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State of Maryland
Five Year Consolidated Plan
2020-2024
Community Development Block Grants
HOME Investment Partnerships
National Housing Trust Fund
Emergency Solutions Grants
Housing Opportunities for Persons with AIDS
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Contents
ES-05 Executive Summary - 91.300(c), 91.320(b).................................................................................. 6
The Process ........................................................................................................................................... 11
PR-05 Lead & Responsible Agencies 24 CFR 91.300(b) ....................................................................... 11
PR-10 Consultation 91.100, 91.110, 91.200(b), 91.300(b), 91.200(I) and 91.315(l) .......................... 13
Needs Assessment ................................................................................................................................. 36
NA-05 Overview ................................................................................................................................ 36
NA-10 Housing Needs Assessment - 24 CFR 91.305 (a,b,c) ................................................................. 37
NA-15 Disproportionately Greater Need: Housing Problems - 91.305 (b)(2) ....................................... 61
NA-20 Disproportionately Greater Need: Severe Housing Problems 91.305(b)(2) ............................ 64
NA-25 Disproportionately Greater Need: Housing Cost Burdens 91.305 (b)(2) ................................ 67
NA-30 Disproportionately Greater Need: Discussion 91.305 (b)(2) .................................................. 68
NA-35 Public Housing (Optional) ..................................................................................................... 69
NA-40 Homeless Needs Assessment 91.305(c) ................................................................................ 73
NA-45 Non-Homeless Special Needs Assessment 91.305 (b,d) ........................................................ 78
NA-50 Non-Housing Community Development Needs - 91.315 (f) ...................................................... 82
Housing Market Analysis ....................................................................................................................... 86
MA-05 Overview ................................................................................................................................ 86
MA-10 Number of Housing Units 91.310(a) ..................................................................................... 87
MA-15 Cost of Housing 91.310(a) .................................................................................................... 91
MA-20 Condition of Housing 91.310(a) ........................................................................................... 96
MA-25 Public and Assisted Housing (Optional) ................................................................................ 99
MA-30 Homeless Facilities 91.310(b) ............................................................................................ 100
MA-35 Special Needs Facilities and Services 91.310(c) .................................................................. 103
MA-40 Barriers to Affordable Housing 91.310(d) ........................................................................... 105
MA-45 Non-Housing Community Development Assets -91.315(f) .................................................... 106
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MA-50 Needs and Market Analysis Discussion ................................................................................. 111
MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households -
91.210(a)(4), 91.310(a)(2) ................................................................................................................ 122
MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) ...................................................................... 125
Strategic Plan ...................................................................................................................................... 129
SP-05 Overview ............................................................................................................................... 129
SP-10 Geographic Priorities 91.315(a)(1) ....................................................................................... 130
SP-25 Priority Needs 91.315(a)(2) ................................................................................................. 132
SP-30 Influence of Market Conditions 91.315(b) ........................................................................... 146
SP-35 Anticipated Resources - 91.315(a)(4), 91.320(c)(1,2) .............................................................. 148
SP-50 Public Housing Accessibility and Involvement 91.315(c) ...................................................... 168
SP-55 Barriers to affordable housing 91.315(h) ............................................................................. 169
SP-60 Homelessness Strategy 91.315(d) ........................................................................................ 171
SP-65 Lead based paint Hazards 91.315(i) ..................................................................................... 174
SP-70 Anti-Poverty Strategy 91.315(j) ........................................................................................... 175
SP-80 Monitoring 91.330 .............................................................................................................. 177
Expected Resources ............................................................................................................................. 192
AP-15 Expected Resources 91.320(c)(1,2) ..................................................................................... 192
Annual Goals and Objectives ............................................................................................................... 204
AP-25 Allocation Priorities 91.320(d) ............................................................................................. 208
AP-30 Methods of Distribution 91.320(d)&(k) ............................................................................... 210
AP-35 Projects (Optional) .............................................................................................................. 270
AP-38 Project Summary ................................................................................................................... 271
AP-40 Section 108 Loan Guarantee 91.320(k)(1)(ii) ....................................................................... 272
AP-45 Community Revitalization Strategies 91.320(k)(1)(ii) ........................................................... 273
AP-50 Geographic Distribution 91.320(f) ....................................................................................... 275
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Affordable Housing .............................................................................................................................. 277
AP-55 Affordable Housing 24 CFR 91.320(g) .................................................................................. 277
AP-60 Public Housing - 24 CFR 91.320(j) ........................................................................................... 279
AP-65 Homeless and Other Special Needs Activities 91.320(h) ...................................................... 281
AP-70 HOPWA Goals 91.320(k)(4) ................................................................................................. 286
AP-75 Barriers to affordable housing 91.320(i) .............................................................................. 287
AP-85 Other Actions 91.320(j) ....................................................................................................... 288
Program Specific Requirements ........................................................................................................... 292
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Executive Summary
ES-05 Executive Summary - 91.300(c), 91.320(b)
1. Introduction
This Consolidated Plan (CP) is in effect from July 2020 through June 30, 2024. The State of Maryland
recently conducted a housing needs assessment (HNA) to review housing needs in Maryland and its
jurisdictions through 2030. Findings outline a vision and guiding principles that may be used to
coordinate housing decisions statewide in allocating federal funds for Community Development Block
Grants (CDBG), Emergency Shelter Grants (ESG), HOME Investment Partnership (HOME) and Housing
Opportunities for People with AIDS funds. These awards are expected to leverage private funds to help
attain some of the housing goals laid out in the 2020-2024 Consolidated Plan. As a planning tool, HUD’s
three basic goals are:
Goal 1. To provide decent housing
Goal 2. To provide a suitable living environment, and
Goal 3. To expand economic opportunities
Goal 1 includes: Assisting homeless persons to obtain housing, retaining the affordable housing stock,
increasing the availability of permanent housing that is affordable to low-income Americans without
discrimination, improving access to housing credit, and increasing supportive housing that includes
structural features and services to enable persons with special needs to live in dignity.
Goal 2 includes: Improving the safety and livability of neighborhoods, increasing access to quality
facilities and services, reducing the isolation of income groups within areas by de-concentrating housing
opportunities and revitalizing deteriorating neighborhoods, restoring, enhancing and preserving natural
and physical features of special value for historic, architectural, or aesthetic reasons, and conserving
energy resources.
Goal 3 includes: Creating jobs accessible to low-income persons, providing access to credit for
community development that promotes long-term economic and social viability, and empowering low-
income persons to achieve self-sufficiency in federally-assisted and public housing.
Efforts to achieve each of these goals must primarily benefit low-income persons. The Consolidated
Plan must be developed in accordance with the following statutory goals: Elimination of slums and
blight, elimination of conditions that are detrimental to health, safety and public welfare, conservation
and expansion of the nation's housing stock, expansion and improvement of the quantity and quality of
community services, better utilization of land and other natural resources, reduction of the isolation of
income groups within communities and geographic areas, restoration and preservation of properties of
special value, alleviation of physical and economic distress, and conservation of the nation's scarce
energy resources.
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It should be noted that the State’s Consolidated Plan primarily focuses on the State’s non-entitlement
jurisdictions, with the exception of the National Housing Trust Fund (HTF). The non-entitlement
jurisdictions are areas, primarily rural, which do not receive direct allocations of Community
Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), Emergency Shelter
Grants (ESG) and Housing Opportunities for Persons With AIDS (HOPWA) funds directly from
HUD. Rather, the State administers these funds on their behalf. The State’s entitlement jurisdictions
which are NOT covered by the State’s Plan – because they receive direct funding from HUD - are Anne
Arundel, Baltimore, Harford, Howard, Montgomery and Prince George’s Counties, and the Cities of
Annapolis, Baltimore, Bowie, Cumberland, Frederick, Gaithersburg, Hagerstown and Salisbury. All other
areas in the State fall under the State’s Consolidated Plan. See map below.
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2. Summary of the objectives and outcomes identified in the Plan Needs Assessment
Overview
In developing its Plan, the State determined it would focus on four main areas:
1. Increasing Affordable Rental Housing (with an emphasis on rental housing for low and extremely low
income households, special needs population including persons with physical and mental disabilities as
well as those living with HIV/AIDs) outcomes will be based on the number of units produced as well as
leveraging to provide additional housing resources to provide services.
2. Promoting homeownership for first time homebuyers (including families with student debt and
veterans) outcomes will be measured by units as well as new homebuyers in designated Sustainable
Communities.
3. Community Revitalization (with an emphasis on small business expansion and lending) outcomes
will include economic impact on neighborhoods assisted, number of new small businesses
assisted/created.
4. Reducing homelessness, with a particular emphasis on supportive housing for vulnerable
populations, including the chronically homeless, youth, and veterans and those living with HIV/AIDs
outcomes will include reduced homelessness counts and services provided to those living with HIV/AIDs.
3. Evaluation of past performance
DHCD was generally very successful in carrying out the goals identified in its last Plan. The State's goals
in that plan were to provide affordable housing, promote homeownership, revitalize communities and
reduce homelessness. DHCD met its goals for both rental assistance and providing housing under the
"Special Needs" programs. It also met its goals for producing units of affordable rental housing. The
Department continues to be an industry leader for homeownership in the state and has exceeded its
goals for the past five years.
In terms of community revitalization efforts, DHCD was also successful in this area. Notable
achievements include project C.O.R.E. and the continuum of work in Sustainable Communities with the
legislation that was previously passed. In addition, the Department's received several rounds of CARES
funding to respond to the pandemic and was able to quickly pivot and adapt to utilize the funding to
meet the needs of the citizens of the state during these difficult times. The department also successfully
transferred the State’s Continuum of Care for homeless needs to the department and continues to work
with its partners to address homelessness in the state.
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4. Summary of citizen participation process and consultation process
Summary from citizen participation section of plan.
DHCD carried out its citizen participation process through a combination of different efforts. This
included holding numerous public hearings on the Plan, placing newspaper advertisements regarding
the development of the Plan (both before and after it was written in draft form), mass mailings on the
Plan to potentially interested parties and public surveys; among other avenues.
The first set of public hearings was held before the draft Plan was developed. These were on Tuesday,
January 28, 2020 at 7:00 p.m. in Towson; Wednesday, January 29, 2020 at 11:30 a.m at the Denton
Public Library, Thursday, January 30, 2020 at 10:30 a.m. at Fairview Library in Owings, Maryland Friday,
January 31 at 1:30 p.m.at the Allegany County Office Complex in Cumberland. The second set of public
hearings were held virtually due to COVID precautions on Monday, April 19, 2020, at 6:00 p.m. and on
Tuesday, April 20, 2020, at 2:00 p.m. , DHCD carried out its citizen participation process through a
combination of different efforts. This included holding numerous public hearings on the Plan, placing
newspaper advertisements regarding the development of the Plan (both before and after it was written
in draft form), mass email on the Plan to potentially interested parties, and public surveys, among other
avenues.
All of these locations are handicapped accessible, and translation services were offered for those who
requested it, either through interpretive services for the hearing impaired and/or for persons who speak
English as a second language. The virtual hearings were presented in visual form and participants could
also join via phone.
Notices of these hearings and the development of the Plan in pre-development and draft form were
placed in numerous newspapers throughout the State, including the Baltimore Sun, Annapolis Capital
Gazette, Hagerstown Daily Mail, and the Kent County Times. In addition, DHCD did mass mailings to
over 800 individuals and organizations who were potential stakeholders or where interested in the Plan,
including nonprofit and for-profit developers, municipal and county executives, public housing
authorities, community action agencies, faith-based organizations, homeless services providers,
advocacy organization, AIDS/HIV organizations, and local housing and community development
contacts, among others. DHCD also sent notification through email to our agency wide list of contacts
and posted the notice on our website.
After the draft Plan was completed, the State published the Plan for 5 days of public comment starting
on Monday, April 19, 2021, with written and email comments accepted through ending Friday, April 23,
2021. Notice of availability of the draft Plan was placed in all the newspapers noted above. The draft
Plan was also posted on DHCD’s website. The public review and comment period for the 2020-2025
Consolidated Plan was in accordance with the U.S. Department of Housing and Urban Development
("HUD") guidance issued April 1, 2020, as part of its COVID-19 response.
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5. Summary of public comments
This could be a brief narrative summary or reference an attached document from the Citizen
Participation section of the Con Plan:
DHCD received one comment on the draft plan from Carroll County Department of Citizens
Services the County is pleased with the plan and expressed a need for more funding to support
permanent housing projects.
6. Summary of comments or views not accepted and the reasons for not accepting them
DHCD is committed to affordable housing and recognizes that there is a need for more funding for
permanent supportive housing and look forward to working with our federal partners to raise this issue
of need.
7. Summary
During program year 2019, the State received HUD funding through the federal Coronavirus Aid, Relief
and Economic Security Act (CARES). Funds were provided to address emergency needs as a result of the
Coronavirus pandemic. The State received $26.1 million of CDBG and $14.7 million of Emergency
Solutions grant funding. Funding from both programs was immediately put to use to provide funding for
emergency rental assistance and a multitude of services for the homeless, seniors, disabled persons and
others. Details will be provided in the next CAPER.
In HUD Program Year 2020, the State will receive $1,056,000 of HUD funds under the Recovery Housing
Program which was authorized under Section 8071 of the Support for Patients and Communities
(Support) Act. These funds will be administered by the CDBG Program. The goals of the program are to
provide stable, transitional housing for persons in recovery from substance-use disorder. The specific
plan for these funds will be separate from the 2020 Consolidated Plan. The plan must be submitted to
HUD by August 16, 2021. Additional information can be found in Federal Register Notice 6625-N-01.
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The Process
PR-05 Lead & Responsible Agencies 24 CFR 91.300(b)
1. Describe agency/entity responsible for preparing the Consolidated Plan and those
responsible for administration of each grant program and funding source
The following are the agencies/entities responsible for preparing the Consolidated Plan and
those responsible for administration of each grant program and funding source.
Agency Role
Department/Agency
CDBG Administrator
DHCD
HOPWA Administrator
MDH
HOME Administrator
DHCD
ESG Administrator
DHCD
DHCD
Table 1 Responsible Agencies
Narrative
The Maryland Department of Housing and Community Development (DHCD) is the lead agency for the
Community Development Block Grant (CDBG), HOME Investments Partnership Program (HOME),
National Housing Trust Fund (HTF) and Emergency Solutions Grants (ESG) program. The Maryland
Maryland Department of Health (MDH) is the lead agency for the Housing Opportunities for Persons
With AIDS (HOPWA) program.
Consolidated Plan Public Contact Information
General questions about the Consolidated Plan should be directed to Ja’Nai Streat at the Department of
Housing & Community Development, which acts as the lead agency for the State located at 7800 Harkins
Road, Lanham, MD 20706, Phone (301) 429-7445 or via email janai.streat@maryland.gov
Questions about the Housing Trust Fund, LIHTC and Section 811 or related sections should be directed
to Gregory Hare at the Department of Housing & Community Development’s Multi-Family Division
located at 7800 Harkins Road, Lanham, MD 20706, Phone (301) 429-7775 or via email
gregory.hare@maryland.gov
Questions about the Housing Market Analysis or housing related sections should be directed to Bernice
Mensah at the Department of Housing & Community Development’s Housing Economic Research Office
located at 7800 Harkins Road, Lanham, MD 20706, Phone (301) 429-7446 or via email
Bernice.mensah@maryland.gov
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Questions about the HOME program and related sections should be directed to Dale Quisgard at the
Department of Housing & Community Development’s Single Family Division located at 7800 Harkins
Road, Lanham, MD 20706, Phone (301) 429-7797 or via email Dale.Quisgard@maryland.gov
Questions about the homelessness related sections should be directed to Stuart Campbell at the
Department of Housing & Community Development’s Neighborhood Revitalization Division located at
7800 Harkins Road, Lanham, MD 20706, Phone (301) 429-7522 or via email
stuart.campbell@maryland.gov
Questions about CDBG or non-housing related sections should be directed to Cindy Stone at the
Department of Housing & Community Development’s Neighborhood Revitalization Division located at
7800 Harkins Road, Lanham, MD 20706, Phone (301) 429-7519 or via email cindy.stone@maryland.gov
Questions about Housing Opportunities for Persons With AIDS (HOPWA) related sections should be
directed to DeArndra Hendricks or Edna Reynolds at the Department of Health located at 500 N. Calvert
Street, Baltimore, MD 21202. Phone 410-767-6500 or via email at dearndra.hendricks@maryland.gov or
edna.reynolds@maryland.gov
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PR-10 Consultation 91.100, 91.110, 91.200(b), 91.300(b), 91.200(I) and
91.315(l)
1. Introduction
The Con Plan incorporates the efforts of other agencies, organizations and citizens throughout the state.
This report embarks on a needs assessment that reviews housing needs across the state particular in the
non-entitlement jurisdictions involving several divisions within multiple agencies as well numerous
programs and funding sources. Using housing data from Census.gov as the main source, program data is
used to project and establish objectives and measurable outcomes in an attempt to quantity the need
and establish a framework to meet the need to provide decent housing for the citizens of Maryland. To
attain this objective and outcomes, this plan garners the expertise from different agencies, program
personnel, non-profits, advocacy groups (Continuums of Care, homeless and housing service providers)
to come up with a plan using reliable data sources to define goals and strategies. This will assist in the
distribution of federal funds equitably within its non-entitlement jurisdictions while leveraging private
funds to meet its goal of providing decent housing solutions to its citizens.
The State consulted with the Departmental and Housing and Community Development, Department of
Health, Department of Disabilities, Department of Planning; all of the State’s Counties, PHAs,
municipalities, and towns, as well as affiliate organizations such as MAHRA and MACO.
The State also consulted with Nonprofits such as the United Way of Central Maryland, Associated
Catholic Charities, various chapters of Habitat for Humanity, various chapters of the YMCA, all of the
State’s Continuums of Care, all of the State’s Community Action Agencies, and many others. A complete
listing of the over 600 organizations consulted is available upon request. Additionally, a list of non-
profits and other organizations are referenced throughout the plan.
Provide a concise summary of the state’s activities to enhance coordination between public
and assisted housing providers and private and governmental health, mental health and
service agencies (91.215(l))
DHCD has a long history of working with the Maryland Department of Health (MDH) and the Maryland
Department of Disabilities (MDoD), as well as other Cabinet Departments to carry out housing and
community development efforts.
Specifically, in 2020 the Department entered into a new interagency agreement, which has remained
continuous since 2012. The three agencies work together to administer multiple programs that provide
integrated and affordable housing opportunities for people with disabilities, including the U.S
Department of Housing and Urban Development's Section 811 Project Rental Assistance Program (PRA).
The 811 program includes three awards, most recently $6.9 million in CY20, resulting in approximately
$28 million in rental assistance. These agencies also work together on many other efforts (discussed
more fully elsewhere in the Plan), including operating programs such as the Bridge Subsidy, Weinberg
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Deeply Affordable, Mainstream, and Non-Elderly Disabled Category II program. Additionally, DHCD,
working with MDH and MDOD, and private developers, has worked to ensure that projects financed
with federal Low-Income Housing Tax Credits (LIHTC) assist individuals with disabilities. By providing
points under the State's Qualified Allocation Plan (QAP), DHCD supports the creation of permanent
housing opportunities integrated across the state for targeted populations, particularly those with
disabilities who rely primarily on Supplemental Security Income (SSI) or Social Security Disability Income
(SSDI).
DHCD also coordinates strategies to address homelessness closely with MDH and MDoD, which are both
part of the State Interagency Council on Homelessness as well as board members for the Maryland
Balance of State Continuum of Care. Agencies work together to co-fund homeless shelter and
permanent housing programs under the Continuum of Care, develop coordinated public health strategy
for addressing the mental, physical, and developmental needs of people experiencing homelessness,
and work jointly to reduce the number of people that exit from publicly-funded institutions/systems of
care into homelessness.
Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness
DHCD grants homeless services funds to all CoCs in Maryland and works closely with them throughout
the year to assess needs of homeless households, solicit local input into statewide strategies to address
homelessness, provide training and technical assistance to homeless services providers, and align
funding priorities.
During 2020, DHCD convened Continuums of Care twice for a statewide meeting and held biweekly calls
to solicit information about local homeless needs, gaps in resources/funding, gaps in public health and
behavioral health resources, and gather feedback on state policy initiatives. Additionally, five CoCs have
designated seats on the State Interagency Council on Homelessness, which DHCD facilitates. Over 20
members from the CoCs across the state participate in committees and workgroups of the Maryland
Interagency Council on Homelessness (ICH). The ICH adopted a homeless services framework that
prioritizes systems change.
DHCD also serves as the Collaborative Applicant and Lead Agency for the new Maryland Balance of State
Continuum of Care, which was created in January 2020 and merged five rural/suburban CoCs into one
(Allegany County, Garrett County, Washington County, Cecil County, and Southern Maryland).
DHCD staff attends local CoC meetings and have provided technical assistance with analyzing racial
disparities, increasing the representation of people with lived experience of homelessness, increasing
the capacity and effectiveness of rapid re-housing, and implementing special population initiatives for
veterans and youth. DHCD funds and leads an annual statewide homeless youth count and needs
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assessment in coordination with CoCs, who are represented on the steering committee and implement
the count locally in their community.
Describe consultation with the Continuum(s) of Care that serves the state in determining how
to allocate ESG funds, develop performance standards and evaluate outcomes, and develop
funding, policies and procedures for the administration of HMIS
In 2017-2018, the State of Maryland consolidated all funding streams available to address homelessness
into DHCD, creating a new Homelessness Solutions Program (HSP). HSP funds, which include both
Federal ESG and State funds, are granted directly to CoC Collaborative Applicant/Lead Agencies each
year. This consolidation process solicited feedback from Continuums of Care across the State on the best
method for allocating funds. DHCD ESG funds are primarily awarded to non-entitlement jurisdictions,
though there are occasions where ESG may be made available to entitlement jurisdictions - examples
include new and urgent funding priorities to address homelessness, need to reallocate from slow
spenders, braiding together different funding streams to meet local needs, and meeting State match
requirements.
Continuums of Care then work with their board and membership to develop an annual plan for
allocating funds based on local needs, housing inventory, and other leveraged resources. Continuums of
Care engage regularly (at a minimum biannually) with DHCD to provide feedback on funding priorities,
policies, procedures, performance targets, and general grant management and oversight.
DHCD operates the Maryland State Data Warehouse (MSDWH), which collects data from every CoC's
Homeless Management Information System on a quarterly basis. The data is used by DHCD to create
monthly performance reports for all homeless services projects across the State. DHCD works with
each CoC to address project performance concerns and evaluate outcomes as needed and annually
during the CAPER process. During the initial creation of the State's performance targets for ESG funds,
CoCs provided feedback on key performance metrics, how they should be utilized, and the performance
targets that were developed.
DHCD reviews each CoC's policies and procedures for HSP (including ESG funds) annually during the
monitoring process. This includes working with the CoC to evaluate the effectiveness of and
improvements needed to their policies and procedures, HMIS administration, system performance,
project performance, and more. DHCD allows each Continuum of Care to utilize HSP funds for the
development, administration, and contribution of data to their local HMIS.
During 2020, DHCD facilitated biweekly calls with CoCs to gather input on program priorities, funding
needs, and policies. A formal input session for the Consolidated Plan was held on March 19, 2021 for all
Maryland CoCs.
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2. Describe Agencies, groups, organizations and others who participated in the process
and describe the jurisdictions consultations with housing, social service agencies and other
entities.
Table 2 Agencies, groups, organizations who participated
1
Agency/Group/Organization
WASHINGTON COUNTY COMMUNITY ACTION
COUNCIL, INC.
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Balance of State Continuum of Care - Lead Agency for
Local Homelessness Coalition. WCCAC is also the
local Community Action Agency. The agency provided
data and local information on funding needs,
resource gaps, coordination of policy and strategies,
and measuring progress in addressing homelessness
and poverty in its jurisdiction.
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2
Agency/Group/Organization
Garrett County Community Action Committee, Inc.
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Balance of State Continuum of Care - Lead Agency for
Local Homelessness Coalition. GCCAC is also the local
Community Action Agency. The agency provided data
and local information on funding needs, resource
gaps, coordination of policy and strategies, and
measuring progress in addressing homelessness and
poverty in its jurisdiction.
3
Agency/Group/Organization
CARROLL COUNTY, BOARD OF COMMISSIONERS
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - County
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What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
4
Agency/Group/Organization
FREDERICK, CITY OF
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - Local
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
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Agency/Group/Organization
ALLEGANY COUNTY, BOARD OF COMISSIONERS
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Balance of State Continuum of Care - Lead Agency for
Local Homelessness Coalition. The agency provided
data and local information on funding needs,
resource gaps, coordination of policy and strategies,
and measuring progress in addressing homelessness
and poverty in its jurisdiction.
6
Agency/Group/Organization
HOWARD COUNTY OF MARYLAND
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Anti-poverty Strategy
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How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
7
Agency/Group/Organization
Somerset County Health Department
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Persons with HIV/AIDS
Services-Victims of Domestic Violence
Services-homeless
Services-Health
Health Agency
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
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Agency/Group/Organization
Mid Shore Behavioral Health, Inc.
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Persons with HIV/AIDS
Services-homeless
Services-Health
Health Agency
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
9
Agency/Group/Organization
Three Oaks Homeless Shelter, Inc.
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Persons with HIV/AIDS
Services-Victims of Domestic Violence
Services-homeless
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What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Balance of State Continuum of Care - Lead Agency for
Local Homelessness Coalition. The agency provided
data and local information on funding needs,
resource gaps, coordination of policy and strategies,
and measuring progress in addressing homelessness
and poverty in its jurisdiction.
10
Agency/Group/Organization
Cecil County Health Department
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Services-Health
Health Agency
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
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How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Balance of State Continuum of Care - Lead Agency for
Local Homelessness Coalition and Local Health
Department. The agency provided data and local
information on funding needs, resource gaps,
coordination of policy and strategies, and measuring
progress in addressing homelessness and poverty in
its jurisdiction.
11
Agency/Group/Organization
Harford County Community Action Agency
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency and local Community
Action Agency. The agency provided data and local
information on funding needs, resource gaps,
coordination of policy and strategies, and measuring
progress in addressing homelessness and poverty in
its jurisdiction.
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Agency/Group/Organization
DEPARTMENT OF SOCIAL SERVICES-PRINCE GEORGE'S
COUNTY
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Services-Employment
Child Welfare Agency
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency and local Department
of Social Services. The agency provided data and local
information on funding needs, resource gaps,
coordination of policy and strategies, and measuring
progress in addressing homelessness and poverty in
its jurisdiction.
13
Agency/Group/Organization
MONTGOMERY COUNTY DEPARTMENT OF HEALTH
AND HUMAN SERVICES
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Persons with HIV/AIDS
Services-Victims of Domestic Violence
Services-homeless
Services-Health
Health Agency
Other government - County
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What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency and local health
department. The agency provided data and local
information on funding needs, resource gaps,
coordination of policy and strategies, and measuring
progress in addressing homelessness and poverty in
its jurisdiction.
14
Agency/Group/Organization
Mayor Office of Human Services
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - Local
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
HOPWA Strategy
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency provided
data and local information on funding needs,
resource gaps, coordination of policy and strategies,
and measuring progress in addressing homelessness
and poverty in its jurisdiction.
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Agency/Group/Organization
Baltimore County Department of Planning
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Persons with HIV/AIDS
Services-Victims of Domestic Violence
Services-homeless
Other government - County
What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency provided
data and local information on funding needs,
resource gaps, coordination of policy and strategies,
and measuring progress in addressing homelessness
and poverty in its jurisdiction.
16
Agency/Group/Organization
ANNE ARUNDEL COUNTY
Agency/Group/Organization Type
Housing
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-Victims of Domestic Violence
Services-homeless
Other government - County
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What section of the Plan was addressed
by Consultation?
Housing Need Assessment
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Market Analysis
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Continuum of Care Lead Agency. The agency
provided data and local information on funding
needs, resource gaps, coordination of policy and
strategies, and measuring progress in addressing
homelessness and poverty in its jurisdiction.
Identify any Agency Types not consulted and provide rationale for not consulting
None
Other local/regional/state/federal planning efforts considered when preparing the Plan
Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap with the
goals of each plan?
Continuum of
Care
Maryland
Department of
Housing and
Community
Development
DHCD's goals for addressing homelessness are directly
aligned with HUD's stated goals under the Continuum of
Care model to make homelessness rare, brief, and non-
recurring. This means (1) reducing first-time homelessness,
(2) reducing the length of time people experience
homelessness, and (3) reducing returns to homelessness
after moving into permanent housing. Working in
collaboration with CoCs across Maryland, DHCD actively
works to strengthen the Coordinated Entry process to move
individuals from homelessness into housing quickly, invest in
permanent housing resources to increase long-term
household stability, and increase adoption of best practices
such as shelter diversion and creative problem-solving with
families at risk of entering the homeless system.
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Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap with the
goals of each plan?
Federal Strategic
Plan to End
Homelessness
United States
Interagency Council
on Homelessness
"Home, Together" outlines key federal funding priorities and
strategies to end homelessness across all subpopulations.
Key priorities outlined in the plan for CoCs/ESG recipients
that align with DHCD's plan are to: (1) Quickly identify and
engage people at risk of and experiencing homelessness; (2)
Intervene to prevent people from losing their housing and
divert people from entering the homelessness services
system; (3) Provide people with immediate access to shelter
and crisis services without barriers to entry if homelessness
does occur; (4) Quickly connect people experiencing
homelessness to housing assistance and services tailored to
their unique needs and strengths to help them achieve and
maintain stable housing.
Maryland
Homeless
Services
Framework
Maryland
Interagency Council
on Homelessness
The Maryland Homeless Services Framework establishes
seven goals, with supporting actions and strategies, to
address homelessness in Maryland and improve the existing
system of services. Goals include (1) increasing permanent
supportive housing, (2) reducing barriers to shelter and
improving quality of services, (3) reducing discharges from
institutional settings into homelessness, (4) strengthen
housing and service options for veterans, (5) increase
unaccompanied youth housing, employment, and education
services, (6) reduce barriers for homeless jobseekers in
obtaining employment and access to career training, and (7)
increase the representation and leadership roles for people
with lived experience of homelessness.
Table 3 Other local / regional / federal planning efforts
Describe cooperation and coordination among the State and any units of general local
government, in the implementation of the Consolidated Plan (91.315(l))
This includes, among many others:
State Agencies and Boards/Councils - Maryland Department of Health, Maryland Department of
Disabilities, Maryland Department of Environment, Maryland Department of Business and
Economic Development, Maryland Department of Planning, Governor's Office of Crime Control
and Prevention, Maryland Commission on Civil Rights, Governor's Workforce Investment Board,
Maryland Interagency Council on Homelessness
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Local Government - Counties, PHAs, municipalities, and towns, as well as affiliate organizations
such as MAHRA and MACO
Non-profits, Continuums of Care, and Community Action Agencies
The CDBG Program conducted a survey of non-entitlement communities during the preparation
of the Con Plan. It requested information about needs, priorities, and about the CDBG Program.
Additionally, survey respondents were asked about technical assistance needs.
Narrative (optional):
In this narrative we are addressing the area of describing persons, especially low-income persons, living
in areas designated by the State as revitalization area, areas designated by either a local jurisdiction or a
state as a slum and blighted area and areas were CDBG funds are proposed to be used. The State has no
designated revitalization areas or slum and blight areas
In this narrative we are addressing the area for consolidated plans submitted on or after January 1,
2018, does the plan show consultation with Broadband internet service providers; organizations
engaged in narrowing the digital divide; agencies whose primary responsibilities include the
management of flood prone areas, public land, or water resources; emergency management agencies.
The Office of Statewide Broadband’s mission is to ensure that every Marylander has access to
broadband services, regardless of their zip code. The Office of Statewide Broadband provided
information and insight on the availability of broadband in MD and data collected from consultation
with broadband providers in MD. Through partnerships with local jurisdictions and the private sector,
the Office offers funding and technical assistance to help entities qualify for federal financing
opportunities. The Office also has a broadband funding structure through the Local Government
Infrastructure Financing (LGIF) program at the DHCD to assist Local Jurisdictions and ISPs in expanding
broadband service. Through these efforts, Maryland will reduce, and eventually eliminate rural
communities and residents being underserved by the current internet infrastructure.
In this narrative we are addressing Consultation with PHA and Section 8. DHCD is considered a voucher
only PHA. The Department incentivizes funding for projects that develop robust feedback and conflict
resolution mechanisms for residents in affordable housing. Additionally, each year, the Department
conducts several public listening sessions to take feedback from the public, discuss resources, and
provide an opportunity for questions and answers about its programs.
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PR-15 Citizen Participation 91.105, 91.115, 91.200(c) and 91.300(c)
1. Summary of citizen participation process/Efforts made to broaden citizen participation
Summarize citizen participation process and how it impacted goal-setting
DHCD carried out its citizen participation process through a combination of different efforts. This
included holding numerous public hearings on the Plan, placing newspaper advertisements regarding
the development of the Plan (both before and after it was written in draft form), mass mailings on the
Plan to potentially interested parties and public surveys; and making draft documents available to the
public for review during the comment period. Input received was considered during the development of
the 2020-2024 ConPlan and the 2020 Annual Action Plan.
The first set of public hearings was held before the draft Plan was developed. These were on Tuesday,
January 28, 2020 at 7:00 p.m. in Towson; Wednesday, January 29, 2020 at 11:30 a.m at the Denton
Public Library, Thursday, January 30, 2020 at 10:30 a.m. at Fairview Library in Owings, Maryland Friday,
January 31 at 1:30 p.m.at the Allegany County Office Complex in Cumberland. The second set of public
hearings were held virtually due to COVID precautions on Monday, April 19, 2020, at 6:00 p.m. and on
Tuesday, April 20, 2020, at 2:00 p.m. , DHCD carried out its citizen participation process through a
combination of different efforts. This included holding numerous public hearings on the Plan, placing
newspaper advertisements regarding the development of the Plan (both before and after it was written
in draft form), mass email on the Plan to potentially interested parties, and public surveys, among other
avenues.
All of these locations are handicapped accessible, and translation services were offered for those who
requested it, either through interpretive services for the hearing impaired and/or for persons who speak
English as a second language. The virtual hearings were presented in visual form and participants could
also join via phone.
Notices of these hearings and the development of the Plan in pre-development and draft form were
placed in numerous newspapers throughout the State, including the Baltimore Sun, Annapolis Capital
Gazette, Hagerstown Daily Mail, and the Kent County Times. In addition, DHCD did mass mailings to
over 800 individuals and organizations who were potential stakeholders or where interested in the Plan,
including nonprofit and for-profit developers, municipal and county executives, public housing
authorities, community action agencies, faith-based organizations, homeless services providers,
advocacy organization, AIDS/HIV organizations, and local housing and community development
contacts, among others. DHCD also sent notification through email to our agency wide list of contacts
and posted the notice on our website.
After the draft Plan was completed, the State published the Plan for 5 days of public comment starting
on Monday, April 19, 2021, with written and email comments accepted through ending Friday, April 23,
2020. Notice of availability of the draft Plan was placed in all the newspapers noted above. The draft
Plan was also posted on DHCD’s website. The public review and comment period for the 2020-2025
Consolidated Plan was in accordance with the U.S. Department of Housing and Urban Development
("HUD") guidance issued April 1, 2021, as part of its COVID-19 response.
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Citizen Participation Outreach
Sort Order
Mode of Outreac
h
Target of Outreach
Summary of
response/attendance
Summary
of
comments
received
Summary of comment
s not accepted
and reasons
URL (If
applicable)
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Sort Order
Mode of Outreac
h
Target of Outreach
Summary of
response/attendance
Summary
of
comments
received
Summary of comment
s not accepted
and reasons
URL (If
applicable)
1
Public Hearing
Non-targeted/broad
community
The first set of hearings were
well attended. Denton had
the largest group of
attendees with 10. The
second set of hearings had a
total of 6 people combined
between the two hearings.
DHCD
received
one
comment
on the
draft plan
from
Carroll
County
Departmen
t of
Citizens
Services
the County
is pleased
with the
plan and
expressed
a need for
more
funding to
support
permanent
housing
projects.
DHCD is committed to
affordable housing
and recognizes that
there is a need for
more funding for
permanent supportive
housing and look
forward to working
with our federal
partners to raise this
issue of need.
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Sort Order
Mode of Outreac
h
Target of Outreach
Summary of
response/attendance
Summary
of
comments
received
Summary of comment
s not accepted
and reasons
URL (If
applicable)
2
Newspaper Ad
Non-targeted/broad
community
Notices of these hearings and
the development of the Plan
in pre-development and draft
form were placed in
numerous newspapers
throughout the State,
including the Baltimore Sun,
Annapolis Capital Gazette,
Hagerstown Daily Mail, and
the Kent County Times.
These ads announced the
availability of the draft 2020-
2024 ConPlan and the 2020
Annual Action Plan the dates
and times for hearings and
start and end dates of the
comment periods during
which citizens and interested
parties would be able to
provide written comments
on the plan.
No written
comments
were
received.
N/A
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Sort Order
Mode of Outreac
h
Target of Outreach
Summary of
response/attendance
Summary
of
comments
received
Summary of comment
s not accepted
and reasons
URL (If
applicable)
3
Internet Outreach
Non-targeted/broad
community
Notices of hearings and the
development of the Plan in
pre-development and virtual
hearings for the draft form
were placed in numerous
newspapers throughout the
State, including the
Baltimore Sun, Annapolis
Capital Gazette, Hagerstown
Daily Mail, and the Kent
County Times. In addition,
DHCD did mass mailings to
over 800 individuals and
organizations who were
potential stakeholders or
where interested in the Plan,
including nonprofit and for-
profit developers, municipal
and county executives, public
housing authorities,
community action agencies,
faith-based organizations,
homeless services providers,
advocacy organization,
AIDS/HIV organizations, and
local housing and community
development contacts,
among others. DHCD also
sent notification through
email to our agency wide list
of contacts and posted the
notice on our website.
No
comments
were
received
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Table 4 Citizen Participation Outreach
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Needs Assessment
NA-05 Overview
Needs Assessment Overview
The Con Plan section on needs assessment examines the different facets of housing, homeless,
community development and non-homeless special needs utilizing data provided by the Census.gov’s
American Community Survey (ACS), available housing data sources as well internal agency program
reporting data. Analysis in the current plan used the latest ACS data provided by HUD (2011-2015) to
dissect housing disparities in Maryland’s non-entitlement jurisdictions for the 2020-2024 plan. The ACS
and CHAS data provided is used to identify the degree of housing problems, such as overcrowding and
cost burden and special needs populations including individuals with physical and mental disabilities, the
elderly and those persons with HIV/AIDS.
Based on data provided by HUD and collaboration with other agencies, organizations, and units of State
and local government, the State determined that its main priorities for the coming five years would
remain as follows:
1. Increasing Affordable Rental Housing (with an emphasis on rental housing for low and extremely low
income households, special needs population including persons with physical and mental disabilities as
well as those living with HIV/AIDs) outcomes will be based on the number of units produced as well as
leveraging to provide additional housing resources to provide services.
2. Promoting homeownership for first time homebuyers (including families with student debt and
veterans) outcomes will be measured by units as well as new homebuyers in designated Sustainable
Communities.
3. Community Revitalization (with an emphasis on small business expansion and lending) outcomes
will include economic impact on neighborhoods assisted, number of new small businesses
assisted/created.
4. Reducing homelessness, with a particular emphasis on supportive housing for vulnerable
populations, including the chronically homeless, youth, and veterans and those living with HIV/AIDs
outcomes will include reduced homelessness counts and services provided to those living with HIV/AIDs.
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NA-10 Housing Needs Assessment - 24 CFR 91.305 (a,b,c)
Summary of Housing Needs
Based on the latest housing data provided using HUD's latest (2011-2015) American Community Survey
(ACS) below on demographics, population increased by 3 percent in Maryland from the base year in
2009 while the number of households and median income grew 4 percent and 7 percent respectively
from the base year. The number of households data from the Comprehensive Housing Affordability
Strategy (CHAS) show that of those households making less than or equal to 100 percent of HUD Area
Median Family Income (HAMFI) make up 64 percent of the 2.2 million households. These income
groups are broken out as follows: ≤30% of HAMFI are classified as Extremely low-income; >30% to ≤50%
of HAMFI are classified as Very low-income; >50% to ≤80% of HAMFI are classified as Low-income and
>80% to ≤100% are classified as Moderate income based on the median income for four-person
household in a given area. Of those within the extremely low-income to low-income households, 35
percent are comprised of small households compared to 21 percent in large families.
For housing needs summary, table 1 show a disproportionate share of extremely low-income to low-
income households experience at least one housing problem for both renter and owner households. The
predominant problem faced is cost-burden paying more 50 percent of income on housing cost
followed by lack of complete plumbing or kitchen facilities.
Table 2 on the housing needs summary - housing problems- show that 90 percent of those within the
extremely low-income to low-income experienced at one of the four housing problems according to the
CHAS data provided by HUD.
Data points to the need for the State to primarily focus on developing more affordable housing units for
those households that fall in the category of extremely low and very low income in order provide decent
housing for its disadvantaged citizens.
Demographics
Base Year: 2009
Most Recent Year: 2015
% Change
Population
5,773,552
5,930,538
3%
Households
2,092,538
2,166,389
4%
Median Income
$69,475.00
$74,551.00
7%
Table 5 - Housing Needs Assessment Demographics
Data Source:
2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Number of Households Table
0-30%
HAMFI
>30-50%
HAMFI
>50-80%
HAMFI
>80-100%
HAMFI
>100%
HAMFI
Total Households
285,485
254,170
265,635
215,345
1,145,750
Small Family Households
87,065
90,840
103,300
89,740
607,410
Large Family Households
18,325
23,530
23,800
20,570
102,500
Household contains at least one
person 62-74 years of age
56,615
52,425
57,820
45,725
243,065
Household contains at least one
person age 75 or older
51,540
47,350
34,860
21,685
75,205
Households with one or more
children 6 years old or younger
48,785
47,210
45,905
35,790
125,140
Table 6 - Total Households Table
Data Source:
2011-2015 CHAS
Consolidated Plan
MARYLAND
39
OMB Control No: 2506-0117 (exp. 09/30/2021)
Housing Needs Summary Tables
1. Housing Problems (Households with one of the listed needs)
Renter
Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Substandard
Housing -
Lacking
complete
plumbing or
kitchen facilities
3,480
2,585
1,460
980
8,505
1,135
635
1,070
465
3,305
Severely
Overcrowded -
With >1.51
people per
room (and
complete
kitchen and
plumbing)
2,445
2,140
1,665
1,075
7,325
270
240
255
330
1,095
Overcrowded -
With 1.01-1.5
people per
room (and none
of the above
problems)
5,495
6,940
3,475
2,440
18,35
0
1,120
1,630
2,165
1,640
6,555
Housing cost
burden greater
than 50% of
income (and
none of the
above
problems)
110,2
85
37,67
5
7,355
1,350
156,6
65
63,94
0
40,79
5
23,10
0
9,305
137,1
40
Housing cost
burden greater
than 30% of
income (and
none of the
above
problems)
18,81
0
59,32
5
49,09
0
18,47
0
145,6
95
17,36
0
33,29
5
46,97
0
39,53
5
137,1
60
Consolidated Plan
MARYLAND
40
OMB Control No: 2506-0117 (exp. 09/30/2021)
Renter
Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
Zero/negative
Income (and
none of the
above
problems)
12,71
0
0
0
0
12,71
0
8,070
0
0
0
8,070
Table 7 Housing Problems Table
Data
Source:
2011-2015 CHAS
2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen
or complete plumbing, severe overcrowding, severe cost burden)
Renter
Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-30%
AMI
>30-
50%
AMI
>50-80%
AMI
>80-
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Having 1
or more of
four
housing
problems
121,705
49,345
13,955
5,840
190,845
66,465
43,300
26,590
11,745
148,100
Having
none of
four
housing
problems
47,555
81,770
99,915
73,360
302,600
28,980
79,755
125,180
124,400
358,315
Household
has
negative
income,
but none
of the
other
housing
problems
12,710
0
0
0
12,710
8,070
0
0
0
8,070
Table 8 Housing Problems 2
Data
Source:
2011-2015 CHAS
Consolidated Plan
MARYLAND
41
OMB Control No: 2506-0117 (exp. 09/30/2021)
3. Cost Burden > 30%
Renter
Owner
0-30%
AMI
>30-50%
AMI
>50-80%
AMI
Total
0-30%
AMI
>30-50%
AMI
>50-80%
AMI
Total
NUMBER OF HOUSEHOLDS
Small
Related
52,570
46,100
25,185
123,855
20,150
25,400
29,610
75,160
Large
Related
10,750
9,085
3,750
23,585
4,800
8,590
7,885
21,275
Elderly
31,080
19,095
8,725
58,900
42,760
29,965
19,730
92,455
Other
44,305
30,775
21,015
96,095
15,385
11,850
14,165
41,400
Total need
by income
138,705
105,055
58,675
302,435
83,095
75,805
71,390
230,290
Table 9 Cost Burden > 30%
Data
Source:
2011-2015 CHAS
4. Cost Burden > 50%
Renter
Owner
0-30%
AMI
>30-50%
AMI
>50-
80%
AMI
Total
0-30%
AMI
>30-50%
AMI
>50-80%
AMI
Total
NUMBER OF HOUSEHOLDS
Small
Related
46,245
15,770
2,705
64,720
17,315
15,255
9,140
41,710
Large
Related
9,515
2,730
170
12,415
4,115
3,975
2,205
10,295
Elderly
23,515
8,785
2,480
34,780
30,595
14,665
6,725
51,985
Other
38,930
12,385
2,255
53,570
13,360
7,530
5,395
26,285
Total need
by income
118,205
39,670
7,610
165,485
65,385
41,425
23,465
130,275
Table 10 Cost Burden > 50%
Data
Source:
2011-2015 CHAS
Consolidated Plan
MARYLAND
42
OMB Control No: 2506-0117 (exp. 09/30/2021)
5. Crowding (More than one person per room)
Renter
Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
NUMBER OF HOUSEHOLDS
Single family
households
6,505
7,835
4,235
2,440
21,015
1,120
1,390
1,550
1,435
5,495
Multiple,
unrelated
family
households
1,190
1,160
765
900
4,015
275
545
895
565
2,280
Other, non-
family
households
410
165
280
240
1,095
70
0
15
15
100
Total need by
income
8,105
9,160
5,280
3,580
26,125
1,465
1,935
2,460
2,015
7,875
Table 11 Crowding Information 1/2
Data
Source:
2011-2015 CHAS
Renter
Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total
Households with
Children Present
0
0
0
0
0
0
0
0
Table 12 Crowding Information 2/2
Data Source
Comments:
Describe the number and type of single person households in need of housing assistance.
CHAS data from 2011-2015 provided by HUD show that the single family cohort makes up 80 percent of
renter households while owner households also represent 70 percent of households that are
categorized as extremely low to moderate income. Among these groups, single households making 30
percent to 50 percent AMI are the highest of this income bracket among renters. In the owner
household category, the highest cohort is those making 30 percent to 50 percent bracket with the
highest overcrowding housing problem in Maryland. Data also show that both renter (80 percent) and
owner (70 percent) single family households represent the largest cohort of households in need of
housing assistance.
