
A
$250 $199 $218 $257 $295 $331
F
$196 $212 $261 $323 $416
G
$170 $180 $218 $285 $395
N
$123 $134 $168 $219 $296
*Premiu
m
s listed above for Male Tobacco and Female Tobacco cannot be used if an application
for a Medicare supplement polic
y or certi
ficate is submitted during the 6-month open enrollment
period, or if an application for an availabl
e Medicare supplement policy
is submitted during the
guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day an
nual open
enrollment period triggered b
y a policyholder’s birthday.
A 10%
household discount is available for those who qualify.
71
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Transamerica Life Insurance Company Individual Market-Issue Age
6400 C Street, SW Marketing Method: Direct Response
Cedar Rapids, IA 52499
1-800-752-9797
www.transamerica.com
Male Non-Tobacco
<65 65 70 75 80 85
A
$231 $197 $252 $314 $373 $418
B
$255 $327 $407 $482 $540
F
$310 $397 $494 $585 $656
G
$195 $249 $311 $368 $413
K
$ 92 $118 $147 $174 $195
L
$137 $175 $218 $259 $290
M
$169 $216 $269 $319 $357
N
$159 $203 $253 $300 $336
Female Non-Tobacco
<65 65 70 75 80 85
A
$208 $180 $226 $276 $325 $366
B
$233 $293 $356 $420 $474
F
$283 $356 $433 $510 $575
G
$178 $224 $272 $321 $362
K
$ 84 $106 $129 $152 $171
L
$125 $157 $191 $226 $254
M
$154 $194 $236 $278 $313
N
$145 $182 $222 $261 $294
72
Male Tobacco*
<65 65 70 75 80 85
A
$254 $217 $278 $346 $410 $459
B
$281 $359 $447 $530 $594
F
$341 $436 $543 $644 $722
G
$215 $274 $342 $405 $454
K
$102 $130 $162 $192 $215
L
$151 $193 $240 $285 $319
M
$186 $237 $296 $350 $393
N
$175 $223 $278 $330 $369
Female Tobacco*
<65 65 70 75 80 85
A
$228 $198 $249 $303 $357 $403
B
$256 $322 $392 $462 $521
F
$311 $391 $476 $561 $633
G
$196 $246 $299 $353 $398
K
$ 93 $116 $142 $167 $188
L
$138 $173 $210 $248 $280
M
$169 $213 $259 $306 $344
N
$159 $200 $244 $287 $324
*Premiums
listed above for Male T
obacco and Female Tobacco cannot be used if an application for a
Medicare s
upplement policy or certificate is submitted
during the 6-month open enrollment period, or if an
application for an available Medicare supplement polic
y
is submitted during the guaranteed issue period, or
if the polic
y or certificate is submitted during the 30-day annual open enrollment period triggered by
a
policyholder’s birthday.
73
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Unified Life Insurance Company Individual Market-Attained Age
7201 W. 129
th
Street, Suite 300 Marketing Method: Insurance Producer Solicited
Overland Park, KS 66213
1-833-657-1452
www.unifiedlife.com
Male Preferred
<65 65 70 75 80 85
A
$300 $258 $290 $333 $372 $409
F
$323 $361 $421 $485 $557
High F
$ 75 $ 88 $103 $121 $141
G
$255 $289 $341 $396 $458
N
$205 $231 $274 $320 $375
Female Preferred
<65 65 70 75 80 85
A
$260 $224 $252 $290 $323 $356
F
$281 $314 $366 $422 $485
High F
$ 65 $ 76 $ 90 $105 $122
G
$222 $251 $297 $344 $398
N
$178 $201 $238 $278 $326
A 7% Household Discount is available if there are between 2 and 3 adults residing at the same residential address.
74
Male Standard*
<65 65 70 75 80 85
A
$344 $296 $333 $384 $428 $470
F
$372 $416 $484 $557 $641
High F
$ 86 $101 $119 $139 $162
G
$293 $332 $393 $455 $527
N
$236 $266 $315 $368 $431
Female Standard*
<65 65 70 75 80 85
A
$300 $258 $290 $333 $372 $409
F
$323 $361 $421 $485 $557
High F
$ 75 $ 88 $103 $121 $141
G
$255 $289 $341 $396 $458
N
$205 $231 $274 $320 $375
*Premiums listed above for Male Standard and Female Standard cannot be used if an application for a Medicare
supplement policy or certificate is submitted during the 6-month open enrollment period, or if an application
for an available Medicare supplement policy is submitted during the guaranteed issue period, or if the policy
or certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s
birthday.