Consolidated Plan
MARYLAND
43
OMB Control No: 2506-0117 (exp. 09/30/2021)
Estimate the number and type of families in need of housing assistance who are disabled or
victims of domestic violence, dating violence, sexual assault and stalking.
According to data from Maryland Department of Disabilities (MDOD), there are 2,313 individuals with
disabilities on our waitlist for our housing programs statewide. These are individuals who are extremely
low income (30% AMI or lower) and living on SSI, Medicaid recipients, and recipients of long term
supports and services in 2020.
According to data from the Maryland Network Against Domestic Violence, on a single night in
September 2019, over 281 people were receiving emergency and transitional shelter services from
domestic violence programs. Additionally, the 2020 HUD PIT Count showed 344 persons were homeless
and fleeing domestic violence on one night - this data includes domestic violence programs as well as
mainstream emergency shelters, transitional housing, and people living in a place not meant for human
habitation. Additional data on the prevalence of disability and domestic violence for people receiving
homelessness prevention, street outreach, and emergency shelter resources are included below. List is
also available by contacting MD-DHCD.
Consolidated Plan
MARYLAND
44
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
Advocate for Homeless Families Inc. 98 0 0 98
AIDS Interfaith Residential Services Inc. 253 137 0 390
AIRS 16 9 0 25
Allegany County HRDC, Inc. 17 16 0 33
Alliance 20 18 0 38
Anne Arundel County Community Action Agency 4 1 0 5
Anne Arundel County Mental Health Agency 6 29 0 35
Anne Arundel Partnership for Children, Youth, and Families 40 0 0 40
Arundel Community Development Services Inc. 22 40 0 62
Arundel House of Hope Inc. 25 37 0 62 90 0
Associated Catholic Charities 83 415 0 498 50 11
Associated Catholic Charities Inc. 139 13 0 152 0 10
At Jacob's Well 7 32 39
Baltimore County Housing Authority 0 288 0 288
Baltimore Outreach Services 40 40
Baltimore Rescue Mission 29 175 204 0
Behavioral Health Administration 9 14 0 23
Bethesda Cares Inc. 4 11 0 15
Bridge Haven 8 70 78 105
Bridges to Housing Stability, Inc. 21 12 0 33
Calvert County Health Dept 21 1 22 22
CAN 265 200 0 465 45 0
Carroll County Department of Citizen Services 88 10 0 98
Carroll County Public Schools 8 8
CASA Inc. 32 8 0 40 40 0 0
Catholic Charities 70 74 0 144 10 0
Catholic Charities, Inc. - Wilmington Diocease 10 7 0 17
CCHD 6 20 0 26
Cecil County DSS 22 1 0 23 23 0 0
Cecil County Housing Agency 0 95 0 95
Chesapeake Health Education Program 0 29 0 29
Christian Shelter Inc 23 29 0 52 0 0
Available Beds by Continuum of Care Providers in Maryland
Consolidated Plan
MARYLAND
45
OMB Control No: 2506-0117 (exp. 09/30/2021)
Consolidated Plan
MARYLAND
46
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
City of Frederick/Frederick Community Action Agency 31 5 0 36
City of Gaithersburg 19 19
City of Salisbury 10 9 0 19
Cold Weather Shelter 0 0 0 0 22 0
Community Action Council 26 0 0 26 0 0
Community Crisis Services Inc. 8 25 0 33 28 8
Community Housing Associates 130 53 0 183
Community Ministries of Rockville 11 0 11
Cumberland YMCA 24 0 0 24
Dayspring 255 255
Deep Roots 67 2 0 69
Delmarva Community Action Center 0 14 0 14
Department of Social Services 0 0 0 0 0 7
Diakonia Inc 41 26 0 67 0 0
Diakonia, Inc. 3 4 0 7
Dorchester County Community Providers Group 0 0 0 0 28 0
DSS 9 10 0 19
DSS HUD Transitional Housing Program 0 10 10
DSS/Three Oaks Center 0 0 0 25
Family and Children's Services of Central Maryland 9 2 11 11
Family Crisis Center 35 0 0 35 35 0 0
Family Crisis Resource Center 26 2 0 28 28 0 0
Family Services Agency 54 5 0 59 59 0 0
FCCAU Inc. 0 33 0 33 0 0
Frederick Rescue Mission 20 40 0 60 0 0
Friends for Neighborhood Progress Inc. 0 20 0 20
Friendship Place 6 3 9
Fuller House 0 20 0 20 0 0
Garrett County 2 7 0 9
Gaudenzia 45 0 0 45
GCCAC 0 1 0 1 0 0
GCCAC-SHP-DIS 7 24 0 31
Consolidated Plan
MARYLAND
47
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
Govans Ecumenical Development Corporation 0 54 0 54
Grassroots Crisis Intervention Center Inc. 39 27 0 66 22 0
H.O.P.E., Inc. 0 0 0 0 35 0
Hagerstown Rescue Mission 21 20 0 41 0 0
Harford Community Action Agency 32 3 0 35 40 17
Harford County Housing Agency 15 9 24
Harford Family House, Inc. 124 0 0 124
Haven Ministries, Inc. 0 0 0 0 10 0
Health Care Access Maryland 55 55
Healthcare for the Homeless 91 235 326
Heartly House Inc. 21 8 0 29 29 0 0
Helping Other People through Empowerment (HOPE) 20 20
Helping Up Mission 487 487
HIP 31 13 0 44
His Hope Haven 14 9 0 23 35 0
Historic East Baltimore Community Action Coalition 0 10 0 10 0 0
Hope and Life Outreach 20 49 0 69 0 0
HopeWorks 41 6 0 47 47 0 0
House of Divine Guidance 0 20
House of Ruth 86 12 0 98 98 0 0
Housing Authority of Baltimore City 725 1144 0 1869
Housing Commission of Anne Arundel County 31 17 0 48
Housing Opp. Commission 256 275 0 531
Howard County Housing Commission 10 15 0 25
Howard County Mental Health Authority 0 10 0 10
Human Services Programs of Carroll County Inc. 49 66 115 25 10
Humanim, Inc. 28 27 0 55
Interfaith Works 75 138 0 213 0 65
JHP Inc. 8 9 0 17
Joseph House 0 7 0 7
LARS Inc 19 18 0 37
Life Crisis Inc 6 11 0 17 17 0 0
Lifestyles 8 7 0 15 8 40 8
Available Beds by Continuum of Care Providers in Maryland
Consolidated Plan
MARYLAND
48
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
Lifestyles Inc. 6 1 7 7 50
Loving Arms 0 0 8 8 0 0
Marian House 151 68 219
Maryland Center for Veterans Education and training 0 249 0 249 0 60
Maryland Department of Health and Mental Hygiene 19 8 0 27
Maryland Dept. of Health & Mental Hygiene 26 31 0 57
Maryland Mental Hygiene Administration 73 53 0 126
MD Department of Health and Mental Hygiene 2 9 11
Meeting Ground 23 16 0 39 25 0
Mental Hygiene Administration 91 73 0 164
Mid Shore Behavioral Health Inc. 57 22 0 79
Montgomery County Coalition for the Homeless (MCCH) 433 406 0 839 70 75
Montgomery County Department of Health and Human Services 618 303 0 921 0 62
Mt. Calvary Baptist Church 18 0 0 18 0 0
National Center for Children and Families 2 2
National Center for Children and Families (NCCF) 210 0 0 210 20 0 0
Neighbor to Neighbor 8 0 0 8
Neighborhood Service Center 7 12 0 19
New Vision House of Hope 0 66 0 66
Night of Peace 28 0 0 28 0 0
Office on Mental Health 26 14 40
Paul's Place 9 3 0 12
People Encouraging People 11 42 0 53
People Encouraging People Inc. 22 37 0 59
Potomac Case Mgmt 12 33 0 45
Prince George's County Department of Social Services 245 49 0 294
Prince Georges House 0 47 0 47 2
Project ECHO 16 22 0 38 0 0
Project People Lacking Ample Shelter and Employment 150 284 0 434
Prologue 96 84 0 180
Promise Place 5 5 10
Queen Anne's County Department of Housing and Community Services 15 0 0 15
Consolidated Plan
MARYLAND
49
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
REACH Inc 0 12 0 12 42 0
Religious Coalition for Emergency Human Needs Inc. 15 87 0 102 0 11
Remove All Hindrances To Success 0 2 0 2
Rockville Presbyterian Church 0 0 0 0 28 0
Safe Nights of Calvert County 0 0 0 0 20 0
Salvation Army 32 48 0 80 0 0
Samaritan Ministries Inc. 2 7 0 9 0
SARC 18 10 0 28 28 0 9
Shepherd's Cove 80 20 100
Somerset Committee for the Homeless 12 8 20 0
Somerset County Health Depart. 58 51 0 109
Somerset County Health Department 0 8 0 8
St James AME Zion Church – Zion House 0 0
St Vincent de Paul 398 70 468
St. Ambrose 65 16 0 81
St. Ann's Center for Children, Youth & Families 45 1 46
St. James A.M.E. Zionhouse Church 0 4 0 4
St. John's Shelter Inc. 27 0 0 27 0 0
St. Martin's Ministries 31 2 0 33
St. Vincent DePaul 196 0 0 196 0 0
Stepping Stones Shelter 21 0 0 21 0 0
Talbot Interfaith Shelter 25 9 0 34 0 0
The Baltimore Station 137 137
The Dove Center 3 11 0 14 14 0 0
The Dove Center 2 6 0 0 6 6
The Dwelling Place 30 0 0 30
The Light House, Inc. 27 52 0 79
Three Oaks Center 111 56 0 167 0 0
Turn Around 4 0 0 4 4 0 0
U.S. Department of Veterans Affairs 40 43 0 83
UMC 0 0 0 0 16 0
Union Rescue Mission 38 22 0 60 0 0
Consolidated Plan
MARYLAND
50
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum Of Care Provider
Bed for
Families and
Children
Bed for
Adult only
household
s
Bed for
Unaccompanied
Youth
Total Year
Round Beds
Total Domestic
Violence Beds
Total
Seasonal
Total
Overflow
Beds
United Communities Against Poverty 13 22 0 35
United Ministries 0 29 0 29
United Way of Central Maryland 27 27
United Way of Central MD 23 23
VESTA, Inc. 0 17 0 17
Village of Hope Inc. 25 4 0 29
VOA Chesapeake 188 9 0 197
VOAC PG Supportive Housing Org Id 22 2 24
Volunteers of America 121 297 0 418 11
Washington County Mental Health Authority 34 20 0 54
Way Station 0 25 0 25
We Care and Friends 0 17
Women's Housing Coalition 20 79 99
Yess of Charles County, Inc. 6 6
YMCA 36 18 0 54
Youth Empowered Society 35 23 58
YWCA 8 1 9 9
Grand Total 8,131 8,079 19 16,229 505 773 491
Consolidated Plan
MARYLAND
51
OMB Control No: 2506-0117 (exp. 09/30/2021)
Detailed Continuum of Care Providers by Location
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Annapolis/Anne Arundel County CoC Anne Arundel County Community Action Agency Rapid Re-Housing RRH MD 21401 4 1 0 5
Annapolis/Anne Arundel County CoC Anne Arundel County Mental Health Agency CHES Program PSH 21401 3 9 12
Annapolis/Anne Arundel County CoC Anne Arundel County Mental Health Agency Samaritan Housing Program PSH 2301 DORSEY RD STE 200 GLEN BURNIE MD 21061 0 6 0 6
Annapolis/Anne Arundel County CoC Anne Arundel County Mental Health Agency SHOP Program PSH 1 Truman Parkway Suite 101 Annapolis MD 21401 3 14 0 17
Annapolis/Anne Arundel County CoC Anne Arundel Partnership for Children, Youth, and Families Shelter Diversion Program (Rapid Re-Housing) RRH 1 HARRY S TRUMAN PKWY ANNAPOLIS MD 21401 40 0 0 40
Annapolis/Anne Arundel County CoC Arundel Community Development Services Inc. Anne Arundel Partnership for Permanent Housing PSH 2666 RIVA RD STE 210 ANNAPOLIS MD 21401 22 40 0 62
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. AHOH-Community Housing Program PSH 514 N. Crain Highway Suite K Glen Burnie MD 21061 0 6 0 6
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Family Program TH 514 CRAIN HWY N STE K GLEN BURNIE MD 21061 9 9
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Fouse Center - Flex Housing Program OPH 6401 Ritchie Hwy Glen Burnie MD 21061 10 10
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Patriot House TH 4105 RITCHIE HWY BROOKLYN PARK MD 21225 0 6 0 6
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Rapid Re-Housing Program RRH 514 N. crain Hwy N Suite K Glen Burnie MD 21061 16 2 0 18
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Safe Haven I PSH 10 SEWARD AVE BROOKLYN PARK MD 21225 0 4 0 4
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Safe Haven II PSH 227 RITCHIE HWY SEVERNA PARK MD 21146 0 4 0 4
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Winter Relief ES 514 CRAIN HWY N STE K GLEN BURNIE MD 21061 0 0 0 0 90 0
Annapolis/Anne Arundel County CoC Arundel House of Hope Inc. Wish Program PSH 23 WALLACE AVE BROOKLYN PARK MD 21225 0 5 0 5
Annapolis/Anne Arundel County CoC Associated Catholic Charities Inc. Project North OPH 2015 20TH ST FORT MEADE MD 20755 42 2 44
Annapolis/Anne Arundel County CoC Associated Catholic Charities Inc. Rapid Re-Housing Program RRH 21401 37 5 42
Annapolis/Anne Arundel County CoC Associated Catholic Charities Inc. Sarah's House Family Shelter ES 2015 20TH ST FORT MEADE MD 20755 60 6 0 66 0 10
Annapolis/Anne Arundel County CoC Housing Commission of Anne Arundel County County Operation HOME (veterans) PSH 7477 MD 21601 6 6
Annapolis/Anne Arundel County CoC Housing Commission of Anne Arundel County HOME - Housing for Chronically Homeless Families PSH 7477 Baltimore Annapolis Blvd #301 Glen Burnie MD 21061 27 0 0 27
Annapolis/Anne Arundel County CoC Housing Commission of Anne Arundel County Permanent Supportive Housing Program PSH Scattered Sites - Anne Arundel County MD 21061 4 11 0 15
Annapolis/Anne Arundel County CoC Maryland Mental Hygiene Administration Shelter Plus Care program PSH 1 TRUMAN PKWY STE 101 ANNAPOLIS MD 21401 22 28 0 50
Annapolis/Anne Arundel County CoC People Encouraging People Housing First Program 1 PSH Scattered Site - Anne Arundel County MD 21061 0 5 0 5
Annapolis/Anne Arundel County CoC People Encouraging People Housing First Program II PSH 2301 DORSEY RD STE 200 GLEN BURNIE MD 21061 0 8 0 8
Annapolis/Anne Arundel County CoC The Light House, Inc. Anchor House OPH 160 WEST ST ANNAPOLIS MD 21401 9 0 0 9
Annapolis/Anne Arundel County CoC The Light House, Inc. Bistro Apartments OPH 10 HUDSON ST ANNAPOLIS MD 21401 2 2
Annapolis/Anne Arundel County CoC The Light House, Inc. Light House Shelter ES 10 HUDSON ST ANNAPOLIS MD 21401 45 0 45
Annapolis/Anne Arundel County CoC The Light House, Inc. The Light House: Family Services ES 10 Hudson Street Annap MD 21401 18 18
Annapolis/Anne Arundel County CoC The Light House, Inc. Willow House OPH 8 WILLOW ST ANNAPOLIS MD 21401 0 5 0 5
Annapolis/Anne Arundel County CoC We Care and Friends Emergency Shelter ES 92 W WASHINGTON ST ANNAPOLIS MD 21401 0 17
Annapolis/Anne Arundel County CoC YWCA Arden House ES 8 1 9 9
Baltimore CoC AIDS Interfaith Residential Services Inc. AIRS Inc S+C PSH 1800 N CHARLES ST BALTIMORE MD 21201 228 0 0 228
Baltimore CoC AIDS Interfaith Residential Services Inc. Geraldine Young Family Life Center TH 1621 DRUID HILL AVE BALTIMORE MD 21217 23 23
Baltimore CoC AIDS Interfaith Residential Services Inc. Lakeview PSH 2425 Lakeview Avenue BALTIMORE MD 21217 2 46 0 48
Baltimore CoC AIDS Interfaith Residential Services Inc. Resoration Gardens 2 PSH 4201 YORK RD BALTIMORE MD 21212 42 42
Baltimore CoC AIDS Interfaith Residential Services Inc. Restoration Gardens - Springhill Youth Initiative PSH 3702 COTTAGE AVE BALTIMORE MD 21215 0 42 0 42
Baltimore CoC AIDS Interfaith Residential Services Inc. Youth Space PSH 1800 N. Charles St. ste. 700 Baltimore MD 21201 0 7 0 7
Baltimore CoC Associated Catholic Charities Christopher's Place TH TH 725 FALLSWAY BALTIMORE MD 21202 60 60
Baltimore CoC Associated Catholic Charities Holden Hall PSH 761 W HAMBURG ST BALTIMORE MD 21230 14 14
Baltimore CoC Associated Catholic Charities My Sister's Place Lodge TH 111 W MULBERRY ST BALTIMORE MD 21201 17 17
Baltimore CoC Associated Catholic Charities Project Fresh Start- PH PSH 228 West Lexington Street Suite 220 Baltimore MD 21201 11 4 15
Baltimore CoC Associated Catholic Charities Project Reach PSH 228 West Lexington Street Suite 220 Baltimore MD 21201 35 32 0 67
Baltimore CoC Associated Catholic Charities Weinberg Housing and Resource Center ES 620 FALLSWAY BALTIMORE MD 21202 0 275 275 50 10
Baltimore CoC At Jacob's Well At Jacob's Well S+C PSH 323 E 25TH ST BALTIMORE MD 21218 7 17 24
Baltimore CoC At Jacob's Well At Jacob's Well TH TH 323 E 25TH ST BALTIMORE MD 21218 15 15
Baltimore CoC Baltimore Outreach Services Baltimore Outreach Services ES 701 S CHARLES ST BALTIMORE MD 21230 40 40
Baltimore CoC Baltimore Rescue Mission Baltimore Rescue Mission ES 4 N CENTRAL AVE BALTIMORE MD 21202 159 159 0
Baltimore CoC Baltimore Rescue Mission Karis House ES ES 1228 E BALTIMORE ST BALTIMORE MD 21202 29 16 45
Consolidated Plan
MARYLAND
52
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Baltimore CoC Bridge Haven Bridge Haven ES 1151 E. 36th Street Baltimore Baltimore MA 21218 8 70 78 105
Baltimore CoC Community Housing Associates Sponsor-Based S+C SRA PSH 2918B GLENMORE AVE BALTIMORE MD 21214 130 53 0 183
Baltimore CoC Dayspring Dayspring Programs - Tenant-Based S+C PSH 1125 N PATTERSON PARK AVE BALTIMORE MD 21213 51 51
Baltimore CoC Dayspring Dayspring Programs - Tenant-Based S+C PSH 1125 N PATTERSON PARK AVE BALTIMORE MD 21213 17 17
Baltimore CoC Dayspring Dayspring Village at Patterson Park TH TH 1125 N PATTERSON PARK AVE BALTIMORE MD 21213 46 46
Baltimore CoC Dayspring Sponsor Based S+C PSH 1125 N. Patterson Ave Baltimore MD 21213 141 141
Baltimore CoC Gaudenzia Park Heights Women and Children's PSH 4613 PARK HEIGHTS AVE BALTIMORE MD 21215 45 0 0 45
Baltimore CoC Govans Ecumenical Development Corporation Harford House PSH 5207 YORK RD BALTIMORE MD 21212 0 26 0 26
Baltimore CoC Govans Ecumenical Development Corporation Micah House PSH 5207 YORK RD BALTIMORE MD 21212 0 28 0 28
Baltimore CoC Health Care Access Maryland CoC Rapid Re-Housing RRH 201 E BALTIMORE ST BALTIMORE MD 21202 30 30
Baltimore CoC Health Care Access Maryland ESG Rapid Re-Housing RRH 201 E BALTIMORE ST BALTIMORE MD 21202 25 25
Baltimore CoC Healthcare for the Homeless Homeward Bound 1 PSH 421 FALLSWAY BALTIMORE MD 21202 62 62
Baltimore CoC Healthcare for the Homeless Homeward Bound Bonus PSH 421 Fallsway Baltimore MD 21202 31 55 86
Baltimore CoC Healthcare for the Homeless Medicaid Pilot PSH 421 Fallsway Baltimore MD 21202 60 73 133
Baltimore CoC Healthcare for the Homeless Project Connect PSH 421 FALLSWAY BALTIMORE MD 21202 7 7
Baltimore CoC Healthcare for the Homeless SOAR Housing First Pilot PSH 421 Fallsway Baltimore MD 21202 38 38
Baltimore CoC Helping Other People through Empowerment (HOPE) Ethel Elan Safe Haven SH 2304 BELAIR RD BALTIMORE MD 21213 20 20
Baltimore CoC Helping Up Mission HCHV/EH - VA Program ES 1025 E BALTIMORE ST BALTIMORE MD 21202 18 18
Baltimore CoC Helping Up Mission House of Freedom TH 1017 E BALTIMORE ST BALTIMORE MD 21202 65 65
Baltimore CoC Helping Up Mission Johns Hopkins Program TH 1029 E BALTIMORE ST BALTIMORE MD 21202 50 50
Baltimore CoC Helping Up Mission Overnight Guests Program ES 1029 E BALTIMORE ST BALTIMORE MD 21202 60 60
Baltimore CoC Helping Up Mission Spiritual Recovery Program TH 1029 E BALTIMORE ST BALTIMORE MD 21202 294 294
Baltimore CoC Historic East Baltimore Community Action Coalition HEBCAC - The Nest ES 1212 N Wolfe St Baltimore MA 21213 0 10 0 10 0 0
Baltimore CoC House of Ruth House of Ruth ES ES 50 5 0 55 55 0 0
Baltimore CoC House of Ruth Safe Homes Strong Communities RRH 8 7 15 15
Baltimore CoC House of Ruth Transitional Housing TH 28 0 0 28 28
Baltimore CoC Housing Authority of Baltimore City Ex-Offender Vouchers OPH 7 E REDWOOD ST BALTIMORE MD 21202 68 162 230
Baltimore CoC Housing Authority of Baltimore City Homeless Vouchers OPH 7 E REDWOOD ST BALTIMORE MD 21202 563 495 0 1058
Baltimore CoC Housing Authority of Baltimore City VASH Program PSH 7 E REDWOOD ST BALTIMORE MD 21202 94 487 581
Baltimore CoC Loving Arms N.R. House ES 3313 OAKFIELD AVE GWYNN OAK MD 21207 0 0 8 8 0 0
Baltimore CoC Marian House Marian House S+C (S+C Scattered Site) PSH 949 GORSUCH AVE BALTIMORE MD 21218 36 7 43
Baltimore CoC Marian House Marian House S+C expansion (S+C Serenity Place) PSH 932 GORSUCH AVE BALTIMORE MD 21218 6 2 8
Baltimore CoC Marian House Marian House S+C TAMAR PSH 949 GORSUCH AVE BALTIMORE MD 21218 65 20 85
Baltimore CoC Marian House Marian House Section 8 PSH 949 GORSUCH AVE BALTIMORE MD 21218 5 5
Baltimore CoC Marian House Marian House TH TH 949 GORSUCH AVE BALTIMORE MD 21218 44 34 78
Baltimore CoC Maryland Center for Veterans Education and training GPD-MCVET - THP TH 301 N HIGH ST BALTIMORE MD 21202 0 120 0 120
Baltimore CoC Maryland Center for Veterans Education and training MCVET- ES (Non-VA Funded) ES 301 N HIGH ST BALTIMORE MD 21202 50 50 0 60
Baltimore CoC Maryland Center for Veterans Education and training MCVET SRO (Non-VA funded) PSH 301 N HIGH ST BALTIMORE MD 21202 79 79
Baltimore CoC New Vision House of Hope SSVF Rapid Rehousing RRH 200 E LEXINGTON ST STE 605 BALTIMORE MD 21202 0 66 0 66
Baltimore CoC Paul's Place Paul's Place Rapid Rehousing RRH 1118 WARD ST BALTIMORE MD 21230 9 3 0 12
Baltimore CoC People Encouraging People Inc. People Encouraging People Inc. - Samaritan Program PSH 2002 CLIPPER PARK RD BALTIMORE MD 21211 22 37 0 59
Baltimore CoC Project People Lacking Ample Shelter and Employment 139 Womens Shelter ES 139 E NORTH AVE BALTIMORE MD 21202 12 12
Baltimore CoC Project People Lacking Ample Shelter and Employment 201 Men's Shelter ES 201 E NORTH AVE BALTIMORE MD 21202 24 24
Baltimore CoC Project People Lacking Ample Shelter and Employment 2031 Co Ed Shelter ES 1814 MARYLAND AVE BALTIMORE MD 21201 16 16
Baltimore CoC Project People Lacking Ample Shelter and Employment Calverton Section 8 PSH 32 S CALVERTON RD BALTIMORE MD 21223 8 8
Baltimore CoC Project People Lacking Ample Shelter and Employment Celebration Housing (Veterans) PSH 3601 Old Frederick Road Baltimore MD 21229 20 55 75
Baltimore CoC Project People Lacking Ample Shelter and Employment Medically Fragile SRO PSH 1814 MARYLAND AVE BALTIMORE MD 21201 10 10
Baltimore CoC Project People Lacking Ample Shelter and Employment Men's GPD SH 1814 Maryland Avenue Baltimore MD 21201 10 10
Baltimore CoC Project People Lacking Ample Shelter and Employment Rental Assistance Program PSH 3549 OLD FREDERICK RD BALTIMORE MD 21229 121 104 0 225
Baltimore CoC Project People Lacking Ample Shelter and Employment SSVF Rapid Rehousing RRH 3601 OLD FREDERICK RD BALTIMORE MD 21229 9 37 0 46
Baltimore CoC Project People Lacking Ample Shelter and Employment Women's VA Contract Beds ES 1814 Maryland Avenue Baltimore MD 21201 8 8
Baltimore CoC St Vincent de Paul Front Door RRH 3445 PARK HEIGHTS AVE BALTIMORE MD 21215 136 136
Baltimore CoC St Vincent de Paul Home Connections I PSH 2305 N CHARLES ST BALTIMORE MD 21218 32 32
Baltimore CoC St Vincent de Paul Home Connections II PSH 402 S BOND ST BALTIMORE MD 21231 38 38
Baltimore CoC St Vincent de Paul Home Connections Plus PSH 402 S Bond St Baltimore MD 21231 117 117
Baltimore CoC St Vincent de Paul Sarah's Hope ES 1114 N MOUNT ST BALTIMORE MD 21217 145 145
Baltimore CoC St. Ambrose Host Homesharing ES 321 E. 25th Street Baltimore MA 21218 7 7
Baltimore CoC St. Ambrose St. Ambrose Housing Aid Center - S+C PSH 321 E 25TH ST BALTIMORE MD 21218 65 9 0 74
Baltimore CoC The Baltimore Station GPD- South Baltimore Station TH 140 W WEST ST BALTIMORE MD 21230 137 137
Baltimore CoC United Ministries Earl's Place TH TH 1400 E LOMBARD ST BALTIMORE MD 21231 17 17
Baltimore CoC United Way of Central Maryland UWCM Family Stability Shelter Diversion RRH 3549-3601 Old Frederick Rd. Baltimore MD 21229 27 27
Baltimore CoC Volunteers of America Emergency Bridge Beds ES 5000 E MONUMENT ST BALTIMORE MD 21205 40 40
Baltimore CoC Volunteers of America Monument Street Men's Shelter ES 4601 Monument Street Baltimore MD 21218 0 124 0 124 11
Baltimore CoC Volunteers of America Paca House PSH 116 N PACA ST BALTIMORE MD 21201 69 69
Baltimore CoC Volunteers of America Paca House PSH 116 N PACA ST BALTIMORE MD 21201 23 23
Baltimore CoC Volunteers of America Pratt House OPH 1701 W PRATT ST BALTIMORE MD 21223 121 121
Baltimore CoC Volunteers of America Rapid Re-Housing RRH 5000 E MONUMENT ST BALTIMORE MD 21205 0 41 41
Baltimore CoC Women's Housing Coalition Scatter Site PSH 14 E FRANKLIN ST BALTIMORE MD 21202 20 79 99
Baltimore CoC Youth Empowered Society Governor's Office RRH RRH 2315 N CHARLES ST BALTIMORE MD 21218 23 6 29
Baltimore CoC Youth Empowered Society Rapid Re-Housing RRH 2315 N. Charles Street Baltimore MD 21218 12 17 29
Baltimore County CoC AIRS Samaritan PSH 1800 North Charles Street 7th Floor Baltimore MD 21201 9 9 0 18
Baltimore County CoC AIRS Shelter Plus Care PSH 1800 North Charles Street 7th Floor Baltimore MD 21201 7 0 0 7
Baltimore County CoC Alliance SSVF RRH RRH 8003 Corporate Drive Nottingham MD 21236 20 18 0 38
Baltimore County CoC Baltimore County Housing Authority HUD-VASH PSH 6401 York Rd Baltimore MD 21212 0 288 0 288
Baltimore County CoC CAN Arbutus PSH 4000 Southwestern Blvd Baltimore MD 21229 0 13 0 13
Baltimore County CoC CAN Eastside Code Blue ES 9150 Franklin Square Drive Rosedale MD 21237 0 0 0 0 30 0
Baltimore County CoC CAN Eastside Men ES 9150 FRANKLIN SQUARE DR ROSEDALE MD 21237 0 15 0 15 0 0
Baltimore County CoC CAN Eastside Shelter ES 9100 FRANKLIN SQUARE DR ROSEDALE MD 21237 220 0 0 220 0 0
Baltimore County CoC CAN Eastside TH TH 9100 FRANKLIN SQUARE DR ROSEDALE MD 21237 38 0 0 38
Consolidated Plan
MARYLAND
53
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Baltimore County CoC CAN RRH RRH 21237 7 33 0 40
Baltimore County CoC CAN Samaritan PSH 6600 Wycombe Way Parkville MD 21234 0 14 0 14
Baltimore County CoC CAN Westside Code Blue ES 9150 Franklin Square Drive Rosedale MD 21237 0 0 0 0 15 0
Baltimore County CoC CAN Westside Shelter ES 55 WADE AVE CATONSVILLE MD 21228 0 125 0 125 0 0
Baltimore County CoC Catholic Charities Hosanna House PSH 2829 Lodge Farm Rd Sparrows Point MD 21219 0 15 0 15
Baltimore County CoC Catholic Charities Project Promise PSH 228 West Lexington St Suite 220 Baltimore MD 21201 15 0 0 15
Baltimore County CoC DSS RRH RRH 6401 York Rd Baltimore MD 21212 9 10 0 19
Baltimore County CoC Family Crisis Center Family Shelter ES 21222 29 0 0 29 29 0 0
Baltimore County CoC Family Crisis Center TH TH 21222 6 0 0 6 6
Baltimore County CoC Neighbor to Neighbor RRH RRH 2216 Pot Spring Rd Timonium MD 21093 8 0 0 8
Baltimore County CoC Night of Peace Family Shelter ES 7509 WINDSOR MILL RD WINDSOR MILL MD 21244 28 0 0 28 0 0
Baltimore County CoC Prologue Housing PSH 3 Millford Mill Rd Pikesville MD 21208 29 0 0 29
Baltimore County CoC Prologue RRH RRH 3 Millford Mill Rd Pikesville MD 21208 0 13 0 13
Baltimore County CoC Prologue S+C (13 Unit) PSH 3 Millford Mill Rd Pikesville MD 21208 17 15 0 32
Baltimore County CoC Prologue S+C (38 Unit) PSH 3 Millford Mill Rd Pikesville MD 21208 50 56 0 106
Baltimore County CoC St. Vincent DePaul Hannah More ES 12041 REISTERSTOWN RD REISTERSTOWN MD 21136 85 0 0 85 0 0
Baltimore County CoC St. Vincent DePaul INNterim Gardens PSH 112 SUDBROOK LN PIKESVILLE MD 21208 28 0 0 28
Baltimore County CoC St. Vincent DePaul INNterim House TH 112 SUDBROOK LN PIKESVILLE MD 21208 32 0 0 32
Baltimore County CoC St. Vincent DePaul RRH RRH 112 SUDBROOK LN PIKESVILLE MD 21208 51 0 0 51
Baltimore County CoC Turn Around Emergency Shelter ES 21204 4 0 0 4 4 0 0
Baltimore County CoC UMC Streets of Hope ES 6903 MORNINGTON RD DUNDALK MD 21222 0 0 0 0 16 0
Baltimore County CoC United Ministries Prospect Place PSH 8720 PHILADELPHIA RD ROSEDALE MD 21237 0 12 0 12
Carroll County CoC Carroll County Department of Citizen Services Housing Choice Voucher Program - FUP OPH 10 DISTILLERY RD Ste. 101 WESTMINSTER MD 21157 85 85
Carroll County CoC Carroll County Department of Citizen Services Housing Choice Voucher Program - VASH PSH 10 DISTILLERY RD WESTMINSTER MD 21157 10 10
Carroll County CoC Carroll County Department of Citizen Services Veterans Service Program ES 25 S CRANBERRY RD WESTMINSTER MD 21157 3 0 0 3
Carroll County CoC Carroll County Public Schools Motel Vouchers from Other Resources ES 125 N. Court St. Westminster MD 21157 8 8
Carroll County CoC Family and Children's Services of Central Maryland Domestic Violence Shelter ES 9 2 11 11
Carroll County CoC Human Services Programs of Carroll County Inc. Cold Weather Shelter ES 127 STONER AVE WESTMINSTER MD 21157 0 25 10
Carroll County CoC Human Services Programs of Carroll County Inc. Family Shelter ES 21 W GREEN ST WESTMINSTER MD 21157 21 2 23
Carroll County CoC Human Services Programs of Carroll County Inc. Men's Shelter ES 127 STONER AVE WESTMINSTER MD 21157 8 8
Carroll County CoC Human Services Programs of Carroll County Inc. Permanent Supportive Housing I PSH 10 Distillery Drive Suite G1 Westminster MD 21157 3 4 7
Carroll County CoC Human Services Programs of Carroll County Inc. Permanent Supportive Housing II PSH 10 Distillery Drive Westminster MD 21157 4 4
Carroll County CoC Human Services Programs of Carroll County Inc. Permanent Supportive Housing VIII PSH 10 Distillery Drive Westminster MD 21157 8 3 11
Carroll County CoC Human Services Programs of Carroll County Inc. Rapid Re-Housing RRH 10 Distillery Drive Westminster MD 21157 17 17
Carroll County CoC Human Services Programs of Carroll County Inc. Safe Haven SH 127 Stoner Ave Westminster MD 21157 25 25
Carroll County CoC Human Services Programs of Carroll County Inc. Women's Shelter ES 10 Distillery Drive Westminster MD 21157 20 20
Carroll County CoC MD Department of Health and Mental Hygiene Shelter Plus Care PSH 290 S CENTER ST WESTMINSTER MD 21157 2 9 11
Cecil County CoC CCHD CoC Program (5 Unit) PSH MD 21921 6 5 0 11
Cecil County CoC CCHD CoC Program (7 Unit) PSH 21921 0 15 0 15
Cecil County CoC Cecil County DSS Domestic Violence Shelter ES 22 0 0 22 22 0 0
Cecil County CoC Cecil County DSS DV Rapid Re-Housing RRH 0 1 0 1 1
Cecil County CoC Cecil County Housing Agency VASH PSH MD 21903 0 95 0 95
Cecil County CoC Chesapeake Health Education Program CHEP TH Perry Point VA Medical Center Perry Point MD 21902 0 29 0 29
Cecil County CoC Deep Roots Deep Roots RRH RRH 21919 28 2 0 30
Cecil County CoC Deep Roots Deep Roots TH TH 21 VEAZEY COVE RD EARLEVILLE MD 21919 39 0 0 39
Cecil County CoC Meeting Ground Meeting Ground RRH RRH 21921 7 1 0 8
Cecil County CoC Meeting Ground Rotating Winter Shelter Beds ES 401 NORTH ST ELKTON MD 21921 0 0 0 0 25 0
Cecil County CoC Meeting Ground Settlement House TH 168 W MAIN ST ELKTON MD 21921 0 15 0 15
Cecil County CoC Meeting Ground Wayfarer's House TH 107 DELAWARE AVE ELKTON MD 21921 16 0 0 16
Charles, Calvert, St.Mary's Counties CoC Calvert County Health Dept Safe Harbor Shelter ES 21 1 22 22
Charles, Calvert, St.Mary's Counties CoC Catholic Charities Angel's Watch Program ES 8395 Leonardtown Rd HUGHESVILLE MD 20637 18 8 0 26 10 0
Charles, Calvert, St.Mary's Counties CoC Catholic Charities Fortitude Housing PSH 8395 Leonardtown Rd HUGHESVILLE MD 20637 0 10 0 10
Charles, Calvert, St.Mary's Counties CoC Catholic Charities Neighbors of St. Sebastian Town Homes PSH 8395 Leonardtown Rd HUGHESVILLE MD 20637 37 2 0 39
Charles, Calvert, St.Mary's Counties CoC DSS/Three Oaks Center Warm Nights ES 46905 LEI DR LEXINGTON PK MD 20653 0 0 0 25
Charles, Calvert, St.Mary's Counties CoC Fuller House Fuller House TH 3470 ROCKEFELLER CT WALDORF MD 20602 0 16 0 16
Charles, Calvert, St.Mary's Counties CoC Fuller House Fuller House Program ES 3470 ROCKEFELLER CT WALDORF MD 20602 0 4 0 4 0 0
Charles, Calvert, St.Mary's Counties CoC Lifestyles Emergency Stay ES 101 CATALPA DR LA PLATA MD 20646 0 0 0 0 0 3
Charles, Calvert, St.Mary's Counties CoC Lifestyles ESG-Rehousing RRH 101 Catalpa Drive, Suite 103 MD 20646 0 0 0
Charles, Calvert, St.Mary's Counties CoC Lifestyles Gayles House ES 3 2 0 5 5 0 0
Charles, Calvert, St.Mary's Counties CoC Lifestyles Gayle's Transitional TH 2 1 0 3 3
Charles, Calvert, St.Mary's Counties CoC Lifestyles Martha's TH 101 CATALPA DR LA PLATA MD 20646 3 2 0 5
Charles, Calvert, St.Mary's Counties CoC Lifestyles Matha's Emergency ES 101 CATALPA DR LA PLATA MD 20646 0 2 0 2 0 0
Charles, Calvert, St.Mary's Counties CoC Lifestyles Safe Nights ES 101 CATALPA DR LA PLATA MD 20646 0 0 0 0 40 5
Charles, Calvert, St.Mary's Counties CoC Lifestyles Inc. Lifestyles-Haven of Hope PSH 6 1 7 7
Charles, Calvert, St.Mary's Counties CoC Lifestyles Inc. Safe Nights 2 ES 10453 Theodore Green Boulevard White Plains MD 20695 0 50
Charles, Calvert, St.Mary's Counties CoC Mental Hygiene Administration Shelter + Care Homes PSH 23115 Leonard Hall Drive Leonardtown MD 20650 9 14 0 23
Charles, Calvert, St.Mary's Counties CoC Mental Hygiene Administration Shelter + Care Homes Prog PSH PO BOX 980 PRNC FREDERCK MD 20678 18 14 0 32
Charles, Calvert, St.Mary's Counties CoC Mental Hygiene Administration Shelter + Care Homes Program PSH PO BOX 2150 LA PLATA MD 20646 58 24 0 82
Charles, Calvert, St.Mary's Counties CoC Project ECHO Project ECHO ES 484 Main Street
PRINCE FREDERICK
MD 20678 16 22 0 38 0 0
Charles, Calvert, St.Mary's Counties CoC Safe Nights of Calvert County Safe Nights ES 9870 Old Solomon’s Island Rd Owings MD 20736 0 0 0 0 20 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Aldridge Permanent Supportive Housing PSH 46905 LEI DR LEXINGTON PK MD 20653 6 2 0 8
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Capper PSH PO BOX 776 LEXINGTON PK MD 20653 14 0 0 14
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Emergency Men ES 46905 LEI DR LEXINGTON PK MD 20653 0 4 0 4 0 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center ESG RRH PO BOX 776 LEXINGTON PK MD 20653 6 0 0 6
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Families with Children Shelter ES 46905 LEI DR LEXINGTON PK MD 20653 20 0 0 20
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Gelrud PSH PO BOX 776 LEXINGTON PK MD 20653 0 1 0 1
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Haina PSH 46905 LEI DR LEXINGTON PK MD 20653 10 1 0 11
Consolidated Plan
MARYLAND
54
OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Harding PSH PO BOX 776 LEXINGTON PK MD 20653 0 1 0 1
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Horne PSH 46905 LEI DR LEXINGTON PK MD 20653 0 16 0 16
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Joyner PSH PO BOX 776 LEXINGTON PK MD 20653 0 9 0 9
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Marek PSH PO BOX 776 LEXINGTON PK MD 20653 0 6 0 6
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Marsh Rapid-Rehousing RRH 46905 LEI DR LEXINGTON PK MD 20653 0 0 0 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center McCauley PSH PO BOX 776 LEXINGTON PK MD 20653 0 2 0 2
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Nicholson PSH PO BOX 776 LEXINGTON PK MD 20653 25 4 0 29
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Owens Rapid Re-housing RRH 46905 LEI DR LEXINGTON PK MD 20653 20 1 0 21
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Russell Rapid Re-housing RRH 46905 LEI DR LEXINGTON PK MD 20653 0 0 0 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Single Crisis Women ES 46839 S SHANGRI LA DR LEXINGTON PK MD 20653 0 5 0 5 0 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center SSVF Program RRH PO BOX 776 LEXINGTON PK MD 20653 10 1 0 11
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Three Oaks Center Medical Respite ES 46905 LEI DR LEXINGTON PK MD 20653 0 3 0 3 0 0
Charles, Calvert, St.Mary's Counties CoC Three Oaks Center Waring Rapid Re-housing RRH 46905 LEI DR LEXINGTON PK MD 20653 0 0 0 0
Charles, Calvert, St.Mary's Counties CoC Yess of Charles County, Inc. Sonya's House ES 4480 LIVINGSTON RD INDIAN HEAD MD 20640 6 6
Cumberland/Allegany County CoC Allegany County HRDC, Inc. Laura's Anchor TH 16 ARCH ST CUMBERLAND MD 21502 6 6 0 12
Cumberland/Allegany County CoC Allegany County HRDC, Inc. Rapid Re-Housing RRH 114 Virginia Ave Cumberland MD 21502 11 8 0 19
Cumberland/Allegany County CoC Allegany County HRDC, Inc. Supportive Housing Project PSH 114 Virginia Ave Cumberland MD 21502 0 2 0 2
Cumberland/Allegany County CoC Cold Weather Shelter Cold Weather Shelter ES 16 QUEEN CITY PAVEMENT CUMBERLAND MD 21502 0 0 0 0 22 0
Cumberland/Allegany County CoC Cumberland YMCA Baltimore Avenue Apartments TH 205 BALTIMORE AVE CUMBERLAND MD 21502 24 0 0 24
Cumberland/Allegany County CoC Department of Social Services Emergency Hotel Placements ES 1 FREDERICK ST CUMBERLAND MD 21502 0 0 0 0 0 7
Cumberland/Allegany County CoC Family Crisis Resource Center FCRC ES 26 2 0 28 28 0 0
Cumberland/Allegany County CoC Maryland Department of Health and Mental Hygiene MHA Shelter Plus Care Housing PSH 12501 WILLOWBROOK RD CUMBERLAND MD 21502 19 8 0 27
Cumberland/Allegany County CoC Union Rescue Mission Hope House ES 16 QUEEN CITY PAVEMENT CUMBERLAND MD 21502 38 0 0 38 0 0
Cumberland/Allegany County CoC Union Rescue Mission Men's Shelter ES 16 QUEEN CITY PAVEMENT CUMBERLAND MD 21502 0 22 0 22 0 0
Cumberland/Allegany County CoC YMCA Family Leasing Project PSH 205 BALTIMORE AVE CUMBERLAND MD 21502 36 18 0 54
Frederick City & County CoC Advocate for Homeless Families Inc. Rapid Re-Housing RRH 216 ABRECHT PL FREDERICK MD 21701 68 0 0 68
Frederick City & County CoC Advocate for Homeless Families Inc. Transitional Housing Program TH 216 ABRECHT PL FREDERICK MD 21701 30 0 0 30
Frederick City & County CoC City of Frederick/Frederick Community Action Agency Frederick PSH Apartments PSH 301 S MARKET ST FREDERICK MD 21701 0 5 0 5
Frederick City & County CoC City of Frederick/Frederick Community Action Agency Frederick Transitional Shelter TH 100 S MARKET ST FREDERICK MD 21701 31 0 0 31
Frederick City & County CoC Frederick Rescue Mission Beacon House TH 419 W SOUTH ST FREDERICK MD 21701 0 30 0 30
Frederick City & County CoC Frederick Rescue Mission Faith House ES 731 North Market Street Frederick MD 21701 20 0 0 20 0 0
Frederick City & County CoC Frederick Rescue Mission Transition Houses TH 419 W SOUTH ST FREDERICK MD 21701 0 10 0 10
Frederick City & County CoC Friends for Neighborhood Progress Inc. Housing First Program PSH 100 S MARKET ST FREDERICK MD 21701 0 20 0 20
Frederick City & County CoC Heartly House Inc. Heartly House Emergency Shelter ES 21 8 0 29 29 0 0
Frederick City & County CoC Mental Hygiene Administration Shelter Plus Care Program PSH 22 S MARKET ST FREDERICK MD 21701 6 21 0 27
Frederick City & County CoC Religious Coalition for Emergency Human Needs Inc. Emergency Family Shelter ES 27 DEGRANGE ST FREDERICK MD 21701 15 0 0 15 0 0
Frederick City & County CoC Religious Coalition for Emergency Human Needs Inc. Linton Emergency Shelter ES 27 DEGRANGE ST FREDERICK MD 21701 0 87 0 87 0 11
Garrett County CoC Garrett County Rose Terrace TH 104 E CENTER ST OAKLAND MD 21550 2 7 0 9
Garrett County CoC GCCAC Motel Stays ES 104 E CENTER ST OAKLAND MD 21550 0 1 0 1 0 0
Garrett County CoC GCCAC-SHP-DIS scattered sites PSH 104 E CENTER ST OAKLAND MD 21550 7 24 0 31
Garrett County CoC The Dove Center DOVE ES 3 11 0 14 14 0 0
Garrett County CoC The Dove Center 2 Dove ES 6 0 0 6 6
Hagerstown/Washington County CoC Alliance SSVF RRH 21740 0 0 0 0
Hagerstown/Washington County CoC CASA Inc. CASA Shelter ES 32 8 0 40 40 0 0
Hagerstown/Washington County CoC Community Action Council CAC ES ES 614-616 W. Washington Street Hagerstown MD 21740 26 0 0 26 0 0
Hagerstown/Washington County CoC Community Action Council CAC RRH RRH 21740 0 0 0 0
Hagerstown/Washington County CoC Hagerstown Rescue Mission Emergency Mission ES 125 N PROSPECT ST HAGERSTOWN MD 21741 21 10 0 31 0 0
Hagerstown/Washington County CoC Hagerstown Rescue Mission Transitional Mission TH 125 N PROSPECT ST HAGERSTOWN MD 21740 0 10 0 10
Hagerstown/Washington County CoC Potomac Case Mgmt PCMS Individuals PSH 21740 0 33 0 33
Hagerstown/Washington County CoC Potomac Case Mgmt PSH Families PSH 21740 12 0 0 12
Hagerstown/Washington County CoC REACH Inc Cold Weather Shelter ES 140 W. Franklin St. Ste. 300 Hagerstown MD 21740 0 0 0 0 42 0
Hagerstown/Washington County CoC REACH Inc REACH RRH RRH 21740 0 12 0 12
Hagerstown/Washington County CoC Salvation Army SA: Women's Shelter ES 534 W FRANKLIN ST HAGERSTOWN MD 21740 28 34 0 62 0 0
Hagerstown/Washington County CoC St. John's Shelter Inc. St. John's Shelter ES 14 RANDOLPH AVE HAGERSTOWN MD 21740 27 0 0 27 0 0
Hagerstown/Washington County CoC Washington County Mental Health Authority WCMHA CoC Project PSH 21740 34 20 0 54
Hagerstown/Washington County CoC Way Station North Point Vetrans Home TH 25 E NORTH AVE HAGERSTOWN MD 21740 0 25 0 25
Harford County CoC Associated Catholic Charities Anna's House PSH I PSH 605 N TOLLGATE RD BEL AIR MD 21014 13 0 0 13
Harford County CoC Associated Catholic Charities Anna's House PSH II PSH 605 N TOLLGATE RD BEL AIR MD 21014 10 1 0 11
Harford County CoC Associated Catholic Charities Anna's House PSH IV Chronic PSH 108 Idlewild 1A Bel Air MD 21014 0 10 0 10
Harford County CoC Associated Catholic Charities Anna's House Rapid Re-housing RRH 21014 0 0 0
Harford County CoC Associated Catholic Charities Anna's House Transitional Housing TH 605 N TOLLGATE RD BEL AIR MD 21014 7 1 0 8
Harford County CoC Associated Catholic Charities Emergency Shelter ES 607 N TOLLGATE RD BEL AIR MD 21014 7 1 0 8 0 1
Harford County CoC FCCAU Inc. Welcome One EmergencyShelter ES 1221C BRASS MILL RD BELCAMP MD 21017 0 33 0 33 0 0
Harford County CoC Harford Community Action Agency Emergency Motel Vouchers ES 1010 GATEWAY RD EDGEWOOD MD 21040 0 0 0 0 0 17
Harford County CoC Harford Community Action Agency Emergency Rotating Shelter ES 1321-B Woodbridge Station Way Edewood MD 21040 0 0 40
Harford County CoC Harford Community Action Agency HCAA Rapid Re-Housing RRH 21040 32 3 35
Harford County CoC Harford County Housing Agency VASH PSH 15 S MAIN ST BEL AIR MD 21014 15 9 24
Harford County CoC Harford Family House, Inc. PSH I PSH 53 E BEL AIR AVE APT 3 ABERDEEN MD 21001 32 0 0 32
Harford County CoC Harford Family House, Inc. Transitional Housing TH 53 E BEL AIR AVE APT 3 ABERDEEN MD 21001 92 0 0 92
Harford County CoC Office on Mental Health CoC PSH (S+C) PSH 125 N MAIN ST BEL AIR MD 21014 26 14 40
Harford County CoC SARC SARC Safehouse ES 18 10 0 28 28 0 0
Harford County CoC SARC SARC Safehouse ES 0 0 0 0 0 9
Harford County CoC United Way of Central MD UW PSH I PSH 108 S BOND ST BEL AIR MD 21014 12 12
Harford County CoC United Way of Central MD UW PSH II PSH 108 S BOND ST BEL AIR MD 21014 11 11
Howard County CoC Bridges to Housing Stability, Inc. HSSP OPH 6751 Columbia Gateway Drive, 300 Columbia MD 21046 18 10 0 28
Howard County CoC Bridges to Housing Stability, Inc. HSSP - Chronic PSH 9520 Berger Rd Suite 311 Columbia MD 21046 3 2 0 5
Howard County CoC Grassroots Crisis Intervention Center Inc. Cold Weather Shelter ES 6700 FREETOWN RD COLUMBIA MD 21044 0 0 0 0 22
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Howard County CoC Grassroots Crisis Intervention Center Inc. Grassroots Family Emergency Shelter ES 6700 FREETOWN RD COLUMBIA MD 21044 29 24 0 53 0 0
Howard County CoC Grassroots Crisis Intervention Center Inc. Motel Placement ES 6700 FREETOWN RD COLUMBIA MD 21044 10 3 0 13 0 0
Howard County CoC HopeWorks DV Safehouse Long Term ES 20 3 0 23 23
Howard County CoC HopeWorks DVC Safehouse ES 21 3 0 24 24 0 0
Howard County CoC Howard County Housing Commission HOPWA at Howard County Health Department PSH 9770 PATUXENT WOODS DR STE 100 COLUMBIA MD 21046 10 15 0 25
Howard County CoC Howard County Mental Health Authority Shelter Plus Care (S+C) PSH 8930 Stanford Boulevard Columbia MD 21045 0 10 0 10
Howard County CoC Humanim, Inc. Gateway Home PSH 6355 Woodside Court Columbia MD 21046 3 1 4
Howard County CoC Humanim, Inc. McKinney I PSH 21045 10 14 0 24
Howard County CoC Humanim, Inc. McKinney III PSH 21045 9 10 0 19
Howard County CoC Humanim, Inc. Project Revive PSH 6355 WOODSIDE CT COLUMBIA MD 21046 3 1 0 4
Howard County CoC Humanim, Inc. Project Stability PSH 6355 Woodside COurt Columbia MD 21046 3 1 4
Mid-Shore Regional CoC Behavioral Health Administration Continuum of Care Housing Program - BHA PSH 55 WADE AVE CATONSVILLE MD 21228 9 14 0 23
Mid-Shore Regional CoC Delmarva Community Action Center Men's Transitional Shelter TH 1000 GOODWILL AVE CAMBRIDGE MD 21613 0 7 0 7
Mid-Shore Regional CoC Delmarva Community Action Center Rapid Rehousing Program RRH 1000 GOODWILL AVE CAMBRIDGE MD 21613 0 7 0 7
Mid-Shore Regional CoC Dorchester County Community Providers Group Cold Weather Shelter ES 1000 GOODWILL AVE CAMBRIDGE MD 21613 0 0 0 0 28 0
Mid-Shore Regional CoC Haven Ministries, Inc. Our Haven Shelter ES 2739 COX NECK RD CHESTER MD 21619 0 0 0 0 10 0
Mid-Shore Regional CoC His Hope Haven His Hope Haven Shelter ES 409 ALDERSGATE DR DENTON MD 21629 0 0 0 0 35 0
Mid-Shore Regional CoC His Hope Haven Rapid Rehousing Program RRH 126 PORT ST EASTON MD 21601 14 9 0 23
Mid-Shore Regional CoC Mid Shore Behavioral Health Inc. Continuum of Care Housing Program - HUD PSH 28578 MARYS CT STE 1 EASTON MD 21601 28 11 0 39
Mid-Shore Regional CoC Mid Shore Behavioral Health Inc. Continuum of Care Housing Program - IHOP PSH 28578 MARYS CT STE 1 EASTON MD 21601 29 11 0 40
Mid-Shore Regional CoC Neighborhood Service Center Rapid Rehousing Program RRH 126 PORT ST EASTON MD 21601 7 6 0 13
Mid-Shore Regional CoC Neighborhood Service Center Ridgeway House ES 126 PORT ST EASTON MD 21601 0 6 0 6
Mid-Shore Regional CoC
Queen Anne's County Department of Housing and Community Services
Rapid Rehousing Program RRH 104 POWELL ST CENTREVILLE MD 21617 15 0 0 15
Mid-Shore Regional CoC Salvation Army Salvation Army Shelter ES 200 WASHINGTON ST CAMBRIDGE MD 21613 4 14 0 18 0 0
Mid-Shore Regional CoC St James AME Zion Church – Zion House
Supportive Services for Veteran Families (SSVF) Programs
RRH 521 Mack Avenue Salisbury MD 21801 0 0
Mid-Shore Regional CoC St. Martin's Ministries Rapid Rehousing Program RRH 14259 BENEDICTINE LN RIDGELY MD 21660 6 2 0 8
Mid-Shore Regional CoC St. Martin's Ministries St. Martin's House ES 14259 BENEDICTINE LN RIDGELY MD 21660 25 0 0 25
Mid-Shore Regional CoC Talbot Interfaith Shelter Easton's Promise Shelter ES 107 GOLDSBOROUGH ST EASTON MD 21601 9 7 0 16 0 0
Mid-Shore Regional CoC Talbot Interfaith Shelter Transitional Housing Program TH 107 GOLDSBOROUGH ST EASTON MD 21601 16 2 0 18
Montgomery County CoC Bethesda Cares Inc. Veteran Housing Progam PSH 7728 Woodmont Avenue Bethesda MD 20814 7 7
Montgomery County CoC Bethesda Cares Inc. Veteran Rapid Re-Housing Family RRH 7728 WOODMONT AVE BETHESDA MD 20814 4 4 0 8
Montgomery County CoC Catholic Charities Dorothy Day Place TH 5320 MARINELLI RD ROCKVILLE MD 20852 0 37 37
Montgomery County CoC Catholic Charities Rapid Rehousing Program RRH 9625 Dewitt Drive Silver Spring MD 20910 2 2
Montgomery County CoC City of Gaithersburg DeSellum House TH 50 DESELLUM AVE GAITHERSBURG MD 20877 5 5
Montgomery County CoC City of Gaithersburg Wells/Roberston House TH 31 S SUMMIT AVE GAITHERSBURG MD 20877 14 14
Montgomery County CoC Community Ministries of Rockville Jefferson House PSH 111 W JEFFERSON ST ROCKVILLE MD 20850 6 0 6
Montgomery County CoC Community Ministries of Rockville Rockland House PSH 2004 ROCKLAND AVE ROCKVILLE MD 20851 5 0 5
Montgomery County CoC Family Services Agency Betty Ann Krahnke Center ES 54 5 0 59 59 0 0
Montgomery County CoC House of Divine Guidance Winter Haven ES 7716 Greenwood Ave Takoma Park MD 20912 0 20
Montgomery County CoC Housing Opp. Commission Lasko Manor OPH 4913 HAMPDEN LN BETHESDA MD 20814 12 12
Montgomery County CoC Housing Opp. Commission McKinney 3 PSH 8800 Lanier Drive Silver Spring MD 20910 27 1 0 28
Montgomery County CoC Housing Opp. Commission McKinney X PSH Gaithersburg Gaithersburg MD 20874 177 146 0 323
Montgomery County CoC Housing Opp. Commission McKinney XII PSH 10400 DETRICK AVE KENSINGTON MD 20895 0 35 0 35
Montgomery County CoC Housing Opp. Commission Montg. Co - VASH PSH MD 20902 52 81 0 133
Montgomery County CoC Interfaith Works Becky's House PSH 13023 PARKLAND DR ROCKVILLE MD 20853 0 8 0 8
Montgomery County CoC Interfaith Works Interfaith Homes PSH 114 W MONTGOMERY AVE ROCKVILLE MD 20850 0 17 0 17
Montgomery County CoC Interfaith Works Interfaith Homes (HUD) PSH 114 W MONTGOMERY AVE ROCKVILLE MD 20850 0 14 0 14
Montgomery County CoC Interfaith Works Interfaith Housing Coalition OPH 114 W MONTGOMERY AVE ROCKVILLE MD 20850 75 0 0 75
Montgomery County CoC Interfaith Works Interfaith Residences PSH 8106 Georgia Avenue Silver Spring MD 20910 0 21 0 21
Montgomery County CoC Interfaith Works Interfaith Works Overflow Shelter ES 8106 Georgia Avenue Silver Spring MD 20910 0 65
Montgomery County CoC Interfaith Works Watkins Mill TH 20201 WATKINS MILL RD GAITHERSBURG MD 20886 0 8 0 8
Montgomery County CoC Interfaith Works Women's Assessment Center ES 2 Taft Court ROCKVILLE MD 20850 0 70 0 70 0 0
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Ashmore OPH 13501 DERRY GLEN CT GERMANTOWN MD 20874 0 16 0 16
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Aurora Apartments OPH 600B East GUDE DR ROCKVILLE MD 20850 0 8 0 8
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Cordell PSH 4715 CORDELL AVE BETHESDA MD 20814 0 24 0 24
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Cordell (HUD) PSH 4715 CORDELL AVE BETHESDA MD 20814 0 8 0 8
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Flower OPH 8316 FLOWER AVE TAKOMA PARK MD 20912 0 8 0 8
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Home First 1 PSH 2958 HEWITT AVE SILVER SPRING MD 20906 0 12 0 12
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Home First 2 PSH 527 DALE DR SILVER SPRING MD 20910 0 18 0 18
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Hope Housing PSH 11 HUTTON ST GAITHERSBURG MD 20877 12 40 0 52
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Keys First - Families PSH MD 20874 7 0 0 7
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Keys First - Individuals PSH Silver Spring MD 20910 0 28 0 28
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Men's Emergency Shelter ES 600 E GUDE DR ROCKVILLE MD 20850 0 65 0 65 70 75
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Operation Homecoming Families PSH 18715 N FREDERICK AVE Gaithersburg MD 20871 16 0 0 16
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Operation Homecoming HH w/o Children PSH MD 20871 0 19 0 19
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Partnership for Permanent Housing 2 PSH Silver Spring Silver Spring MD 20904 187 51 0 238
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Partnership for Permanent Housing I PSH Takoma Park Takoma Park MD 20912 156 20 0 176
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Safe Havens SH 600B East GUDE DR ROCKVILLE MD 20850 30 0 30
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Seneca Heights Apartments Family Housing PSH 18715 N FREDERICK AVE GAITHERSBURG MD 20879 55 0 0 55
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Seneca Heights PLQ PSH 18715 N FREDERICK AVE GAITHERSBURG MD 20879 0 40 0 40
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Veteran Safe Havens SH 14147 DARNESTOWN RD GERMANTOWN MD 20874 4 0 4
Montgomery County CoC Montgomery County Coalition for the Homeless (MCCH) Vulnerable Initiative Program PSH Silver Spring Silver Spring MD 20901 0 15 0 15
Montgomery County CoC Montgomery County Department of Health and Human Services Arcola House TH 2318 ARCOLA AVE SILVER SPRING MD 20902 6 0 0 6
Montgomery County CoC Montgomery County Department of Health and Human Services Fleet Street Transitional TH 107 FLEET ST ROCKVILLE MD 20850 6 0 0 6
Montgomery County CoC Montgomery County Department of Health and Human Services Gaynor Homes TH 4502 GAYNOR RD SILVER SPRING MD 20906 13 0 0 13
Montgomery County CoC Montgomery County Department of Health and Human Services Housing Initiative Program PSH 1301 PICCARD DR ROCKVILLE MD 20850 435 290 0 725
Montgomery County CoC Montgomery County Department of Health and Human Services Motel Overflow for Families ES 1301 PICCARD DR ROCKVILLE MD 20850 0 0 0 0 0 62
Montgomery County CoC Montgomery County Department of Health and Human Services Rapid Re-Housing ESG RRH Gaithersburg Gaithersburg MD 20877 41 13 0 54
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Continuum of Care Organization Name Project Name
Project
Type
Street Address Floor/Suite City
Stat
e Zip
Beds for
Families with
Children
Beds for Adult-
Only
Households
Beds for
Unaccompanie
d Children
Under 18
Total Year-
Round Beds
Domestic
Violence Beds
Total Seasonal
Beds
Overflow
Beds
Montgomery County CoC Montgomery County Department of Health and Human Services Rapid Re-Housing Program RRH Germantown Germantown MD 20874 68 0 0 68
Montgomery County CoC Montgomery County Department of Health and Human Services State RAP RRH 20850 49 49
Montgomery County CoC Mt. Calvary Baptist Church Helping Hands Shelter ES 622 N HORNERS LN ROCKVILLE MD 20850 18 0 0 18 0 0
Montgomery County CoC National Center for Children and Families State RAP RRH 12345 Georgia Avenue, Suite J Silver Spring 20906 2 2
Montgomery County CoC National Center for Children and Families (NCCF) Betty's House I and II TH 20 0 0 20 20
Montgomery County CoC National Center for Children and Families (NCCF) Family Stabilization Program OPH 11552 FEBRUARY CIR APT 402 SILVER SPRING MD 20904 48 0 0 48
Montgomery County CoC National Center for Children and Families (NCCF) Greentree Shelter ES 6301 GREENTREE RD BETHESDA MD 20817 42 0 0 42 0 0
Montgomery County CoC National Center for Children and Families (NCCF) Rapid Re-Housing RRH Silver Spring MD 20904 50 0 0 50
Montgomery County CoC National Center for Children and Families (NCCF) Rapid Re-Housing for Young Adult Households RRH February Circle Silver Spring MD 20904 50 0 0 50
Montgomery County CoC Rockville Presbyterian Church Rainbow Place ES 215 W MONTGOMERY AVE ROCKVILLE MD 20850 0 0 0 0 28 0
Montgomery County CoC Stepping Stones Shelter Stepping Stones Shelter ES 1070 COPPERSTONE CT ROCKVILLE MD 20852 21 0 0 21 0 0
Montgomery County CoC The Dwelling Place Permanent Housing OPH 620 E DIAMOND AVE GAITHERSBURG MD 20877 30 0 0 30
Prince George's County CoC Community Crisis Services Inc. Rapid Rehousing RRH 4316 FARRAGUT ST HYATTSVILLE MD 20781 0 8 0 8
Prince George's County CoC Community Crisis Services Inc. Warm Nights I ES 4316 FARRAGUT ST HYATTSVILLE MD 20781 8 17 0 25 0 8
Prince George's County CoC Community Crisis Services Inc. Warm Nights II ES 4316 FARRAGUT ST HYATTSVILLE MD 20781 0 0 0 0 28 0
Prince George's County CoC DSS HUD Transitional Housing Program Youth Development Program TH 805 Brightseat Road Hyattsville MD 20785 0 10 10
Prince George's County CoC Friendship Place Family First RRH 8957 Edmonston Road Suite B Greenbelt MD 20770 6 3 9
Prince George's County CoC HIP Success II RRH 6525 BELCREST RD HYATTSVILLE MD 20782 31 13 0 44
Prince George's County CoC JHP Inc. PSH (187) PSH 6113 Breezewood Court #204 Greenbelt MD 20770 8 9 0 17
Prince George's County CoC LARS Inc Permanent Supportive Housing (116) PSH 311 LAUREL AVE LAUREL MD 20707 9 18 0 27
Prince George's County CoC LARS Inc PSH II (192) PSH 311 LAUREL AVE LAUREL MD 20707 10 0 10
Prince George's County CoC Maryland Mental Hygiene Administration S+C PH I 16 PSH 7901 Annapolis Road Lanham MD 20706 23 14 0 37
Prince George's County CoC Maryland Mental Hygiene Administration S+C PH II 14 PSH 7901 Annapolis Road Lanham MD 20706 28 11 0 39
Prince George's County CoC People Encouraging People ACT I PSH 1836 Metzerott Road Adelphi MD 20783 0 11 0 11
Prince George's County CoC People Encouraging People ACT II PSH 1836 Metzerott Road Adelphi MD 20783 11 8 0 19
Prince George's County CoC People Encouraging People ACT III PSH 1836 Metzerott Road Adelphi MD 20783 10 10
Prince George's County CoC Prince George's County Department of Social Services DSS THP TH 805 BRIGHTSEAT RD LANDOVER MD 20785 84 1 85
Prince George's County CoC Prince George's County Department of Social Services FES @ Oxon Hill ES 805 BRIGHTSEAT RD LANDOVER MD 20785 47 47
Prince George's County CoC Prince George's County Department of Social Services HELP PSH 805 BRIGHTSEAT RD LANDOVER MD 20785 26 29 0 55
Prince George's County CoC Prince George's County Department of Social Services Success RRH 805 BRIGHTSEAT RD LANDOVER MD 20785 88 19 0 107
Prince George's County CoC Prince Georges House PGH Dorm B-ES ES 603 ADDISON RD S CAPITOL HGTS MD 20743 24 24 2
Prince George's County CoC Prince Georges House PGH RRH 1 203 RRH 603 Addison Road-South Capitol Heights MD 20743 0 7 0 7
Prince George's County CoC Prince Georges House PGH RRH 2 204 RRH 603 Addison Road - South Capitol Heights MD 20743 0 4 0 4
Prince George's County CoC Prince Georges House PGH Transitional Housing Project 1 TH 603 ADDISON RD S CAPITOL HGTS MD 20743 8 8
Prince George's County CoC Prince Georges House PGH Transitional Housing Project 2 TH 603 Addison Road-South Capitol Heights MD 20743 0 4 0 4
Prince George's County CoC Promise Place Promise Place ES 1400 DOEWOOD LN CAPITOL HGTS MD 20743 5 5 10
Prince George's County CoC Shepherd's Cove Shepherd's Cove - Family Dorm ES 1400 DOEWOOD LN CAPITOL HGTS MD 20743 80 0 80
Prince George's County CoC Shepherd's Cove Shepherds Cove - Single Women's Dorm ES 1400 Doewood Lane Capitol Heights MD 20743 20 20
Prince George's County CoC St. Ann's Center for Children, Youth & Families Faith House TH 4901 EASTERN AVE HYATTSVILLE MD 20782 16 16
Prince George's County CoC St. Ann's Center for Children, Youth & Families Hope House TH 4901 EASTERN AVE HYATTSVILLE MD 20782 29 1 30
Prince George's County CoC United Communities Against Poverty Path 1 PSH 1400 DOEWOOD LN CAPITOL HGTS MD 20743 11 8 0 19
Prince George's County CoC United Communities Against Poverty PATH 2 PSH 1400 DOEWOOD LN CAPITOL HGTS MD 20743 7 7
Prince George's County CoC United Communities Against Poverty PATH 3 PSH 1400 DOEWOOD LN CAPITOL HGTS MD 20743 2 7 9
Prince George's County CoC VESTA, Inc. VESTA Emergency Housing ES 9301 Annapolis Road Lanham MD 20706 15 15
Prince George's County CoC VESTA, Inc. Vesta Permanent Supportive Housing PSH 3600 Maywood Lane Suitland MD 20746 0 2 0 2
Prince George's County CoC VOA Chesapeake Eastern Avenue Apartments OPH 506 62nd Place Capitol Heights MD 20743 188 9 0 197
Prince George's County CoC VOAC PG Supportive Housing Org Id VOAC PG Supportive Hsg PSH 8450 Dorsey Run Road Jessup MD 20794 22 2 24
Wicomico, Somerset, Worcester Counties CoC
Catholic Charities, Inc. - Wilmington Diocease Seton Center HSP Rapid Rehousing - Somerset RRH 30632 HAMPDEN AVE PRINCESS ANNE MD 21853 7 4 0 11
Wicomico, Somerset, Worcester Counties CoC
Catholic Charities, Inc. - Wilmington Diocease Seton Center HSP RRH - Wicomico RRH 30632 HAMPDEN AVE PRINCESS ANNE MD 21853 3 3 0 6
Wicomico, Somerset, Worcester Counties CoC
Christian Shelter Inc Christian Shelter ES 334 BARCLAY ST SALISBURY MD 21804 23 29 0 52 0 0
Wicomico, Somerset, Worcester Counties CoC
City of Salisbury Salisbury HSP Rapid Rehousing Program RRH 125 N DIVISION ST SALISBURY MD 21801 0 1 0 1
Wicomico, Somerset, Worcester Counties CoC
City of Salisbury Salisbury Permanent Supportive Housing Program PSH 125 N DIVISION ST SALISBURY MD 21801 10 8 0 18
Wicomico, Somerset, Worcester Counties CoC
Diakonia Inc Diakonia Emergency Shelter ES 12747 OLD BRIDGE RD OCEAN CITY MD 21842 20 20 0 40 0 0
Wicomico, Somerset, Worcester Counties CoC
Diakonia Inc Diakonia HSP RRH Program - Wicomico RRH 12747 Old Bridge Road Ocean City MD 21842 6 5 0 11
Wicomico, Somerset, Worcester Counties CoC
Diakonia Inc Diakonia HSP RRH Program - Worcester RRH 12747 Old Bridge Road Ocean City MD 21842 15 1 0 16
Wicomico, Somerset, Worcester Counties CoC
Diakonia, Inc. Diakonia SSVF Program RRH 12747 OLD BRIDGE RD OCEAN CITY MD 21842 3 4 0 7
Wicomico, Somerset, Worcester Counties CoC
H.O.P.E., Inc. Community Emergency Shelter Project ES 129 BROAD ST SALISBURY MD 21801 0 0 0 0 35 0
Wicomico, Somerset, Worcester Counties CoC
Hope and Life Outreach HALO - Men's Shelter ES 119B SOUTH BLVD SALISBURY MD 21804 0 35 0 35 0 0
Wicomico, Somerset, Worcester Counties CoC
Hope and Life Outreach HALO Women and Children Shelter ES 119B SOUTH BLVD SALISBURY MD 21804 20 14 0 34 0 0
Wicomico, Somerset, Worcester Counties CoC
Joseph House Joseph House Workshop TH 316 BOUNDARY STREEET SALISBURY MD 21801 0 7 0 7
Wicomico, Somerset, Worcester Counties CoC
Life Crisis Inc Life Crisis ES 6 11 0 17 17 0 0
Wicomico, Somerset, Worcester Counties CoC
Maryland Dept. of Health & Mental Hygiene Somerset S+C PSH 55 Wade Avenue Catonsville MD 21228 8 9 0 17
Wicomico, Somerset, Worcester Counties CoC
Maryland Dept. of Health & Mental Hygiene Wicomico S+C PSH 55 WADE AVENUE
DIX BUILDING
CATONSVILLE MD 21228 9 18 0 27
Wicomico, Somerset, Worcester Counties CoC
Maryland Dept. of Health & Mental Hygiene Worcester S+C PSH 55 WADE AVENUE
DIX BUILDING
CATONSVILLE MD 21228 9 4 0 13
Wicomico, Somerset, Worcester Counties CoC
Remove All Hindrances To Success RAHTS Ministries TH 625 SHORT ST SALISBURY MD 21804 0 2 0 2
Wicomico, Somerset, Worcester Counties CoC
Samaritan Ministries Inc. Samaritan Shelter ES 814 4TH ST POCOMOKE CITY MD 21851 2 7 0 9 0
Wicomico, Somerset, Worcester Counties CoC
Somerset Committee for the Homeless Lower Shore Shelter ES 12518 SOMERSET AVE PRINCESS ANNE MD 21853 12 8 20 0
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Depart. Project 1 PSH 7920 CRISFIELD HWY WESTOVER MD 21871 18 16 0 34
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Depart. Project 2/3 PSH 7920 CRISFIELD HWY WESTOVER MD 21871 40 27 0 67
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Depart. Somerset Chronic PSH 7920 CRISFIELD HWY WESTOVER MD 21871 0 3 0 3
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Depart. Wicomico Chronic PSH 7920 CRISFIELD HWY WESTOVER MD 21871 0 3 0 3
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Depart. Wicomico Chronic 2 PSH 7920 CRISFIELD HWY WESTOVER MD 21871 0 2 0 2
Wicomico, Somerset, Worcester Counties CoC
Somerset County Health Department Bonus Project FY 16 PSH 7920 CRISFIELD HWY WESTOVER MD 21871 0 8 0 8
Wicomico, Somerset, Worcester Counties CoC
St. James A.M.E. Zionhouse Church St.James SSVF Lower Shore - RRH RRH 521 Mack Avenue Salisbury MD 21801 0 4 0 4
Wicomico, Somerset, Worcester Counties CoC
U.S. Department of Veterans Affairs HUD VASH Vouchers PSH Salisbury MD 21801 40 43 0 83
Wicomico, Somerset, Worcester Counties CoC
Village of Hope Inc. Village of Hope TH 1001 LAKE STREET SALISBURY MD 21804 25 4 0 29
Consolidated Plan
MARYLAND
57
OMB Control No: 2506-0117 (exp. 09/30/2021)
What are the most common housing problems?
Housing problems in a broad sense include those homes lacking indoor plumbing, kitchen and severely
cost burdened issues for extremely low and low-to moderate households who are paying up to 50
percent of their income on housing costs. While other housing issues continue to persist in most
jurisdictions, the most common housing problem is being rent burdened. This is consistent for all
occupancy types (renter or owner) and all types of families/households.
For households entering shelters or engaging with street outreach programs in SFY2020, the most
common characteristics, needs, and prior housing situations are:
21% of households are families with children and 79% are adult-only households (typically single
adults or couples)
The average family size was 3.29 people
23% of adults were age 55 or older
18% were chronically homeless
74% of persons served reported a disability or problem with their physical health, mental health,
or substance use
20% of persons reported a domestic violence history and 5% of persons were currently fleeing a
domestic violence situation
20% of adults were employed and had earned income and 29% were receiving permanent
disability income or retirement
Of those entering shelter or streets from a housed situation:
59% had been living with family or friends
18% were living in a hotel/motel they paid for themselves
14% had been living in their own rental/owned home with no subsidy
4% were coming their own home that had rent or mortgage subsidy
Are any populations/household types more affected than others by these problems?
Based on the 2011-2015 data provided by HUD, small families and single individuals (including those
with disabilities) continue to have the greatest need, followed by the elderly and then large families
last.
Consolidated Plan
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe the characteristics and needs of Low-income individuals and families with children
(especially extremely low-income) who are currently housed but are at imminent risk of
either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the
needs of formerly homeless families and individuals who are receiving rapid re-housing
assistance and are nearing the termination of that assistance
In State Fiscal Year 2020, over 2,400 people in over 830 households received homelessness prevention
services across 19 counties; represented by 7 Continuums of Care (data does not include Baltimore City,
Baltimore County, Prince George's County, Montgomery County, or Anne Arundel County). These
households were considered at imminent risk of entering shelters or becoming unsheltered. The most
common characteristics of these households were:
61% of households were families with children
75% of families with children had a female head of household
23% of families with children had a head of household with a disability
79% of adult-only households had an adult with a disability
54% of people served were Black or African-American
13% of households had experienced domestic violence
62% of households were living in their own rental unit with no subsidy
16% of households were living with a family or friend, in an institutional setting, or hotel/motel
29% had no income and 54% had income less than $1000 a month
57% of households who reported having some kind of income were employed
40% of households were receiving permanent disability income or retirement
Households that have received rapid re-housing assistance are formerly homeless - previously residing
in shelter or in a place not meant for human habitation. These households are assisted with supportive
services, housing identification and move-in assistance, and short to medium-term rental assistance (up
to 24 months). in SFY2020, over 900 households (1,823 persons) received rapid re-housing
assistance. Approximately 76% of households served remained in their own permanent housing at the
termination of their assistance, 12% moved in with family or friends temporarily, and 12% returned to a
homeless situation or institutional care setting.
These are families that fall in the category of extremely low income households who earn 30 percent or
less of the median income. In Maryland, recent data show the median income is $74,551 which
translates into an annual income of $22,365. This falls below the $24,300 poverty line in Maryland by 8
percent. With rising housing costs coupled with shortage in affordable units, these families are
considered at risk as they to pay most of their income on housing. Excessive housing costs places these
population at risk as well the needs of formerly homeless families and individuals who are receiving
rapid re-housing assistance and nearing the termination of that assistance is affordable rental housing.
Consolidated Plan
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OMB Control No: 2506-0117 (exp. 09/30/2021)
If a jurisdiction provides estimates of the at-risk population(s), it should also include a
description of the operational definition of the at-risk group and the methodology used to
generate the estimates:
DHCD uses the HUD at-risk of homeless definition. Households are considered "at-risk" if they:
1. Have an annual income below 30 percent of median family income for the area, as determined by
HUD; AND
2. Do not have sufficient resources or support networks, e.g., family, friends, faith-based or other social
networks, immediately available to prevent them from moving to an emergency shelter or unsheltered
location; AND
3. Meets one of the following conditions:
Has moved because of economic reasons two or more times during the 60 days immediately
preceding the application for homelessness prevention assistance;
Is living in the home of another because of economic hardship;
Has been notified in writing that their right to occupy their current housing or living situation
will be terminated within 21 days after the date of application for assistance;
Lives in a hotel or motel and the cost of the hotel or motel stay is not paid by charitable
organizations or by Federal, State, or local government programs for low-income individuals;
Lives in a single-room occupancy or efficiency apartment unit in which there reside more than
two persons or lives in a larger housing unit in which there reside more than 1.5 persons reside
per room, as defined by the U.S. Census Bureau;
Is exiting a publicly funded institution, or system of care (such as a health-care facility, a mental
health facility, foster care or other youth facility, or correction program or institution);
Estimates for the number of persons/households at-risk of homelessness were generated by using
data from the following sources:
Persons assisted with homelessness prevention services (Data collected from CoCs through the
Maryland State Data Warehouse)
Persons assisted with rapid re-housing - short and medium term rental assistance coupled with
supportive services (Data collected from CoCs through the Maryland State Data Warehouse)
HUD/Census data on the number of households who have an area median income below 30%
and have severe housing cost burdens, spending over 50% of their income on housing (2011-
2015 CHAS Data)
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Specify particular housing characteristics that have been linked with instability and an
increased risk of homelessness
As evidenced by the data above, the most common housing characteristics for households with housing
instability and at imminent risk of homelessness are:
1. Overcrowding and Lack of Resources to Move - 59% of households entering homelessness have
typically been living with family and friends, contributing to the problem of overcrowding in
housing. Approximately 9,330 Maryland households (4%) have income less than 30% AMI and
report living in overcrowded conditions.
2. Severe Housing Cost Burden - The majority of households at risk for homelessness have income
that is not sufficient for housing to be considered "affordable." Most households being assisted
by Continuums of Care with homelessness prevention resources, shelter, or street outreach are
below 30% AMI and are spending more than 50% of their income on housing when compared to
typical Maryland rental unit costs. Approximately 175,000 households in Maryland (8%) have an
AMI below 30% and spend more than 50% of their income on housing, and have no other
housing problems such as overcrowding or substandard housing.
3. Prior Homelessness - Prior experiences of homelessness are a significant risk factor for
experiencing homelessness again.
According to a recent housing needs assessment by the National Center for Smarth Growth, nearly 6,600
people experienced homelessness on any given night in Maryland in 2019. The needs among persons
experiencing homelessness in Maryland are broad, spanning people experiencing a minor disruption in
their ability to pay for housing, people leaving institutions and foster care, people without legal status,
and seniors and persons living with a disability. In general, Maryland needs more deeply affordable
homes, as well as permanent supportive housing and stronger connections to behavioral and mental
health services, for persons experiencing homelessness.
https://dhcd.maryland.gov/Documents/Other%20Publications/Report.pdf
Discussion
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NA-15 Disproportionately Greater Need: Housing Problems - 91.305 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
The ACS 5-year estimates for 2011-2015 data tables provided by HUD show that each racial or ethnic
group experienced least one housing problem out of the four problems list.
For households, 0%-30% of Area Median Income (AMI), none of the races showed a disproportionately
greater need in this category except for Pacific Islander whose sample is very minimal.
For households, 30%-50% of AMI, each race experienced at least one housing problem but Hispanics
exhibited a disproportionately greater need in this category along with Pacific Islander whose sample is
very minimal.
For households, 50%-80% of AMI, each race experienced at least one housing problem but Asians and
Hispanics exhibited a disproportionately greater need in this category along with Pacific Islander whose
sample is very minimal.
0%-30% of Area Median Income
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
224,180
40,280
20,780
White
94,894
18,136
9,020
Black / African American
95,079
17,687
8,850
Asian
9,913
1,854
1,478
American Indian, Alaska Native
937
141
87
Pacific Islander
37
0
0
Hispanic
18,911
1,678
910
Table 13 - Disproportionally Greater Need 0 - 30% AMI
Data Source:
2011-2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
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30%-50% of Area Median Income
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
185,169
68,810
0
White
78,090
43,089
0
Black / African American
72,810
18,376
0
Asian
8,060
2,398
0
American Indian, Alaska Native
558
198
0
Pacific Islander
99
65
0
Hispanic
21,926
3,786
0
Table 14 - Disproportionally Greater Need 30 - 50% AMI
Data Source:
2011-2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
50%-80% of Area Median Income
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
136,422
128,914
0
White
66,822
75,333
0
Black / African American
46,277
39,519
0
Asian
6,847
4,128
0
American Indian, Alaska Native
242
341
0
Pacific Islander
98
35
0
Hispanic
13,178
7,783
0
Table 15 - Disproportionally Greater Need 50 - 80% AMI
Data Source:
2011-2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
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80%-100% of Area Median Income
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
75,637
139,656
0
White
39,250
78,305
0
Black / African American
23,070
44,451
0
Asian
4,430
4,943
0
American Indian, Alaska Native
110
290
0
Pacific Islander
82
25
0
Hispanic
6,992
9,390
0
Table 16 - Disproportionally Greater Need 80 - 100% AMI
Data Source:
2011-2015 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
Discussion
As noted above, each household across all income categories below 80% AMI experienced at least one
form of housing problem. There is disproportionate need in Asian, Hispanics and Pacific Islander
races. Between White and Black/African American households, however, there is disparity in need. For
Hispanic households (which can be of any race), the disproportionate need was due primarily to
households being cost burdened. Compared with Asian households, it was unclear what caused the
disproportionate need, as it was NOT related to cost burden, but the ACS data doesn't break down the
data in enough detail to know if the problem was caused by overcrowding, incomplete
kitchens/plumbing, or other factors.
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NA-20 Disproportionately Greater Need: Severe Housing Problems
91.305(b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
The latest ACS 2011-2015 CHAS data provided by HUD analyzes housing problems by income and
race/ethnicity. Severe housing problems include incomplete kitchen or plumbing facilities, households
that are cost burden over 30 percent, and severe overcrowding which translates to more than 1.5
persons per room. The tables below show the distribution of severe housing problems by race/ethnicity
for each of four lower income groups, 0 to 30 percent; 30 to 50 percent; 50 to 80 percent; and 80 to 100
percent of the area median income. The discussion following the tables will identify disproportionally
greater need within each income group for particular racial or ethnic group.
0%-30% of Area Median Income
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
188,054
76,444
20,780
White
77,517
35,573
9,020
Black / African American
80,360
32,449
8,850
Asian
8,694
3,037
1,478
American Indian, Alaska Native
747
333
87
Pacific Islander
29
8
0
Hispanic
16,890
3,672
910
Table 17 Severe Housing Problems 0 - 30% AMI
Data Source:
2011-2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
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30%-50% of Area Median Income
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
92,595
161,327
0
White
41,561
79,724
0
Black / African American
31,649
59,510
0
Asian
5,052
5,405
0
American Indian, Alaska Native
202
555
0
Pacific Islander
54
110
0
Hispanic
12,091
13,590
0
Table 18 Severe Housing Problems 30 - 50% AMI
Data Source:
2011-2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
50%-80% of Area Median Income
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
40,429
224,918
0
White
21,056
121,115
0
Black / African American
10,895
74,845
0
Asian
2,750
8,247
0
American Indian, Alaska Native
38
542
0
Pacific Islander
69
64
0
Hispanic
4,840
16,111
0
Table 19 Severe Housing Problems 50 - 80% AMI
Data Source:
2011-2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
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80%-100% of Area Median Income
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole
17,566
197,694
0
White
8,789
108,746
0
Black / African American
4,219
63,348
0
Asian
1,667
7,708
0
American Indian, Alaska Native
23
379
0
Pacific Islander
4
103
0
Hispanic
2,645
13,694
0
Table 20 Severe Housing Problems 80 - 100% AMI
Data Source:
2011-2015 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
Discussion
Households at 0-30 percent of median income, 66 percent of all households have a severe housing
need. The rate is 43 percent for white households, 42 percent of Black/African American households, 8
percent for Hispanic Households, 5 percent of Asian. American Indian/Alaska Native (AI/AN) and Pacific
Islander (PI) households represented less than 1 percent facing severe housing problems.
For households at 30 to 50 percent of median income, 37 percent of all households as a group have a
housing need compared with a majority that did not. Of these groups, the rate is 48 percent of Asian
household experienced severe housing problems followed by 47 percent of Hispanic
households. Black/African American households comprised 36 percent compared with 34 percent of
White households; 33 percent of Pacific Islanders and 27 percent American Indian/Alaska Native. The
data sample for AI/AN and PI groups are relatively small compared to other races
For households at 50 to 80 percent of median income, 15 percent of all households have a housing need
compared with 75 percent that did not. Of these groups, 52 percent of Pacific Islanders household
experienced severe housing problems followed by 25 percent of Asian; 23 percent of Hispanics. White,
Black/African American and American Indian/American Native households each had less than 15 percent
facing severe housing problems. The data sample for AI/AN and PI groups are relatively small compared
to other races.
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NA-25 Disproportionately Greater Need: Housing Cost Burdens 91.305 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
Comprehensive Housing Affordability Strategy or CHAS data is provided by HUD to explain housing
problems including cost burden of households, paying 30 to 50 percent and greater than 50 percent in
housing cost by race/ethnicity. According to the most recent tables, 33 percent of households pay more
than 30 percent of their income on housing cost. As noted at the beginning of this section of the Plan,
the greatest housing problem most households face is a housing cost burden.
A disproportionately greater need exits when the members of racial or ethnic group at a given income
level experience a cost burden at a greater rate (10 percentage points or more) than the income level as
a whole.
Housing Cost Burden
Housing Cost Burden
<=30%
30-50%
>50%
No / negative
income (not
computed)
Jurisdiction as a whole
1,428,805
397,320
317,096
21,719
White
909,000
194,268
147,467
9,392
Black / African American
352,353
140,772
119,396
9,190
Asian
72,780
19,347
16,474
1,643
American Indian, Alaska
Native
2,471
1,149
942
97
Pacific Islander
497
213
86
0
Hispanic
70,180
33,727
26,468
975
Table 21 Greater Need: Housing Cost Burdens AMI
Data Source:
2011-2015 CHAS
Discussion
Based on the table provided, cost burdened greater than 30 percent show Hispanic households are 46
percent severely cost burdened followed by American Indian/Alaska Native (45 percent); Black/African
American (42 percent); Pacific Islander (38 percent); Asian (32 percent) White households are the least
housing cost burdened at 27 percent. Inversely, 72 percent of White household pay less than 30 percent
in the housing cost burden category followed by 66 percent Asian; 62 percent of Pacific Islander; 57
percent of Black/African American and 53 percent among American Indian/Alaska Native and Hispanic
households.
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NA-30 Disproportionately Greater Need: Discussion 91.305 (b)(2)
Are there any Income categories in which a racial or ethnic group has disproportionately
greater need than the needs of that income category as a whole?
According to the 2011 - 2015 CHAS tables provided by HUD, Hispanic households show a consistently
disproportionate housing need across all income groups. This is related largely to cost burden, as they
are the only group that has a disproportionate need in this category. Asian households in the lower end
of the income spectrum also have a disproportionate need, but it is not related to cost
burden. Unfortunately, the ACS data is not detailed enough for us to understand why this is occurring,
and it could be related to overcrowding, incomplete kitchen or plumbing, other housing problems, or a
combination of all of them.
If they have needs not identified above, what are those needs?
Needs are identified as severe housing problems facing those households that fall in the extremely low
to moderate income households.
Are any of those racial or ethnic groups located in specific areas or neighborhoods in your
community?
The State does not do an analysis at a neighborhood level. However, we have determined areas of
minority concentration in the Analysis of Impediments to Fair Housing Choice down to the Census Tract
level, as well as areas of low-income concentration, also to Census Tract level, but these do not cross-
reference with any available data on housing need by neighborhood.
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NA-35 Public Housing (Optional)
Introduction
This section is OPTIONAL and data from HUD is very limited. For informational purposes, DHCD operates as a Public Housing Agency (PHA) in the
State's rural areas. The Department is a "Voucher only" PHA and has no physical units. It does, however, operate many different types of
Voucher programs to assist Maryland's families, including Mainstream Vouchers, NEDS Vouchers, VASH Vouchers, and Family Reunification
Vouchers.
Totals in Use
Program Type
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers in use
0
59
0
2,052
0
1,973
0
41
38
Table 22 - Public Housing by Program Type
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Data Source:
PIC (PIH Information Center)
Characteristics of Residents
Program Type
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
# Homeless at admission
0
4
0
14
0
12
0
2
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Program Type
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
# of Elderly Program Participants
(>62)
0
4
0
321
0
314
0
0
# of Disabled Families
0
5
0
572
0
540
0
1
# of Families requesting accessibility
features
0
59
0
2,052
0
1,973
0
41
# of HIV/AIDS program participants
0
0
0
0
0
0
0
0
# of DV victims
0
0
0
0
0
0
0
0
Table 23 Characteristics of Public Housing Residents by Program Type
Data Source:
PIC (PIH Information Center)
Race of Residents
Program Type
Race
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
White
0
59
0
1,074
0
1,025
0
31
18
Black/African American
0
0
0
964
0
935
0
9
20
Asian
0
0
0
6
0
5
0
1
0
American Indian/Alaska
Native
0
0
0
6
0
6
0
0
0
Pacific Islander
0
0
0
2
0
2
0
0
0
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Program Type
Race
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
Other
0
0
0
0
0
0
0
0
0
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Table 24 Race of Public Housing Residents by Program Type
Data Source:
PIC (PIH Information Center)
Ethnicity of Residents
Program Type
Ethnicity
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
Hispanic
0
1
0
32
0
26
0
4
2
Not Hispanic
0
58
0
2,020
0
1,947
0
37
36
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Table 25 Ethnicity of Public Housing Residents by Program Type
Data Source:
PIC (PIH Information Center)
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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants
on the waiting list for accessible units:
Maryland DHCD does not operate a public housing program.
What are the number and type of families on the waiting lists for public housing and section 8
tenant-based rental assistance? Based on the information above, and any other information
available to the jurisdiction, what are the most immediate needs of residents of public
housing and Housing Choice voucher holders?
Maryland DHCD does not have access to the list of families on the waiting list for public housing
program and section 8 tenant-based rental assistance.
How do these needs compare to the housing needs of the population at large
The Department does not have data to make a comparative assertion.