A 7% Household Discount is available if there are between 2 and 3 adults residing at the same residential address.
75
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
United American Insurance Company
Individual
Market-Issue Age/Attained Age
3700 S. Stonebridge Drive, P.O. Box 8080 Marketing Method: Insurance Producer Solicited
McKinney, TX 75070
1-800-755-2137
www.united
american.com
Male Preferred
<65 65 70 75 80 85
A
$185 $124 $163 $183 $185 $185
B
$216 $289 $333 $340 $340
C
$252 $338 $399 $435 $435
D
$729 $215 $295 $352 $385 $385
F
$280 $374 $441 $481 $481
High F
$ 51 $ 70 $ 84 $100 $100
G
$248 $339 $404 $442 $442
High G
$ 51 $ 70 $ 84 $100 $100
K
$ 95 $129 $154 $168 $168
L
$136 $186 $222 $244 $244
N
$171 $236 $282 $314 $314
Female Preferred
<65 65 70 75 80 85
A
$161 $108 $142 $159 $161 $161
B
$188 $251 $289 $296 $296
C
$219 $294 $347 $378 $378
D
$632 $187 $257 $306 $335 $335
F
$243 $325 $384 $418 $418
High F
$ 44 $ 61 $ 73 $ 87 $ 87
G
$216 $295 $351 $385 $385
High G
$ 44 $ 61 $ 73 $ 87 $ 87
K
$ 82 $112 $134 $146 $146
L
$119 $162 $193 $212 $212
N
$149 $205 $246 $273 $273
*Plan A for individuals under age 65 with a disability premiums are Issue Age. This Plan is offered during
Open Enrollment/Guaranteed Issue periods only.
76
Male Standard**
<65 65 70 75 80 85
A
N/A $142 $187 $210 $212 $212
B
$248 $332 $383 $391 $391
C
$290 $389 $459 $501 $501
D
N/A $248 $340 $405 $443 $443
F
$322 $431 $508 $554 $554
High F
$ 59 $ 80 $ 96 $115 $115
G
$285 $391 $465 $509 $509
High G
$ 59 $ 80 $ 96 $115 $115
K
$109 $149 $177 $193 $193
L
$157 $214 $255 $280 $280
N
$197 $271 $325 $361 $361
Female Standard**
<65 65 70 75 80 85
A
N/A $124 $163 $183 $185 $185
B
$216 $289 $333 $340 $340
C
$252 $338 $399 $435 $435
D
N/A $215 $295 $352 $385 $385
F
$280 $374 $441 $481 $481
High F
$ 51 $ 70 $ 84 $100 $100
G
$248 $339 $404 $442 $442
High G
$ 51 $ 70 $ 84 $100 $100
K
$ 95 $129 $154 $168 $168
L
$136 $186 $222 $244 $244
N
$171 $236 $282 $314 $314
**Premiums listed above for Male Standard and Female Standard cannot be used if an application for
a Medicare supplement policy or certificate is submitted during the 6-month open enrollment period,
or if an application for an available Medicare supplement policy is submitted during the guaranteed
issue period, or if the policy or certificate is submitted during the 30-day annual open enrollment period
triggered by a policyholder’s birthday.
77
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
UnitedHealthcare Insurance Company
Group
Market-Community Rated
(AARP Medicare Supplement Plans) Marketing Method: AARP Members Only
P.O. Box 30607
Insurance
Producer Solicited/Direct Response
Salt Lake City, UT 84130
1-800-523-5800
www.aarp
medicaresupplement.com
Male Non-Tobacco Female Non-Tobacco
Age 65 and Older Age 65 and Older
Base Rate Tier I Rate
Tier II Rate
A
$595 $654 $892
B
$337 $370 $505
C
$596 $656 $894
F
$398 $437 $596
G
$326 $358 $580
K
$150 $164 $224
L
$245 $269 $367
N
$281 $309 $553
Early Enrollment: Individuals who enroll within six months after their 65
th
birthday or Medicare Part B Effective Date, if later, will be eligible
for the Early Enrollment Discount Program. The discount will be 39% at age 65 through 68, 36% at age 69, 33% at age 70, etc., decreasing by 3%
after each 12-month period, until the discount decreases to 0% at age 81 when they will pay the Base Rate thereafter.