Discussion:
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NA-40 Homeless Needs Assessment 91.305(c)
Introduction:
Data in the tables below is drawn from the 2020 Point-in-Time Count (PIT) and the Maryland State Data Warehouse (MSDWH). These reports
compile data from all of Maryland's Continuums of Care. The PIT report was used for data on persons experiencing homelessness on a given
night in January 2020. Continuums of Care provided annual data for SFY2020.
For data and narratives addressing rural needs in this section, DHCD is using the HUD Youth Homelessness Demonstration Program's list
identifying rural Continuums of Care. Since the Garrett County CoC joined the new Maryland Balance of State CoC after HUD established the
YHDP list, it is not included here as a rural area. "Rural" data included in this section includes:
Mid-Shore Continuum of Care (Caroline, Dorchester, Kent, Queen Anne’s and Talbot counties)
Lower Shore Continuum of Care (Wicomico, Somerset, and Worcester counties)
Homeless Needs Assessment
Population
Estimate the # of persons
experiencing homelessness
on a given night
Estimate the #
experiencing
homelessness
each year
Estimate the #
becoming
homeless
each year
Estimate the #
exiting
homelessness
each year
Estimate the #
of days persons
experience
homelessness
Sheltered
Unsheltered
Persons in Households with Adult(s)
and Child(ren)
156
1,774
8,353
5,854
5,306
137
Persons in Households with Only
Children
2
3
54
49
36
5
Persons in Households with Only
Adults
1,078
3,347
14,927
10,920
10,342
104
Chronically Homeless Individuals
486
717
4,451
3,399
2,926
0
Chronically Homeless Families
52
142
398
309
261
0
Veterans
72
392
1,452
724
1,052
0
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Population
Estimate the # of persons
experiencing homelessness
on a given night
Estimate the #
experiencing
homelessness
each year
Estimate the #
becoming
homeless
each year
Estimate the #
exiting
homelessness
each year
Estimate the #
of days persons
experience
homelessness
Sheltered
Unsheltered
Unaccompanied Child
41
186
880
589
528
0
Persons with HIV
22
109
416
363
335
0
Table 26 - Homeless Needs Assessment
Alternate Data Source Name:
2020 Point-in-Time Count Data
Data Source Comments:
Indicate if the homeless population is:
Partially Rural Homeless
Rural Homeless Needs Assessment
Population
Estimate the # of persons
experiencing homelessness
on a given night
Estimate the #
experiencing
homelessness
each year
Estimate the #
becoming
homeless
each year
Estimate the #
exiting
homelessness
each year
Estimate the #
of days persons
experience
homelessness
Sheltered
Unsheltered
Persons in Households with Adult(s)
and Child(ren)
17
183
1,646
754
1,107
78
Persons in Households with Only
Children
1
0
1
0
0
0
Persons in Households with Only
Adults
64
202
1,471
951
1,083
102
Chronically Homeless Individuals
31
46
331
212
132
327
Chronically Homeless Families
0
24
92
43
57
220
Veterans
10
21
203
142
123
105
Unaccompanied Youth
6
13
145
80
90
81
Persons with HIV
0
3
38
11
24
65
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Table 27 - Homeless Needs Assessment
Alternate Data Source Name:
2020 Point-in-Time Count Data
Data Source Comments:
For persons in rural areas who are homeless or at risk of homelessness, describe the nature and extent of unsheltered and
sheltered homelessness with the jurisdiction:
If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of
days that persons experience homelessness," describe these categories for each homeless population type (including chronically
homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):
Due to limited reporting capacities in HMIS, data could not be obtained in a consistent methodology across all CoCs for the number of days
homeless” by subpopulation - chronically homeless households, youth, veterans, and people with HIV. However, data on the number of days
persons experience homelessness is available for the overall population as well as by household type (families, single adults, and minor children).
Families with children experience slightly longer periods of homelessness at 137 days, compared to adult-only households who experienced
homelessness typically for 104 days. The average number of days a household stays in shelter, safe havens, and transitional housing before
exiting the homeless system varies by Continuum of Care across the state, from 59 days to 315 days. In 2019, the median number of days a
household experienced homelessness statewide was 115 days. This is an 18% reduction from 2016, when the median number of days a
household experienced homelessness was 141 days.
Of the 467 people and 324 households who experienced homelessness in a rural area on a given night in 2020:
18% of persons were unsheltered and 82% were living in an emergency shelter or transitional shelter
27% of persons were children under 18
73% of persons were adults, 5% of whom were unaccompanied youth ages 18-24
Compared to the rest of the state, there is a higher percentage of the homeless population that are under 18 (27% vs. 19%). The proportion of homeless
adults who are veterans (9%) or youth (5%) in rural areas is comparable to the rest of the state.
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Nature and Extent of Homelessness: (Optional)
Race:
Sheltered:
Unsheltered (optional)
White
1,606
605
Black or African American
3,224
531
Asian
53
3
American Indian or Alaska Native
37
23
Pacific Islander
19
7
Ethnicity:
Sheltered:
Unsheltered (optional)
Hispanic
279
87
Not Hispanic
4,845
1,149
Alternate Data Source Name:
2020 Point-in-Time Count Data
Data Source
Comments:
Data in table reflects persons identified as homeless on one night during the 2020 PIT Count.Table does not reflect
individuals who self-identified with multiple races:Unsheltered - 67 peopleSheltered - 185 people
Estimate the number and type of families in need of housing assistance for families with
children and the families of veterans.
On any given night, 616 families with children experience homelessness (1,930 people total):
13% of families have a head of household who is between 18-24 (parenting youth, young adults)
6% of families are chronically homeless (head of household has permanent disability + 12
months of homelessness in 3 years)
83% of families are headed by a single parent
17% of families have two or more adults
2% of families had a veteran head of household
The average household size is 3.2 people
Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.
Of the 6,360 people who experienced homelessness on the night of the 2020 PIT Count:
59% were Black or African-American (14% were unsheltered, 86% were sheltered)
35% were White (27% were unsheltered, 73% were sheltered)
4% were Multiracial (11% were unsheltered, 89% were sheltered)
2% were Asian, Native American, or Pacific Islander (20% were unsheltered, 80% were
sheltered)
6% were Hispanic (24% unsheltered, 76% sheltered)
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There are significant racial disparities in the people who experience homelessness when compared to
the demographics of the general population in Maryland, disproportionately impacting Black and
African-American persons. Approximately 31% of the Maryland population is Black, yet over 59% of
people experiencing homelessness are Black. Despite 59% of the Maryland population being White,
only 35% of people experiencing homelessness are White.
Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.
Of the 1,236 persons who were unsheltered on the night of the 2020 PIT Count (19% of all people
experiencing homelessness):
13% were in families with children
87% were in adult-only households (typically single adults, couples, or multigenerational adult
households)
4% were unaccompanied youth, ages 18-24
28% were female
71% were male
1% were transgender or non-binary (likely undercount)
43% were Black or African-American
49% were White
2.2% were Multiracial
44% were chronically homeless (head of household has permanent disability + 12 months of
homelessness in 3 years)
29% were severely mentally ill
29% were chronic substance users
6% were veterans
Discussion:
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NA-45 Non-Homeless Special Needs Assessment 91.305 (b,d)
Introduction
This section of the Con Plan examines the housing needs of various populations who are considered to
have “special needs”, that is, housing that typically has supportive services.
For the HOPWA discussion below, the State Plan actually covers two service areas. By law, HOPWA
funding can only go to a State or a City not a county. The Montgomery/Frederick service area funding,
therefore, is awarded to either the City of Frederick or the City of Gaithersburg. Neither of these towns
feels they have the staff and resources to operate the HOPWA program for their service areas.
Consequently, they turn their HOPWA funding back to the State (MDH), which subgrants the funds to
Montgomery and Frederick Counties to operate. The State of Maryland (MDH and DHCD) administers
HOPWA in the rural areas Allegany, Caroline, Dorchester, Garrett, Kent, Saint Mary’s, Washington,
Wicomico, and Worcester Counties.
HOPWA
Current HOPWA formula use:
Cumulative cases of AIDS reported
2,710
Area incidence of AIDS
96
Rate per population
0
Number of new cases prior year (3 years of data)
164
Rate per population (3 years of data)
0
Current HIV surveillance data:
Number of Persons living with HIV (PLWH)
5,406
Area Prevalence (PLWH per population)
325
Number of new HIV cases reported last year
191
Table 28 HOPWA Data
Data Source Comments:
HIV Housing Need (HOPWA Grantees Only)
Type of HOPWA Assistance
Estimates of Unmet Need
Tenant based rental assistance
0
Short-term Rent, Mortgage, and Utility
0
Facility Based Housing (Permanent, short-term or
transitional)
N/A
Table 29 HIV Housing Need
Data Source:
HOPWA CAPER and HOPWA Beneficiary Verification Worksheet
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Describe the characteristics of special needs populations in your community:
Special needs populations include low-income individuals, the elderly, those with intellectual and
developmental disabilities, individuals with mobility or hearing impairments, persons with alcohol or
other drug addictions, and individuals diagnosed or affected by HIV/AIDs. The special needs population
also includes any characteristic medical, cultural, cognitive, racial, physical, or a combination thereof,
that sets an individual apart from others in terms of need. Maryland Department of Health extends this
definition because special needs populations are often unintentionally overlooked.
According to the U.S. 2020 Census Results, in 2019, there is an estimated 6,062,659 people residing in
Maryland. By April 1, 2020, there were 6,177,224. Overall, Maryland’s (21.5%) population of those
diagnosed with a disability is less than that of the United States (25.6%). Adults with disabilities in the
State of Maryland experience significant differences in health characteristics and behaviors compared to
adults without disabilities. For those adults with functional disabilities that could affect their ability to
sustain employment or remain stable in housing, Maryland comes in right under the National average.
For example, it is estimated that 10.5% of Marylanders have serious difficulty walking or climbing stairs
and 8.8% have serious difficulty remembering or making decisions.
The U.S. Department of Veteran Affairs projected 362,000 veterans in Maryland in the year 2020 with
the larger number of veterans residing in Baltimore County/City, Anne Arundel, and Prince Georges
County. Minority status is another factor, along with older age and living in poverty that increase the
likelihood of living with a disability. In some rural areas of Maryland, those with special needs face
challenges to care due to greater distances to travel and lack of transportation services. Great efforts
are made to ensure that services are provided in areas to help reduce barriers and challenges to care
that could affect the special needs population's ability to become linked and remain engaged in care.
Additionally, the following chart in IDIS under NA-45 cannot be edited on our end. There are currently
no waiting lists for our HOPWA program sponsors all figures should be zero.
What are the housing and supportive service needs of these populations and how are these
needs determined?
Persons with disabilities in Maryland need affordable and accessible housing located in communities
with access to services. They also need supportive services that enable them to fully participate in and
enjoy the communities in which they live. The Maryland Department of Health (MDH) is the lead state
agency for assessing the housing and supportive service needs for persons with disabilities. MDH
administers Medicaid Home and Community-Based Services (HCBS) and supports for people with
disabilities. MDH includes the Developmental Disabilities Administration (DDA), the Behavioral Health
Administration (BHA), and the Office of Health Services (OHS). BHA was formed by the merger of the
Mental Hygiene Administration (MHA) and the Alcohol and Drug Abuse Administration (ADAA) on July 1,
2014.
MDH ensures that there is an independent assessment to determine whether a person is eligible for
services. If the assessment indicates eligibility, the person is referred to a case management entity (e.g.
Support Planning Agency (SPA) or Coordination of Community Services (CCS) agency). For all programs,
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person-centered planning is used to develop an individual’s plan for services. The case management
agency works with the program participant, family members, and the participant’s support team to
identify appropriate service providers who are licensed or certified and paid for by MDH. The case
management agency does not both determine what services are needed and provide the services. It
will, however, assess needs and monitor service providers to ensure that the plan is being met. If a
person needs housing, this will be identified by the case management agency and included in the
person’s plan.
Overall housing and supportive services needs include access to transportation, rental subsidies, and
access to home and community-based services (i.e., vocational/employment services and independent
life skills). More specifically, there is a need for support programs and services that help low-income
individuals diagnosed with HIV/AIDS, and their families, increase their household income through
workforce development activities and independent living skills. This need is determined by the number
of individuals that receive long-term housing services through Ryan White Part B or HOPWA.
Improving health outcomes for persons with HIV/AIDS remains a goal in the state of Maryland. Proper
navigation of support services is key. Supportive services were designed to help those diagnosed with
HIV/AIDS manage competing challenges and also facilitate the successful management of HIV disease.
By addressing supportive services that promote self-sufficiency and housing stability, the likelihood of
improved health outcomes increases. These indicators include:
Increasing the percentage of newly diagnosed persons linked to HIV medical care within one
month of diagnosis to at least 85%; and
Increase the percentage of persons with diagnosed HIV infection who are retained in HIV
medical care to at least 90 percent; and
Increase the percentage of persons with diagnosed HIV infection who are virally suppressed to
at least 80 percent; and
Reduce the death rate among persons with diagnosed HIV infection by at least 33 percent.
The above indicators are directly linked to the statistic that lack of stable housing equals lack of
treatment success. Wrap-around services and/or are readily prepared to link clients to needed services,
decreases barriers, and challenges.
Discuss the size and characteristics of the population with HIV/AIDS and their families within
the Eligible Metropolitan Statistical Area:
HOPWA
Maryland’s current population of those living with HIV varies by race and ethnicity. In Maryland, and
nationally, HIV disproportionately impacts non-Hispanic (NH) Black individuals (i.e. persons who report
their race as African American or Black and their ethnicity as non-Hispanic). Of the 31,360 Marylanders
aged 13+ living with diagnosed HIV (with or without AIDS) at the end of 2019, 74.5% were NH Black
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compared to 29.9% of the Maryland population (age 13+). HIV rates are highest among NH Blacks
(1,552.1 per 100,000 people), which is 10 times higher than the NH White rate (149.3).
The disproportionate impact of HIV on non-Hispanic Black Marylanders statewide is also found in the
Maryland counties and rural regions served by the MDH HOPWA program. In Montgomery County,
Maryland, 62.2% of adults/adolescents living with diagnosed HIV at the end of 2019 were NH Black
compared to 18.4% of the population (age 13+). In the four counties, including Frederick County, served
by HOPWA in Western Maryland, 37.0% of adults/adolescents living with diagnosed HIV at the end of
2019 were NH Black compared to 9.6% of the population (age 13+). In the nine counties on the Eastern
Shore of Maryland, 57.4% of adults/adolescents (age 13+) living with diagnosed HIV at the end of 2019
were NH Black compared to 16.1% of the population (age 13+). In Southern Maryland, 71.7% of
adults/adolescents living with diagnosed HIV at the end of 2019 were NH Black compared to 29.3% of
the population (age 13+). HOPWA serves St. Mary’s County in Southern Maryland.
Clients who receive Ryan White services are residents of Maryland; are HIV positive; uninsured or
underinsured with incomes at or below 500% of the federal poverty level. Using the clients served under
the Ryan White program as a reasonable estimate of individuals likely to be eligible for the HOPWA
program, there is a disproportionately greater need among African Americans. Among all eligible
persons with HIV served by the MDH program during 2019, 76% reported their race/ethnicity as NH
African American/Black compared to 29.7% of the Maryland population.
Discussion:
The HIV Housing need chart (HOPWA grantees only) above is grayed out and information
cannot be completed in IDIS. The table has been completed in the word version of the plan.
Please see this section in the word version for the data.
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NA-50 Non-Housing Community Development Needs - 91.315 (f)
Describe the jurisdiction’s need for Public Facilities:
Non-entitlement communities in Maryland need to construct or improve various types of public
facilities, including Head Start and child care centers, community health centers, food banks, senior
centers and others. Due to geography and the lack of public transit, it is critical to establish local
facilities to provide a variety of services.
How were these needs determined?*
The needs were determined through a combination of a public survey sent to parties interested in the
community development issues, as well as a review of the past performance of programs such as CDBG.
As part of the preparation of the Consolidated Plan, the CDBG Program conducted a survey of existing
and eligible municipal and county grantees. The purpose of the comprehensive survey was to gather
opinions related to housing, community and economic development needs in the non-entitlement
areas. Additionally, the comments were also to be used to support the priorities of the CDBG program.
The survey was composed of four sections:
1) Housing Needs
2) Community and Economic Needs
3) Fair Housing Knowledge
4) CDBG Specific Questions
The survey was a combination of fill in the blanks and selection of applicable answers. Additional
questions asked for responders to provide their opinions.
Of the responses received, the primary non-housing needs were for improvements to water, sewer and
stormwater systems, as well as other aging infrastructure such as sidewalks. Additional non-housing
concerns were related to downtown revitalization, job training programs, public transit, facilities and
planning.
A review of CDBG projects funded during the last Consolidated Plan period - federal program years
2015, 2016, 2017, 2018 and 2019 - shows that $43,452,670 of CDBG funds were awarded. This included
the annual awards, recaptured and repaid funds, and program income. These funds were leveraged
with $129,759,937 of public and private sources.
Funding was provided to 51 county and municipal governments for 124 new projects and additional
funding to 34 existing projects. As noted on the graph below, the majority of funds were awarded for
projects to improve or construct public facilities and infrastructure. Actual demand was double the
amount awarded.
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- Public Facilities Includes constructions or renovations of shelters, housing for the
homeless, senior centers, childcare centers, Head Start centers, community centers,
food banks, medical facilities and centers for persons with disabilities.
- Infrastructure Includes construction or improvements to water and sewer systems,
streets, sidewalks, bridges, stormwater and drainage systems, parks and playgrounds.
- Housing Includes rehabilitation of single family housing, renovation of multiple family
developments, financial assistance to homebuyers and construction of new housing
developments.
- Blight Removal Includes the demolition and clearance of blighted property and
buildings.
- Accessibility Improvements Includes the removal of architectural barriers and
improvements to sidewalks, curbs and public buildings.
- Public Services Includes operating costs and programs for homeless shelters and
facilities and childcare programs as well as direct services such as housing and
foreclosure counseling.
- Economic Development Includes projects that resulted in the creation and retention of
jobs.
CDBG Funded Projects
Public Facilities - 31%
Infrastructure - 30%
Housing - 21%
Blight Removal - 6%
Accessibility Improvements - 5%
Public Services - 4%
Economic Development - 2%
Planning - 1%
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- Planning Includes planning for sewer and water systems, housing needs, capital
improvement projects and revisions to required community plans.
Additionally, for public improvements, the Maryland Department of the Environment reports that
demand for water, sewer and related infrastructure has increased annually. Requests for
assistance exceeded $1.5 billion. The current pipeline maintained by the Rural Development
Department of the U.S. Department of Agriculture for projects in the non-entitlement areas
exceeds $131 million.
The demand for funding for services and facilities will increase as a result of the pandemic and
for a substantial period afterwards. As governments and organizations were required to do
business in different ways, the costs to provide services and to operate facilities will continue to
increase. Local funding will be negatively impacted due to unemployment and loss of tax
revenue and state and federal funding will be more critical to ensure that services and facilities
continue.
Describe the jurisdiction’s need for Public Improvements:
In the State’s non-entitlement areas, the largest public improvement need is for the construction and
improvement of water and sewer systems. Due to the age of systems as well as state and federal
compliance and regulatory issues, the costs to construct, improve and maintain these systems are
high. When possible, state and federal agencies work together to ensure that costs for utilities are
affordable for the end user. Additional needs are for construction and/or improvements of roads,
sidewalks and drainage systems.
Special Required Discussion on CDBG Disaster Recovery:
CDBG Disaster Recovery 2 - Public Assistance: Using funds awarded after Hurricane Sandy in 2013,
DHCD funded a variety of infrastructure projects and activities determined necessary under the recovery
efforts. Projects include road repairs, installation of generators, drainage improvements, improvements
to water and sewer systems, flood management systems, dock repairs, and demolition of structures in
floodplains. The remaining projects include a drainage project and the decommissioning of a sewer
plant and extension of sewer line.
How were these needs determined?
Needs were determined using the same process as outlined above*
Special Required Discussion on CDBG Disaster Recovery:
CDBG Disaster Recovery 2 - Public Assistance: The remaining projects were selected by local
government and approved by the State and HUD after a public review process. They were determined
to be in compliance with HUD Disaster Recovery goals.
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Describe the jurisdiction’s need for Public Services:
The need for public services has increased in recent years. Costs are significantly higher for staffing and
operations of many government and non-profit service programs. In part, this is due to increased state
and federal regulatory issues. In the last months of Federal Program Year 2020, as the Coronavirus
surged, many service organizations were understaffed and unprepared for the demand. Planning for
the future will be an important component of the post-pandemic future of service organizations.
How were these needs determined?
Needs were determined using the same process as outlined above*
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Housing Market Analysis
MA-05 Overview
Housing Market Analysis Overview:
The housing market in Maryland has continued to experience exceptional growth. Maryland’s housing
sector sustains its strength in part due to a strong, diversified, and vibrant economy. Foreclosures and
short sales have seen significant declines. Supply and inventory of homes for sale have declined while
demand remains strong due to historically low interest rates. These factors have been exacerbated
through the pandemic as people are less likely to list their home for sale and demand for homes in ex-
urban areas increases. This supply/demand dynamic has reduced days on the market and has continued
to push sales prices higher. As these factors come to a confluence, housing affordability for both
ownership and renter households remain a problem for Marylanders. This is particularly pronounced
among households in the extremely low-income to moderate income households, the frail and elderly,
the disabled and those living with HIV/AIDs.
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MA-10 Number of Housing Units 91.310(a)
Introduction
The Market Analysis Section delves into the characteristics of the housing market in Maryland to look at
the number of housing and type of units, costs, and conditions of housing as well as barriers to
affordable housing, and non-housing community development assets. According to a recent study by
NCSGR, sponsored by MD-DHCD, Maryland households are projected to reach 2.5 million by 2030 with
most growth expected to occur near job centers and among populations that will shape housing
demand in the coming years. The report also noted that, extremely and very-low income
households; smaller and one person households; seniors; and families with children will drive demand
for housing that requires planning to meet this demand.
Extrapolating from the ACS table below show there are 2.4 housing units for 2.1 million households.
Owner households make up 67 percent of households compared with 33 of renter households. At a
glance it seems there would be unit available for each household but 1-Unit detached structures out
numbers the number of owner households in Maryland while 2-4 or greater are 15 percent lower than
the number of renter households.
Please see link enclosed for a comprehensive analysis on the housing market in Maryland.
https://dhcd.maryland.gov/Documents/Other%20Publications/Report.pdf
All residential properties by number of units
Property Type
Number
%
1-unit detached structure
1,244,054
52%
1-unit, attached structure
513,570
21%
2-4 units
91,753
4%
5-19 units
321,080
13%
20 or more units
201,636
8%
Mobile Home, boat, RV, van, etc
38,163
2%
Total
2,410,256
100%
Table 30 Residential Properties by Unit Number
Data Source:
2011-2015 ACS
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Unit Size by Tenure
Owners
Renters
Number
%
Number
%
No bedroom
2,412
0%
24,404
3%
1 bedroom
25,178
2%
192,311
27%
2 bedrooms
189,725
13%
274,652
38%
3 or more bedrooms
1,230,347
85%
227,360
32%
Total
1,447,662
100%
718,727
100%
Table 31 Unit Size by Tenure
Data Source:
2011-2015 ACS
Describe the number and targeting (income level/type of family served) of units assisted with
federal, state, and local programs.
Housing Programs administered by MD-DHCD are competitive and requires application from residents,
non-profits, developers, housing agencies prior to awards. Applications are received for owner-
occupied rehabilitation, group homes, supportive as well as rental housing. Most of these awards are
guided by income limits set by HUD. For all HUD-funded programs, the focus is on those households at
or below 80% of area median income as well as populations that are disabled, homeless and those living
with HIV/AIDs.
Provide an assessment of units expected to be lost from the affordable housing inventory for
any reason, such as expiration of Section 8 contracts.
In 2020, DHCD completed a housing needs assessment (link enclosed below) that identified subsidized
properties, aging infrastructure, and poor property conditions as the primary threat to the loss of
affordable housing without intervention. Additionally, the Department completed a comprehensive
review of HUD's subsidized portfolio in 2018. It determined that although many properties have the
ability to opt-out of the project-rental assistance program, an overwhelming majority, usually 100%,
decide to renew their HAP contracts, and the risk of losing existing subsidized units through this
portfolio is immaterial.
Similarly, DHCD requires low-income housing tax credit properties to maintain their affordability
between 30-40 years, exceeding the requirements outlined in the code. This, along with strong support
for DHCD's subordinate programs and a property's ability to re syndicate after fifteen (15) years, has
resulted in additional years of extended affordability that has positively benefited Maryland, resulting in
housing production that significantly outpaces loss affordability.
https://dhcd.maryland.gov/Documents/Other%20Publications/Report.pdf</div
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Does the availability of housing units meet the needs of the population?
In Maryland, most counties lack enough affordable rental units for extremely low-income renters;
however, there are enough affordable rental units affordable to renters earning 80 percent of AMI, with
variations by county. The affected populations are those households below 80% of area median income
as well as populations that are disabled, homeless and those living with HIV/AIDs.
The 5-year average shortage of affordable and available rental housing units at 30 percent income
threshold for the period 2011-15 is 121,667 units in Maryland, up 8.8 percent from 111,814 units
reported for the 2009-13 period. The shortage increases to 136,670 units as income threshold rises to
50 percent of HAMFI, representing an increase of 5.9 percent from 129,076 units that were reported for
the 2009-13 period. The shortage declines to 47,719 units at 80 percent of HAMFI, but was up 3.2
percent from 46,233 units reported for this income group in the 2009-13 period. For every 100
Maryland renter households at 30 percent of HAMFI, there were 33 housing units affordable and
available to them. As a result, there was a shortage of 67 affordable and available units per 100 renter
households for that income group. The number of affordable and available units per 100 renter
households increases to 56 for families at 50 percent of HAMFI threshold and to 89 for those at 80
percent of HAMFI. The results show a severe shortage of available rental housing units affordable to
low income families, particularly those with incomes between 0-30 percent and 0-50 percent of HAMFI.
Shortage of Affordable and Available Rental Units in Maryland
by Income Threshold
Percent of
HAMFI
Renter
Households
Units
Affordable
and
Available
Shortage of
Rental Units
Affordable
to Income
Group
Affordable/
Available
Units per 100
Renter
Households
Shortage of
Rental Units
per 100
Renter
Households
2011-15
30%
181,975
60,308
121,667
33
67
50%
313,090
176,420
136,670
56
44
80%
426,960
379,241
47,719
89
11
2009-13
30%
169,842
58,028
111,814
34
66
50%
291,119
162,043
129,076
56
44
80%
397,046
350,813
46,233
88
12
Percent
Change
30%
7.1%
3.9%
8.8%
-2.5%
1.3%
50%
7.5%
8.9%
5.9%
0.6%
-0.8%
80%
7.5%
8.1%
3.2%
0.9%
-6.9%
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Describe the need for specific types of housing:
DHCD continues to leverage limited federal, state and private funds in the development of affordable
rental housing and sustainable homeownership to help Marylanders who are in the extremely low to
low income households.
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MA-15 Cost of Housing 91.310(a)
Introduction
In this section of the Con Plan, HUD asks about the housing market in Maryland. Surging median home
prices and rental rates, unfavorable affordability indices, lack of new construction of smaller homes as
well as a broader lack of inventory of existing homes are factors contributing to price increases that are
nearing pre-recessionary levels. The current pricing landscape imposes limits on affordable units as well
as financial difficulties for current home owners to move on from their “starter homes” to secondary or
much bigger homes to make room for first time home buyers to purchase homes. Another difficulty
facing low income first time home buyers is the lack of savings for down payment and closing costs. A
recent study of the housing market shows a steady growth in indicators being fueled by diverse
population a steady job market. Despite steady economic growth in Maryland, for those populations
that fall in the extremely low-income to moderate income groups, as well special needs population,
housing cost in Maryland disproportionately affects housing choice availabilities.
Increasing housing cost continues to trend upwards in Maryland. The median home price reached pre-
recessionary levels at $324,249 in 2020 compared with the national average of $293,927 according to
data from Moody's economy.com and Maryland Association of Realtors. Rental costs in Maryland have
increased over time. Current median rent is $1,311.00 which represents a 7 percent increase from 2010
compared with a national median of $980.00.
Cost of Housing
Base Year: 2009
Most Recent Year: 2015
% Change
Median Home Value
326,400
286,900
(12%)
Median Contract Rent
896
1,082
21%
Table 32 Cost of Housing
Data Source:
2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)
Rent Paid
Number
%
Less than $500
103,324
14.4%
$500-999
226,332
31.5%
$1,000-1,499
236,163
32.9%
$1,500-1,999
103,615
14.4%
$2,000 or more
49,293
6.9%
Total
718,727
100.0%
Table 33 - Rent Paid
Data Source:
2011-2015 ACS
Consolidated Plan
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Housing Affordability
% Units affordable to Households
earning
Renter
Owner
30% HAMFI
61,610
No Data
50% HAMFI
183,045
90,895
80% HAMFI
391,130
240,335
100% HAMFI
No Data
397,935
Total
635,785
729,165
Table 34 Housing Affordability
Data Source:
2011-2015 CHAS
Monthly Rent
Monthly Rent ($)
Efficiency (no
bedroom)
1 Bedroom
2 Bedroom
3 Bedroom
4 Bedroom
Fair Market Rent
0
0
0
0
0
High HOME Rent
0
0
0
0
0
Low HOME Rent
0
0
0
0
0
Table 35 Monthly Rent
Data Source Comments:
As a State Grantee the table above does not apply to our agency. For information regarding HOME Rents please
refer to our State Website at: https://dhcd.maryland.gov/HousingDevelopment
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Is there sufficient housing for households at all income levels?
In Maryland, most counties lack enough rental housing affordable to extremely low-income renters;
however, there are enough affordable rental units for renters earning 80 percent of AMI or higher
although with variations by county. The supply gap for owners and renters have some level of mismatch
between the number of units available to very low-income owners (0-50 percent AMI) and the number
of households at that income level.
As shown in the rental supply analysis by household income table below, household in the 0-30 percent
as well as 0-50 AMI category face affordable supply constraints in the housing market in Maryland. In
contrast, those making 0-80 percent AMI has a surplus of units in almost all jurisdictions including all
non-entitlement areas in the state.
Rental Supply Analysis by Household Income and County
Rental Supply Analysis by Household Income and County (2016)
Source: HUD CHAS 2016
030% AMI
050% AMI
080% AMI
Allegany
(800)
1,580
1,915
Anne Arundel
(1,790)
(4,285)
6,370
Baltimore
(13,275)
(7,460)
29,530
Baltimore City
(20,175)
3,265
25,785
Calvert
(555)
(10)
980
Caroline
(170)
(55)
700
Carroll
(805)
1,150
3,085
Cecil
(1,185)
130
3,220
Charles
(1,380)
(635)
1,565
Dorchester
(330)
(35)
1,110
Frederick
(2,425)
1,120
5,075
Garrett
340
940
990
Harford
(2,155)
(145)
6,175
Howard
(2,955)
(4,485)
175
Kent
5
175
670
Montgomery
(15,570)
(22,965)
(930)
Prince George's
(17,920)
(2,735)
27,610
Queen Anne's
155
315
645
Somerset
(345)
(26)
424
St. Mary's
(625)
200
4,115
Talbot
(571)
(411)
1,089
Washington
(1,060)
1,490
5,630
Wicomico
(1,460)
(2,245)
2,490
Worcester
(10)
1,745
4,215
Statewide Total
-85,061
-33,382
132,633
Note: Numbers in red represent a deficit in the number of rental units available at the given income category.
Numbers in black indicate a surplus of rental units at a given income category.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
In the owner supply analysis by household income table below, household in the 0-50 percent AMI
category faces affordable supply constraints totaling -42,064 in most non-entitlement jurisdictions.
Compared to households in the 0-80 or 0-100 percent AMI group, they had surplus affordable units
totaling 395,701 units in almost all jurisdictions including all non-entitlement areas in the state.
Owner Supply Analysis by Household Income and County
Owner Supply Gap (or Surplus) by AMI, Maryland (2017)
Source: HUD 2017
0-50% AMI
0-80% AMI
0-100% AMI
Allegany
1,770
5,895
8,725
Anne Arundel
(10,585)
(1,845)
16,645
Baltimore
(7,805)
24,905
57,755
Baltimore City
20,080
45,730
61,575
Calvert
(1,835)
40
3,525
Caroline
(390)
760
2,390
Carroll
(3,840)
(600)
6,430
Cecil
(1,000)
4,485
9,030
Charles
(1,215)
2,240
8,145
Dorchester
(127)
828
1,801
Frederick
(2,410)
3,075
12,970
Garrett
(100)
1,865
3,085
Harford
(3,815)
5,275
17,500
Howard
(3,655)
(3,880)
30
Kent
(452)
343
1,113
Montgomery
(19,265)
(15,535)
(25)
Prince George's
(875)
20,565
53,695
Queen Anne's
(1,270)
(350)
1,895
Somerset
295
1,590
2,265
St. Mary's
(1,660)
510
5,025
Talbot
(990)
(740)
533
Washington
(1,545)
4,255
10,155
Wicomico
(280)
3,715
6,528
Worcester
(1,095)
(430)
2,215
Statewide Total
-42,064
102,696
293,005
Note: Numbers in red represent a deficit in the number of rental units available at the given income category.
Numbers in black indicate a surplus of rental units at a given income category.
Consolidated Plan
MARYLAND
95
OMB Control No: 2506-0117 (exp. 09/30/2021)
How is affordability of housing likely to change considering changes to home values and/or
rents?
Housing affordability is not expected to change in favor of the majority low income population due
growing costs associated with construction of housing units. In Maryland, as in most parts of the U.S. the
government does not have control over land prices which is a major component of construction cost. As
these costs (labor, materials, and management fees) continue trend upwards, government can only
implement supplemental financial awards such down payment assistances and vouchers to help its low
income population.
How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this
impact your strategy to produce or preserve affordable housing?
Generally, the Fair Market Rent is less than the Area Median Rent. This is by design by the Federal
Government; Fair Market Rents are set for "modest" apartments. HOME rents are also typically lower
than Area Median rents, again, because HOME rents are set for lower-income families/households.
DHCD's strategy has been for many years to produce and/or preserve affordable housing. We use both
Federal and State resources for this purpose.
Consolidated Plan
MARYLAND
96
OMB Control No: 2506-0117 (exp. 09/30/2021)
MA-20 Condition of Housing 91.310(a)
Introduction:
The condition of housing stock estimates the number of substandard units in need of rehabilitation or
replacement. The age of the housing stock in Maryland is an important component in reviewing current
housing units. This information will help governments in developing appropriate housing policies and
prioritizing housing resources.
Vacant Units in Maryland
The housing stock in Maryland is impacted by the vacant and abandoned properties. A portion of the
vacant buildings may be due to foreclosures. In DHCD's second quarter 2020 analysis of the "Zombie"
The state's 298 zombie properties accounted for 7.5% of its total properties in foreclosure. Maryland
was ranked 7th highest in the U.S. this quarter with a zombie rate of 1.2 per 10,000 households
compared to the national rate of 1.1 foreclosure data (see link below in the "discussion" section below).
On the other hand, other properties may be vacant and abandoned due to hazardous conditions and
remain so because of higher replacement costs. Vacant buildings are not necessarily abandoned.
Although the Vacant Units table is included in this Plan, it does not reflect numbers regarding vacant
units as there is currently no updated federal or local data which provides these estimates for the State
on vacant abandoned.
Definitions
Substandard housing exists to an extent when the dwelling endangers the life, limb, property, safety or
welfare of the occupants or general public.
Substandard condition but suitable for rehabilitation are those dwellings that can be rehabilitated and
brought to a decent standard for costs not to exceed 50 percent replacement cost. Some of the suitable
replacements include the addition of foundation repairs, wall repairs, windows, doors, roof, electrical
rewiring, disability access, lead-based paint mediation and ceiling repairs.
Condition of Units
Condition of Units
Owner-Occupied
Renter-Occupied
Number
%
Number
%
With one selected Condition
385,260
27%
334,101
46%
With two selected Conditions
6,497
0%
20,861
3%
With three selected Conditions
977
0%
1,597
0%
With four selected Conditions
0
0%
30
0%
No selected Conditions
1,054,928
73%
362,138
50%
Total
1,447,662
100%
718,727
99%
Table 36 - Condition of Units
Data Source:
2011-2015 ACS
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Year Unit Built
Year Unit Built
Owner-Occupied
Renter-Occupied
Number
%
Number
%
2000 or later
209,442
14%
94,638
13%
1980-1999
466,239
32%
200,314
28%
1950-1979
544,771
38%
289,705
40%
Before 1950
227,210
16%
134,070
19%
Total
1,447,662
100%
718,727
100%
Table 37 Year Unit Built
Data Source:
2011-2015 CHAS
Risk of Lead-Based Paint Hazard
Risk of Lead-Based Paint Hazard
Owner-Occupied
Renter-Occupied
Number
%
Number
%
Total Number of Units Built Before 1980
771,981
53%
423,775
59%
Housing Units build before 1980 with children present
166,115
11%
107,570
15%
Table 38 Risk of Lead-Based Paint
Data Source:
2011-2015 ACS (Total Units) 2011-2015 CHAS (Units with Children present)
Vacant Units
Suitable for
Rehabilitation
Not Suitable for
Rehabilitation
Total
Vacant Units
0
0
0
Abandoned Vacant Units
0
0
0
REO Properties
0
0
0
Abandoned REO Properties
0
0
0
Table 39 - Vacant Units
Data Source:
2005-2009 CHAS
Need for Owner and Rental Rehabilitation
Recent ACS and CHAS data show that more than 50 percent of both owner and renter units were built
before 1980. Of these units, renters are 59 percent compared with 53 percent of owner of units. While
these units were built before the 1980s, a majority of owners of homes and rental units may have
upgraded their units to bring it to par. For those that are in the state of disrepair that are being rented
to the extremely low-income to moderate income families/households using government assistance,
strict measures must be enforced requiring rehabilitation those units before renting them.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP
Hazards
According to ACS data provided by HUD, the estimated number of housing units occupied by low to
moderate income families with LBP Hazards show that 53 percent of owner occupied homes may have
children present compared with 59 percent of renter units. Since units built before 1980 run the risk of
having lead-based paint data suggests that a more than 50 percent of Maryland housing units are
occupied by low or moderate families.
Discussion:
Link to Zombie foreclosure buildings in Maryland
https://maryland-housing-beat-q2-2020-maryland.hub.arcgis.com/
As noted earlier, although the Vacant Units table is included in this Plan, it does not reflect numbers
regarding vacant units as there is currently no updated federal or local data which provides these
estimates for the State.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
MA-25 Public and Assisted Housing (Optional)
Introduction:
The State of Maryland does not own or operate any Public Housing Development anywhere in the state.
Totals Number of Units
Program Type
Certificate
Mod-
Rehab
Public
Housing
Vouchers
Total
Project
-based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers
available
0
64
2,319
0
2,319
0
0
479
# of accessible units
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Table 40 Total Number of Units by Program Type
Data
Source:
PIC (PIH Information Center)
Describe the supply of public housing developments:
Describe the number and physical condition of public housing units in the jurisdiction,
including those that are participating in an approved Public Housing Agency Plan:
The State of Maryland does not own or operate any Public Housing Development anywhere in the state.
However, the link below provides a means for households searching for participating public housing
units.
https://mdhousingsearch.org/
Describe the Restoration and Revitalization Needs of public housing units in the jurisdiction:
The State of Maryland does not own or operate any Public Housing Development anywhere in the state
and does not have this information
Describe the public housing agency's strategy for improving the living environment of low-
and moderate-income families residing in public housing:
The State of Maryland does not own or operate any Public Housing Development anywhere in the state.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
MA-30 Homeless Facilities 91.310(b)
Introduction
Continuums of Care oversee local and regional efforts to develop emergency shelter, transitional housing, and permanent housing resources to
address homelessness. On any given night in Maryland in 2019, there were:
5,303 beds dedicated to emergency shelter, safe haven, and transitional housing (available year-round)
1,214 seasonal and overflow beds that open only during the winter months
10,896 permanent housing beds year-round for people who have transitioned out of homelessness and into community housing
Facilities Targeted to Homeless Persons
Emergency Shelter Beds
Transitional
Housing Beds
Permanent Supportive Housing
Beds
Year Round Beds
(Current & New)
Voucher /
Seasonal /
Overflow Beds
Current & New
Current & New
Under
Development
Households with Adult(s) and
Child(ren)
1,624
0
693
3,481
6
Households with Only Adults
1,890
1,214
1,077
3,887
24
Chronically Homeless Households
0
0
0
4,068
1
Veterans
111
0
311
1,432
23
Unaccompanied Youth
41
0
36
99
0
Table 41 - Facilities Targeted to Homeless Persons
Alternate Data Source Name:
2019 Housing Inventory Count
Data Source Comments:
Data for seasonal and overflow beds is not available for specific households types or subpopulations. Total seasonal/overflow beds listed under "households with only
adults in table" may be used for multiples types of households.
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Rapid Re-Housing Beds
Other Permanent Housing Beds (Dedicated vouchers, public housing, LIHTC, etc)
Households with Adult(s) and Child(ren)
1,080
1,247
Households with Only Adults
462
462
Veterans
180
0
Unaccompanied Youth
113
0
Table 42 - Other Permanent Housing Beds
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe mainstream services, such as health, mental health, and employment services to the
extent those services are use to complement services targeted to homeless persons
Continuums of Care develop partnerships with local behavioral health providers, health care facilities,
and workforce development programs in their county/region. Services include inpatient and outpatient
substance abuse treatment, psychiatric care, preventive and treatment-based medical care, job training
and placement assistance, and career development programs. These partnerships and strategies are
documented through the annual Continuum of Care NOFA process. Where community-based
supportive services are not adequately available for free, ESG- and State-funded programs may utilize
funds to pay for services and/or hire staff to perform services. Of the 11 Maryland CoCs, four have lead
agencies that are local health departments. Additionally, many of the CoC-funded projects across the
state are administered by the Maryland Department of Health in partnership with their local health
departments. DHCD works with the Maryland Interagency Council on Homelessness to coordinate State
agency efforts specifically on workforce development and health through establish workgroups.
HOPWA
At this time, the HOPWA program is not funding any facility-based projects.
List and describe services and facilities that meet the needs of homeless persons, particularly
chronically homeless individuals and families, families with children, veterans and their
families, and unaccompanied youth. If the services and facilities are listed on screen SP-40
Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services,
describe how these facilities and services specifically address the needs of these populations.
Over 435 programs across Maryland provide sheltering and permanent housing services dedicated
primarily to people who are currently homeless or are formerly homeless (a full list of programs by
Continuum of Care is available on the HUD website: https://www.hudexchange.info/programs/coc/coc-
housing-inventory-count-reports/. Approximately 45% of available housing inventory in Maryland is
permanent supportive housing, which prioritizes chronically homeless individuals and families.
Chronically ill individuals living with HIV/AIDS, who meet eligibility and income standards, are eligible for
housing services and related supportive services to help maintain housing, avoid homelessness, and
improve access to HIV treatment and other healthcare. Beneficiaries also remain in stable housing
during the time in which the HOPWA eligible individual receives services. Services are not provided via
special needs facilities, but rather through various sources that address the eligible client's needs (i.e.
long-term/short-term rental assistance, transportation, permanent housing placement service, etc.).
Therefore, special needs facilities and services do not apply to the HOPWA program.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
MA-35 Special Needs Facilities and Services 91.310(c)
Introduction
Persons with Special Needs are individuals with disabilities including physical, sensory, mental illness,
individuals with developmental delays; frail elderly, persons with addictions, and persons with
HIV/AID. The Con Plan places emphasis on persons with HIV/AIDs but our response will provide a
discussion on the various Special Needs population where data is available and applicable.
HOPWA Assistance Baseline Table
Type of HOWA Assistance
Number of Units Designated or Available for People with
HIV/AIDS and their families
TBRA
153
PH in facilities
0
STRMU
25
ST or TH facilities
0
PH placement
16
Table 43 HOPWA Assistance Baseline
Data Source:
HOPWA CAPER and HOPWA Beneficiary Verification Worksheet
To the extent information is available, describe the facilities and services that assist persons
who are not homeless but who require supportive housing, and programs for ensuring that
persons returning from mental and physical health institutions receive appropriate
supportive housing
The HOPWA program does not target services for people transitioning from institutional settings. We
offer STRMU services to assist people living with HIV/AIDS to remain stably housed.
Describe programs for ensuring that persons returning from mental and physical health
institutions receive appropriate supportive housing
The HOPWA program does not target services for people transitioning from institutional settings. We
offer STRMU services to assist people living with HIV/AIDS to remain stably housed.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Specify the activities that the jurisdiction plans to undertake during the next year to address
the housing and supportive services needs identified in accordance with 91.215(e) with
respect to persons who are not homeless but have other special needs. Link to one-year
goals. 91.315(e)
In the Frederick/Montgomery EMSA we will utilize funds to increase STRMU services in the area;
however, in the other jurisdictions of the program not served, we will leverage other state funds to
provide services for persons living with HIV/AIDS who are not homeless.
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to
undertake during the next year to address the housing and supportive services needs
identified in accordance with 91.215(e) with respect to persons who are not homeless but
have other special needs. Link to one-year goals. (91.220(2))
This is not applicable to the HOPWA program.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
MA-40 Barriers to Affordable Housing 91.310(d)
Negative Effects of Public Policies on Affordable Housing and Residential Investment
Marylanders face a series of barriers, including cost burdens, barriers to purchasing a home or finding a
rental home that meets their needs, housing discrimination and housing quality problems. There are
many state level programs designed to serve homeowners and renters, but the need continues to
exceed the resources. For homeowners, programs aimed to serve even lower-income households face
additional barriers to homeownership, such as meeting down payment or credit score requirements to
qualify for a mortgage.
Smilarly for renters, lack of new resources, limitations on project-based vouchers as a percentage of
overall budgets, and similar housing policy that don’t address the supply side are unnecessarily
restrictive. Additionally, the affirmatively furthering fair housing rule meant to encourage local
governments and meet the obligations under the Fair Housing Act was suspended, and eventually
decimated, resulting in misaligned policies and housing inequities. In addition to systemic barriers
affecting affordable housing, the State has no control of the following policies that negatively affect
investments in affordable housing substantially.
• Local Government Zoning and Land Use Policy - Units of local government regulate the use of
land in their jurisdiction. Each local government zoning policy and practice influences the
availability and development of affordable housing including lot sizes and setbacks.
• Administration and processing - Timing is an important issue in the development of affordable
housing. Securing permits (building, environmental, etc.), multiple layers of reviews, and lengthy
approval processes can increase housing costs.
• Local Code Enforcement - Unified building codes or local codes are a significant factor in the
quality and quantity of the available housing stock.
• Local land development and site planning costs - Since there is no statewide subdivision and site
plan standard, policies are the responsibility of the local government including standards for
streets, sidewalks, drainage, parking, water and sewer requirements and fees, landscape, and
other costs.
• Infrastructure - Before housing can be constructed, basic infrastructure must be in place. The
land must have road access, sanitary water supply, and wastewater treatment. Infrastructure
costs can be significant and may prohibit some production of affordable housing units.
• Lack of Resources – The State lacks adequate federal, state, local or private resources to address
all housing needs. Greater resources are required to assist low- and very low-income households
and to address housing, particularly in rural areas.
Despite these obstacles, the State has been pro-active in supporting affordable housing and residential
investment, using its numerous programs to provide fair housing choice to all of Maryland’s citizens.
Consolidated Plan
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MA-45 Non-Housing Community Development Assets -91.315(f)
Introduction
The following tables and data are provided by HUD and provide a picture of non-housing community
development assets in Maryland. There are three broad objectives and outcomes for the community
development programs. The goal is to provide decent housing, living environment and economic
opportunities for citizens. Non-housing community development addresses outcomes that improve
public facilities that impact the lives of communities in general.
Economic Development Market Analysis
Business Activity
Business by Sector
Number of
Workers
Number of
Jobs
Share of
Workers
%
Share of
Jobs
%
Jobs less
workers
%
Agriculture, Mining, Oil & Gas Extraction
4,136
4,685
1
1
0
Arts, Entertainment, Accommodations
64,307
53,076
14
16
2
Construction
43,786
32,285
10
10
0
Education and Health Care Services
85,780
58,624
19
18
-1
Finance, Insurance, and Real Estate
28,226
17,170
6
5
-1
Information
8,072
3,367
2
1
-1
Manufacturing
33,576
29,373
7
9
2
Other Services
21,607
14,150
5
4
-1
Professional, Scientific, Management
Services
59,628
30,777
13
9
-4
Public Administration
0
0
0
0
0
Retail Trade
68,507
56,009
15
17
2
Transportation and Warehousing
17,618
15,821
4
5
1
Wholesale Trade
20,976
14,231
5
4
-1
Total
456,219
329,568
--
--
--
Table 44- Business Activity
Data
Source:
2011-2015 ACS (Workers), 2015 Longitudinal Employer-Household Dynamics (Jobs)
Labor Force
Total Population in the Civilian Labor Force
697,158
Civilian Employed Population 16 years and over
652,078
Unemployment Rate
6.56
Unemployment Rate for Ages 16-24
19.28
Unemployment Rate for Ages 25-65
4.17
Table 45 - Labor Force
Consolidated Plan
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Data Source:
2011-2015 ACS
Occupations by Sector
Number of People
Management, business and financial
168,434
Farming, fisheries and forestry occupations
24,481
Service
65,420
Sales and office
152,179
Construction, extraction, maintenance and
repair
65,726
Production, transportation and material moving
37,572
Table 46 Occupations by Sector
Data Source:
2011-2015 ACS
Travel Time
Travel Time
Number
Percentage
< 30 Minutes
322,161
52%
30-59 Minutes
187,117
30%
60 or More Minutes
105,113
17%
Total
614,391
100%
Table 47 - Travel Time
Data Source:
2011-2015 ACS
Education:
Educational Attainment by Employment Status (Population 16 and Older)
Educational Attainment
In Labor Force
Civilian Employed
Unemployed
Not in Labor Force
Less than high school graduate
27,588
4,086
23,363
High school graduate (includes
equivalency)
155,359
11,232
54,676
Some college or Associate's degree
167,027
9,252
38,793
Bachelor's degree or higher
182,003
4,989
25,641
Table 48 - Educational Attainment by Employment Status
Data Source:
2011-2015 ACS
Consolidated Plan
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Educational Attainment by Age
Age
1824 yrs
2534 yrs
3544 yrs
4565 yrs
65+ yrs
Less than 9th grade
2,078
3,444
3,285
6,716
13,031
9th to 12th grade, no diploma
12,396
10,135
7,814
23,387
21,971
High school graduate, GED, or
alternative
40,112
43,144
45,863
132,545
75,942
Some college, no degree
51,131
34,866
38,015
85,502
32,328
Associate's degree
6,387
12,670
14,610
30,740
8,784
Bachelor's degree
11,808
32,164
33,868
66,266
23,696
Graduate or professional degree
829
13,544
22,878
45,827
22,028
Table 49 - Educational Attainment by Age
Data Source:
2011-2015 ACS
Educational Attainment Median Earnings in the Past 12 Months
Educational Attainment
Median Earnings in the Past 12 Months
Less than high school graduate
8,124,544
High school graduate (includes equivalency)
15,764,784
Some college or Associate's degree
17,870,620
Bachelor's degree
21,568,599
Graduate or professional degree
24,481,046
Table 50 Median Earnings in the Past 12 Months
Data Source:
2011-2015 ACS
Based on the Business Activity table above, what are the major employment sectors within
the state?
Based on the 2011-2015 ACS data, the major employment sectors within the State include Education
and Health Care, Retail, Professional Services, and Arts and Entertainment. The data is likely lagging
may not reflect the actual share of sector as Maryland has a significant number of Federal employees
(cover 145,000) due to the close presence of Washington, D.C. See link below for details.
https://www.opm.gov/policy-data-oversight/federal-employees/
Describe the workforce and infrastructure needs of business in the state.
Maryland has one of the most highly educated workforces in the Nation. The State ranks first in
employed PhD scientists, third in PhD engineers, first in biological scientists per capita, first in
mathematical sciences per capita, etc. It also ranks first in median annual income for full-time year-
round employment for women, first in employed women in managerial or professional occupations,
second in percent of women living above poverty, fourth in percent of women 25 year or older with four
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or more years of college, etc. This high educational level, as well as the stability of federal employment,
has consistently resulted in Maryland being names either the wealthiest state, or one of the top three
wealthiest State’s in the nation.
Be that as it may, there are gaps where there is need for job training and/or increased educational
attainment for those at the lower end of the income scale, including persons in poverty.
Describe any major changes that may have an economic impact, such as planned public or
private sector investments or initiatives that have affected or may affect job and business
growth opportunities during the planning period. Describe any needs for workforce
development, business support or infrastructure these changes may create.
As of 2020, the State is examining the possibility of building several light rail lines that could significantly
impact transportation options and commute times. In addition, the State actively promotes transit
oriented development that will promote a transit-housing-jobs nexus. With the introduction of
opportunity zones in the last few years, most jurisdictions will see targeted development of non-housing
structures to help revitalize communities in Maryland.
As noted by Maryland Department of Commerce, accessing capital and securing financing are essential
to start or grow a business as well as driving innovation and creating jobs are the benefits. Programs
being offered include venture capital investments and tax credits, direct loans, grants and loan
guarantees. These programs work together to attract new companies to the state, encourage
expansions and job creation, and revitalize our economy. Link below offers detailed information on
business resources available to investors in Maryland.
https://commerce.maryland.gov/fund
How do the skills and education of the current workforce correspond to employment
opportunities in the state?
Based on 2011-2015 ACS data provided, the unemployment rate statewide is 6.5 percent. The majority
of current workers in the State have the skills and education necessary to find employment in the State,
hence the 4.1 percent unemployment rate for adults between the ages of 25 65 years, below the
statewide and national rate. Despite low rates for those between ages 16-24 years, there is a gap
between the desire for employment and the availability of employment for less educated workers in this
group.
Describe current workforce training initiatives supported by the state. Describe how these
efforts will support the state's Consolidated Plan.
As of 2020, the Maryland Department of Labor operates multiple programs designed to train workers, as
well as link employers and employees to jobs. The Division of Workforce Development and Adult
Learning (DWDAL) within the Maryland Department of Labor is the State’s main workforce development
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entity. The Governor’s Workforce Development Board (GWDB) is responsible for developing policies and
strategies to form a coordinated workforce system from a variety of education, employment, and
training programs. The GWDB provides guidance and oversees Maryland’s 12 Local Workforce
Development Boards (LWDB). DWDAL and the LWDBs oversee the operation of Maryland’s 30 American
Job Centers, which serve as the primary tool for both adults and dislocated workers to access a vast
array of resources, including training, focused on employment needs within that region. DWDAL also
oversees numerous federal and state workforce programs, including: Registered Apprenticeships, which
give employees the opportunity to have a full-time job, learn through a combination of on-the-job
training and classroom instruction, and earn a salary; Maryland Business Works, which provides
businesses with training funds to upgrade the skills of current employees; EARN Maryland, a state-
funded grant program that invests in strategic industry partnerships from key economic sectors that will
develop plans to train and educate workers to place them in meaningful employment.
Describe any other state efforts to support economic growth.
The Maryland Department of Commerce, (formerly Department Business and Economic Development-
DBED) operates numerous programs that support economic growth. These include the BioMaryland
Center which works to expand biotechnology innovation and enterprises, the Maryland Venture Fund,
which funds direct investment in Maryland companies needing venture capital, the Maryland Economic
Adjustment Fund, which provides funding to businesses to adapt to modernize or adapt, or compete in
new markets, the Maryland Industrial and Development Financing Authority, which insures
conventional loans made by banks to support Maryland businesses, and the Maryland Small Business
Development Financing Authority, which provides funding, loan guarantees, and other assistance to
small businesses, including funding to socially and economically disadvantaged persons. Other
programs operated by Commerce include those that promote international investment and trade,
tourism, film, and the arts (a significant area of employment in the State as per the HUD data above)
among others.
Enclosed is a link to Maryland Department of Commerce showcasing the difference business resources
available to help businesses in their quest to invest in Maryland.
https://open.maryland.gov/why-maryland/
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MA-50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated?
(include a definition of "concentration")
Housing problems concentration refers to areas in the state in a city, county, zip codes, census tracts or
neighborhoods that show significant occurrences of the same or multiple housing problems. There are
no areas in Maryland that show households with a concentration of multiple housing problems although
data show there are events within low income and racial groups.
Housing problem concentrations in this context refers to areas of racial and ethnic concentrations as
well as inconstant percentages of median income are shown in the Needs Assessment section of the
Plan. This is laid out in the NA-10 Housing Needs Assessment and discusses housing needs by tenure
(owner vs. renter) for housing problems including substandard housing, overcrowding, severe
overcrowding and varying levels of housing cost burden. Section NA-15 to 20 of the plan also presents
similar housing data by ethnicity and income for those considered to have disproportionately greater
housing needs for those considered to have severe housing problems.
Are there any areas in the jurisdiction where racial or ethnic minorities or low-income
families are concentrated? (include a definition of "concentration")
Yes, there are areas of racial concentrations, as well as area where low-income families are
concentrated. A concentration is defined as a census tract that has a minority population that is 10%
higher than the jurisdiction as a whole. For example, if Allegany County was 20% minority, then a
concentration would be a census tract that had a minority population of 30% or more. However, if
Charles County had a minority population of 50%, then a concentration would occur when the
population in a given census tract was 60% of more minority.
Maps below show areas of a concentration of racial or ethnic minorities and low income families.
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What are the characteristics of the market in these areas/neighborhoods?
The characteristics of the markets in these areas/neighborhoods are usually challenged in terms of
income, educational attainment; employment and economic opportunity as well as low performing
schools. These areas are also plagued with few resources to address public infrastructure, public
facilities and services as well medical facilities. Consequently, most of these areas find it difficult to
provide an adequate quality of life for their residents and economic opportunity and access to services
and facilities that are located in larger more prosperous areas.
Are there any community assets in these areas/neighborhoods?
There are usually characteristics of the markets in these areas/neighborhoods are usually challenged in
terms of income, educational attainment; employment and economic opportunity as well as low
performing schools. These areas are also plagued with few resources to address public infrastructure,
public facilities and services as well medical facilities. Consequently, most of these areas find it difficult
to provide an adequate quality of life for their residents and economic opportunity and access to
services and facilities that are located in larger more prosperous areas.
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Are there other strategic opportunities in any of these areas?
Every jurisdiction in Maryland has unique opportunities in numerous ways to bolster its economy. It’s
largely delegated to the local community and economic development officials in partnership with
private as well non-profit organization to employ state and federal funding that are available to help
identify these opportunities and build on them in order to create a more vibrant and sustainable quality
of life and economic opportunity for its residents.
While each jurisdiction is unique the need for access to transportation, public infrastructure and
facilities, job centers, workforce development programs, childcare facilities, medical facilities, quality
public education and vibrant neighborhoods for its residents. Local leaders continue to work towards
make these opportunities possible with the help of state, private and federal funds aimed at helping
jurisdictions attain its goal.
One of the programs targeted at improving life in both entitlement and non-entitlement communities in
Maryland is the Opportunity Zone program being administered by the U.S. Treasury created under the
2017 Tax Cuts and Jobs Act. The program provides federal tax incentives for investment in distressed
communities over the next 10 years. Areas designated as Opportunity Zones will be able to reap the
benefits of new capital investment to help redevelop underserved communities. The map link below
offers detailed information on the opportunities available.
https://dhcd.maryland.gov/Pages/OZ/OpportunityZones.aspx
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MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income
Households - 91.210(a)(4), 91.310(a)(2)
Describe the need for broadband wiring and connections for households, including low- and
moderate-income households and neighborhoods.
Maryland ranks in the top 10 states for broadband speeds across the nation and very high in
connectivity. The General Assembly created the Task Force on Rural Internet, Broadband, Wireless and
Cellular Service under the Connecting Rural Maryland Act of 2017. The Task Force conducted an
assessment of connectivity to determine the challenges, issues and potential actions to address
broadband access to the un-served and underserved in all rural areas of Maryland. Subsequently, the
State created the Office of Rural Broadband whose mission is to ensure that every Marylander has
access to broadband services. The office provides technical assistance and funding for new broadband
networks and extension of service to most underserved, rural households as well to low-moderate
income households.
In 2019, 76.7 percent of all Maryland households subscribed to a high speed internet service which is
above the national figure of 70.8 percent. Despite progress, the state populous faces challenges in
access to broadband due to affordability and accessibility similar to other states. In January 2021, the
Abell Foundation published a report entitled "Disconnected in Maryland: Statewide Data Show the
Racial and Economic Underpinnings of the Digital Divide." Per their findings, over 520,000 households in
the State do not subscribe to wireline broadband service at home. Of those, 178,000 households are
located in the non-entitlement counties. Much of the rural areas lack true broadband service with only
antiquated DSL service or cellular service being available and many cannot afford broadband service.
In the rural counties of Allegany, Caroline, Cecil, Dorchester, Garrett, Queen Anne's, Somerset, Talbot,
Washington, Wicomico and Worcester, the average household income is below the statewide
average. Collectively, 33.6 percent of houses in these counties do not have service. Additionally, 25.5
percent of these households lack a computer. The rural counties of Calvert, Carroll, Charles, Frederick,
Harford and St. Mary's, have higher than average incomes and 22.2 percent of households do not have
service and 14.5 percent do not have a computer.
State and local initiatives have been created or are in process to address affordability and availability. At
the same time, private efforts are required to ensure that housing is able to utilize available
services. The lack of modern, wired infrastructure restricts broadband technology that can be
delivered. As an example of private efforts, for new construction or substantial rehabilitation of multi-
family rental units assisted with HUD funding under the CDBG, HOME, HOPWA and the Housing Trust
Fund programs, developers must install broadband infrastructure to provide access to internet
connections in individual housing units. This is required per the 12/20/2016 final rule, “Narrowing the
Digital Divide Through Installation of Broadband Infrastructure in HUD Funded New Construction and
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Substantial Rehabilitation of Multi-family Rental Housing.” Additional initiatives and requirements are
required to continue to close the gap.
A copy of the report “Disconnected in Maryland: Statewide Data Show the Racial and Economic
Underpinnings of the Digital Divide” By John B. Horrigan, Ph.D is attached in IDIS.
Please see enclosed link to Abell Foundation for further
information: https://abell.org/publications/disconnected-maryland
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Describe the need for increased competition by having more than one broadband Internet
service provider serve the jurisdiction.
There are many broadband providers in Maryland, however, because of the expense required to reach
low density areas, many areas lack competition. Often rural residents have no real choice due to
limitations of geographic location. Many cable franchise agreements, and agreements between local
governments for access to public rights-of-way, often specify which areas will be served although most
generally cover areas that have at least 20 homes per linear mile, some agreements go down as far as
15. In those areas below the prescribed density per linear mile, homeowners are often required to cover
installation costs for broadband or cable services.
While large providers have declined to service rural areas with less than the prescribed density, some
smaller providers have taken up the charge. Encouraging competition in both rural and urbanized areas
is the best method for all residents to obtain affordable broadband service. While Maryland has
multiple broadband providers, they generally do not overlap in their rural service territories and only
moderately in the urbanized areas.
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MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)
Describe the jurisdiction’s increased natural hazard risks associated with climate change.
The effects of climate change are already apparent in Maryland. Rising seas, increased temperatures
and more frequent and intense storm events are among the natural hazards affecting citizens, their
livelihoods, the state’s economy and the environment. Scientists predict that changes will become more
serious in the future.
While flood hazards are just one of many hazards, it has become the most important over recent years.
As a coastal state with 3,190 miles of coastline, Maryland has always been impacted by the water along
the Atlantic Ocean and the Chesapeake Bay. Global sea level rise and land subsidence have increased
sea levels by one foot during the last 100 years. Continuing climate changes will result in sea levels
rising at a much faster rate. Nontidal flooding has also increased due to increased wind, snow and rain.
Over 12% of the surface area of the state is in floodplains. Most of the counties and the City of Baltimore
are vulnerable to flooding and erosion resulting in damage to properties and infrastructure.
There are many studies and reports identifying future impacts related to flooding and sea level rise. Per
the University of Maryland Center for Environmental Science, over 440,000 acres of land, $42.3 billion in
property and 94,000 homes will be in increased danger of inundation by 2050. The CoreLogic Storm
Surge Report, released in 2018, did an analysis of storm surge vulnerability of Mid-Atlantic States. The
report identified 125,417 houses along the Atlantic coast of the state that are at risk of moderate to
extreme danger with potential reconstruction costs of more than $29 billion.
The State’s Hazard Mitigation Plan is prepared every 5 years by the Maryland Emergency Management
Agency. It is prepared in collaboration with federal, state and local agencies and is a tool to ensure
there is a shared understanding of issues, efforts and best practices related to protecting people and
places from natural hazards. The plan identifies and assesses current and future hazards, provides
current mapping and updates state mitigation policies and plans.
Many organizations and stakeholders routinely work in partnership on climate change issues. They
leverage funding, personnel and projects to support efforts to integrate hazard mitigation, floodplain
management, and coastal and climate resiliency. Additionally, in 2007, the State established the
Maryland Commission on Climate Change who advise the Governor and General Assembly on ways to
mitigate the causes of, prepare for, and adapt to the consequences of climate change.
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Describe the vulnerability to these risks of housing occupied by low- and moderate-income
households based on an analysis of data, findings, and methods.
Flooding is the hazard most likely to occur and to impact the greatest number of both homeowners and
rental tenants. Houses and property are impacted by nuisance flooding, high tides, storm surges, and
flooding from excessing rain or snow melt. Repairs to damage can be expensive and failure to make
repairs could result in health and safety issues.
Most insurance for renters and homeowners excludes damage caused by flood waters or inadequate
draining. While National Flood insurance is available, it is costly. According to FEMA, the average
amount of flood insurance is $500 a year depending on location and flood zone. In 2017, only 3% of
Maryland households in flood zones were participating in the National Flood Insurance Program
(NFIP). A 2018 NFIP study found that nationwide, people with flood insurance had higher incomes and
that lower income households were more likely to live in a high-risk flood zone.
The State and county governments encourage homeowners and property owners to prepare for the
potential impacts of flooding by retrofitting, elevating or moving structures but these avenues are
costly. In most cases, selling is not an option as property values are also impacted by flood risk. Climate
change predictions related to future flooding and sea level rise will negatively impact all homeowners
and property owners located in flood zones, particularly those occupied by low and moderate income
persons.
For this plan, the Maryland Emergency Management Agency did an analysis of various hazards by county
combined with the percentage of low and moderate income persons in that county, to create a relative
risk rating of the likelihood that a specific hazard will impact low and moderate income
communities. The specific hazards reviewed were coastal, dam failure, drought, human caused hazards,
public health, soil movement, thunderstorm, tornado, wildfires, wind and winter storms. The hazard
risk data for this analysis was derived from the Hazard Identification & Risk Assessment portion of the
State of Maryland 2021 Hazard Mitigation Plan update, as provided through the analysis performed by
AECOM, Inc. The low and moderate income data was provided by DHCD as supplied to them by HUD.
A single metric was created to display the relative risk rating of each hazard to low/moderate income
communities in a given county. To do this, the hazard risk rating was given a numerical value, based on
a scale of 0-100 (where low = 20, medium low = 40, medium = 60, medium high = 80, and high =
100). The low/moderate income community data is the number of low/moderate income people in
each county, expressed as the percentage of the total county population, and is therefore on a scale of
0-100. The two values were then added to create a combined low/moderate income hazard risk rating,
on a scale of 0-200. A standard deviation calculator was used to divide the resulting set of county risk
values for each hazard into five risk groups: low, medium low, medium, medium high, and high. The
“medium” risk group was centered on the mean (average) risk rating for each hazard, with each group
containing the values in a range equal to one standard deviation.
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The analysis of data in Map #1 shows that the majority of the State’s population and the majority of low
and moderate income persons are at a medium to high risk of impact by coastal hazards.
Map #1: Concentration of Low and Moderate Income Person
A review of other hazard maps with a regional focus specific to medium to high risks for the non-
entitlement counties identifies the following:
Western Maryland Low and moderate income persons living in Allegany, Garrett and Washington
counties are at a higher risk to be impacted by wildfires, soil movement, winter storms, tornados and
dam failures.
Lower Shore Low and moderate income persons living in Dorchester, Wicomico, Worcester and
Somerset counties are at a higher risk to be impacted by flooding, soil movement, drought, wind and
dam failures.
Southern Maryland Low and moderate income persons living in Calvert, Charles and St. Mary’s
counties are at a higher risk to be impacted by wind, tornadoes and thunderstorms.
Upper Shore Low and moderate income persons living in Cecil, Caroline, Kent, Queen Anne’s and
Talbot counties are at a higher risk to be impacted by wind, drought, and dam failures
Central Maryland Low and moderate income persons living in Frederick and Carroll counties are at a
higher risk to be impacted by wildfires, wind, winter storms, thunderstorms, tornados, drought, and soil
movement.
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Hazard vs. Low/Moderate Income Community Risk Assessment
Risk Rating Procedure
The link below show maps of risks for various hazards by county, combined with the percentage of
low/moderate income people in that county, to create a relative risk rating of the likelihood that a
specific hazard will impact low/moderate income communities.
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
The hazard risk data for this analysis was derived from the Hazard Identification & Risk Assessment
portion of the State of Maryland 2021 Hazard Mitigation Plan update, as provided through the analysis
performed by AECOM, Inc. The low/moderate income data was provided by the Maryland Department
of Housing & Community Development, as supplied to them by the U.S. Department of Housing and
Urban Development.
A single metric was created to display the relative risk rating of each hazard to low/moderate income
communities in a given county. To do this, the hazard risk rating was given a numerical value, based on
a scale of 0-100 (where low = 20, medium low = 40, medium = 60, medium high = 80, and high = 100).
The low/moderate income community data is the number of low/moderate income people in each
county, expressed as the percentage of the total county population, and is therefore on a scale of 0-100.
The two values were then added to create a combined low/moderate income hazard risk rating, on a
scale of 0-200. A standard deviation calculator was used to divide the resulting set of county risk values
for each hazard into five risk groups: low, medium low, medium, medium high, and high. The “medium”
risk group was centered on the mean (average) risk rating for each hazard, with each group containing
the values in a range equal to one standard deviation.
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Strategic Plan
SP-05 Overview
Strategic Plan Overview
As noted in the Executive and Overview section of the 2020-2024 Con Plan, the State will focus its
efforts over the next five years to:
1. Increasing Affordable Rental Housing (with an emphasis on rental housing for low and extremely low
income households, special needs population including persons with physical and mental disabilities as
well as those living with HIV/AIDs) outcomes will be based on the number of units produced as well as
leveraging to provide additional housing resources to provide services.
2. Promoting homeownership for first time homebuyers (including families with student debt and
veterans) outcomes will be measured by units as well as new homebuyers in designated Sustainable
Communities.
3. Community Revitalization (with an emphasis on small business expansion and lending) outcomes
will include economic impact on neighborhoods assisted, number of new small businesses
assisted/created.
4. Reducing homelessness, with a particular emphasis on supportive housing for vulnerable
populations, including the chronically homeless, youth, and veterans and those living with HIV/AIDs
outcomes will include reduced homelessness counts and services provided to those living with HIV/AIDs.
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SP-10 Geographic Priorities 91.315(a)(1)
Geographic Area
Table 51 - Geographic Priority Areas
General Allocation Priorities
Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA
for HOPWA)
Consistent with prior years, housing data provided by HUD revealed a similarity of needs from one
jurisdiction to the other in Maryland. For example, if the percentage of "small, very low-income renter
families" with housing needs was 65 percent statewide, virtually every jurisdiction within the State was
within a few percentage points of the statewide average. As noted in the survey from prior years
completed for the five-year Plan, questions about infrastructure community investment and economic
development needs also indicated a similarity of need from all jurisdictions statewide.
As similar needs are identified throughout the State, the State will usually not target its funds to certain
areas except as established by law. For instance, the State's allocation of CDBG funds may only be used
in non-competitive areas. Since there is a major emphasis on directing resources to growth areas and
areas in need of revitalization, the State will generally be targeting funds to projects located in Priority
Funding Area (PFAs) as well when needed. The information below provides an outline of how funds will
be targeted.
Programs (or parts of programs) that are not required to fund projects located only in PFAs:
Federal and State Lead Paint Reduction Programs
Weatherization for Low Income Persons
Indoor Plumbing Program
Single Family Rehabilitation (MHRP 1-4 Units)
Accessible Housing Grand and Loan Program (AHGLP)
Group Home Financing
Community Development Block Grant
HOME - for single family existing homes only
Maryland Mortgage Program - for existing homes
Local Government Infrastructure Financing
Rental Allowance
Emergency Solutions Grants
Maryland Appalachian Housing
Accessory Shared and Shelter Housing
Section 8 Voucher/Certificate
Section 8 Moderate Rehabilitation
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Programs required by law to fund projects only in Smart Growth Areas
The Smart Growth - Priority Funding Areas Act of 1997 requires that the following DHCD programs be
used exclusively in Priority Funding Areas (PFAs). Moreover, the Sustainable Communities Act of 2010
requires that certain programs must be located in a sub-area concentration known as Sustainable
Communities (SCs).
Neighborhood Revitalization
Community Investment Tax Credits - in PFAs
Main Street Maryland/Main Street Improvement Programs - in SCs
Community Legacy Program - in SCs
Neighborhood Business Works - SCs
Homeownership
Maryland Mortgage Program (MMP) - excluding O.B.O. - for new construction
Maryland Home Financing Program - for new construction
Preferred Interest Rate Loan Program - for new construction
HOME - for new construction
Rental Housing
Elderly Rental Housing - for new construction
Rental Housing Production - for new construction
Multifamily Housing Revenue Bond Financing - for new construction
HOME - for new construction
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SP-25 Priority Needs 91.315(a)(2)
Priority Needs
Table 52 Priority Needs Summary
1
Priority Need
Name
Street Outreach
Priority Level
High
Population
Extremely Low
Elderly
Chronic Homelessness
Individuals
Mentally Ill
Chronic Substance Abuse
veterans
Persons with HIV/AIDS
Victims of Domestic Violence
Unaccompanied Youth
Geographic
Areas
Affected
Associated
Goals
Reduce Homelessness
Description
Street Outreach provides critical outreach, case management, and supportive
services to people living in unsheltered locations or places not meant for human
habitation. These services are critical to meeting basic needs, connecting to
mainstream services for mental health and substance use, and supporting
individuals with moving to shelter or permanent housing as quickly as possible.
Basis for
Relative
Priority
2
Priority Need
Name
Rapid Re-Housing
Priority Level
High
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Population
Extremely Low
Low
Large Families
Families with Children
Elderly
Rural
Chronic Homelessness
Individuals
Families with Children
Mentally Ill
Chronic Substance Abuse
veterans
Persons with HIV/AIDS
Victims of Domestic Violence
Unaccompanied Youth
Geographic
Areas
Affected
Associated
Goals
Reduce Homelessness
Description
Rapid Re-Housing provides supportive services, housing identification and move-in
assistance, and short to medium term rental assistance to homeless
households. The program focuses on quickly restabilizing families in community-
based housing and connecting them to the supports and resources they need to
remain there - employment, benefits, mainstream services. Due to the continued
lack of sufficient affordable housing, increasing the number of households served
with rapid re-housing will be a high priority goal. Additional rapid re-housing
capacity is needed for all household types and populations.
Basis for
Relative
Priority
3
Priority Need
Name
Emergency Shelter
Priority Level
High
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Population
Extremely Low
Low
Large Families
Families with Children
Elderly
Rural
Chronic Homelessness
Individuals
Families with Children
Victims of Domestic Violence
Unaccompanied Youth
Geographic
Areas
Affected
Associated
Goals
Reduce Homelessness
Description
Emergency shelter provides housing and services to households experiencing
homelessness. The focus of emergency shelter is to prevent unsheltered
homelessness and quickly move households into permanent housing options. ESG
is a critical resource for maintaining core staffing and operational costs of
emergency shelters across the State. While most homeless shelters are at 100%
capacity each night, there is a particular need to increase shelter for
unaccompanied youth, families with children, and people fleeing domestic
violence.
Basis for
Relative
Priority
4
Priority Need
Name
Homelessness Prevention
Priority Level
High
Consolidated Plan
MARYLAND
135
OMB Control No: 2506-0117 (exp. 09/30/2021)
Population
Extremely Low
Low
Large Families
Families with Children
Elderly
Rural
Individuals
Families with Children
Victims of Domestic Violence
Unaccompanied Youth
Geographic
Areas
Affected
Associated
Goals
Reduce Homelessness
Description
Homelessness prevention provides rental assistance and housing relocation and
stabilization services to households who are at-risk of homelessness and either
entering a shelter or becoming unsheltered. Households may be living with family
and friends, staying in a hotel/motel, or in their own housing. Homelessness
prevention will continue to be a high priority due to rising housing costs and the
number of households who are low-income and have severe housing cost burden.
Basis for
Relative
Priority
5
Priority Need
Name
Public Facilities Senior Centers
Priority Level
High
Population
Low
Elderly
Elderly
Frail Elderly
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction, or renovation of facilities used for seniors.
Consolidated Plan
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136
OMB Control No: 2506-0117 (exp. 09/30/2021)
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA-50 Non-Housing Community Development Needs)
6
Priority Need
Name
Public Facilities Disabled Persons
Priority Level
High
Population
Low
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction or renovation of facilities serving disabled persons.
Basis for
Relative
Priority
Per survey of units of general local governments and an analysis of funded
activities in the previous Consolidated Plan period, there is a consistent need for
this activity. (See NA 50 Non-Housing Community Development Needs)
7
Priority Need
Name
Public Facilities Homeless Persons
Priority Level
High
Population
Extremely Low
Large Families
Families with Children
Elderly
Rural
Individuals
Families with Children
Mentally Ill
Chronic Substance Abuse
veterans
Victims of Domestic Violence
Geographic
Areas
Affected
Consolidated Plan
MARYLAND
137
OMB Control No: 2506-0117 (exp. 09/30/2021)
Associated
Goals
Reduce Homelessness
Description
Acquisition, construction of renovation of centers serving homeless persons.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activitie. (See NA 50 Non-Housing Community Development Needs)
8
Priority Need
Name
Public Facilities Childcare and Youth Programs
Priority Level
High
Population
Extremely Low
Low
Moderate
Families with Children
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction or renovation of facilities used for childcare and youth
programs. This includes programs such as Head Start, Early Head Start and Boys
and Girls Clubs.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
9
Priority Need
Name
Blight Removal
Priority Level
Low
Population
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Clearance and demolition of blighted property and buildings to eliminate blighted
conditions.
Consolidated Plan
MARYLAND
138
OMB Control No: 2506-0117 (exp. 09/30/2021)
Basis for
Relative
Priority
Per survey of units of local general local government and an analysis of funded
activities in the previous Consolidated Plan period, there is a consistent need for
this activity. (See NA 50 Non-Housing Community Development Needs)
10
Priority Need
Name
Public Infrastructure - Water and Sewer
Priority Level
High
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction or improvements for water and sewer systems.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
11
Priority Need
Name
Public Infrastructure - Streets and Drainage
Priority Level
High
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction and improvements for street and drainage projects.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
Consolidated Plan
MARYLAND
139
OMB Control No: 2506-0117 (exp. 09/30/2021)
12
Priority Need
Name
Public Infrastructure - Sidewalks and Curbs
Priority Level
High
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Construction or improvements to sidewalks and curbs including ADA
improvements.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
13
Priority Need
Name
Public Facilities Other
Priority Level
Low
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Acquisition, construction or renovation of facilities used as medical centers, food
banks, community centers or other qualifying use as determined by a unit of
general local government.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
Consolidated Plan
MARYLAND
140
OMB Control No: 2506-0117 (exp. 09/30/2021)
14
Priority Need
Name
Housing - New Construction
Priority Level
High
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic
Areas
Affected
Associated
Goals
Increase Affordable Rental Housing
Promote Homeownership
Description
Construction of new affordable rental housing or units for homeownership.
Basis for
Relative
Priority
Annual data maintained by DHCD demonstrates the continued need for more
affordable housing across the State. This includes construction of affordable
rental housing units as well as providing opportunities for homeownership.
15
Priority Need
Name
Housing - Rehabilitation - Single Family
Priority Level
High
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Rehabilitation of single family owner-occupied housing and single family rental
housing units.
Consolidated Plan
MARYLAND
141
OMB Control No: 2506-0117 (exp. 09/30/2021)
Basis for
Relative
Priority
Annual data maintained by DHCD demonstrates the continued need for funding to
assist with rehabilitation of single family housing units. Aged and deteriorated
housing stock becomes too expensive for elderly and lower income households to
rehabilitate to ensure the units meet current livability codes and requirements.
16
Priority Need
Name
Housing - Rehabilitation - Multi Family
Priority Level
High
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Rehabilitation of multi family rental housing units.
Basis for
Relative
Priority
Annual data maintained by DHCD demonstrates the continued need for funding to
assist with rehabilitation of multi family housing units. Retention of affordable
rental units is critical to ensure that there is sufficient available units for lower
income families. Units must meet current livability codes and requirements.
17
Priority Need
Name
Housing - Direct Homeownership Assistance
Priority Level
High
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic
Areas
Affected
Associated
Goals
Promote Homeownership
Consolidated Plan
MARYLAND
142
OMB Control No: 2506-0117 (exp. 09/30/2021)
Description
Direct assistance includes housing counseling or financial assistance to qualifying
homebuyers to be used for downpayment and closing costs.
Basis for
Relative
Priority
Annual data maintained by DHCD demonstrates the continued need for providing
funding to homebuyers to assist with these additional costs and to require housing
counseling
18
Priority Need
Name
Economic Development - Business Assistance
Priority Level
Low
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization - Economic Development
Description
Assist businesses with costs associated with acquisition of equipment or
construction or improvements to buildings and infrastructure on private
property.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Communit Development Needs)
19
Priority Need
Name
Economic Development - Infrastructure
Priority Level
Low
Population
Extremely Low
Low
Moderate
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization - Economic Development
Consolidated Plan
MARYLAND
143
OMB Control No: 2506-0117 (exp. 09/30/2021)
Description
Construction or improvement of infrastructure to support new and expanding
businesses.
Basis for
Relative
Priority
Annual data maintained by DHCD demonstrates the continued need for funding to
assist with rehabilitation of single family housing units. Aged and deteriorated
housing stock becomes too expensive for elderly and lower income households to
rehabilitate to ensure the units meet current livability codes and requirements.
20
Priority Need
Name
Public Services - Seniors
Priority Level
High
Population
Extremely Low
Low
Moderate
Elderly
Elderly
Frail Elderly
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Services for seniors which includes but is not limited to food programs,
programming and health care.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
21
Priority Need
Name
Public Services - Other
Priority Level
High
Consolidated Plan
MARYLAND
144
OMB Control No: 2506-0117 (exp. 09/30/2021)
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Persons with Alcohol or Other Addictions
Persons with HIV/AIDS and their Families
Victims of Domestic Violence
Non-housing Community Development
Geographic
Areas
Affected
Associated
Goals
Community Revitalization
Description
Other public service activities which include but are not limited to those that
provide benefit to the disabled, victims of domestic violence and abused children.
Basis for
Relative
Priority
Per survey of units of general local government and an analysis of funded activities
in the previous Consolidated Plan period, there is a consistent need for this
activity. (See NA 50 Non-Housing Community Development Needs)
22
Priority Need
Name
Fair Housing Activities
Priority Level
High
Population
Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Public Housing Residents
Non-housing Community Development
Geographic
Areas
Affected
Consolidated Plan
MARYLAND
145
OMB Control No: 2506-0117 (exp. 09/30/2021)
Associated
Goals
Community Revitalization
Increase Affordable Rental Housing
Promote Homeownership
Description
Activities that promote and support fair housing education.
Basis for
Relative
Priority
The State of Maryland promotes fair housing education, compliance of all
applicable state and federal laws and requirements and the identification and
elimination of impediments to housing choice.
23
Priority Need
Name
Planning
Priority Level
Low
Population
Extremely Low
Low
Moderate
Middle
Large Families
Families with Children
Elderly
Public Housing Residents
Rural
Individuals
Families with Children
Mentally Ill
Chronic Substance Abuse
veterans
Persons with HIV/AIDS
Victims of Domestic Violence
Unaccompanied Youth
Elderly
Frail Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Persons with Alcohol or Other Addictions
Persons with HIV/AIDS and their Families
Victims of Domestic Violence
Non-housing Community Development
Geographic
Areas
Affected
Consolidated Plan
MARYLAND
146
OMB Control No: 2506-0117 (exp. 09/30/2021)
Associated
Goals
Community Revitalization
Community Revitalization - Economic Development
Increase Affordable Rental Housing
Promote Homeownership
Reduce Homelessness
Description
Planning activities include community planning, capacity building for
organizations, specific project planning and others determined to be necessary for
implemention of community activities.
Basis for
Relative
Priority
Planning is a priority as it allows DHCD to assist governments, non-profit
organizations, businesses and developers with the determination of need,
determination of costs, assessing capacity and other relevant items that are critical
to implementing projects and activities.
Narrative (Optional)
SP-30 Influence of Market Conditions 91.315(b)
Influence of Market Conditions
Affordable
Housing Type
Market Characteristics that will influence
the use of funds available for housing type
Tenant Based
Rental Assistance
(TBRA)
Maryland will continue to leverage ESG, HOME and HOPWA funds to help
individuals with housing needs that are among the extremely low and very low
income cost burdened households, up 5,000 units. ESG will use funds to provide
rapid-rehousing for individuals and families who are homeless while HOPWA
funds will provide aid and services to house those currently living with HIV/AIDs
with affordable units.
TBRA for Non-
Homeless Special
Needs
Maryland will used funding to assist the extremely low and very low income and
special needs population find housing for up 500 families.
New Unit
Production
Maryland will continue to leverage HOME, LIHTC, HTF with private funding to help
fund up to 10,000 units of new affordable housing construction units to help make
a dent in the lack of supply of units for those households in the extremely low-
income to low-income cost burdened households. Units may be a combination of
new construction and rehabilitated units.
Consolidated Plan
MARYLAND
147
OMB Control No: 2506-0117 (exp. 09/30/2021)
Affordable
Housing Type
Market Characteristics that will influence
the use of funds available for housing type
Rehabilitation
Maryland will continue to leverage HOME, LIHTC, HTF with private funding to help
fund up to 10,000 units of affordable housing units to help make a dent in the lack
of supply of units for those households in the extremely low-income to low-
income cost burdened households, up 10,000 units. Units may be rehabilitated
units.
Acquisition,
including
preservation
Maryland DHCD will continue to work with its partners leverage HOME, LIHTC,
HTF with private funding to help in the acquisition of land,
abandoned/condemned sites to fund new affordable housing units as deficit for
these units deepens in the state. This will help provide additional units for those
households in the extremely low-income to low-income cost burdened
households, up 10,000 units.
Table 53 Influence of Market Conditions
Consolidated Plan
MARYLAND
148
OMB Control No: 2506-0117 (exp. 09/30/2021)
SP-35 Anticipated Resources - 91.315(a)(4), 91.320(c)(1,2)
Introduction
Anticipated resources for the 2020-2024 Con Plan is projected to be $250,062,154 million of HUD funding that will be disseminated through
CDBG, ESG, HOME, HOPWA and NHTF programs to help meet the following goals:
1. Grow the number of affordable housing units
2. Increase the number of affordable housing units for special needs population
3. Provide rapid-rehousing to reduce the number of people experiencing homelessness
4. Foster healthy competition among sustainable and other designated communities to meet goals set in the plan
Anticipated Resources
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
CDBG
public -
federal
Acquisition
Admin and
Planning
Economic
Development
Housing
Public
Improvements
Public Services
7,987,425
400,000
500,000
8,887,425
30,000,000
Estimates are based on the FFY
20 allocation which is subject to
change. Actual numbers are
provided each year in the annual
performance report.
Consolidated Plan
MARYLAND
149
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HOME
public -
federal
Acquisition
Homebuyer
assistance
Homeowner
rehab
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership
TBRA
6,278,725
2,977,141
12,607,914
21,863,780
34,441,820
Estimates are based on the FFY
20 allocation which is subject to
change. Actual numbers are
provided each year in the annual
performance report.
Consolidated Plan
MARYLAND
150
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HOPWA
public -
federal
Permanent
housing in
facilities
Permanent
housing
placement
Short term or
transitional
housing facilities
STRMU
Supportive
services
TBRA
2,144,706
0
1,709,257
3,853,963
8,000,000
HOPWA program is formula
funded by HUD each year.
Estimated allocations for 2020-
2024 are based on flat-funded
$2.0M per year. TBRA, STRMU,
PHP and Supportive Services
(case management)
Consolidated Plan
MARYLAND
151
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
ESG
public -
federal
Conversion and
rehab for
transitional
housing
Financial
Assistance
Overnight
shelter
Rapid re-
housing (rental
assistance)
Rental
Assistance
Services
Transitional
housing
1,169,121
0
0
1,169,121
18,064,860
Estimated allocations for 2020-
2024 are based on flat funding
for the remaining 4 years of the
plan.
Consolidated Plan
MARYLAND
152
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HTF
public -
federal
Acquisition
Admin and
Planning
Homebuyer
assistance
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership
4,420,359
0
3,391,627
7,811,986
17,681,436
The HTF annual allocation will be
used for the production,
preservation and rehabilitation of
affordable rental housing through
the acquisition, new
construction, reconstruction, or
rehabilitation of non-luxury
housing with suitable amenities.
The HTF Program will serve ELI
households. ELI households are
defined as households with
incomes at the greater of 30% of
the applicable Area Median
Income (AMI); or Households
with incomes at or below the
poverty line. Estimated
allocations for 2020-2024 are
based on flat funding for the
remaining 4 years of the plan.
Consolidated Plan
MARYLAND
153
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Continuum
of Care
public -
federal
Supportive
services
TBRA
4,516,215
0
0
4,516,215
18,064,860
The State receives HUD funding
for 16 Continuum of Care
Program projects across the State
that provide permanent rental
assistance and supportive
services to chronically homeless
households.
LIHTC
public -
federal
Acquisition
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
17,000,000
0
0
17,000,000
68,000,000
The Federal Low Income Housing
Tax Credit Program finances the
new construction or the
acquisition and rehabilitation of
existing housing to provide
affordable rental housing to low-
income families and individuals.
The amount of funding the State
receives is based on its
population. Funding is awarded
to developers on a competitive
basis.
Consolidated Plan
MARYLAND
154
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Section 811
public -
federal
Acquisition
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
Permanent
housing
placement
Rental
Assistance
5,580,000
0
0
5,580,000
22,320,000
DHCD has received three
competitive demonstration
grants from HUD under the
Section 811 program. This
funding is used to provide
affordable rental housing for
disabled persons. The funding
noted above will actually be
spent out over the next five
years. It is unclear whether HUD
will provide competitive 811
funding in future years, if so, the
State expects to apply for it. The
funding represents five (5) years
of rental assistance and the
template anticipates annual
renewal funding with the initial
demonstration is complete.
Consolidated Plan
MARYLAND
155
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Other
CDBG-DR
#1
public -
federal
Admin and
Planning
Economic
Development
Homeowner
rehab
Other
Broadband
Study /
Economic
Development
Study
500,000
0
0
500,000
0
The State received CDBG Disaster
Grant after Hurricane Sandy in
1/2013. There are several
activities that are in final phases.
It is anticipated that all funds will
be spent by the end of FFY 20.
Additional information on the
grant and funded activities can
be found on the DHCD website.
Other
CDBG-DR
#2
public -
federal
Admin and
Planning
Public
Improvements
5,000,000
0
0
5,000,000
750,000
The State received CDBG Disaster
Grant for several disaster events
in November 2013. There are
several activities that are in final
phases and one that is about to
begin. Additional information on
the grant and funded activities
can be found on the DHCD
website.
Consolidated Plan
MARYLAND
156
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Other
Community
Services
Block Grant
public -
federal
Financial
Assistance
Housing
Public Services
Rental
Assistance
Supportive
services
16,976,325
0
0
16,976,325
47,000,000
CSBG provides funding to
Community Action Agencies
across the State for anti-poverty
programs. Many CAAs provide
direct homeless services and
operate/develop affordable
housing.
Consolidated Plan
MARYLAND
157
OMB Control No: 2506-0117 (exp. 09/30/2021)
Table 54 - Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local
funds), including a description of how matching requirements will be satisfied
The federal funds DHCD receives through the Con Plan are actually only a small part of the resources the
Department has available to provide housing and community development efforts. As noted in the
above table, DHCD allocates Federal LIHTC for the State of Maryland. These funds are awarded jointly
and competitively with HOME funds through a uniform application process that also includes significant
funding from the State. In addition, DHCD receives substantial funding from the State for Community
Revitalization efforts as well. All told, DHCD typically receives about $100 million per year in State
funding to carry out housing and community development efforts.
In addition to these funds, DHCD is also the State’s Housing Finance Agency, allocating bond funds for
both rental housing and homeownership efforts. This often exceeds $300 million per year, or about
$1.5 billion over the life of the Con Plan. The State is also a Public Housing Authority, operating the
Section 8 Housing Choice Voucher Program, as well as serving as a Section 8 Contract Administrator for
HUD. In the former capacity, DHCD operates “regular”, mainstream, VASH, NEDS, and other Voucher
programs to assist persons with disabilities, youth, homeless veterans, and others obtain affordable
housing.