Individuals who enroll more than six months and less than ten years after their 65
th
birthday or Medicare Part B Effective Date, if later, will pay
the Base Rate reduced by the Early Enrollment Discount or Tier II Rate based on their responses to health status questions when they apply for
coverage.
Individuals who enroll more than ten years after their 65
th
birthday or Medicare Part B Effective Date, if later, will pay the Tier I Rate or
Tier II Rate based on their responses to health status questions when they apply for coverage.
10% Multi-Insured Discount when two or more insured on one account have at least one eligible plan of insurance issued under a group
master policy between the Trustee of AARP and UnitedHealthCare Insurance Company.
Base Rate Tier I Rate
Tier II Rate
A
$527 $580 $791
B
$299 $328 $448
C
$529 $581 $793
F
$353 $388 $529
G
$289 $318 $514
K
$133 $146 $199
L
$217 $239 $326
N
$249 $274 $490
78
Male Tobacco* Female Tobacco*
Age 65 and Older Age 65 and Older
Base Rate Tier I Rate
Tier II Rate
A
$654 $719 $981
B
$370 $407 $555
C
$656 $721 $983
F
$437 $481 $656
G
$358 $394 $638
K
$164 $181 $247
L
$269 $296 $404
N
$309 $340 $608
Earl
y Enrollment: Individuals who enroll within six months after their 65
th
birthday or Medicare Part B Effective Date, if later, will be eligible
for the Early Enrollment Discount Program. The discount will be 39% at age 65 through 68, 36% at age 69, 33% at age 70, etc., decreasing by 3%
after each 12-month period, until the discount decreases to 0% at age 81 when they will pay the Base Rate thereafter.
Individuals who enroll more than six months and less than ten years after their 65
th
birthday or Medicare Part B Effective Date, if later, will pay
the Base Rate reduced by the Early Enrollment Discount or Tier II Rate based on their responses to health status questions when they apply for
coverage.
Individuals who enroll more than ten years after their 65
th
birthday or Medicare Part B Effective Date, if later, will pay the Tier I Rate or
Tier II Rate based on their responses to health status questions when they apply for coverage.
*Premiums listed above for Male Tobacco and Female Tobacco cannot be used if an application for a Medicare supplement policy or certificate
is
submitted during the 6-
month open enrollment period, or if an application for an available Medicare supplement policy is submit
ted
during the g
uaranteed issue period, or if the policy or certificate is submitted during the 30-day annual open enrollment period trigger
ed by a
policyholder’s birthday.
10
% Multi-Insured Discount when two or more insured on one account have at least one eligible plan of insurance issued under a group
master policy between the Trustee of AARP and UnitedHealthCare Insurance Company.
Base Rate Tier I Rate
Tier II Rate
A
$580 $638 $870
B
$328 $361 $493
C
$581 $639 $872
F
$388 $427 $582
G
$318 $349 $565
K
$146 $160 $219
L
$239 $263 $358
N
$274 $301 $539
79
Male Non-Tobacco Male Tobacco*
Under Age 65 Under Age 65
Female Non-Tobacco Female Tobacco*
Under Age 65 Under Age 65
*Premiums listed above for Plans A and C Male and Female Tobacco cannot be used if an application for a
Medicare supplement policy or certificate is submitted during the 6-month open en
rollment period, or if
an application for an
available Medicare supplement policy is submitted during the guaranteed issue period, or if the
policy or
certificate is submitted during the 30-day annual open enrollment period triggered by a policyholder’s birthday.
10% Multi-Insured Discount when two or more insured on one account have at least one eligible plan of insurance issued under a group
master polic
y between the Trustee of AARP and UnitedHealthCare Insurance Company.