Matching funds required for programs such as HOME, CDBG and ESG come from the State. The HOME
matching requirement is met through the Rental Allowance Program, which provides short term rental
assistance to persons who are at risk of homelessness or homeless. ESG funding is matched with State
Homelessness Solutions Program funds. The State will match the two-percent administrative allowance
with State general funds.
If appropriate, describe publically owned land or property located within the state that may
be used to address the needs identified in the plan
Maryland DHCD does not own public land or properties with the state that may be used to address
needs identified in the plan.
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SP-40 Institutional Delivery Structure 91.315(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated plan
including private industry, non-profit organizations, and public institutions.
Responsible Entity
Responsible Entity
Type
Role
Geographic Area Served
Maryland Department
of Housing and
Community
Development (DHCD)
Government
Economic
Development
Homelessness
Non-homeless special
needs
Ownership
Public Housing
Rental
neighborhood
improvements
public facilities
public services
State
Maryland Department
of Health and Mental
Hygiene
Government
Homelessness
State
Table 55 - Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System
The State has a strong institutional delivery system in financing affordable housing, as well as assisting
persons with special needs. DHCD, as a “combined agency” has all of the State’s housing programs
within a single department. Funds for activities such as funding affordable rental housing are
significantly easier than in other States. In addition, DHCD has a strong record of working cooperative
with MDH and MDoD in helping persons with disabilities.
The Department has also been generally successful in working with agencies such as the Maryland
Department of Transportation and the Maryland Department of Planning on activities such as Plan
Maryland, and working together to promote transit oriented development. These efforts will also
continue in the coming years.
DHCD works though our sister agencies to provide available funding to various groups to assist in plan
deliverables. These organizations such as community and faith based organizations can apply for funding
through the network of providers that work with our sister agencies.
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Availability of services targeted to homeless persons and persons with HIV and mainstream
services
Homelessness Prevention
Services
Available in the
Community
Targeted to
Homeless
Targeted to People
with HIV
Homelessness Prevention Services
Counseling/Advocacy
X
X
Legal Assistance
X
X
Mortgage Assistance
X
X
Rental Assistance
X
X
Utilities Assistance
X
X
Street Outreach Services
Law Enforcement
X
X
Mobile Clinics
X
X
Other Street Outreach Services
X
X
Supportive Services
Alcohol & Drug Abuse
X
X
X
Child Care
X
X
Education
X
X
X
Employment and Employment
Training
X
X
X
Healthcare
X
X
HIV/AIDS
X
X
Life Skills
X
X
X
Mental Health Counseling
X
Transportation
X
X
X
Other
Table 56 - Homeless Prevention Services Summary
Describe the extent to which services targeted to homeless person and persons with HIV and
mainstream services, such as health, mental health and employment services are made
available to and used by homeless persons (particularly chronically homeless individuals and
families, families with children, veterans and their families and unaccompanied youth) and
persons with HIV within the jurisdiction
The State has hundreds of homeless shelters assisting persons who are homeless, including persons with
HIV and mental health issues. See the attached appendices for a discussion of services provided by the
agency and jurisdiction.
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Maryland does not have shelters specifically for persons with HIV/AIDS; however, there are non-profit
organizations that specialize in providing various housing and supportive services to individuals living
with HIV/AIDS.
Montgomery County Health Department is an example of an organization with targeted housing services
for persons with HIV/AIDS. MCHD provides comprehensive supportive housing services for low-income
individuals and families living with HIV/AIDS or other disabilities. MCHD also provides case management
that helps link clients to key social services and other community-based organizations. They ensure that
their clients are offered the opportunity to secure the needed services maintain and sustain housing,
independently. Montgomery County Health Department case management services are wrap-a-round
and focus on person-centered planning and ensuring access to healthcare, mental health, substance
abuse recovery, and the goals of strengthening self-sufficiency.
Describe the strengths and gaps of the service delivery system for special needs population
and persons experiencing homelessness, including, but not limited to, the services listed
above
Although there are few organizations that specifically target individuals living with HIV/AIDS who may be
experiencing homelessness, the Maryland Department of Health, partners with organizations that
provide support services that include housing in their wrap-around services. Though not specialized,
these organizations are equipped with subject matter experts that are trained and readily able to
provide myriad services. There are grassroots organizations that cater to veterans and their families,
who may also be living with or affected by HIV/AIDS. Programs such as these are able to prioritize the
need for services without having to provide referrals to several other community-based organizations.
One-stop-shops are organizations are typically often seen as convenient and, therefore, may increase
access to care and retention in care.
Provide a summary of the strategy for overcoming gaps in the institutional structure and
service delivery system for carrying out a strategy to address priority needs
DHCD will continue to work with its partner agencies through the Governor’s Advisory Board on
homeless to improve data collection efforts and to address the gap between what many homeless
persons can afford in rent and the rents for low-income housing.
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SP-45 Goals Summary 91.315(a)(4)
Goals Summary Information
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
1
Increase Affordable
Rental Housing
2020
2024
Affordable
Housing
Homeless
Non-Homeless
Special Needs
Non-Housing
Community
Development
CDBG:
$4,000,000
HOME:
$39,282,196
HTF :
$22,000,000
Rental units constructed:
227 Household Housing Unit
Rental units rehabilitated:
261 Household Housing Unit
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Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
3
Community
Revitalization
2020
2024
Affordable
Housing
Homeless
Non-Homeless
Special Needs
Non-Housing
Community
Development
CDBG:
$28,287,425
HOME:
$12,034,801
CDBG-DR #1:
$500,000
CDBG-DR #2:
$5,000,000
Public Facility or Infrastructure
Activities other than
Low/Moderate Income Housing
Benefit:
205215 Persons Assisted
Public service activities other
than Low/Moderate Income
Housing Benefit:
200 Persons Assisted
Rental units rehabilitated:
44 Household Housing Unit
Homeowner Housing
Rehabilitated:
100 Household Housing Unit
Other:
3 Other
4
Community
Revitalization -
Economic
Development
2020
2024
Non-Housing
Community
Development
CDBG:
$500,000
Jobs created/retained:
100 Jobs
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Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
5
Promote
Homeownership
2020
2024
Affordable
Housing
CDBG:
$3,600,000
HOME:
$1,016,548
Public service activities for
Low/Moderate Income Housing
Benefit:
400 Households Assisted
Homeowner Housing Added:
53 Household Housing Unit
Homeowner Housing
Rehabilitated:
25 Household Housing Unit
Direct Financial Assistance to
Homebuyers:
100 Households Assisted
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Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
6
Reduce Homelessness
2020
2024
Homeless
Street Outreach
Rapid Re-
Housing
Emergency
Shelter
Homelessness
Prevention
CDBG:
$2,500,000
HOPWA:
$1,652,601
ESG:
$5,845,605
Public Facility or Infrastructure
Activities other than
Low/Moderate Income Housing
Benefit:
500 Persons Assisted
Public service activities other
than Low/Moderate Income
Housing Benefit:
1000 Persons Assisted
Tenant-based rental assistance /
Rapid Rehousing:
5000 Households Assisted
Homeless Person Overnight
Shelter:
11,000 Persons Assisted
Overnight/Emergency
Shelter/Transitional Housing Beds
added:
250 Beds
Homelessness Prevention:
11,000 Persons Assisted
Table 57 Goals Summary
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Goal Descriptions
1
Goal Name
Increase Affordable Rental Housing
Goal
Description
Provide funding for low and moderate income affordable housing projects including single family and multi-family rental
projects, as well as housing for the homeless and special needs populations.
2020 HOME Program five year goals for Low/Income Rental housing units. Approximately 27 Multi-Family rental
units constructed, 155 Multi-Family units rehabilitated and 6 Group Home Single Family Units for a total of 188
Low/Income Rental Housing Units
2020 CDBG Program five year goals under the following indicators: Approximately 200 Rental Units constructed, 100
rental units rehabilitated
2020 HTF Program five year goals under the following indicators: Approximately _100__ Rental Units constructed,
__150__ rental units rehabilitated
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3
Goal Name
Community Revitalization
Goal
Description
Provide funding for public infrastructure, public facilities, private facilities, rehabilitation/reconstruction of existing owner-
occupied units, and rehabilitation of existing rental units, new housing construction, blight removal, technical assistance and
public services.
2020 HOME anticipated activity includes the rehabilitation and/or reconstruction of 44 Single owner-occupied housing units
and 3 loans to Community Housing Development Organizations for technical assistance
2020 CDBG and CDBG DR 1 and 2 anticipated activity includes the construction or improvement of 50 public improvement
projects, the construction or improvement of 10 public facilities, rehabilitation of 100 single family households, removal of
architectural barriers for 5 projects, removal of 5 blighted properties and non-housing services to 200 persons.
4
Goal Name
Community Revitalization - Economic Development
Goal
Description
Provides funding for economic development projects which result in job creation and job retention.
2020 - CDBG will fund projects that will result in the creation or retention of 100 jobs.
5
Goal Name
Promote Homeownership
Goal
Description
Provide financial assistance and counseling for low and moderate income homebuyers and promote homeownership for first
time homebuyers. Funding for additional activities such as acquisition and rehabilitation of existing units to be sold to
eligible homebuyers.
2020 - HOME Program anticipates the funding of 3 units for acquisition/rehab and or new construction of units to be sold to
low/moderate income homebuyers
2020 - CDBG anticipates constructing 50 new housing units for homeownership, rehabilitating 25 new housing units for
homeownership, direct financial assistance to 100 homebuyers and housing services to 400 persons.
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6
Goal Name
Reduce Homelessness
Goal
Description
Funds will be used to meet the immediate safety and shelter needs of people experiencing homelessness and provide the
services and rental assistance needed to stabilize them in permanent housing. Planned activities include street outreach,
emergency shelter, and rapid re-housing. Funds will also be utilized to divert households imminently at-risk of homelessness
from the shelter system and assist them in maintaining their current permanent housing or relocating to alternative housing.
2020 HOPWA -- anticipates assisting 194 households through STRMU and PHP programs
2020 CDBG anticipates constructing or improving 3 shelters and providing homeless services to 1000 persons.
2020 ESG anticipates assisting annually:
Homeless Persons Overnight Shelter - 2300 persons per year
Tenant-based rental assistance / Rapid Rehousing - 900 households per year
Homelessness Prevention - 2300 persons per year
Overnight/Emergency Shelter/Transitional Housing Beds added - 50 per year
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide
affordable housing as defined by HOME 91.315(b)(2)
The HOME Program will provide affordable housing to approximately 188 units of rental housing, 44 units of single family homeowner
rehabilitation/reconstruction, 3 acquisition/rehab/resale to homebuyers and 3 technical assistance loans within the next 5 years (2020 - 2024).
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SP-50 Public Housing Accessibility and Involvement 91.315(c)
Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary
Compliance Agreement)
Not Applicable
Activities to Increase Resident Involvements
All projects must provide or coordinate resident access to community services as outlined in the
Threshold Criteria under the Departments tax credit and state-funded programs, DHCD
recognizes the value that more robust resident services coordination and/or direct services
bring to tenants’ lives. With that, the Department incentivizes funding for projects that develop
robust feedback and conflict resolution mechanisms for residents in affordable housing.
Additionally, each year, the Department conducts several public listening sessions to take
feedback from the public, discuss resources, and provide an opportunity for questions and
answers about its programs.
Is the public housing agency designated as troubled under 24 CFR part 902?
No
Plan to remove the ‘troubled’ designation
Not applicable
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SP-55 Barriers to affordable housing 91.315(h)
Barriers to Affordable Housing
In updating its Analyses of Impediments to Fair Housing Choice, the State determined it did not have
policies that had negative effects on affordable housing and residential investment. The State does not
control areas such as zoning, nor does it establish fees or other obstacles to development. Rather, the
State has been pro-active in supporting affordable housing and residential investment, using its
numerous programs to provide fair housing choice to all of Maryland citizens.
For a full discussion of fair housing issues and needs, as well as strategies to overcome identified barriers
to fair housing choice, see the States Analysis of Impediments to Fair Housing Choice.
Strategy to Remove or Ameliorate the Barriers to Affordable Housing
Note: This section includes Barriers to Affordable Housing the above section will not delete.
Barriers to Affordable Housing
One of the biggest barriers to affordable housing in Maryland is the lack of supply, particularly for the
most vulnerable populations such as persons with disabilities. DHCD also identified barriers to
affordable housing that included the lack of knowledge about fair housing requirements, the need for
expanded efforts for Persons of Limited English Proficiency (beyond Spanish) and working with the
federal government on fair housing data.
Strategy to Remove or Ameliorate the Barriers to Affordable Housing
DHCD will use its resources to help expand the supply of affordable housing, particularly rental
housing. One of the major goals for the coming year will be to implement the Section 811
demonstration program in order to help persons with disabilities move to affordable rental
housing. The State will also continue to provide bonus points in its Qualified Allocation Plan to
developments which provide housing for persons with disabilities, and work with the Weinberg
Foundation to address this population as well.
DHCD will also work to expand fair housing education, and address persons of Limited English
Proficiency (LEP). DHCD made huge advances in working with persons who were of LEP in Spanish, but
the changing demographics of the State will require outreach (See our Analysis of Impediments to Fair
Housing Choice for actions and timetables related to this effort).
In terms of data, DHCD has been working with HUD and other agencies to improve data and planning
efforts related to fair housing. HUD recently published a notice in the Federal Register that it was re-
thinking and re-issuing its proposed Fair Housing Tool for States, and will work to make it more effective
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for them in response to comments by DHCD and other State agencies. DHCD also continues to press the
federal government to improve data such as Home Mortgage Disclosure Act Data to better examine,
understand, and respond to issues in fair housing lending that may or may not be discriminatory.
Lastly, the Department has entered into a contract with BNI to undertake fair housing training,
education, and testing in the State’s rural areas to address gaps in fair housing knowledge and to
determine if discrimination in renting exits.
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SP-60 Homelessness Strategy 91.315(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
The State reaches out to people experiencing homelessness, including those living in unsheltered
locations, primarily through the Continuum of Care network to assess their individual needs. DHCD
provides State funding and ESG funding to over 40 street outreach programs, drop-in centers, and
emergency shelters. These programs provide immediate crisis stabilization services and case
management to assist households with identifying their housing and service needs, address housing
barriers, completing assessments for Coordinated Entry to gain access to permanent housing resources,
and connect homeless persons to community-based services such as mental health treatment,
substance use treatment, food and basic needs resources, education and workforce development
services, and affordable housing opportunities. DHCD and CoCs actively work with other Federally-
funded programs to coordinate outreach and shelter for people experiencing homelessness such as VA
Supportive Services for Veteran Families (SSVF), the U.S. Department of Health and Family Services
Runaway and Homeless Youth (RHY) programs, and PATH. DHCD also provides State funding to each
Continuum of Care for their Point-in-Time Count and Homeless Resource Days, increasing their
operational capacity to cover more geographic area, recruit more outreach staff and volunteers to
participate, and provide incentives to people experiencing homelessness to complete surveys and
Coordinated Entry assessments.
In addition to funding, DHCD coordinates closely with a variety of State agencies and community
partners to share information about available housing and services across Maryland, ensure that people
experiencing homelessness know where and how to access the Coordinated Entry System, and that
people being discharged from institutional settings have support in accessing emergency shelter
immediately at exit. Partners include the Maryland Department of Health (MDH), local health
departments, the Maryland Department of Human Services, and Maryland 211.
To reduce barriers to shelter for people experiencing unsheltered homelessness, DHCD has provided
CoCs and homeless shelters with training through the National Alliance to End Homelessness Emergency
Shelter Learning Series, training on Housing First and Low-Barrier Shelter practices, and provided clinical
social work trainings on harm reduction strategies.
Addressing the emergency and transitional housing needs of homeless persons
DHCD allocates approximately 40-45% of ESG and State Homelessness Solutions Grant funding to
Continuums of Care for staffing and operational costs of emergency shelters. Capital funds for
construction and renovation of shelter and transitional housing facilities is available through other State
grants administered by DHCD. Continuing to sustain emergency crisis beds while expanding rapid re-
housing and other permanent housing options is key to ensuring that unsheltered homelessness is
reduced. DHCD will continue to require all shelters to be low barrier and Housing-First oriented, in
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addition to being accessible to households of all types - such as different family compositions and having
culturally competent shelter options for unaccompanied youth, veterans, domestic violence survivors,
and people that are LGBTQ+. Continuums of Care assess local shelter needs and identify shelter and
housing inventory gaps each year in their application to DHCD for funding. The State has a significant
number of VA Grant and Per Diem (GPD) shelter and transitional housing beds available for
veterans. DHCD also allocates over $1 million annually across the State to support programs specifically
for unaccompanied homeless youth, many of which are shelter.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again.
DHCD has increased the portion of ESG and State funding available for rapid re-housing each
year. Rapid re-housing is a best practice model for helping individuals and families transition quickly out
of homelessness and into independent, community-based permanent housing. The goal is to use
housing relocation, stabilization services or short-term rental assistance to “re-house” individuals and
families living in shelters or unsheltered situations. This involves assistance to help move them, as
quickly as possible, out of homelessness into a more stable housing situation and to set them up for
future success. Providers can use funds to assist with short-term rental assistance, rental arrears, rental
application fees, security and utility deposits, utility payments, moving costs, and a range of services
including housing search and placement, case management, tenant legal services, landlord-tenant
mediation and credit repair. DHCD encourages the use of rapid re-housing for chronically homeless
households, and has supported CoCs in partnering with local SSVF rapid re-housing programs and
implementing unaccompanied youth rapid re-housing, which offers longer lengths of assistance than a
typical adult household).
To increase the effectiveness and capacity of ESG and State-funded rapid re-housing, DHCD provided a
collaborative learning opportunity for rapid re-housing providers through the National Alliance to End
Homelessness. DHCD supports CoCs in implementing progressive engagement models, increasing
connections between the homeless and workforce systems to increase employment opportunities for
people in rapid re-housing, and building the capacity of Coordinated Entry to quickly match households
to permanent housing opportunities and when necessary, help them transition into permanent
supportive housing (CoC PSH, VASH, LIHTC, Section 811, etc) to avoid becoming homeless again. Rapid
re-housing providers are encouraged to establish partnerships with subsidized housing in their
community to increase the availability of permanently affordable housing to households nearing the end
of their assistance.
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Help low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families who are likely to become homeless after being
discharged from a publicly funded institution or system of care, or who are receiving
assistance from public and private agencies that address housing, health, social services,
employment, education or youth needs
DHCD makes ESG and State funds available for preventive services, to help eligible individuals and
families avoid homelessness. Funds are available for housing relocation, stabilization services and short
term rental assistance, as necessary to prevent the individual or family from moving to an emergency
shelter, onto the streets or into other places not meant for human habitation. Recipients may use
funding to assist with short-term rental assistance, rental arrears, rental application fees, security and
utility deposits, utility payments, moving costs, and a range of services including housing search and
placement, case management, tenant legal services, landlord-tenant mediation and credit repair. The
goal is to prevent an individual or family from moving to an emergency shelter or into an unsheltered
situation and to achieve housing stability.
DHCD and CoCs work collaboratively to establish strategies and tools for preventing discharges from
publicly funded institutions and systems of care - strategies are carried out at both the local and state
levels, depending on the system of care. The Maryland Interagency Council on Homelessness has
healthcare and youth workgroups which have strategically worked in the past three years on policies
and strategies to reduce patient discharges from hospitals to unsheltered settings, reducing the number
of youth who age out of foster care and become homeless, and reduce the number of youth that exit
juvenile and adult corrections into homelessness. Additionally, DHCD sponsors YouthREACH, Maryland's
homeless youth count, which has a steering committee of representatives from all major systems
interacting with youth and young adults. Count results are used to better understand how youth
become homeless and identify where discharge practices can be improved. CoCs ensure that local
systems of care are aware of the Coordinated Entry System and how to refer their clients and offer
cross-training opportunities with other system leaders.
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SP-65 Lead based paint Hazards 91.315(i)
Actions to address LBP hazards and increase access to housing without LBP hazards
The State of Maryland requires all rental housing funded by the State to be lead free and/or to undergo
lead abatement. This is regardless of the use or source of funds HOME, CDBG, State funding, LIHTC,
Bond funding, etc. In addition, DHCD operates a Lead Hazard Control program which provides funding
for abatement in single family housing, both renter and owner occupied.
How are the actions listed above integrated into housing policies and procedures?
MDE and DHCD have worked in concert for years to reduce lead hazards and lead exposure in
children. In addition to the policies outlined above (which are explicitly outlined in the State's rules and
regulations when applying for funding) the two Departments have worked together on legislation such
as the "Reduce of Lead Risk in Housing Act" (the Act), which changed the law to test all pre-1978 rental
housing, as well as allow MDE to administer the Environmental Protection Agency's rules that regulates
renovations, repairs, and painting in homes that were built before 1978, whether they were rental or
owner occupied facilities, as well as monitor pre-1978 facilities that "house" young children such as day
care centers, schools, etc. The legislation also requires contractors who do work on these properties to
receive training and use safe work practices.
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SP-70 Anti-Poverty Strategy 91.315(j)
Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families
The State of Maryland remains committed to reducing the number of households living in poverty. The
State’s anti-poverty strategy is founded on the coordination of resources and strong partnerships at the
state and local levels. These efforts are geared toward helping individuals and families move from
poverty to self-sufficiency and toward addressing the causes and conditions of poverty in communities
across the state.
The Department administers the Community Services Block Grant Program (CSBG) program which is
funded through the U.S. Department of Health and Human Services (HHS). Annually, the Department
receives approximately $10 million in CSBG funding 90 percent of which is distributed to the state’s
network of 17 locally-designated Community Action Agencies (CAAs). Another 5 percent of CSBG funding
is awarded on a competitive basis to CAAs and other nonprofit organizations to support asset-building
programs, to address gaps in services for low-income households, and to support innovative approaches
that alleviate poverty. CSBG funds also support communication and coordination among the CAA
network and other capacity building activities that strengthen the impact of the network. The remaining
5 percent of annual CSBG funding is utilized by the Department for administrative costs, including
providing training and technical assistance to recipients of these funds.
Key components to the success of the State’s strategy are creating and maintaining linkages and
coordination at the state level, as well as, supporting similar efforts at the local community level.
Through effective coordination, the Department ensures increased access to CSBG-funded services and
helps to avoid duplication of services. As required by the federal Workforce Innovation and
Opportunities Act (WIOA), the Department of Housing and Community Development and Community
Action Agencies are partners in the strategy to strengthen the state’s workforce development system.
The Department participates in policy development efforts led by the state’s WIOA Alignment Group.
The Department also assists in the development of training and resource materials for frontline
workforce development staff. At the local level, Community Action Agencies participate in their
jurisdiction’s workforce development board. They also coordinate with local agencies to ensure an
effective delivery of employment and training programs.
Similarly, both the Department and CAAs are engaged in the implementation of a Two
Generation/Whole Family Approach to service delivery. The Department coordinates with the Maryland
Department of Human Services at the state level through participation in the Governor’s 2-Gen
Commission. At the local level, CAAs work with their jurisdiction’s Department of Social Services to
ensure coordination of safety net services (e.g. TANF, SNAP), to fill gaps in services and to avoid
duplication of services so that their mutual clients are served effectively and efficiently.
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How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this
affordable housing plan
With support from the Community Services Block Grant programs, CAAs connect households in poverty
with affordable housing, job training, education, and other services to help move individuals and
families from poverty to self-sufficiency. In addition, DHCD’s emphasis on providing rental housing for
very low and extremely low income households also helps persons living in poverty by providing them
an affordable place to live.
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SP-80 Monitoring 91.330
Describe the standards and procedures that the state will use to monitor activities carried out
in furtherance of the plan and will use to ensure long-term compliance with requirements of
the programs involved, including minority business outreach and the comprehensive planning
requirements
ESG Monitoring
DHCD conducts annual monitoring of each Continuum of Care (CoC) receiving State ESG funds. HSP
reserves the right to conduct a compliance review at any time during the term of grant
agreement. Monitoring reviews cover quality of housing and services, financial statements,
recordkeeping and files, compliance with Federal regulations, and adherence to program policies and
procedures as detailed in the regulations for ESG. After the monitoring review, sub-recipients receive a
written response to any issues discovered during the review. These issues are divided into findings
(issues that affect program regulations or federal laws) and concerns (issues which do not). Sub
recipients must respond in writing to all findings within a specified time frame, usually 30 days. ESG
nonprofit sub-recipients are also required to submit copies of their audited financial statements,
conducted in accordance with the Single Audit Act if they expend more than $750,000 of federal funds
in a fiscal year. DHCD reviews sub-recipient expenditures and supporting documentation monthly and
project performance data quarterly. All ESG-funded projects must participate in the Maryland State
Data Warehouse, which imports HMIS data from each CoC. ESG projects are required to submit annual
reports for the CAPER. CoCs are required to conduct an annual risk analysis for each of the ESG-funded
projects within their jurisdiction and complete monitoring for all projects that score at a “High” risk
level, and a selection of projects that score at a “Medium” or “Low” risk level. CoCs utilize monitoring
forms and exhibits developed by DHCD. Due to COVID-19, 2020 monitoring visits were suspended, 2021
will be conducted remotely.
HOPWA Monitoring
Monitoring and evaluation activities continue to include regular program oversight of performance
through review of quarterly reports, in addition to monitoring telephone calls These quarterly reports
include a narrative of the program's successes, challenges, barriers, as well as their budget expenditures.
MDH also monitors the coordination of services between HOPWA and Ryan White funded programs (i.e.
attendance of HIV Case Managers at Regional Advisory Committee Meetings). COVID-19 has affected
the implementation of the meetings; however, the purpose continues to play a major role in the
monitoring. It also serves as professional development and a time to receive feedback to increase the
efficiency and effectiveness of program activities. PHPA conducts sub-grantee site visits on an annual
basis to monitor adherence to programmatic and fiscal standards and guidelines, client confidentiality,
quality, and accessibility to services; however, due to COVID-19, site visits have been suspended.
The program's evaluation plan examines process indicators and quality improvement measures to assess
each program's performance. The evaluation plan also evaluates the outcomes and impact of HOPWA
assistance on the housing stability and health status of participating consumers. Qualitative and
quantitative data is extracted from quarterly reports submitted by program sponsors.
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Outcomes measured include:
1. Increased client access to HIV medical care and housing-related community services and
resources;
2. Project sponsors' demonstrated ability to comply with HOPWA and other housing-related laws
and regulations;
3. Program sponsors' access to HIV/AIDS-related resources and information;
4. HOPWA resources leveraged by additional HIV/AIDS-related funding to address community
housing-related needs; and
5. HOPWA grantee and local partner collaboration efforts to assess housing needs recognize
barriers and identify solutions and achievable strategies.
CDBG Monitoring
Every CDBG grant is officially monitored at least once during the lifetime of the project. DHCD staff
performs risk analysis of each grant to determine when it should be monitored. Prior to monitoring,
staff provides training and technical assistance to grantees to assist them with implementing their
grant and how to comply with the various state and federal regulations. DHCD is responsible for the
monitoring of all CDBG funded projects.
Monitoring of planning grants is accomplished through a desk monitoring in which grantees submit a
completed checklist and supporting documentation. All other CDBG grants are monitored through a
visit to the grantee and review of the records on-site. Monitoring of a grantees’ capacity to meet
compliance, project performance and national objective requirements includes an assessment of the
following:
Overall CDBG management structure;
Internal procedures and controls;
Capacity to track projects and activities from the planning stage through applicable major
milestones (e.g., release of funds, contract bid and award, etc.) to completion;
Consistency of the implemented project with the approved plan (as reflected in the grant
application, Grant Agreement, and any amendments);
Capacity of the grantee (and/or its sub-recipients, businesses or developers) to ensure compliance
with the applicable programmatic and compliance requirements.
24 CFR 570.490 and 24 CFR 570.506 describe the Federal recordkeeping requirements in general terms.
In addition, the Grant Agreement provides additional guidance to grantees on records to be maintained.
At a minimum, the grantee’s records must provide a full description of each activity assisted, including
its location, the amount of funds budgeted, obligated and expended, and the category of eligible
activity(ies) being undertaken (pursuant to Subpart C of 24 CFR 570). The records must also be
sufficient to document compliance with all other applicable State and Federal requirements. Grantees
must have the capacity to provide the various reports periodically required by DHCD, particularly those
specified in Exhibit D of the Grant Agreement. The CDBG project records must be maintained for a
period of five years after the close-out date of the State CDBG grant from HUD; in the event of litigation,
claims, or other unresolved legal or audit issues, however, the five-year period is extended.
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The on-site review typically will involve the following types of activities:
Interview grantee’s management, program, and administrative staff (and/or those of their sub-
recipients, as relevant).
Inspect project sites, both for completed and on-going CDBG activities.
Conduct a review of the project records.
DHCD staff must review the files of the grantee to determine whether adequate documentation is
being maintained to show compliance with the applicable Federal and State laws, policies and
requirements. This review will also include the files of a sub-recipient, developer or business if
applicable. In regard to the local record-keeping system, the Reviewer should, at a minimum, look for
the following:
The recordkeeping system should be divided into categories that logically correspond to the key
components and compliance areas of the project (e.g., citizen participation, environment review,
documentation of national objectives, etc.); it should be updated regularly, and maintained in an
orderly manner.
Files should be maintained by the grantee as the responsible party. The designated CDBG contact
person is to ensure that any other parties involved with the grant provide copies of all relevant
documents to be included in the “master files. All CDBG files must be secure and safeguarded.
The records must be easily accessible to appropriate and authorized grantee (or sub-recipient) staff,
as well as State and Federal officials or their designees (e.g., the files may not be kept in someone’s
home or automobile).
The files must contain adequate source documentation.
As part of their review, DHCD staff complete checklists to document their review and conclusions
concerning projects and activities. A report is issued which discusses project progress and the
grantee’s compliance or lack of compliance with required state and/or federal requirements. Staff
may issue findings or matters of concern and provide the grantee with appropriate corrective action.
A written report is issued to the Chief Elected Official within 60 days of the visit. The report stipulates
the required corrective actions and the time frame for completion. Follow up continues until all
findings and matters of concern are adequately addressed and resolved.
All projects are considered “open” until they have been fully monitored and all issues are resolved. The
State will issue a Close Out letter to the grantee when it has been formally closed. Grant files and
records must be retained by the grantee for a five (5) year period after close out of the State’s grant by
HUD.
For CDBG Disaster #1 and #2, the monitoring has been on-going throughout the life of the grants. Issues
and concerns are identified early and remedied immediately. Specific monitoring forms were created
for each type of project funded.
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HOME Monitoring
The Division of Credit Assurance (DCA) is responsible for monitoring housing loans and grants made by
the Department with both State and Federal (including HOME) funds. DCA is responsible for the income
monitoring of tenants and physical and financial condition of properties. DCA performs annual audits
and reviews of grantees in the delivery of rental subsidies, as well as annual audits for compliance with
tenant income and rent restrictions of properties with HOME funding. DCA will also perform
additional audits, if needed, to ensure that problems are corrected. HOME funded projects are subject
to HUD audits. Reviews and audits will ensure that all State and Federal regulations are being followed.
DCA undertakes physical inspections of DHCD-financed properties, as well as ensuring the financial
subsidy of loans and assets management by the Department. Generally, DCA is responsible for
conducting annual inspections on all properties during the applicable affordability period. On sight
inspections of rental housing projects are conducted within 12 months following completion of the
project and every three years thereafter during the period of affordability. Some inspections may be
completed by the Contract Services. The financial condition of HOME assisted rental projects with ten
units or more will be examined annually to determine the continued financial viability of the housing.
Action(s) must be taken to correct problems to the extent feasible. In addition, annual physical
inspections are performed on projects that do not meet all of the following criteria:
The loan is current and has not been delinquent in the prior twelve months.
The debt service coverage ratio for the loan including any superior debt, if applicable is greater
than 1.0
The vacancy is less than 10%
There are no significant outstanding violations of the Regulatory Agreement or other loan or
program requirements
The project does not exhibit deferred maintenance. Deferred maintenance is defined as a
condition exhibiting the continued failure by a management agent or an owner to perform
routine or day-to-day tasks associated with the repair or upkeep of the property.
HOME PROGRAM POLICIES AND PROCEDURES
These policies govern the use of the HOME funds administered by the Maryland Department of Housing
and Community Development (DHCD).
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Income Levels to be served
HOME funds will be used to increase the number of housing units for very low income individuals and
households. HOME funds will be targeted for the lowest income households as follows:
For rental housing projects, HOME funds will be targeted to serve households at or below 80 percent of
the area median household income, adjusted for household size, and determined annually by HUD.
For homeownership projects, HOME funds will be targeted to serve households at or below 80 percent
of the area median household income, adjusted for household size, and determined annually by HUD.
Terms of HOME Funds
Under federal regulations, the State has flexibility in the use of HOME funds. Funds may be awarded as
non-interest bearing or deferred loans, or other flexible terms. HOME funds may also be provided as
amortizing loans or as recoverable grants which require repayment of the principal amount of the
HOME funds at such time as the property is sold or discontinued for use as low income housing. At the
States discretion HOME funds can be used as grants. In addition, equity sharing for rental projects may
be required when low income usage is discontinued, with the State sharing in proportion to the amount
of HOME funds involved in the project financing. Federal regulations set forth equity restrictions for use
of HOME funds for homeownership which will govern use of these funds.
Use of HOME Funds
HOME funds will be used for projects in conjunction with the existing housing programs of DHCD as well
as for projects without other State financing. Through the HOME Special Reserve Fund, HOME funds will
be used to fill a need not met by existing housing programs or when an existing CDA program has
encumbered the majority of all available funding. HOME funds may also be used in conjunction with the
Community Legacy Program. HOME funds may also be used to refinance existing debt under HUD
guidelines.
HOME funds may be requested by sponsors and/or local governments as part of a project application.
CDA staff may also propose the use of HOME funds during project underwriting. HOME funds will be
awarded t projects either as individual projects or as part of a financing package. All projects using
HOME funds are presented to DHCD’s Housing Finance Review Committee (HFRC) with the exception of
STAR Loans for less than $100,000
Modest Housing
Homeownership units assisted with HOME funds must be “modest housing.” The State defines housing
to be modest if the sale price (when a property is purchased) or the after-rehabilitation value (when a
homeowner property is rehabilitated) is within the HOME Homeownership Value Limits established by
HUD.
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1. HOME Special Reserve Fund
The HOME Special Reserve Fund has replaced the HOME Initiative Program which was terminated in
2013. The Special Reserve Fund will be used for special projects or programs that further the mission of
DHCD. DHCD will announce the availability of these funds and the funds will be allocated on a first-
come, first-serve basis with priority given to Community Housing Development Organizations (CHDOs)
that produce CHDO reserve eligible projects.
The HOME Special Reserve Fund will be used to finance programs, projects and activities that fill a need
not met by other DHCD housing programs or for any other existing CDA program which has fully
encumbered the majority or all of the available funds for that particular activity, but which promotes the
development of affordable, safe and sustainable housing for homeowners, renters, and special
populations.
Local governments, non-profit sponsors and developers may propose projects or programs for the use
of these funds or DHCD may have projects and program concepts it may wish to test.
Special Reserve Fund applications will be reviewed and funds will be allocated on a first- come, first-
serve basis, with awards recommended to the Director of the Community Development Administration
and HFRC for approval (if the applications are part of a competitive round). Applications from
Community Housing Development Organizations (CHDOs) and non-profit organizations as well as local
governments applying in conjunction with non-profits will be given priority. Other rating criteria will be
readiness to proceed, demonstrated ability, matching contributions, geographic distribution and
performance and disbursements on prior HOME awards. DHCD may fund up to 5% of the award to be
used for administrative cost.
2. Other DHCD Programs
HOME funds will be used in conjunction with on-going DHCD housing programs to fill gaps in funding,
make projects feasible and increase the number of low income persons able to be served in State-
funded projects.
HOME funds will be disbursed among DHCD program areas listed below:
Multifamily Housing Programs
Single Family Programs
The HOME funds will be allocated to these uses for up to eight months. After that time, unencumbered
funds may be moved to any other HOME uses to meet additional demand for funds or for special
projects.
A. Multifamily Housing Programs
Rental housing projects will use HOME funds in conjunction with the Rental Housing Fund. HOME funds
will be used in projects utilizing any combination of State funds, bond funds, or low income tax credits
administered by DHCD or may be used with no other State funds. HOME funds may be requested by
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sponsors and/or local governments as part of the project application or DHCD staff may, in consultation
with sponsors and local governments, propose the use of HOME funds during project evaluation. HOME
and any other DHCD funds will be awarded to projects at the time of reservation of Rental Housing
Funds.
HOME funds may be used as broadly and flexibly as is permitted by federal regulations to address the
unique underwriting needs of each project and the number of very low-income tenants to be served.
The ratio of HOME units to total units will generally be proportional to the ratio of HOME funds used in a
project to total costs. However, in some cases proportionality may not be feasible, such as when there
are high development costs or an area with low median incomes. In these cases, HOME funds will be
used to produce the maximum number of lower income units that are feasible.
B. Single Family Programs
HOME funds will be used in conjunction with DHCD's forward reservation programs for home ownership
projects as well as for home ownership projects such as the Maryland Mortgage Program (MMP).
HOME funds may be used for "soft seconds" to reduce the cost of the home to the borrower, for land or
for other development costs, and for construction financing. Just as with rental housing projects,
project applications may include requests for HOME funds or DHCD staff may propose the use of HOME
funds during underwriting.
HOME funds may also be used for the development of group home projects that assist income-eligible
persons with special housing needs. The HOME funds may be used in conjunction with State funds, or
bond-funded group homes made under the Special Housing Opportunity Program (SHOP). HOME funds
will help ensure that group home projects, with their limited repayment ability, are made feasible.
In addition, HOME funds will be used in conjunction with the Single Family Programs' rehabilitation and
special purpose programs. Although these programs; Maryland Housing Rehabilitation Program (MHRP),
Indoor Plumbing Program (IPP). Accessible Home for Seniors Programs (AHSP) and Lead Paint Programs
(LHRGLP) have flexible loan terms, there are still applicants who cannot be served due to underwriting
requirements associated with those programs. In some cases, combining HOME with these programs
could make assistance possible by providing more favorable financing terms than permitted by State-
funded programs. HOME funds may be used for replacement house projects in cases where
rehabilitation is not possible or cost effective. HOME may also be used as stand-alone funding when
other sources are not available.
Community Housing Development Organizations (CHDO) may also use HOME funds for acquisition of a
property for resale or rental in conjunction with these Special Programs i.e. HOME funds for acquisition
and Special Program funding for rehabilitation.
The State of Maryland may use HOME funds for tenant based rental assistance on a limited basis,
including using HOME funds for security deposit assistance and to help victims of disaster.
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3. DHCD Administrative Fees and CHDO Operating Assistance
10% of HOME funds received each year will be set aside for Administrative Expenses. These funds will
be used by DHCD for administrative expenses associated with administering the HOME program. 10% of
any program income received may also be allocated to Administrative Expenses.
Up to 5% of the annual allocation may be set-aside for CHDO operating assistance. Under federal law, a
CHDO may not receive HOME support that provides more than 50% of its operating budget in any fiscal
year, or $50,000, whichever is greater. Under DHCD policy, operating assistance funds available to
CHDOs in any fiscal year will be capped at $50,000. This amount does not include funds for operating
expenses and pass-through funds provided through intermediary organizations exclusive of the State of
Maryland selected by HUD.
All current State certified CHDO’s will require re-certification prior to any operating assistance being
awarded.
HOME Funds as Grants
Certain types of financial assistance may be offered as grant assistance and not as a loan. DHCD may
offer HOME financial assistance as grants for the following purposes: (1) HOME Special Reserve Fund
projects sponsored by non-profit organizations, local governments, or State agencies; (2) projects for
which federal or other funding agencies do not permit loans subordinate to their funds; (3)
rehabilitation of owner-occupied housing; (4) activities which have a high public purpose, but do not
result in an appreciably higher value in the property after the improvements, i.e., lead paint hazard
reduction or abatement, modifications required by the Maryland Historical Trust, accessibility
modifications, or furnace and roof replacement; or (5) other eligible projects, activities or costs as
approved by DHCD including operating assistance to CHDOs. In determining whether to provide HOME
financial assistance as grants, DHCD will reserve the right to make a conditional grant providing for
repayment if there is a reasonable expectation of repayment. Grants will be awarded at the discretion
of the Department
Required Set Asides
Under federal law at least 15 percent of the State's HOME formula allocation must be reserved for use
by CHDOs. Included within that amount, up to 10% may be used for predevelopment costs for CHDOs.
The required set aside will be met within the HOME program uses described in the previous section as
part of the existing programs of DHCD or with the HOME Special Reserve Fund. If set asides are being
committed more slowly than necessary to use the required annual amount, extra measures will be
taken. The measures may include aggressive marketing, expedited processing and ultimately, if need
be, reservation of the balance of uncommitted HOME funds to be used only to meet the required set-
asides.
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Geographic Areas for Use of State HOME Funds
HOME funds will be used primarily in jurisdictions throughout the State, which are not Participating
Jurisdictions. Non-Participating Jurisdictions include the entire State except for Baltimore City and Anne
Arundel (except for the City of Annapolis), Baltimore, Harford, Howard, Montgomery, and Prince
George's counties. These jurisdictions receive a direct allocation of HOME funds. The State has the
option to provide funds in these jurisdictions as deemed necessary.
Monitoring Responsibilities
The federal requirements for the HOME program establish an extensive set of monitoring and reporting
requirements, including site inspections and tenant certifications. When HOME funds are used in
conjunction with other State resources, DHCD already has oversight and monitoring responsibilities for
the State resources. When HOME funds are used without other State funds, DHCD will ensure that all
HOME administrative and monitoring requirements are met in accordance with the HOME Monitoring
Plan.
HTF Monitoring
The Division of Credit Assurance is responsible for monitoring the income of tenants and physical and
financial condition of DHCD-financed properties, including those assisted with HTF.
The Department performs management reviews of grantees for compliance with tenant income and
rent restrictions of properties with HTF funding. The Division of Credit Assurance will perform quality
assurance reviews or audits, if needed, to ensure that problems are corrected. Reviews and audits will
ensure that all State and Federal regulations are being followed.
Additionally, Credit Assurance undertakes physical inspections of DHCD-financed properties, as well as
ensuring the financial subsidy of loans and assets management by the Department. Generally, Asset
Management is responsible for conducting annual inspections on properties during the applicable
affordability period. On sight inspections of rental housing projects are conducted within 12 months
following completion of the project and every three years thereafter during the period of affordability.
Some inspections may be completed by the Contract Services. The financial condition of HTF assisted
rental projects with ten units or more will be examined annually to determine the continued financial
viability of the housing. Action(s) must be taken to correct problems to the extent feasible.
In addition, annual physical inspections are performed on projects that do not meet all of the following
criteria:
The loan is current and has not been delinquent in the prior twelve months.
The debt service coverage ratio for the loan including any superior debt, if applicable is greater
than 1.0
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The vacancy is less than 10%
There are no significant outstanding violations of the Regulatory Agreement or other loan or
program requirements
The project does not exhibit deferred maintenance. Deferred maintenance is defined as a
condition exhibiting the continued failure by a management agent or an owner to perform
routine or day-to-day tasks associated with the repair or upkeep of the property.
HTF PROGRAM POLICIES AND PROCEDURES
These policies govern the use of the HOME funds administered by the Maryland Department of Housing
and Community Development (DHCD).
Income Levels to be served
The HTF Program will serve ELI households. ELI households are defined as households with incomes at
the greater of:
30% of the applicable Area Median Income (AMI); or
Households with incomes at or below the poverty line.
Terms of HTF
HTF funds may be used as broadly and flexibly as is permitted by federal regulations to address the
unique underwriting needs of each project and the number of ELI tenants to be served. Forms of
assistance may include:
Equity Investments;
Interest-bearing loans or advances;
Non-Interest bearing loans or advances;
Deferred payment loans;
Grants; or
Other forms of assistance approved by HUD.
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Use of HTF
HTF funds may only be used for the following eligible costs:
Development hard costs;
Acquisition costs;
Related soft costs;
Relocation costs; and
Operating/rental assistance, but no more than one-third of the states annual HTF allocation and
may be used for operating cost assistance and/or an operating cost assistance reserve but must
be fully utilized within 5 years of the award. Such assistance can be subsequently renewed, as
long as it’s within the 30-year affordability period. It is anticipated that such assistance would be
limited and in the form of grants.
Operating cost assistance and/or an operating cost assistance reserve may be provided only to rental
housing acquired, rehabilitated, reconstructed, or newly constructed with HTF funds. [Section
200(a)(1)].
Eligible use of HTF for operating cost assistance and operating cost assistance reserve in accordance
with Section 201(e).
Operating costs are costs for insurance, utilities, real property taxes, and maintenance and
scheduled payments to a reserve for replacement of major systems (provided that the
payments must be based on the useful life of each major system and expected replacement cost)
of an HTF-assisted unit.
The eligible amount of HTF funds per unit for operating cost assistance is determined based on
the deficit remaining after the monthly rent payment for the HTF-assisted unit is applied to the
HTF-assisted unit’s share of monthly operating costs.
The maximum amount of the operating cost assistance to be provided to an HTF-assisted rental
project must be based on the underwriting of the project and must be specified in a written
agreement between the grantee and the recipient. The written agreement may commit, from a
fiscal year HTF grant, funds for operating cost assistance for a multiyear period provided that
the grantee is able meet its expenditure deadline in 93.400(d).
The grantee may renew operating cost assistance with future fiscal year HTF grants during the
affordability period [Section 302(d)(1) establishes a 30-year minimum affordability period] and
the amount must be based on the need for the operating cost assistance at the time the
assistance is renewed.
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Tenant Selection
There must be a written lease between the tenant and owner of HTF-assisted rental housing for a period
of not less than 1 year, unless a shorter period is mutually agreed upon. The lease may not contain any
of the following provisions:
Agreement to be sued;
Treatment of property;
Excusing owner from responsibility;
Waiver of notice to be sued;
Waiver of legal proceedings;
Waiver of a jury trial;
Waiver of right to appeal court decision;
Tenant chargeable with cost of legal actions regardless of outcome; and
Mandatory supportive services.
Other Additional Requirements
HTF projects must also meet the following requirements:
Initial Rents and Utility Allowances. The Department will establish maximum monthly
allowances for utilities and services and annually review and approve rents proposed by HTF-
assisted project owners;
Tenant Income and Over-Income Tenant. Project owners must determine tenant eligibility by
calculating the household’s annual income using the definition of income, 24 CFR part 5.609.
Income determinations are conducted at initial occupancy and the project owner must re-
examine each tenant’s annual income each year during the period of affordability. For HTF units
that also receive project-based rental assistance, annual income must be reexamined based on
the rules applicable to the project-based assistance. HTF assisted units continue to qualify as
affordable housing despite a temporary non-compliance caused by increases on the income of
the existing tenants. When that occurs, grantees must make every effort to bring the units back
into income compliance as soon as it is feasible; and
Fixed and Floating HTF Units. In a project containing both HTF-assisted and other units, the
grantee will designate fixed or floating HTF units at the time of project commitment in the
written agreement between the grantee and the recipient. The actual HTF units must be
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identified not later than the time of project completion. Fixed units remain the same throughout
the affordability period and floating units are changed to maintain compliance with the
requirements of 24 CFR §93.302(g) during the affordability period.