Base Rate
A
$296
C
$625
Base Rate
A*
$326
C*
$687
Base Rate
A*
$ 452
C*
$1,093
Base Rate
A
$411
C
$994
Base Rate
A
$ 463
C
$1,121
Base Rate
A*
$ 509
C*
$1,233
80
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
USAA Life Insurance Company
Individual
Market-Attained Age
9800 Fredericksburg Road Marketing Method: Insurance Producer Solicited
San Antonio, TX 78288
1-800-531-2915
www.usaa.com
Unisex Non-Smoker
<65 65 70 75 80 85
A
$299 $299 $349 $417 $483 $534
F
$220 $257 $307 $358 $395
G
$192 $213 $257 $318 $412
N
$165 $193 $231 $268 $296
Unisex Smoker*
<65 65 70 75 80 85
A
$329 $327 $383 $458 $531 $586
F
$241 $282 $336 $391 $431
G
$238 $263 $318 $394 $511
N
$181 $211 $252 $293 $323
*Premiums listed above for Unisex Smoker cannot be used if an application for a Medicare supplement
polic
y or ce
rtificate is submitted during the 6-month open enrollment period, or if an application for
an availabl
e Medicare supplement policy is submitted during the guaranteed issue period, or if the policy
or
certificate is submitted during the 30-da
y annual open enrollment period triggered by a policyholder’s
birthday.
A 5% household discount is available for those who qualify.
81
MONTHLY PREMIUMS FOR MEDICARE SUPPLEMENT INSURANCE POLICIES
AS OF JULY 1, 2024
Washington National Insurance Company
Individual Market-Attained Age
11825 N. Pennsylvania Street Marketing Method: Insurance Producer Solicited
Carmel, IN 46032
1-800-852-6285
Male Preferred
<65 65 70 75 80 85
A
$253 $237 $306 $392 $490 $598
F
$273 $330 $401 $478 $562
G
$199 $256 $328 $411 $500
High G
$ 53 $ 63 $ 77 $ 91 $107
N
$158 $204 $262 $327 $399
Female Preferred
<65 65 70 75 80 85
A
$253 $213 $276 $353 $442 $538
F
$246 $297 $361 $430 $506
G
$179 $231 $296 $370 $450
High G
$ 47 $ 57 $ 69 $ 82 $ 97
N
$143 $184 $236 $295 $359
82
Male Standard*
<65 65 70 75 80 85
A
$253 $263 $340 $435 $545 $664
F
$303 $367 $445 $531 $624
G
$220 $285 $365 $456 $556
High G
$ 58 $ 70 $ 85 $102 $119
N
$176 $227 $291 $364 $443
Female Standard*
<65 65 70 75 80 85
A
$253 $237 $306 $392 $490 $598
F
$273 $330 $401 $478 $562
G
$199 $256 $328 $411 $500
High G
$ 53 $ 63 $ 77 $ 91 $107
N
$158 $204 $262 $327 $399
*Premiums
listed above for Male
Standard and Female Standard cannot be used if an application
for a Medic
are supplement policy
or certificate is submitted during the 6-month open enrollment
period, or if an application for an available Medicare supplement polic
y
is submitted during the
guaranteed issue period, or if the polic
y or certificate is submitted during the 30-day annu
al open
enrollment period triggered by a policyholder’s birthday.
This consumer guide should be used for educational purposes only. It is not intended to provide legal advice or opinions regarding coverage under a specific insurance
policy or contract; nor should it be construed as an endorsement of any product, service, person, or organization mentioned in this guide.
This publication has been produced by the Maryland Insurance Administration (MIA) to provide consumers with general information about insurance-related issues
and/or state programs and services. This publication may contain copyrighted material which was used with permission of the copyright owner. Publication herein does not
authorize any use or appropriation of such copyrighted material without consent of the owner.
All publications issued by the MIA are available free of charge on the MIA's website or by request. The publication may be reproduced in its entirety without further
permission of the MIA provided the text and format are not altered or amended in any way, and no fee is assessed for the publication or duplication thereof. The MIA's name and
contact information must remain clearly visible, and no other name, including that of the company or agent reproducing the publication, may appear anywhere in the reproduction.
Partial reproductions are not permitted without the prior written consent of the MIA.
Persons with disabilities may request this document in an alternative format.
Requests should be submitted in writing to the Chief, Communications and Public Engagement at the address
listed below.
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
410-468-2000
800-492-6116
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