Referrals. DHCD intends to establish a web-based process for service providers to connect their
target population-eligible clients to available unit’s set-aside for that specific targeted
population. When such a system is created by DHCD, applicants seeking HTF funding for any and
all set-aside target population units must agree to provide notice of unit availability and accept
tenant referrals from such a DHCD system.
2. Other DHCD Programs
HTF funds will be used in conjunction with on-going DHCD housing programs to fill gaps in funding, make
projects feasible and increase the number of low-income persons able to be served in State-funded
projects.
HTF funds will be disbursed among DHCD program areas listed below:
Multifamily Housing Programs
Single Family Programs
A. Multifamily Housing Programs
Rental housing projects will use HTF in conjunction with the Rental Housing Fund. HOME funds will be
used in projects utilizing any combination of State funds, bond funds, or low-income tax credits
administered by DHCD or may be used with no other State funds. HTF may be requested by sponsors
and/or local governments as part of the project application or DHCD staff may, in consultation with
sponsors and local governments, propose the use of HTF funds during project evaluation. HTF and any
other DHCD funds may be awarded to projects at the time of reservation of Rental Housing Funds.
The Department will require that all applications for HTF funds must contain a description of the eligible
activities to be conducted with the HTF funds.
HTF projects must also comply with Site and Neighborhood Standards requirements as established in
the HTF interim rule published by HUD (Exhibit A). The Site and Neighborhood Standards at § 93.150
apply to new construction of rental projects receiving HTF funds.
All rehabilitation projects must meet the applicable HTF rehabilitation standards and the requirements
of 24 CFR §93.301(b).
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The Department will not use HTF funds for refinancing of existing debt.
Geographic Areas for Use of HTF
3.3.1 HTF Program funds will be available on a State-wide basis. Ideally, housing opportunities for ELI
household will be reasonably dispersed across the state, allowing physical mobility based on a
household’s own needs and preferences, and in doing so, promoting social and economic
mobility for those same households. Achieving this end requires that the State invest in
improving neighborhoods that already serve low income residents and providing new housing
options in historically less affordable communities that provide residents access to a broad
array of jobs, services and amenities.
Some projects not only provide needed affordable housing, but provide synergy, contributing to
and expanding upon broader State and local community development investments. In order to
ensure that HTF funds are reasonably dispersed across the State, an eligible HTF project must be
located within one of the areas below:
1. HTF funds may be awarded to any elderly or family project, new construction or
rehabilitation, in a Qualified Census Tract (QCT) or Difficult Development Area (DDA)
(this does not include any State-designated DDA under the authority granted in §42,
more commonly referred to as a “state-designated basis boost”) that contributes to a
concerted community revitalization plan.
To qualify for points in this category, a concerted community revitalization plan must
meet the following requirements:
a) Officially adopted or endorsed by a Local Government or created with Local
Government involvement;
b) Established to increase investment in the community or build from an existing
community asset;
c) Developed and approved in accordance with local planning requirements;
d) Includes evidence of community and stakeholder engagement;
e) Has a defined geographic boundary, that includes the proposed site or is
focused within a single municipality, jurisdiction, or targeted area;
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f) If there is a housing component in the plan, the plan should include
rehabilitation or new construction of rental housing as a goal for the
community;
g) Includes details of implementation measures along with specific time frames for
the achievement of such policies and housing activities; and
h) Provides a list of other investment occurring or planned within the immediate
area.
Monitoring Responsibilities
The federal requirements for the HTF program establish an extensive set of monitoring and reporting
requirements, including site inspections and tenant certifications. When HTF is used in conjunction with
other State resources, DHCD already has oversight and monitoring responsibilities for the State
resources. When HTF used without other State funds, DHCD will ensure that all HTF administrative and
monitoring requirements are met in accordance with the HTF Plan.
Consolidated Plan
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Expected Resources
AP-15 Expected Resources 91.320(c)(1,2)
Introduction
Anticipated resources for the 2020-2024 Con Plan is projected to be $250,062,154 million of HUD funding that will be disseminated through
CDBG, ESG, HOME, HOPWA and NHTF programs to help meet the following goals:
1. Grow the number of affordable housing units
2. Increase the number of affordable housing units for special needs population
3. Provide rapid-rehousing to reduce the number of people experiencing homelessness
4. Foster healthy competition among sustainable and other designated communities to meet goals set in the plan
Consolidated Plan
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Anticipated Resources
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
CDBG
public -
federal
Acquisition
Admin and
Planning
Economic
Development
Housing
Public
Improvements
Public Services
7,987,425
400,000
500,000
8,887,425
30,000,000
Estimates are based on the FFY
20 allocation which is subject to
change. Actual numbers are
provided each year in the annual
performance report.
Consolidated Plan
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Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HOME
public -
federal
Acquisition
Homebuyer
assistance
Homeowner
rehab
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership
TBRA
6,278,725
2,977,141
12,607,914
21,863,780
34,441,820
Estimates are based on the FFY
20 allocation which is subject to
change. Actual numbers are
provided each year in the annual
performance report.
Consolidated Plan
MARYLAND
195
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HOPWA
public -
federal
Permanent
housing in
facilities
Permanent
housing
placement
Short term or
transitional
housing
facilities
STRMU
Supportive
services
TBRA
2,144,706
0
1,709,257
3,853,963
8,000,000
HOPWA program is formula
funded by HUD each year.
Estimated allocations for 2020-
2024 are based on flat-funded
$2.0M per year. TBRA, STRMU,
PHP and Supportive Services
(case management)
Consolidated Plan
MARYLAND
196
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Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
ESG
public -
federal
Conversion and
rehab for
transitional
housing
Financial
Assistance
Overnight
shelter
Rapid re-
housing (rental
assistance)
Rental
Assistance
Services
Transitional
housing
1,169,121
0
0
1,169,121
18,064,860
Estimated allocations for 2020-
2024 are based on flat funding for
the remaining 4 years of the plan.
Consolidated Plan
MARYLAND
197
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
HTF
public -
federal
Acquisition
Admin and
Planning
Homebuyer
assistance
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership
4,420,359
0
3,391,627
7,811,986
17,681,436
The HTF annual allocation will be
used for the production,
preservation and rehabilitation of
affordable rental housing through
the acquisition, new construction,
reconstruction, or rehabilitation
of non-luxury housing with
suitable amenities. The HTF
Program will serve ELI
households. ELI households are
defined as households with
incomes at the greater of 30% of
the applicable Area Median
Income (AMI); or Households
with incomes at or below the
poverty line. Estimated
allocations for 2020-2024 are
based on flat funding for the
remaining 4 years of the plan.
Consolidated Plan
MARYLAND
198
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Continuum
of Care
public -
federal
Supportive
services
TBRA
4,516,215
0
0
4,516,215
18,064,860
The State receives HUD funding
for 16 Continuum of Care
Program projects across the State
that provide permanent rental
assistance and supportive
services to chronically homeless
households.
LIHTC
public -
federal
Acquisition
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
17,000,000
0
0
17,000,000
68,000,000
The Federal Low Income Housing
Tax Credit Program finances the
new construction or the
acquisition and rehabilitation of
existing housing to provide
affordable rental housing to low-
income families and individuals.
The amount of funding the State
receives is based on its
population. Funding is awarded
to developers on a competitive
basis.
Consolidated Plan
MARYLAND
199
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Section 811
public -
federal
Acquisition
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
Permanent
housing
placement
Rental
Assistance
5,580,000
0
0
5,580,000
22,320,000
DHCD has received three
competitive demonstration
grants from HUD under the
Section 811 program. This
funding is used to provide
affordable rental housing for
disabled persons. The funding
noted above will actually be
spent out over the next five
years. It is unclear whether HUD
will provide competitive 811
funding in future years, if so, the
State expects to apply for it. The
funding represents five (5) years
of rental assistance and the
template anticipates annual
renewal funding with the initial
demonstration is complete.
Consolidated Plan
MARYLAND
200
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Other
CDBG-DR #2
public -
federal
Admin and
Planning
Public
Improvements
5,000,000
0
0
5,000,000
750,000
The State received CDBG Disaster
Grant for several disaster events
in November 2013. There are
several activities that are in final
phases and one that is about to
begin. Additional information on
the grant and funded activities
can be found on the DHCD
website.
Other
Housing
Trust Fund
public -
federal
Multifamily
rental new
construction
Multifamily
rental rehab
Other
3,000,000
0
0
3,000,000
12,000,000
The HTF annual allocation will be
used for the production,
preservation and rehabilitation of
affordable rental housing through
the acquisition, new construction,
reconstruction, or rehabilitation
of non-luxury housing with
suitable amenities. The HTF
Program will serve ELI
households. ELI households are
defined as households with
incomes at the greater of 30% of
the applicable Area Median
Income (AMI); or Households
with incomes at or below the
poverty line.
Consolidated Plan
MARYLAND
201
OMB Control No: 2506-0117 (exp. 09/30/2021)
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
Other
Community
Services
Block Grant
public -
federal
Financial
Housing
Rental
Assistance
Rental and
Supportive
services
16,976,325
0
0
16,976,325
47,000,000
CSBG provides funding to
Community Action Agencies
across the State for anti-poverty
programs. Many CAAs provide
direct homeless services and
operate/develop affordable
housing.
Table 58 - Expected Resources Priority Table
Consolidated Plan
MARYLAND
202
OMB Control No: 2506-0117 (exp. 09/30/2021)
Explain how federal funds will leverage those additional resources (private, state and local
funds), including a description of how matching requirements will be satisfied
The federal funds DHCD receives through the Con Plan are actually only a small part of the resources the
Department has available to provide housing and community development efforts. As noted in the
above table, DHCD allocates Federal LIHTC for the State of Maryland. These funds are awarded jointly
and competitively with HOME funds through a uniform application process that also includes significant
funding from the State. In addition, DHCD receives substantial funding from the State for Community
Revitalization efforts as well. All told, DHCD typically receives about $100 million per year in State
funding to carry out housing and community development efforts.
In addition to these funds, DHCD is also the State’s Housing Finance Agency, allocating bond funds for
both rental housing and homeownership efforts. This often exceeds $300 million per year, or about
$1.5 billion over the life of the Con Plan. The State is also a Public Housing Authority, operating the
Section 8 Housing Choice Voucher Program, as well as serving as a Section 8 Contract Administrator for
HUD. In the former capacity, DHCD operates “regular”, mainstream, VASH, NEDS, and other Voucher
programs to assist persons with disabilities, youth, homeless veterans, and others obtain affordable
housing.
Matching funds required for programs such as HOME and ESG come from the State. The HOME
matching requirement is met through the Rental Allowance Program, which provides short term rental
assistance to persons who are at risk of homelessness or homeless. ESG funding is matched with State
Homelessness Solutions Program funds. The State will match the two-percent administrative allowance
with State general funds. The one percent Technical Assistance funds will be used to provide technical
assistance to grantees and potential CDBG recipients.
Consolidated Plan
MARYLAND
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OMB Control No: 2506-0117 (exp. 09/30/2021)
If appropriate, describe publically owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
Maryland DHCD does not own public land or properties with the state that may be used to address
needs identified in the plan.
Discussion
Consolidated Plan
MARYLAND
204
OMB Control No: 2506-0117 (exp. 09/30/2021)
Annual Goals and Objectives
AP-20 Annual Goals and Objectives 91.320(c)(3)&(e)
Goals Summary Information
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs
Addressed
Funding
Goal Outcome Indicator
1
Increase Affordable
Rental Housing
2020
2024
Affordable Housing
Homeless
Non-Homeless
Special Needs
Non-Housing
Community
Development
CDBG: $0
HOME:
$13,907,196
CDBG-DR #1:
$0
CDBG-DR #2:
$0
Rental units rehabilitated: 64 Household
Housing Unit
2
Community
Revitalization
2020
2024
Affordable Housing
Homeless
Non-Homeless
Special Needs
Non-Housing
Community
Development
CDBG:
$7,787,425
HOME:
$6,648,162
CDBG-DR #1:
$500,000
CDBG-DR #2:
$5,000,000
Public Facility or Infrastructure Activities
other than Low/Moderate Income Housing
Benefit: 45215 Persons Assisted
Homeowner Housing Rehabilitated: 11
Household Housing Unit
Consolidated Plan
MARYLAND
205
OMB Control No: 2506-0117 (exp. 09/30/2021)
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs
Addressed
Funding
Goal Outcome Indicator
3
Promote
Homeownership
2020
2024
Affordable Housing
CDBG:
$1,100,000
HOME:
$580,549
Public service activities for Low/Moderate
Income Housing Benefit: 250 Households
Assisted
Homeowner Housing Rehabilitated: 5
Household Housing Unit
Direct Financial Assistance to Homebuyers:
20 Households Assisted
4
Reduce
Homelessness
2020
2024
Homeless
ESG:
$1,169,121
Tenant-based rental assistance / Rapid
Rehousing: 900 Households Assisted
Homeless Person Overnight Shelter: 2300
Persons Assisted
Overnight/Emergency Shelter/Transitional
Housing Beds added: 50 Beds
Homelessness Prevention: 2300 Persons
Assisted
Table 59 Goals Summary
Consolidated Plan
MARYLAND
206
OMB Control No: 2506-0117 (exp. 09/30/2021)
Goal Descriptions
1
Goal Name
Increase Affordable Rental Housing
Goal
Description
7/1/2020 - 6/30/2021 HOME anticipates funding 4 multi-family rental housing projects with 64 HOME units and a total of
151 units.
7/1/2020 - 6/30/2021 - CDBG does not anticipate funding any rental housing projects.
7/1/2020 - 6/30/2021 - HOPWA does not anticipate funding any rental housing projects.
7/1/2020 - 6/30/2021 - HTF anticipates funding _50_ units annually.
3
Goal Name
Community Revitalization
Goal
Description
7/1/2020 - 6/30/2021 - HOME - planning on funding approximately 11 single family homeowner
rehabilitation/reconstruction loans
7/1/2020 - 6/30/21 - CDBG anticipates spending the majority of funding on community revitalization projects including
rehabilitation of owner-occupied housing, construction of new housing for homeownership, removal of architectural
barriers, construction or improvement of infrastructure, construction or improvement of public facilities and blight
removal.
7/1/2020 - 6/30/21 - CDBG-DR 1 and 2 will complete previous approved public improvements and facilities projects.
4
Goal Name
Community Revitalization - Economic Development
Goal
Description
7/1/20 - 6/30/2021 - CDBG does not anticipate funding any economic development projects.
Consolidated Plan
MARYLAND
207
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5
Goal Name
Promote Homeownership
Goal
Description
7/1/2020 - 6/30/2021 HOME Funds remaining from previous funding years for Special Funding to promote
homeownership for the HOME Program. Due to Covid do not anticipate any closing during this period
7/1/2020 - 6/30/2021 - CDBG anticipates funding 3 projects that will promote homeownership $1,100,000.
6
Goal Name
Reduce Homelessness
Goal
Description
7/1/2020- 6/30/2021 - CDBG does not anticipate funding projects which will result in the reduction of homelessness.
7/1/2020- 6/30/2021 - ESG anticipates assisting annually:
Homeless Persons Overnight Shelter - 2300 persons per year
Tenant-based rental assistance / Rapid Rehousing - 900 households per year
Homelessness Prevention - 2300 persons per year
Overnight/Emergency Shelter/Transitional Housing Beds added - 50 per year
Consolidated Plan
MARYLAND
208
OMB Control No: 2506-0117 (exp. 09/30/2021)
AP-25 Allocation Priorities 91.320(d)
Introduction:
The State award funds through an application process based on the method of distribution provided for each program. Programs estimate the
amounts they will fund for the identified goals and priorities in the plan. At the end of each program year, the State prepares a report
identifying the actual use of the funds.
Funding Allocation Priorities
Increase Affordable
Rental Housing (%)
Community
Revitalization (%)
Community Revitalization -
Economic Development (%)
Promote
Homeownership (%)
Reduce
Homelessness (%)
Total
(%)
CDBG
12
88
0
0
0
100
HOME
66
31
0
3
0
100
HOPWA
0
0
0
0
100
100
ESG
0
0
0
0
100
100
HTF
100
0
0
0
0
100
Continuum of
Care
0
0
0
0
0
0
LIHTC
0
0
0
0
0
0
Section 811
0
0
0
0
0
0
Other CDBG-DR
#1
0
100
0
0
0
100
Other CDBG-DR
#2
0
100
0
0
0
100
Other Housing
Trust Fund
0
0
0
0
0
0
Table 60 Funding Allocation Priorities
Consolidated Plan
MARYLAND
209
OMB Control No: 2506-0117 (exp. 09/30/2021)
Reason for Allocation Priorities
The Method of Distribution will directly impact priority needs and will assist with accomplishing the goals and objectives established in the
Consolidated Plan. CDBG, HOME, ESG, HOPWA and HTF programs for FY 2020 are designed to address the three priority needs -- Decent
Housing, Suitable Living Environment, and Economic Opportunity. Allocation priorities are based on expected funding and program evaluation of
relative need among the related objectives identified in the Plan. HOME funding will be made available for short term rental assistance and
tenant-based rental assistance (TBRA). TBRA will be available for special needs and non special needs households. HOME will also provide short
term rental assistance in the form of security deposits. HTF fund will address rental development through rehabilitation and/or new construction
rental projects. HOPWA allocates funding for TBRA, Facility-based Supportive Housing, STMRU, PHP, and Supportive Housing. Each of these are
successful in preventing homelessness of persons with HIV. There are no allocation priorities for CDBG. The percentages are based on
anticipated awards. The CDBG program accepts applications for all eligible activities. The communities submit applications for their priorities.
How will the proposed distribution of funds will address the priority needs and specific objectives described in the Consolidated
Plan?
See reason for allocation priorities.
Consolidated Plan
MARYLAND
210
OMB Control No: 2506-0117 (exp. 09/30/2021)
AP-30 Methods of Distribution 91.320(d)&(k)
Introduction:
The CDBG, ESG, HOME, HTF and HOPWA programs included in the Consolidated Plan all distribute funds in a different way. The methods of
distribution can be found in this section and in the downloaded version of the Plan as the information exceeds the maximum amount of
allowable space in this section. No method of distribution is provided for CDBG DR #1 and #2 grants as these funds were awarded to specific
projects under previous Action Plans and Action Plan Amendments. Further information as to these funds can be found on the DHCD website.
Distribution Methods
Table 61 - Distribution Methods by State Program
1
State Program Name:
CDBG
Funding Sources:
CDBG
Describe the state program
addressed by the Method of
Distribution.
The Maryland Community Development Block Grant Program (CDBG) assists county and municipal
governments with activities directed toward neighborhood revitalization, housing opportunities,
economic development and improved public facilities and services. Congress initiated the program in
Title I of the Housing and Community Development Act of 1974 and provides funds to the State for non-
entitlement areas. Non-entitlement areas are non-urban counties with populations less than 200,000
(minus entitlement cities) and municipalities of less than 50,000 in population.
Consolidated Plan
MARYLAND
211
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe all of the criteria that
will be used to select
applications and the relative
importance of these criteria.
Please see the downloaded report for an answer to this question.
If only summary criteria were
described, how can potential
applicants access application
manuals or other
state publications describing
the application criteria? (CDBG
only)
Please see the downloaded report for an answer to this question.
Consolidated Plan
MARYLAND
212
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe the process for
awarding funds to state
recipients and how the state
will make its allocation
available
to units of general local
government, and non-profit
organizations, including
community and faith-based
organizations. (ESG only)
Not applicable to CDBG
Identify the method of
selecting project sponsors
(including providing full access
to grassroots faith-based and
other
community-based
organizations). (HOPWA only)
Not applicable to CDBG
Describe how resources will
be allocated among funding
categories.
Please see the downloaded report for an answer to this question
Consolidated Plan
MARYLAND
213
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe threshold factors and
grant size limits.
Please see the downloaded report for an answer to this question
What are the outcome
measures expected as a result
of the method of distribution?
Please see the downloaded report for an answer to this question
2
State Program Name:
ESG
Funding Sources:
ESG
Describe the state program
addressed by the Method of
Distribution.
ESG is designed for the rehabilitation or conversion of buildings for use as emergency shelter for the
homeless, for the payment of certain expenses related to operating emergency shelters, for essential
services related to emergency shelters and street outreach for the homeless, and for homelessness
prevention and rapid re-housing assistance. Funds support households who are currently or imminent
risk of homelessness to meet their immediate shelter and safety needs and transition into stable
permanent housing.
Consolidated Plan
MARYLAND
214
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe all of the criteria that
will be used to select
applications and the relative
importance of these criteria.
DHCD requires each Continuum of Care to submit an application annually describing their jurisdiction's
plan for addressing homelessness, applicant organizational capacity, community coordination efforts,
local needs, implementation of best practices such as Housing First, implementation of their
Coordinated Entry System, how they will address and eliminate fair housing impediments, and what
projects they will undertake with ESG funding. The application includes demonstrating progress on
DHCD and HUD project and system performance outcomes in addition to maintaining compliance with
program regulations and HMIS data entry. DHCD scores applications competitively based on these
factors, and CoCs with the highest scores are awarded additional funding. Due to COVID-19, 2020 ESG
funds will be awarded non-competitively due to additional ESG-CV funds being available to each
Continuum of Care.
If only summary criteria were
described, how can potential
applicants access application
manuals or other
state publications describing
the application criteria? (CDBG
only)
Not applicable to ESG
Consolidated Plan
MARYLAND
215
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe the process for
awarding funds to state
recipients and how the state
will make its allocation
available
to units of general local
government, and non-profit
organizations, including
community and faith-based
organizations. (ESG only)
Eligible grantees for ESG funds are Continuums of Care, primarily those operating in non-entitlement
ESG jurisdictions. Continuums of Care then subgrant those funds to nonprofit organizations in their
geographic area, including those that are faith-based. Most Continuum of Care lead agencies are local
government agencies.
Identify the method of
selecting project sponsors
(including providing full access
to grassroots faith-based and
other
community-based
organizations). (HOPWA only)
Not applicable to ESG
Consolidated Plan
MARYLAND
216
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe how resources will
be allocated among funding
categories.
Anticipated allocations by eligible activity for 2020-2024 are:
Street Outreach - 5%
Emergency Shelter - 40%
Rapid Re-Housing - 35%
Homelessness Prevention - 20%
DHCD uses matching State funds to provide administrative and HMIS funds to Continuums of
Care. Note: Allocation among ESG funding categories may significantly change due to anticipated
federal COVID19 relief available for specific activities.
Describe threshold factors and
grant size limits.
Not applicable - Funds are awarded to CoCs according to need based on annual PIT Count and HMIS
data.
What are the outcome
measures expected as a result
of the method of distribution?
Reduced length of time people experience homelessness
Reduced rate of first-time homelessness
Increased placement of people experiencing homelessness into permanent housing
Reduced number of formerly homeless persons losing permanent housing and returning to the
homeless system
Consolidated Plan
MARYLAND
217
OMB Control No: 2506-0117 (exp. 09/30/2021)
3
State Program Name:
HOME
Funding Sources:
HOME
Describe the state program
addressed by the Method of
Distribution.
HOME funds will be used to increase the number of housing units for very low income individuals and
households. HOME funds will be targeted for the lowest income households as follows:
For rental housing projects, HOME funds will be targeted to serve households at or below 80 percent of
the area median household income, adjusted for household size, and determined annually by HUD.
Describe all of the criteria that
will be used to select
applications and the relative
importance of these criteria.
Please see the downloaded report for an answer to this question.
Single family projects for rehabilitation/reconstruction assistance through the HOME Program are
awarded on a first come first serve basis. Applications for rehabilitation/reconstruction assistance are
available on our website.
Single Family rehabilitation/reconstruction loans, acquisition/rehab/resale loans and loans for
Homeownership assistance will be targeted to households at or below 80percent of the area median
household income, adjusted for household size and determined annually by HUD.
Multi-Family HOME Projects are awarded through a competitive round that occurs once a
year. Information regarding these competitive founds and application for such are located on the
State’s website.
Rental assistance will be targeted to households at or below 80percent of the area median household
income, adjusted for household size and determined annually by HUD.
If only summary criteria were
described, how can potential
applicants access application
manuals or other
state publications describing
the application criteria? (CDBG
only)
Not applicable to HOME.
Consolidated Plan
MARYLAND
218
OMB Control No: 2506-0117 (exp. 09/30/2021)
Describe the process for
awarding funds to state
recipients and how the state
will make its allocation
available
to units of general local
government, and non-profit
organizations, including
community and faith-based
organizations. (ESG only)
Not applicable to HOME.
Identify the method of
selecting project sponsors
(including providing full access
to grassroots faith-based and
other
community-based
organizations). (HOPWA only)
Not applicable to HOME
Describe how resources will
be allocated among funding
categories.
Please see the downloaded report for an answer to this question.
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Describe threshold factors and
grant size limits.
Please see the downloaded report for an answer to this question.
What are the outcome
measures expected as a result
of the method of distribution?
Please see the downloaded report for an answer to this question.
4
State Program Name:
HOPWA
Funding Sources:
HOPWA
Describe the state program
addressed by the Method of
Distribution.
The Housing Opportunities for Persons with AIDS (HOPWA) was established to provide housing
assistance and related supportive services for low-income persons living with HIV/AIDS and their
families. The HOPWA funds are appropriated annually through the U.S. Department of Housing and
Urban Development (HUD) by formula to eligible states that meet the minimum number of cumulative
AIDS cases.
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Describe all of the criteria that
will be used to select
applications and the relative
importance of these criteria.
The awarding of HOPWA funds is based on the number of households with people living with HIV/AIDS.
This is in addition to the location, availability, and access of services. Agencies are awarded funds based
upon their demonstrated capacity to achieve program goals. Program outcomes include: (1) providing
the supports necessary to achieve affordable, safe housing for low-income persons living with HIV/AIDS,
(2) enhancing housing stability and support retention in HIV care, and (3) assisting participants to find
and then maintain stable housing (supportive housing case management). HOPWA funds are used to
help individuals living with HIV/AIDS avoid homelessness, therefore, special consideration is given to
those agencies who have experience providing various services to PLWHA and demonstrated effective
use of funds.
If only summary criteria were
described, how can potential
applicants access application
manuals or other
state publications describing
the application criteria? (CDBG
only)
Not applicable to HOPWA
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Describe the process for
awarding funds to state
recipients and how the state
will make its allocation
available
to units of general local
government, and non-profit
organizations, including
community and faith-based
organizations. (ESG only)
Not applicable to HOPWA
Identify the method of
selecting project sponsors
(including providing full access
to grassroots faith-based and
other
community-based
organizations). (HOPWA only)
Project Sponsors are currently government agencies with programs that target services to people living
with HIV/AIDS (PLWHA). In the future, MDH will conduct an RFA to include faith-based and other
community-based organizations. Current, and future, project sponsors must demonstrate the ability to
manage a HOPWA program and all applicable State and Federal policies and procedures
including compliance with Federal and State non-discrimination laws.
Additionally, to be awarded funds, sponsors must have established internal controls and fiscal
accounting procedures along with the demonstrated ability to coordinate client services with other
services providers and leverage, where possible, other resources toward meeting overall client needs
and program goals. Lastly, Program Sponsors must demonstrate the ability to meet all reporting and
record-keeping requirements including maintaining the confidentiality of client records.
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Describe how resources will
be allocated among funding
categories.
HOPWA
Anticipated allocations by eligible activity for 2020-2024 are:
Tenant-Based Rental Assistance (TBRA) - 87%
Short-Term Rent Mortgage Utility Assistance (STRMU) - 1%
Permanent Housing Placement Assistance (PHP) - 1%
Housing Case Management - 11%
Transportation - <1%
Describe threshold factors and
grant size limits.
There are no limits or threshold factors in the awarding of HOPWA funds.
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What are the outcome
measures expected as a result
of the method of distribution?
(1) to provide the supports necessary to achieve affordable, safe housing for low-income persons living
with HIV/AIDS;
(2) enhance housing stability and support retention in HIV care; and
(3) to assist participants to find and then maintain stable housing (supportive housing case
management).
5
State Program Name:
HTF
Funding Sources:
HTF
Describe the state program
addressed by the Method of
Distribution.
The HTF Program priority will be to increase the supply of decent, safe and sanitary affordable housing
for ELI households, including homeless families. HTF funds may be used for the production, preservation
and rehabilitation of affordable rental housing through the acquisition, new construction,
reconstruction, or rehabilitation of non-luxury housing with suitable amenities.
In its method of distribution, Ninety percent (90%) of the HTF annual allocation will be used for the
production, preservation and rehabilitation of affordable rental housing through the acquisition, new
construction, reconstruction, or rehabilitation of non-luxury housing with suitable amenities. The
Department will retain ten percent (10%) of the HTF annual allocation for allowable administrative and
planning expenses.
The HTF program requires the Department to commit funds within 24 months of HUD’s execution of the
HTF grant Agreement.
See link for additional information on the 2020 HTF Plan -
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
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Describe all of the criteria that
will be used to select
applications and the relative
importance of these criteria.
HTF projects will be selected by the Department for funding consideration, subject to availability of
funds. Applications will be reviewed for eligibility and evaluated using the Threshold Criteria set forth
below. HTF funds will be awarded to eligible projects through a non-competitive, first-ready first-served
basis and will be used to complement and in conjunction with on-going Department housing programs
to leverage other project funding, make projects financially feasible and increase the number of ELI
households served in state-funded projects. HTF funds may be used in projects utilizing RHFP, LIHTC,
MBP, Shelter and Transitional Housing Grant Program (STHGP) and any other programs administered by
the Department. HTF may also be used with projects receiving non-Department housing program funds
such as other state, federal, local/public or private sources. HTF may not be used with any funding
sources that cannot be combined with HTF (e.g., Public Housing per 24 CFR §93.203). HTF funds may be
requested by a Sponsor as part of a project application or Department staff may, in consultation with a
sponsor, propose the use of HTF funds during project review and underwriting. Successful recipients will
receive a Notice of Award, which will state the Department’s intent to award HTF funds.
See link for additional information on the 2020 HTF Plan -
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
If only summary criteria were
described, how can potential
applicants access application
manuals or other
state publications describing
the application criteria? (CDBG
only)
Not applicable to HTF
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Describe the process for
awarding funds to state
recipients and how the state
will make its allocation
available
to units of general local
government, and non-profit
organizations, including
community and faith-based
organizations. (ESG only)
Not applicable to HTF
Identify the method of
selecting project sponsors
(including providing full access
to grassroots faith-based and
other
community-based
organizations). (HOPWA only)
Not applicable to HTF
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Describe how resources will
be allocated among funding
categories.
HTF projects will be selected by the Department for funding consideration, subject to availability of
funds. Applications will be reviewed for eligibility and evaluated using the Threshold Criteria set forth
below. HTF funds will be awarded to eligible projects through a non-competitive, first-ready first-served
basis and will be used to complement and in conjunction with on-going Department housing programs
to leverage other project funding, make projects financially feasible and increase the number of ELI
households served in state-funded projects. HTF funds may be used in projects utilizing RHFP, LIHTC,
MBP, Shelter and Transitional Housing Grant Program (STHGP) and any other programs administered by
the Department. HTF may also be used with projects receiving non-Department housing program funds
such as other state, federal, local/public or private sources. HTF may not be used with any funding
sources that cannot be combined with HTF (e.g., Public Housing per 24 CFR §93.203). HTF funds may be
requested by a Sponsor as part of a project application or Department staff may, in consultation with a
sponsor, propose the use of HTF funds during project review and underwriting. Successful recipients will
receive a Notice of Award, which will state the Department’s intent to award HTF funds.
See link for additional information on the 2020 HTF Plan -
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
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Describe threshold factors and
grant size limits.
HTF funds may only be used for the following eligible costs:
• Development hard costs; Acquisition costs; Related soft costs; Relocation costs; and
Operating/rental assistance, but no more than one-third of the states annual HTF allocation and may be used for operating cost
assistance and/or an operating cost assistance reserve but must be fully utilized within 5 years of the award. Such assistance
can be subsequently renewed, as long as it’s within the 30-year affordability period. It is anticipated that such assistance would
be very limited and in the form of grants.Operating cost assistance and/or an operating cost assistance reserve may be
provided only to rental housing acquired, rehabilitated, reconstructed, or newly constructed with HTF funds. [Section
200(a)(1)].
Eligible use of HTF for operating cost assistance and operating cost assistance reserve in accordance with Section 201(e).
• Operating costs are costs for insurance, utilities, real property taxes, and maintenance and scheduled payments to a reserve
for replacement of major systems (provided that the payments must be based on the useful life of each major system and
expected replacement cost) of an HTF-assisted unit.
• The eligible amount of HTF funds per unit for operating cost assistance is determined based on the deficit remaining after the
monthly rent payment for the HTF-assisted unit is applied to the HTF-assisted unit’s share of monthly operating costs.
• The maximum amount of the operating cost assistance to be provided to an HTF-assisted rental project must be based on the
underwriting of the project and must be specified in a written agreement between the grantee and the recipient. The written
agreement may commit, from a fiscal year HTF grant, funds for operating cost assistance for a multiyear period provided that
the grantee is able meet its expenditure deadline in 93.400(d).
• The grantee may renew operating cost assistance with future fiscal year HTF grants during the affordability period [Section
302(d)(1) establishes a 30-year minimum affordability period] and the amount must be based on the need for the operating
cost assistance at the time the assistance is renewed.
The Department will require that all applications for HTF funds must contain a description of the eligible activities to be
conducted with the HTF funds.HTF projects must also comply with Site and Neighborhood Standards requirements as
established in the HTF interim rule published by HUD (Exhibit A). The Site and Neighborhood Standards at § 93.150 apply to
new construction of rental projects receiving HTF funds.
All rehabilitation projects must meet the applicable HTF rehabilitation standards and the requirements of 24 CFR §93.301(b).
The Department will not use HTF funds for refinancing of existing debt.
See link for additional information on the 2020 HTF Plan -https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
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What are the outcome
measures expected as a result
of the method of distribution?
The Department has determined that a broader set of priorities is necessary to ensure the availability of
important resources to all areas and populations in the State. The
The following outcomes are expected from allocated funding priorities to provide:
1. Family Housing in Communities of Opportunity
2. Housing in Community Revitalization and Investment Areas
3. Integrated Permanent Supportive Housing Opportunities
4. Preservation of Existing Affordable Housing
5. Elderly Housing in Rural Areas of the State Outside Communities of Opportunity
6. Housing for the Homeless
It is the Department’s intent to ensure that Maryland’s affordable housing development resources,
including HTF funding, are fairly deployed in a manner that best serves Maryland residents; including
families, seniors, and persons with disabilities or special needs, and the continuing demand for quality,
affordable rental housing across the State.
Funds available through the HTF Program will be targeted to provide permanent rental housing to
extremely low income (ELI) households. The need for permanent rental housing for ELI households in
Maryland is significant, with the latest estimates indicating that there are over 180,000 households in
the State with incomes at or below 30% AMI, and 86% of these households pay in excess of 50% of their
income for housing. Additionally, ELI households in Maryland have a high occurrence of disabilities and
other special needs.
The HTF Program priority will be to increase the supply of decent, safe and sanitary affordable housing
for ELI households, including homeless families. HTF funds may be used for the production, preservation
and rehabilitation of affordable rental housing through the acquisition, new construction,
reconstruction, or rehabilitation of non-luxury housing with suitable amenities.
See link for additional information on the 2020 HTF Plan -
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
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EXHIBIT 1: CDBG Methods of Distribution
The Maryland Community Development Block Grant Program (CDBG) assists county and municipal
governments with activities directed toward neighborhood revitalization, housing opportunities,
economic development and improved public facilities and services. Congress initiated the program in
Title I of the Housing and Community Development Act of 1974 and provides funds to the State for non-
entitlement areas. Non-entitlement areas are non-urban counties with populations less than 200,000
(minus entitlement cities) and municipalities of less than 50,000 in population.
The State has assumed the responsibility for the administration of the program from HUD and is the
responsible entity for ensuring that the program is managed in compliance with regulations and
requirements. HUD provides the State with “maximum feasible deference” to create additional policies,
be more restrictive than HUD in policies and interpretation of regulations, and to determine how funds
will be distributed. Additionally, the State may choose not to fund certain types of projects though they
are eligible.
The State provides CDBG funds primarily as gap funding for projects selected by jurisdictions to meet
their needs. The funds will be awarded through two categories - Community Development and Special
Projects. DHCD will award funds for projects from the Community Development category through an
annual competition. DHCD will award funds for projects from the Special Projects category on a “first
come, first serve” basis. The majority of funding must benefit low and moderate income persons.
The primary objectives of the Maryland CDBG program are to provide decent housing and necessary
supporting infrastructure; to preserve and develop viable communities through the expansion of
economic opportunities; and, to meet the critical needs of Maryland's communities. The program
provides public funds for activities that meet at least one of the following national objectives as required
by Title I of the Housing and Community Development Act of 1974, as amended (HCD Act):
gives maximum feasible priority to activities that will benefit low and moderate (LMI) persons
and households;
aids in the prevention or elimination of slums or blight; or
meets community needs that are of an urgent nature or an immediate threat to community
health and welfare
Additional Maryland CDBG program objectives include:
revitalizing older neighborhoods and established communities;
leveraging CDBG funds with other public assistance programs and private resources;
directing growth to existing population centers;
providing essential public services to low and moderate income persons;
encouraging collaboration with state, federal and local programs focused on community
development, economic development and planning efforts;
supporting initiatives that preserve affordable homeownership;
supporting capital and non-capital investments that support the homeless; and
supporting initiatives and activities that benefit those serving or who have served in the U.S.
armed forces.
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The federal CDBG program regulations can be found in Title 24 of the Code of Federal Regulations Part
570 (24 CFR Part 570).
FEDERAL FISCAL YEAR 2020 / STATE FISCAL YEAR 2021 ALLOCATION
The State will receive $7,987,425 for FFY 2020 (SFY 2021). The award will be divided into the following
categories:
STATE OF MARYLAND CDBG ALLOCATION FFY 2020
State Administration (2% + $100,000)
$259,748
Technical Assistance (1%)
$79,874
Community Development (84% - $100,000)
$6,647,803
Special Projects (13%)
$1,000,000
TOTAL
$7,987,425
The State will match the 2% administrative allowance with State general funds as required. The 1%
Technical Assistance funds will be used to pay for program administrative costs related to providing
technical assistance to grantees and potential CDBG recipients. The State may also use 3% of program
income returned during the program year for administration and technical assistance. In the annual
Performance Report, the State will calculate the amount used and determine the State’s required
match.
In FFY 2020, the State will use approximately $400,000 of program income received from the
Neighborhood Stabilization Program that can be used for the CDBG Program as needed. Throughout the
year, any funds that become available, including funds received due to monitoring findings, recaptures
or the return of program income, will be awarded to projects as needed under Special Projects.
Additionally, the State may award program income received from loans made from a CDBG Disaster
Grant that was awarded after Hurricane Isabelle. All funds awarded in excess of the FFY 2020 (SFY 2021)
award will be included in the annual Performance Report.
NATIONAL OBJECTIVE AND ELIGIBLE ACTIVITIES
Title I of the Housing and Community Development Act of 1974 requires that any project funded with
Community Development Block Grant funds must meet a national objective and the activities must be
eligible. There are three national objectives: 1) benefit to persons of low and moderate income (LMI); 2)
prevention or elimination of slum and blight; or 3) meet an urgent need that is an immediate threat to
community health, safety or welfare. More detailed information will be made available to potential
applicants for funding in the program policies and procedures manual and at application and training
workshops.
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NATIONAL OBJECTIVE
Benefit to LMI Persons Thru Area Benefit Activities For projects that benefit an entire town/city or a
primarily residential service area, neighborhood or street that has an LMI population that is 51% or
greater. LMI information is provided by HUD using American Community Survey data for towns and
cities. Communities must undertake surveys using methodology provided by the State to determine the
LMI population of a specific project area. Examples of projects include: construction of new water or
sewer service, installation of sidewalks, construction of flood and drainage improvements, and
construction or renovation of a community center.
Benefit to LMI Persons Thru Limited Clientele Activities For projects that benefit LMI persons that are
“presumed” to be LMI or are qualified based on data about family size and income. Presumed clientele
are: abused children, elderly persons, battered spouses, homeless persons, migrant farm workers,
persons living with AIDS, and adults meeting the Census definition of severely disabled. Examples of
projects include: construction of senior centers, renovation of Head Start centers, ADA improvements
to public buildings or streets, construction or renovation of housing for disabled adults, and operating
costs for a new homeless shelter.
Benefit to LMI Persons Thru Housing Activities For projects that benefit an LMI household that is
qualified based on data about household size and income. Examples of projects include: construction
of new rental housing, renovation and resale of housing units, single family housing rehabilitation,
household connections to new water or sewer services, and downpayment assistance for LMI
homebuyers.
Benefit to LMI Persons Thru Job Creation Activities For projects that result in the creation of new jobs
and at least 51% of the created jobs are taken by LMI persons. Examples of projects include:
construction of infrastructure to support a new business, extension of rail service to an industrial park,
building improvements, and acquisition of manufacturing equipment.
Benefit to LMI Persons Thru Job Retention Activities For projects that result in the retention of jobs
and at least 51% of the retained jobs are held by LMI persons. Use of this objective requires evidence
that permanent jobs would be lost without CDBG assistance. Examples of projects include: construction
or extension of utilities, building construction, construction or improvements of public infrastructure,
and acquisition of a building.
Prevention or Elimination of Slum and Blight on an Area Basis
Meeting an Urgent Need For projects that pose a serious and immediate threat to the health and
welfare of a community, are of recent origin, and other funding sources are not available.
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ELIGIBLE ACTIVITIES
Activities assisted under the State CDBG program may include the following as defined more specifically
in Section 105(a) of Title I of the Housing and Community Development Act of 1974 (“HCD Act of 1974”),
42 U.S.C. § 5305(a), as amended. More detailed information may be found in the HUD Guide to
National Objectives and Eligible Activities (State and Small Cities Program) which is available on the HUD
Exchange website or from program staff.
A. Acquisition of real property.
B. Acquisition, construction, reconstruction, or installation of public works facilities.
C. Code enforcement in deteriorating areas.
D. Clearance, demolition, removal, reconstruction, and rehabilitation of buildings and
improvements.
E. Removal of material and architectural barriers which restrict mobility and accessibility of elderly
or handicapped persons.
F. Provision of a new or quantifiable increase in a public service.
G. Payment of the non-federal share required in connection with a federal grant in aid program
undertaken as part of the program.
H. Relocation payments for displaced individuals, families, businesses, organizations and farm
operations.
I. Planning.
J. Payment of reasonable administrative costs.
K. Assistance including loans and grants for activities carried out by public or private nonprofit
entities, including:
1. Acquisition of real property;
2. Acquisition, construction, reconstruction, rehabilitation, or installation of:
a. public facilities (except for buildings for the general conduct of government),
site improvements, and utilities;
b. commercial or industrial buildings or structures.
3. Planning.
L. Assistance to neighborhood based non-profit organizations, local development corporations,
and nonprofit organizations serving the development needs of communities of non-entitlement
areas or entities organized under Section 301(d) of the Small Business Investment Act of 1958,
15 U.S.C. § 681(d), to carry out a neighborhood revitalization or community economic
development or energy conservation project.
M. Activities necessary to the development of energy use strategies related to the recipient's
development goals.
N. Provision of assistance to private for profit entities, when the assistance is appropriate to carry
out an economic development (ED) project.
O. Rehabilitation or development of housing assisted under former Section 17 of the United States
Housing Act of 1937, 42 U.S.C. § 1437.
P. Housing services such as housing counseling, energy auditing, preparation of work
specifications, loan processing, inspections, tenant selection, management of tenant based
rental assistance.
Q. Direct assistance to facilitate and expand homeownership among LMI persons.
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Per federal regulations, the following activities are ineligible for funding: Improvements to buildings
used for the general conduct of government such as city halls, county administration buildings, and
police stations; political activities; furnishings; and operations, maintenance, or repair of public facilities
and works. The exception is ADA improvements to public buildings that are used by the public.
While eligible for funding under CDBG, the State chooses not to fund the construction or renovation of
the following projects: Fire Stations and related community spaces; Police Substations; or libraries.
Additionally, the State chooses not to provide funding for General Administrative Costs of a grantee or
for Indirect Costs which support any administrative costs for grantees or sub recipients. Applicants may
request funding to administer the projects included in the request
ELIGIBILITY REQUIREMENTS
To be eligible for CDBG funding, each application submitted for funding must meet the following
eligibility requirements:
The applicant is an eligible non-entitlement jurisdiction which is a municipal government with a
population under 50,000 or a county government with a population of less than 200,000 (this
count excludes HUD entitlement jurisdictions within the county);
The proposed activities are eligible under Title I of the Housing and Community Development
Act of 1974, as amended;
The proposed project meets a national objective as required under 24 CFR Part 570;
The proposed (if any) sub recipient or business is eligible;
The project is located in a Priority Funding Area, except for public services; single family housing
rehabilitation; acquisition, renovation and sale of existing houses; downpayment assistance or
where the Secretary of DHCD determines that the project is necessary to protect public health,
to alleviate personal economic hardship in an emergency situation, to promote economically
integrated housing, is consistent with an overall economic development strategy, or where an
exception is necessary and has been granted through the Maryland Department of Planning
exception process.
A municipal or county government may submit an application on behalf of a sub recipient or business if
they choose to do so. It is recommended, but not required, that municipalities and counties develop
written policies which outline their processes to determine if they would submit a CDBG application on
behalf of another entity. The jurisdiction is expected to conduct a risk analysis to review and evaluate
the financial and administrative capacity of the sub recipient or business to manage and complete a
project. This risk analysis should also include a determination that they will be able to support the
operations of requested facility, housing, or services to be provided as required by the CDBG Program.
Eligible sub recipients include:
governmental agencies such as housing authorities or, in the case of a County, it could be a
municipality;
non-profit organizations that are corporations, associations, agencies or faith-based
organizations with non-profit status under IRS Section 501(c)(3);
Community Based Development Organizations (CBDOs) that have been certified by the CDBG
Program; and
Community Housing Development Organizations (CHDOs) that have been certified by the
State HOME Program with a geographic area of operation of no more than one neighborhood
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Eligible non-profit organizations must have specific information in their organizational by-laws and
mission statements that clearly state they primarily serve persons who are of low and moderate income
and/or a specific population that is eligible for CDBG assistance.
CBDOs and CHDOs may partner with affordable housing organizations for construction of new housing
or renovation of existing housing.
Eligible businesses include:
for-profit corporations that are in “Good Standing” in the State of Maryland; and
non-profit organizations that are corporations, associations, agencies or faith-based
organizations with non-profit status under the IRS Section 501(c)(3).
If funded, a grantee will be required to execute either a Sub recipient Agreement or a Jobs Agreement
with the specific entity. These agreements bind them to the requirements and policies of the CDBG
program and the grantee.
PROGRAM REGULATIONS, REQUIREMENTS AND POLICIES
Grants must be implemented in compliance with the requirements found in the HCD Act of 1974, the
CDBG program regulations found in 24 CFR 570, other federal regulations, and state policies and
procedures. While most are not applicable until a project is funded and underway, some have to be
considered when submitting an application for funding as they may impact cost, schedule, staffing, etc.
The most notable are listed below:
1. Acquisition - Uniform Relocation Act Grantees must comply with the Uniform Relocation Assistance
and Real Property Acquisition Policies Act of 1970 (49 CFR Part 24) when acquiring property and
permanent easements that are required for a project, or when residents or businesses are displaced as a
result of a project. Additional regulations regarding relocation of displaced persons or businesses are
found in 24 CFR Part 42 and Section 104(d) of the HCD Act.
2. Audits If a grantee spends more than $750,000 of federal funds from any source during their fiscal
year, they are required to have a Single Audit prepared in conformance with the Uniform Administrative
Requirements, Cost Principles and Audit Requirements for Federal Awards (2 CFR Part 200).
3. Conflict of Interest - Grantees must comply with federal Code of Conduct or Conflict of Interest
Standards found in 2 CFR Part 200 and 24 CFR Part 570.489 which includes having a written policy.
Additionally, State of Maryland law requires local governments to adopt conflict of interest restrictions
and financial disclosure requirements for local elected officials and candidates that are at least as
stringent as the requirements for public officials contained in the Public Ethics Law. More information
regarding the Local Government Ethics Law can be found at COMAR, Title 19A, Subtitle 04, Local
Government Ethics Law. Note that those exempt from this requirement under the State of Maryland
law must still comply with federal requirements.
4. Environmental Review Grantees must comply with the National Environmental Policy Act of 1969
and other federal laws which are specified in 24 CFR Part 58. This review must be completed prior to
the initiation of project activities regardless of the funding source. A project is defined as the sum of all
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elements or activities, not just those funded with CDBG. No activities are to begin until a Release of
Funds has been issued by the CDBG Environmental Officer. Note construction restrictions below under
New Construction.
5. Fair Housing and Equal Opportunity Grantees must demonstrate their compliance with numerous
federal laws, regulations, and Executive Orders as a recipient of a CDBG award and in their general
conduct of operating a government. The most relevant regulations are related to non-discrimination
when using HUD funding programs; non-discrimination and equal opportunity in housing; non-
discrimination on the basis of race, color, religion, sex, national origin, handicap or familial status in
programs and activities receiving or benefiting from federal assistance; and employment and
contracting opportunities for lower income persons or minority businesses. The grant agreements
issued for funded projects will identify all that apply and the specific requirements. Note that these
requirements must be met by sub recipients and businesses too.
6. Fair Housing and Equal Opportunity Disadvantaged Businesses When procuring construction or
services, grantees are to take affirmative steps to solicit bids from minority owned businesses (MBE) and
women owned businesses (WBE).
7. Fair Housing and Equal Opportunity Section 3 When procuring construction or services when it is
anticipated that the contracts will exceed $100,000, grantees must comply with Section 3 of the HCD Act
of 1968 which requires that employment and other economic opportunities be made available to low
and very low income persons. Note that this regulation will soon undergo major revisions.
8. Financial Management - Grantees must comply with appropriate sections of 2 CFR Part 200, 24 CFR
570.489 and State regulations and requirements in the financial management of their federal grant.
CDBG funds should only be spent on costs that are deemed as “reasonable and necessary.” The CDBG
Program Financial and Procurement Manual will provide additional information.
9. Generators If CDBG funds are used for acquisition, construction or renovation of multi-family rental
housing developments or facilities owned by the government, such as senior centers, community
centers or other multi-use building, then grantees or sub recipients must install generators. The
generator should have sufficient capacity to power, at a minimum, lighting in common areas.
10. Housing - Broadband Per revisions to 24 CFR Part 570.482, the use of HUD funding for the
construction or substantial rehabilitation of a building with more than 4 rental housing units requires
the installation of broadband infrastructure to provide access to internet connections in individual
housing units. It must meet the definition of “advanced telecommunications capability” determined by
the Federal Communications Commission under Section 706 of the Telecommunications Act of 1996.
Substantial rehabilitation is defined as: 1) complete replacement of the electrical system or other work
for which the pre-construction cost estimate is equal to or greater than 75% of the cost of replacing the
entire system in the building undergoing rehabilitation; or 2) rehabilitation of the building undergoing
rehabilitation where the pre-construction estimated cost of the rehabilitation is equal to or greater than
75% of the total estimated cost of replacing the housing after the rehabilitation has occurred. The
replacement cost is for the building undergoing rehabilitation only.
Exceptions may be granted by the State if it is determined: 1) the location of the new construction or
substantial rehabilitation makes installation of broadband infrastructure infeasible; 2) the cost of
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installing broadband infrastructure would result in a fundamental alteration in the nature of its program
or activity or is an undue financial burden; or 3) the structure of the housing to be substantially
rehabilitated makes installation of broadband infrastructure infeasible.
11. Housing Fair Market Rents - Per 24 CFR Part 570.483(b)(3), the rents charged for rental properties
assisted with CDBG funding must be affordable. When funded, a grantee must adopt and make public
its standards for determining “affordable rents.”
For projects assisted with other state and/or federal affordable housing funding, the contract rents for
those units may not exceed the Fair Market Rents established annually for the county by HUD or the
rent standards published by the state or federal funding agencies. The rents for these units must remain
affordable for the defined term required by the other funding source or the term set forth below,
whichever is greater.
For projects that do not include other state and/or federal affordable housing funding, the contract
rents for those units may not exceed the Fair Market Rents established annually for the county by HUD.
The rents for these units must remain affordable for the defined term set forth below.
The CDBG grantee shall enforce this requirement with a lien or other legal mechanism between
themselves and the developer of the property, if applicable. The terms shall be no less than:
FUNDING AMOUNT
LENGTH OF TERM
Up to $400,000 in CDBG funds
10 years after occupancy date
Between $400,001 and $600,000 in CDBG funds
15 years after occupancy date
Above $600,001 in CDBG funds
20 years after occupancy date
Rents may be increased on an annual basis at the time of lease renewal consistent with changes in the
rent standard for the project, but in no case, will the project owner be required to reduce rents. Rents
must be checked annually by the grantee.
12. Housing Homeownership Financial Assistance - If CDBG funds are used to provide financial
assistance (i.e. down payment and/or closing costs) to homebuyers, the grantee is required to place a
lien on each property which receives assistance. The Grantee is required to use either the following
terms or their own terms, whichever are stricter:
- Assistance up to $10,000 will require a lien placed on the property for five (5) years;
- Assistance above $10,001 will require a lien placed on the property for ten (10) years.
13. Housing Homeownership Requirements When using CDBG funds in conjunction with any
homeownership activities: 1) no subprime mortgages are allowed for persons acquiring the houses; 2)
no adjustable rate mortgages are allowed for persons acquiring the houses; 3) mortgages must be for a
fixed rate for a minimum of 30 years; and 4) a minimum of 8 hours of housing counseling from a HUD
approved housing counseling agency is required for persons acquiring the houses.
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14. Housing Housing Rehabilitation Program Policy The CDBG Program has policies that must be
followed when using funds for single family, owner occupied housing rehabilitation programs. In
general, all housing must be improved and meet local livability code requirements or housing quality
standards upon completion of improvements. Grantees are allowed to use funding for emergency
repairs if this is an approved activity in their grant agreement. Upon approval of funding, local program
policies must be submitted and approved to ensure that all current federal and state policies and
requirements are included. Grantees may provide a maximum of $30,000 as a grant per house. There is
no maximum loan amount. Additional policies and specific information about lead-based paint will be
provided to grantees. Note that these requirements do not apply for utility connections as part of a
water/sewer project.
15. Housing - Housing Rehabilitation Program Restriction The CDBG Program will only accept
applications for housing rehabilitation programs from county governments. The exceptions to this
restriction are active municipal programs with open or recent CDBG housing rehabilitation grants and in
instances where a municipality is the applicant but the activities are to be administered by the county
government.
16. Housing Loans - If it is the intention of the applicants to use all or any portion of CDBG funding as a
loan to a subrecipient and developer, the terms and requirements must be submitted with an
application for funding and approved by the CDBG Program Office. As a reminder, any loan funds
received by a grantee are considered Program Income and must be returned to the State or used for an
approved re-use. The State reserves the right to cancel or alter approved Program Income Plans based
on performance of a grantee, subrecipient and developer.
17. Housing - Rental Housing Restrictions When using CDBG funds for the development or renovation
of rental housing, the use of CDBG funding is restricted to: 1) the acquisition of land in compliance with
49 CFR Part 24 and must be acquired after the CDBG funds are awarded; 2) construction activities that
are competitively procured after the CDBG funds are awarded using the CDBG procurement policy; or 3)
procurement of construction materials using the CDBG procurement policy.
18. Insurance - Flood Flood insurance is required for all buildings (including housing) acquired,
rehabilitated or renovated that are located in the floodplain. The grantee is required to ensure that
subrecipients, businesses and homeowners maintain sufficient replacement insurance. Files must
contain appropriate documentation. Insurance is to be maintained for the term of use, lien period, or
loan term. This does not apply to recipients of funds for utility connections. Failure to enforce the flood
insurance requirement will result in repayment of all CDBG funds used for that building.
19. Insurance Homeowner or Building Homeowner or building insurance is required for all buildings
acquired, constructed or renovated with CDBG funds. The grantee is required to ensure that
subrecipients, businesses and homeowners maintain sufficient replacement insurance. Files must
contain appropriate documentation. Insurance is to be maintained for the term of use, lien period, or
loan term. This does not apply to recipients of funds for utility connections. Failure to enforce the
insurance requirement will result in repayment of all CDBG funds used for that building.
20. Labor - Davis Bacon and Related Acts Funded CDBG projects that result in construction contracts
that exceed $2,000 are subject to the federal Davis-Bacon Act, the Contract Work Hours and Safety
Standards Act of 1962, and the Fair Labor Standards Act. This does not apply to the rehabilitation or
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renovation of residential structures designed for less than eight units when completed or for contracts
impacting seven or less housing units.
21. Labor Force Account - Grantees may use costs associated with Force Account labor, which is
undertaken by employees of the jurisdiction, as leverage for a CDBG funded project. Costs must be
documented using guidance and materials provided by the State.
22. Lead Paint Grantees must comply with 24 CFR Part 35 and 40 CFR Part 745 when undertaking
renovation, repair or painting activities that disturb painted surfaces in houses, buildings converted into
housing, homeless shelters, and several other types of projects in buildings that were built before 1978.
As of April 22, 2010, work performed as identified in the regulations must be completed by certified
firms using certified renovators and workers trained in lead-safe work practices established by the
Environmental Protection Agency.
23. Maintenance Plans If CDBG funds are used for acquisition, construction or renovation of public
facilities, multi-family rental housing developments or infrastructure projects, grantees must provide an
acceptable maintenance plan to be approved prior to completion of construction or activity. The plan
must outline steps to be taken to ensure that maintenance is a priority of the project constructed with
federal funds. This would include inspection schedules and scope of work to be undertaken if there is a
warranty, annual inspections and reports, documentation of maintenance actions, etc. Grantees must
also identify how funding for short-term and long-term maintenance and replacement costs will be
addressed.
24. Manufacturing Equipment If CDBG funds are used for the acquisition of manufacturing equipment
for an economic development project, the grantee must secure the equipment with a lien or other
mechanism to ensure that it is not sold or removed by the business prior to the end of the retention
period and closeout of the grant.
25. New Construction Prohibition - In accordance with Executive Order 11988 and 24 CFR Part 55, the
CDBG Program will not fund projects involving new construction in the following areas: special flood
hazard areas, 100 year floodplains, regulatory floodways, and coastal high hazard areas.
Projects involving new construction that are located in 500 year floodplains and non-special flood
hazard areas could be eligible depending on compliance with 24 CFR Part 55 and Part 58.
New construction activities related to replacement or improvements to existing infrastructure projects
are allowed depending on compliance with 24 CFR Part 55 and Part 58.
26. Preliminary Engineering If an applicant receives funding for preliminary engineering for
infrastructure projects, they must comply with the U.S. Department of Agriculture’s preliminary
engineering requirements (PER) if they are planning on seeking construction funding from CDBG, USDA
or the Maryland Department of the Environment.
27. Procurement - Grantees are to comply with requirements and processes as identified in the CDBG
Program Financial and Procurement Manual for all procurement activities. The use of the same policy
by all grantees ensures compliance with appropriate sections of 2 CFR Part 200, 24 CFR 570.489 and
State regulations and requirements when purchasing materials, products or services with federal funds.
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28. Program Income - Program Income is defined as gross income received by the grantee, subrecipient
or business directly generated from the use of CDBG funds. The State chooses to classify all funds
received as program income and does not recognize the $35,000 limit identified in the regulations.
Program Income includes, but is not limited to, the following:
proceeds from the disposition by sale or long term lease of real property purchased or improved
with CDBG funds;
proceeds from the disposition of equipment purchased with CDBG funds;
gross income from the use or rental of real or personal property acquired by the recipient or a
subrecipient with CDBG funds, less the costs incidental to the generation of the income;
gross income from the use or rental of real property owned by the recipient or a subrecipient
that was constructed or improved with CDBG funds, less the costs incidental to the generation of the
income;
principal and interest payments on loans made using CDBG funds;
proceeds from the sale of loans made with CDBG funds;
proceeds from the sale of obligations secured by loans made with CDBG funds;
interest earned on funds held in a revolving loan fund account;
interest earned on program income pending disposition of the income; or
funds collected through special assessments made against properties owned and occupied by
households not of LMI, where the assessments are used to recover all or part of the CDBG portion of a
public improvement.
All Program Income funds must be returned to the State unless the grantee has an approved Program
Income Re-Use Plan. The State may use 3% of any program income returned to the State during the
program year for administration and technical assistance.
A Program Income Re-Use Plan, which includes a description of the proposed fund management method
to manage the funds and the capacity of the grantee to comply with State and federal regulations, must
be submitted as part of the application and approved by DHCD, depending on the category. The
decision to permit retention of program income by the grantee will be made on a case-by-case basis.
Program Income Re-Use Plans must be approved for each grant. If there is not an approved Program
Income Re-Use Plan, program income is to be returned to the State upon receipt.
If a plan is approved, program income may be retained by the grantee provided the grantee pledges its
general funds to reimburse the State for any financial liability related to negative findings by the State
and/or HUD with regard to the re-use of income. Grantees must also ensure that:
- the program income is targeted for an eligible CDBG activity(s) that meets a national objective
and for which DHCD has given approval;
- all applicable compliance requirements are met;
- reporting is accurate; and
- activities are completed in a timely manner.
Typically, program income is targeted for use for the “same activity” which is defined as an activity with
the same purpose and the same location as the activity generating the program income. Grantees will
be required to report on activities. Activities funded with program income are subject to the same
reporting and monitoring requirements as other projects.
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The State reserves the right to cancel or alter approved Program Income Re-Use Plans based on the
performance of a grantee or subrecipient.
Any program income that is distributed by the State during the period beginning with the date HUD
awards the annual grant to the State is considered to be covered by the current Consolidated Plan.
29. Project Administration Costs All costs supporting project administration or project delivery costs
must be documented. Timesheets must be maintained for all persons paid with CDBG funds.
Timesheets must reflect actual hours worked on the project. Grantees will be required to document
their paid and in-kind costs committed as leverage.
30. Special Assessment/Recovery of Costs Grantees will not attempt to recover any capital costs of
public improvements assisted in whole or part with CDBG funds by assessing any amount against
properties owned and occupied by LMI persons. This includes any fee charged or assessment made as a
condition of obtaining access to such public improvements. However, if CDBG funds are used to pay the
proportion of a fee or assessment attributable to the capital costs of public improvements (assisted in
part with CDBG funds) financed from other revenue sources, an assessment or charge may be made
against the property with respect to the public improvements financed by a source other than with
CDBG funds. In addition, with respect to properties owned and occupied by moderate-income (but not
low-income) families, an assessment or charge may be made against the property with respect to the
public improvements financed by a source other than CDBG funds if the State certifies that it lacks CDBG
funds to cover the assessment.
31. Term of Use - Buildings and Facilities Buildings and facilities acquired, constructed or renovated
with CDBG funds must remain in the approved use for a specific period of time. For a grantee, the “term
of use” shall be identified in the grant agreement. For a grant with a subrecipient or business, the
grantee shall enforce this requirement with a lien or other legal mechanism between themselves and
the subrecipient or business on the property. The term shall be in effect after the occupancy permit is
issued. The terms shall be no less than:
FUNDING AMOUNT
LENGTH OF TERM
Up to $400,000 in CDBG funds
10 years after occupancy date
Between $400,001 and $600,000 in CDBG funds
15 years after occupancy date
Above $600,001 in CDBG funds
20 years after occupancy date
If the term cannot be met, the grantee must contact the CDBG Program to discuss future actions and
consequences. Options could include changing the use of the building to one that that still meets a
national objective or the return of funds based on regulatory requirements. All will be considered on
case-by-case basis.
During the CDBG Term of Use, the grantee shall not, and shall not allow any subrecipient or business to
(a) create, incur, assume or suffer to exist any mortgage, pledge, security interest, encumbrance, lien,
charge, conditional sale or other title retention agreement, or lien of any kind on property or
improvements (or any part thereof or income therefrom) acquired or constructed/renovated with CDBG
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funds; or (b) make, create, permit or consent to any conveyance, sale, assignment or transfer of the
property or improvements (or any part thereof) acquired or constructed/renovated with CDBG funds.
32. Water and Sewer Projects To meet the national objective for projects involving the construction or
extension of water and sewer service, it is mandatory that all households and businesses (if an economic
development project) in the service area are connected to the system. The national objective will not be
met until all persons, households or businesses are receiving the intended benefit. In the event
households refuse to connect, the grantee must document that the households are being charged the
monthly cost for the benefit they choose not to use.
The physical connection of households to water and sewer systems is an eligible activity for qualifying
LMI households under the national objective of benefit to LMI persons through housing activities. As
such, the total household income must be considered and verified to determine the eligibility of the
household. Liens are required to protect the benefit.
NEW REQUIREMENTS AND POLICIES FOR FFY 2020
The following new requirements and policies will be in effect for FFY 2020 funded grants. In some cases,
depending on the activities, these could be required if amendments for older grants are requested and
awarded new funds.
1. New Housing Construction The use of CDBG funds for the construction of new housing is prohibited
under CDBG with the exception of following:
New construction activities can be carried out by a Community Based Development
Organization (CBDO) that has been certified by the CDBG Program. They can partner with an affordable
housing development organization;
New construction activities can be carried out by a Community Housing Development
Organization (CHDO) that has been certified by the State HOME Program. They can partner with an
affordable housing developement organizations;
To support new housing construction, Grantees and non-profit subrecipients can acquire
property and resell it to an affordable housing organization;
To support new housing construction, Grantees may clear a site in preparation for housing; or
To support new housing construction, Grantees can make public improvements on publicly-
owned property or privately-owned land if operated by grantee and an easement is obtained.
Certifications for CBDO’s and CHDO’s must be completed and approved prior to the submission of an
application. Interested organizations must contact the CDBG Program for further discussion and forms.
Grantees may construct housing of “last resort” for persons displaced as a result of a CDBG funded
activity and no comparable replacement house is available.
2. Affordability for Beneficiaries The rating system will be altered to consider if payment is required
for services, facilities or housing to ensure affordability for intended beneficiaries. If applicable, for
these projects only, the 10 point score possible for Impact on Need under Project Impact will be altered.
In this case, there will be 5 points possible under Impact on Need and 5 points possible under the new
rating factor of Affordability to Beneficiaries.
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Examples of projects which would or could require payment for services or use include, but are not
limited to: childcare centers, senior centers, housing, and sewer or water service,
APPLICATION SUBMISSION
The following regulations, requirements and policies apply to submission of a CDBG application
regardless of funding category.
1. Citizen Participation Requirements Governments must comply with citizen participation
requirements when seeking CDBG funding and implementing CDBG funded projects. The State requires
a jurisdiction to adopt and maintain a written Citizen Participation Plan which outlines and describes
their efforts in soliciting citizen input and responding to concerns and questions. A jurisdiction’s Citizen
Participation Plan is effective for a five year period. The plan must be current at the time of application.
If it is not current or the applicant does not have one, the applicant must adopt and submit a new plan
with their application.
2. Public Hearing - A jurisdiction is to conduct at least one public hearing prior to submission of an
application for a CDBG project. Failure to conduct the hearing as required will result in the rejection of
the application as it will not be in compliance with Citizens Participation requirements. Hearings must
take place in conjunction with a regularly scheduled meeting of the elected public officials of the
municipality or county that is submitting the application(s). At the hearing, the jurisdiction should
discuss local community development, economic development and housing needs. While the hearing
allows for a jurisdiction to seek input on proposed activities, it should allow for input from the
community as to other needs that could be considered.
The public hearing notice must be published in a local newspaper at least five (5) days prior to the date
of the hearing. Additionally, the jurisdiction should seek to notify the public with other means such as
cable television, posted notices in public places, notices in other local publications, newsletters,
government website, etc. The jurisdiction should encourage participation of potential or actual
beneficiaries of a project and make accommodations for the disabled. Public hearings shall be
conducted in a manner to meet the needs of non-English speaking residents where a significant number
of non-English speaking residents can reasonably be expected to participate. A copy of the meeting
minutes and the hearing notice must be submitted with the application.
3. Public Review of Application The public must have the opportunity to review and comment on a
draft of the completed application before it is submitted to the State. In the public hearing notice, the
applicant must provide the anticipated date the draft application(s) will be available for review as well as
the location where it can be found. Failure to advertise and provide the review and comment period
will result in rejection of the application during threshold review.
4. Local Resolution - The legislative body of the jurisdiction must pass a resolution authorizing
submission of the application, the specific project(s) and the specific amount of funds being requested.
The resolution must authorize the application in an amount equal to or greater than the amount
requested in the application(s). The resolution must also acknowledge that the signatories understand
that repayment of grant funds could be required if the application is funded and the project is not
completed or does not meet a CDBG national objective.
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If submitting more than one application, the resolution should identify the specific projects and the
amount of each project. If the amount identified in a resolution is less than what is identified in the
application, the CDBG staff will review the application to determine if it should be accepted, as only the
amount authorized in the resolution can be considered. Applications with this issue will be reviewed on
a case-by-case basis. Resolutions passed for previously submitted CDBG applications are not valid and
will not be accepted. A copy of the resolution must accompany the application or the application will
not be reviewed.
5. Residential Anti-Displacement and Relocation Assistance Plan The State requires jurisdictions to
adopt and maintain a written Residential Anti-Displacement and Relocation Assistance Plan. While a
jurisdiction should make every effort to minimize the displacement of persons or businesses when using
CDBG funds, this plan will describe what the jurisdiction will do in the event that it does occur.
Section 104(k) of the HCD Act of 1974, 42 U.S.C. § 5304(k), requires that reasonable relocation
assistance be provided to persons displaced as a result of the use of CDBG assistance to acquire or
substantially rehabilitate property. Section 104(d) of the HCD Act of 1974, as amended, 42 U.S.C. §
5304(d), requires one for one replacement of all low and moderate income dwelling units housing the
same number of occupants as could have been housed in the units demolished or converted to another
use as a result of CDBG assistance.
A jurisdiction’s Residential Anti-Displacement and Relocation Assistance Plan is effective for a five year
period. The plan must be current at the time of application. If it is not current or the applicant does not
have one, the applicant must adopt and submit a new plan with their application. A specific plan will be
required for approved grants with projects which will result in displacement.
6. Submission By A County For Project in Municipality - A county may submit applications on behalf of
municipalities. In such instances, the municipality may not submit a separate application for the same
project. The applicant assumes overall responsibility for ensuring that the entire project will be carried
out in accordance with CDBG requirements. The applicant must enter into a legally binding cooperative
agreement with the municipality.
7. Program Income - Any gross income that will be derived from the use of CDBG funds is Program
Income. It is to be returned to the State unless the re-use of those funds is approved by the State.
Applicants must submit a Program Income Re-Use Plan with their application requesting approval to
retain funds at the local level for the same activities if they anticipate that their project will result in
Program Income. Approved plans will be identified in the grant agreement for approved applications. A
new Program Income Re-Use Plan must be submitted with each application. Jurisdictions wishing to
retain income must be willing to pass a resolution to repay from general funds any costs that HUD or the
State may disallow as a result of the retention and re use of program income. Additional information will
be provided in program policies and procedures.
Program income must be re-used in a timely manner. If a jurisdiction has a balance of program income
at the time of the application, the State may require that it be used as part of the application if it is
determined that funds are not being used in a timely manner.
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8. Debarment - The applicant is required to complete Debarment Checks on sub recipients or
businesses prior to submission of an application. The completed forms do not need to be included with
the application unless there is a problem.
9. Audit Applicants who have never submitted an application to the CDBG Program must provide a
copy of their most recent annual financial report/audit and a copy of their most recent single audit, if
one was required, with their application. One copy of each is sufficient.
10. Mission and Bylaws Sub recipients included in an application must demonstrate that their
organization primarily serves persons who are of low and moderate income and/or a specific population
that is eligible for CDBG assistance. This should be clearly written in their mission statement and bylaws
which should be submitted with the application.
11. Limited English Proficiency Applicants are to demonstrate that they complied with their Limited
English Proficiency Plan if they are an existing grantee or, if new applicant, they researched the available
data to determine if any of their outreach efforts required information to be translated into other
languages or if other outreach efforts were required. Specific documentation will be provided for
applicants to use.
12. Policy for New Funds for Previously Assisted Projects - Over the years, DHCD funding through the
Division of Neighborhood Revitalization has assisted with the construction and renovation of many
building projects throughout the state. We have always encouraged the use of high quality materials
and workmanship. While not mandated, we expected buildings to be maintained to ensure longevity.
To that end, as costs increase and funds are limited, we reserve the right to not provide additional funds
from the CDBG Program or the State Revitalization Programs (Community Legacy, Strategic Demolition,
CORE, Baltimore Regional Neighborhoods Initiative) for previously assisted building projects. Specific
documentation will be provided for applicants to use.
In the event this request is funded, maintenance agreements would be required as well as the
establishment of maintenance funding accounts. This policy does not apply to the construction of
additions or phases previously not funded.
13. Clearinghouse Submission - Applicants must comply with the Maryland Intergovernmental Review
and Coordination Process (COMAR 14.24.04). Simultaneous with the submission of any application for
CDBG funding, applicants must submit an electronic copy of a project profile to the Maryland State
Clearinghouse. The profile must include a cover form; a summary briefly explaining the nature, purpose,
scope and justification for the project; a map of the project location and geographic area to be served; a
budget identifying all sources and uses of funds; and staffing for the project. It must be submitted by the
government applicant, not the sub recipient or business. Comments from this review will be forwarded
to the CDBG program.
14. DHCD/Neighborhood Revitalization Project Portal Submission Applicants must use the
Community Development and Services System which is an on-line application system.
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FUNDING CATEGORIES, RATING AND AWARDS
For funding under the two categories, DHCD reserves the right to award less than the requested
amount. Funding recommendations and approvals may result in a decrease to the size, scope and/or
costs of the project. A planning grant may be awarded in lieu of requested project funding where
further study is deemed necessary.
In addition to the rating and evaluation criteria; CDBG staff, Rating Committees, the Assistant Secretary
for Neighborhood Revitalization or the Secretary of DHCD may consider other factors in making funding
determinations, including:
The State’s objectives and priorities;
The availability of alternate or contributing funding sources for the total project or some of its
components;
A reasonable distribution of projects among eligible regions of the State;
The ability to respond to a locality’s special needs;
The degree of community commitment for the project;
The previous CDBG investment in a community;
The ability of applicant, sub recipient or business to borrow funds;
The commitment and/or input from other funders;
The cost per person based on the total project cost;
The amount of CDBG or other DHCD funds awarded for other phases of a multi-phase project;
and
The availability of other resources and/or services in a community.
The State does not provide final scores to applicants but will provide general comments as to strengths
and weaknesses.
COMMUNITY DEVELOPMENT CATEGORY
Applications for community development projects are accepted annually on a competitive basis in the
spring. The funding round is announced in advance of program opening, and applicants are given a
minimum of 45 days to prepare their applications after the application workshop is held. Any funds not
awarded in the competition will be added to the other categories.
For the SFY 2021 competitive application round, the maximum amount an applicant may seek is
$800,000.
Application Submission Information
One original and three copies are due by Friday, January 22, 2021 by 2:00 p.m. Those received after the
designated date and time will be rejected. Applications are to be mailed or delivered to DHCD.
Applications are evaluated in a three-step process: threshold review, project evaluation, and funding
recommendations. At the completion of the threshold review, applicants will be notified by mail if their
application(s) will be reviewed. Applications will be rejected if: 1) the application is not complete; 2)
the public hearing process was not done correctly; 3) the draft of the application was not available for
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public review before submission; 4) the application is not received by the established due date; 5) the
proposed project and/or activities do not meet the eligibility requirements; or 6) the applicant does not
meet established performance thresholds.
Performance Thresholds
There are performance thresholds related to previous CDBG grants that must be met by applicants.
Applicants will be evaluated on their management of existing CDBG grants and must be in compliance
with financial, reporting, monitoring, and performance requirements as established each year. This
does not apply to CDBG COVID awards.
1. Financial - Due to the national crisis, the CDBG Program will be more flexible when reviewing the
progress of grants funded in SFY 2019 and 2020. CDBG Project Managers will contact existing grantees
prior to the application due date to discuss progress and issues. All other grants should have drawn
100% of funds unless they were amended.
2. Reporting Applicants must be current with submission of any reports due to the program for
existing grants.
3. Monitoring Grantees that have grants with open monitoring issues will be reviewed on a case-by-
case basis, taking into consideration the significance of the finding(s) or concern(s), the corrective
action(s) taken by the grantee or sub recipient or business to resolve the issue(s), and the timeliness of
the grantee in responding.
4. Performance Grantees that have grants that have expended funds but have moved slowly or failed
to perform in conformance with their project schedule will be required to submit additional information
related to reasons for delays and poor performance as well as a new timeline. The State reserves the
right to determine if the response is sufficient.
Additionally, grantees that have revolving loan funds (RLFs) and program income accounts that were
capitalized with CDBG funds will be required to submit information regarding the current fund balance
and the most recent activity. This applies to economic development RLFs as well as housing
rehabilitation RLFs and program income accounts. Grantees may be required to submit additional
information to explain large fund balances and lack of activity. In these instances, the State may take
additional actions related to ensuring the grantee utilizes these funds.
Project Evaluation
All applications that meet the threshold criteria will be rated and ranked competitively by a review
committee composed of Maryland CDBG Program staff and other departmental staff with participation
from other government agencies when appropriate. Applicants will be given an opportunity to respond
to questions in a timely manner.
Rating is based on a 150-point scale. Point ranges have been established for each criterion to gauge the
extent to which the applicant meets the criterion. The following factors will be considered in
determining the points assigned. A copy of the rating form may be obtained from the CDBG program
staff.
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RANKING FACTOR
MAXIMUM POINTS
PUBLIC PURPOSE
- Consistency (10)
- Severity of Need (30)
- Community Support (5)
45 Points
PROJECT IMPACT
- Affordability (0) or (5)
- Impact on Need (10) or (5)
- Benefit to LMI Households (10)
25 Points
PROJECT MANAGEMENT
- Readiness To Proceed (35)
- Accuracy of Costs (10)
- Capacity (10)
55 Points
LOCAL COMMITMENT / LEVERAGING
- Local Commitment (10)
- Debt Service (5)
- Leveraging (10)
25 Points
BONUS POINTS
15 Points
Applicants may receive up to 15 bonus points for meeting one or more of the following criteria if
sufficiently discussed and/or documented within the application:
1. Project will use innovative materials or methods (2 Points);
2. Project activities include the acquisition and reuse of foreclosed properties (2 Points);
3. Project activities include the replacement of utilities in existing buildings with energy saving material
(2 Points);
4. Project will use green or energy efficient building materials and practices for new construction or
renovation (2 Points);
5. Project activities will eliminate impediments to fair housing in the community (2 Points);
6. Project activities will provide benefit to those serving or have served in the U.S. armed forces (2
Points); or
7. Project activities that benefit the homeless (3 Points).
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Public Purpose/Local Need (45 maximum points)
Severity of Need (30 maximum points). Based on the information in the application, the degree of
distress and examples provided will determine the number of points awarded. Distress factors
considered include the quality and quantity of existing facilities, including the need for rehabilitation or
replacement, condition description, age, adequacy or absence of facilities, services, housing etc. Up to
twenty (20) points are awarded based on the documented need for new or additional services, new or
improved facilities, new or improved infrastructure, or new or improved housing. Up to ten (10) points
are awarded where existing physical health and safety conditions of buildings or infrastructure are
documented. Please note that documentation in support of the need is the key to receipt of points.
Community Support and Involvement (5 maximum points). Points are awarded based on evidence and
description of current community support and involvement in the project development and
implementation. Letters of general support and participation may include local interest of
neighborhood groups, local public or non-profit agencies and individuals that might directly benefit from
the project. Applicants should describe the outreach conducted related to the public hearing and the
efforts to obtain input from the public and those that might benefit directly from the project(s) included
in the application.
Consistency with Local Needs/Plans/Strategies (10 maximum points). Points are awarded based on the
degree to which the project is specifically identified and is consistent with a locally developed
revitalization strategy, capital improvements plan or comprehensive plan (up to 5 points). Relevant
sections must be provided with the applications. Up to five (5) points may be awarded for proposed
projects and activities that re-use existing buildings and infrastructure.
Project Impact (25 maximum points)
Affordability (5 maximum points). Points are awarded based on the description and information
provided to demonstrate that the services, facilities and housing will be affordable to beneficiaries. This
is only applicable for projects that require payment from beneficiaries.
Impact on Need (10 maximum points). Points are awarded based on the extent to which the project will
address the needs and alleviate the existing problems described by the applicant. If the above
referenced score under Affordability is applied, then only 5 maximum points may be awarded.
Benefit to Low and Moderate Income (LMI) Households (15 maximum points). Maximum points will be
awarded to projects where there is a direct benefit to LMI households/persons. 5 points will be
awarded to projects where there is an area wide benefit to LMI persons. No points will be given for
slum/blight projects where there is no benefit to LMI persons, or where benefit cannot be determined.
If there is more than one national objective, maximum points will be given for the activity that benefits
more people.
Project Management (55 maximum points)
Readiness to Proceed (35 maximum points). Points may be awarded for the extent to which the project
is ready to proceed and the implementation schedule is reasonable. The assessment is based on the
relative progress of elements such as site control/easements, architectural design or preliminary or final
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engineering, commitment of other project financing or the development of rehabilitation guidelines. If
the applicant is not able to document that other funds are committed, they will not receive any points
under this section because the project is not ready to proceed. This category considers the project as a
whole but will consider factors such as phases as long as each phase is able to meet a national objective.
An applicant may receive thirty-five (35) points based on the following factors:
1. Construction Projects: Applicant has completed design and/or engineering, has completed
acquisition or will complete if applicable within 90 days (does not include easement acquisition),
can bid project within 90 days, and is able to start construction within 120 days.
2. Housing Rehabilitation Projects: Applicant has developed or updated all program materials,
selected and completed work write-ups for 30% of properties to be rehabilitated, and can bid
work in 60 days.
3. Services/Non-Construction Projects: Applicant can demonstrate that program and/or activities
can be implemented within 30 days.
An applicant may receive twenty (20) points based on the following factors:
1. Construction Projects: Applicant has completed design and/or engineering, has completed
acquisition or will complete if applicable within 120 days (does not include easement
acquisition, can bid project within 120 days, and is able to start construction within 150 days.
2. Housing Rehabilitation Projects: Applicant has developed or updated all program materials,
selected and completed work write-ups for 15% of properties to be rehabilitated, and can bid
work in 90 days.
3. Services/Non-Construction Projects: Applicant can demonstrate that program and/or activities
can be implemented within 60 days.
An applicant may receive ten (10) points based on the following factors:
1. Construction Projects: Applicant will complete design and/or engineering within 90 days of the
award, will complete acquisition if applicable, within 120 days, and will bid project within 120
days.
2. Housing Rehabilitation Projects: Applicant has developed or updated all program materials,
selected and completed work write-ups for 5% of properties to be rehabilitated, and can bid
work in 120 days.
3. Services/Non-Construction Projects: Applicant can demonstrate that program and/or activities
can be implemented within 75 days.
No points are awarded if the project is not ready to proceed based on the above criteria or if other
funds are not committed.
Accuracy of Costs (10 maximum points). Maximum points may be awarded to projects which best
document that project costs have been carefully estimated. Estimates should reflect the applicability
and impact of Davis-Bacon wage rates, acquisition requirements, relocation or replacement housing
requirements. Estimates should be current within six months. Preliminary professional studies,
appraisals, tax assessments, wage rate determinations are some examples of acceptable
documentation. No points will be awarded if documentation of costs is not submitted.
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Administrative Capacity (10 maximum points). Points may be awarded for projects based on the past
performance of the applicant or sub recipient with CDBG grants (5 points maximum). Reviewers will
consider previous general grant management, financial management and compliance with meeting a
national objective. The adequacy of staff to implement the proposed project based on information in
Part G of the application will also be considered (5 points maximum).
Local Commitment and Leveraging (25 points maximum)
Local Commitment (10 maximum points). The Department will consider the extent to which local funds
will be contributed to the project. Maximum points (10) may be awarded to applicants whose local
contribution exceeds 25% of the total project costs. Local contribution of 15%-24% of total project costs
receives 8 points. Where there is some local contribution but less than 15% of the total project costs, 5
points are awarded. No points will be given where there is no local contribution. All funds must be
documented.
Local funds include cash, debt service and any in-kind contributions which materially contribute to the
project completion. In-kind contributions must be documented and may include the donation or long
term lease of land or buildings, appropriation of local revenues, site improvements or installed
infrastructure, deferral of real estate taxes, abatement or payment in lieu of taxes. The contribution
may be provided by the local government or directly by sub recipient or business. It is required for
applications to include costs for administration of the grant.
Debt Service (5 points). Applications will receive 5 points if the funding sources include loans (including
federal and state loans) borrowed specifically for the project that have been secured by the local
government, sub recipient or business. Applicants shall provide executed copies of loan documents as
evidence. This does not apply to forgivable loans or those that are deferred for an extended period of
time.
Leveraging (10 maximum points). The Department will consider the extent to which local and CDBG
funds are used to leverage other public and private funds (non-local). Points will be awarded based on
the documented commitment of funds specifically identified to supplement CDBG funds. Maximum
points (10) will be awarded for projects where 50% or more of the project costs are from sources other
than local or CDBG. If less than 50% of the project costs are from sources other than CDBG and the
locality, five (5) points are awarded. The application will receive no points for leveraging if other funding
sources are available but are not sought or approved. Leveraged funds include other public or private
grant funds and individual or corporate donations.
Funding Recommendations
The highest rated applications are recommended for funding until the available funding for the round
are exhausted or the next highest rated project requests more funds than are available and the project
cannot be phased. In that case, the next highest scoring project may be funded. In case of a tie score,
the application with the highest combined score on Public Purpose/Local Need and Project Management
is funded first. The Maryland CDBG program has established a minimum point standard of 105 (70%).
Applications that receive less than 70% of the total points are generally not recommended for funding.
As noted at the beginning of this section, the State may consider other factors when making awards. In
these cases, the other factors will be documented in the State’s records.
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The recommendations of the Rating Committee for both approval and rejection of applications are
reviewed by the Assistant Secretary for Neighborhood Revitalization and presented to the Secretary of
DHCD for final approval. Awards are expected to be announced within approximately 90 days of the
application submission deadline.
SPECIAL PROJECTS CATEGORY
Under the Special Projects Category, funds are set aside to fund special projects, planning activities and
economic development projects. There are specific criteria and requirements required for each type of
project. All applications will be considered on a “first-come, first-serve” basis once received and
determined to be complete. Funds will not be “held” or “reserved” for applicants in the process of
submitting an application or submitting materials to complete their application.
Grantees that have revolving loan funds (RLFs) and program income accounts that were capitalized with
CDBG funds will be required to submit information regarding the current fund balance and the most
recent activity. This applies to economic development RLFs as well as housing rehabilitation RLFs and
program income accounts. Grantees may be required to submit additional information to explain large
program income balances and lack of activity. In these instances, the State may take additional actions
related to ensuring the grantee utilizes these funds.
Applicants must submit one original and two copies when applying for Special Projects funds.
Applications are to be mailed or delivered to DHCD.
Special Projects
Special Projects applications are those submitted after the annual competitive round has been
completed. They are for projects that have become a high priority based on an opportunity or due to a
critical or time sensitive need. Applicants must consult with CDBG Program staff and receive written
approval to submit an application. Staff will consider whether the proposed project would meet a CDBG
national objective, be eligible under the program, be able to be implemented in a timely manner, and if
it meets one of the States program objectives. Additionally, performance related to existing grants, if
any, will be considered by staff in addition to CDBG eligibility requirements when making approvals. The
maximum amount an applicant may seek is $800,000.
A threshold review will be conducted to determine if the application is complete, the requested project
will meet a CDBG national objective, and specific activities are eligible. Applications will be rated using
the same rating factors used for the Community Development category. The minimum point standard
of 105 points applies to Special Projects applications.
The State may also use funds from this category to fund requests for additional funding for existing
grants for a variety of reasons. If the request is due to a shortfall for a previously funded project,
additional funds will only be considered if there are extenuating circumstances surrounding the
shortfall. If the amount needed is greater than $75,000, grantees must apply for funding through the
next Community Development application round unless it is determined that timing is critical. Grantees
must provide a written explanation of the reasons for the shortfall, including:
1. the reasons for the request for additional funds;
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2. verifiable documentation of a significant increase in beneficiaries;
3. proof that all alternate funding sources have been exhausted; and
4. Documentation of any negative impact on the community if the project is not completed.
Within thirty days of the threshold review approval, a recommendation is made to the Assistant
Secretary for Neighborhood Revitalization and to the Secretary of DCHD for final approval.
Applications using the National Objective of Urgent Need must be submitted under Special Projects. A
different application will be provided to address how the project meets the national objective. All
aspects of the application process will remain the same with the exception of the rating point system.
Complete applications will be reviewed and considered based on the extent of the data provided and
the impact on the community.
Planning
Planning activities are eligible for CDBG funding. Applicants may seek up to $50,000 for planning grants.
A match is required but no more than 5% can be in-kind. Applicants must consult with CDBG Program
staff and receive written approval to submit an application. Staff will consider whether the proposed
project would meet a CDBG national objective, be eligible under the program, be able to be
implemented in a timely manner, and if it meets one of the State’s program objectives. Additionally,
performance related to existing grants, if any, will be considered by staff in addition to CDBG eligibility
requirements when making approvals.
A threshold review will be conducted to determine if the application is complete, the requested
project will meet a CDBG national objective, and specific activities are eligible. Applications will be rated
using the same rating factors used for the Community Development category. The minimum point
standard of 105 points applies to Planning applications.
Planning activities are traditional planning activities such as comprehensive plans, community
development plans, downtown studies, and capital improvements plans. Additional planning activities
include feasibility studies, preliminary engineering, preliminary design, and building condition studies.
Projects are qualified based on national objective eligibility.
Within thirty days of the threshold review approval, a recommendation is made to the Assistant
Secretary for Neighborhood Revitalization and to the Secretary of DHCD for final approval.
Economic Development
Funding may be used for a variety of economic development activities which support local economic
development initiatives either by direct public improvements to facilitate new business and/or industry
or through direct assistance to businesses. Applicants must consult with CDBG Program staff and
receive written approval to submit an application. Staff will consider whether the proposed project
would meet a CDBG national objective, be eligible under the program, be able to be implemented in a
timely manner, and if it meets one of the State’s program objectives. Additionally, performance related
to existing grants, if any, will be considered by staff in addition to CDBG eligibility requirements when
making approvals. The maximum amount an applicant may seek is $800,000.
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A threshold review will be conducted to determine if the application is complete, the requested project
will meet a CDBG national objective, and specific activities are eligible. Applications will be reviewed
and rated using factors described later in this section.
The State will accept funding for the following economic development projects:
1. Job Creation If the applicant is seeking funds to assist an identified business in a project that results
in job creation, 51% of all jobs created must be taken by LMI persons. All jobs must be permanent, full-
time jobs. The job counting begins once the grant activities are completed. Additionally, the State may
impose a retention period for the jobs once created.
The business must provide a written commitment to meet the CDBG job creation standard of creating a
specific number of jobs of which 51% or more of them will be taken by persons of low and moderate
income. This must be provided with the application. Other application submission materials are
described below and within the application document.
2. Job Retention - If the applicant is seeking funds to assist an identified business with job retention,
there must be clear and objective evidence that permanent, full-time jobs will be lost without the CDBG
assistance. Applications must include:
• evidence that the business has issued a notice to affected employees or made a public announcement
to that effect; or
• analysis of relevant financial records which clearly and convincingly shows that the business is likely to
have to cut back employment in the near future without the planned intervention.
The business must provide a written commitment to meet the CDBG job retention standard of retaining
51% or more of an agreed upon number of employees that are of low and moderate income at the time
of the CDBG assistance. This must be provided with the application. Other application submission
materials are described below and within the application document.
Applicants must provide the following information on the business to be assisted. If more than one,
please provide information for each.
1. Name of Business
2. Ownership of Business
3. Business Management
4. Company History including start-up date, type of operation, progress and number of
employees to date
5. Current Location(s)
6. Product Line or Service
7. Discuss their market area(s) including geography, major customers and other characteristics
8. Certificate of Good Standing from the State of Maryland if an existing business.
For projects which provide CDBG assistance as a financing measure to profit making businesses, discuss
the need for financial assistance. Attach three years of historical financial statements and personal
financial statement for principal owner(s) and a five year pro-forma. Explain the basis for requesting
assistance (e.g., gap financing). Additional financial information may be requested.
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Applications will be reviewed and considered based on the following:
1. Costs All costs must be reasonable and necessary.
2. Leverage All applications must include the leveraging of other funds. Those applications
providing 50% or more of other funds will be provided maximum consideration. In-kind services
cannot exceed 10% of the total budget.
3. Readiness to Proceed Maximum consideration will be given to: 1) applications for construction
activities which are able to be bid within 90 days and to start construction within 120 days; or 2)
applications for acquisition of land or relevant equipment to be acquired within 120 days.
4. Administrative Capacity - The staffing plan must be sufficient to administer the grant activities.
5. Past Performance - The past performance of the applicant with CDBG grants will be considered
with respect to general grant management, financial management and compliance with meeting
a national objective.
6. Outcomes Maximum consideration will be given to those projects that create or retain a high
number of jobs.
7. Cost Per Job The cost per job must not exceed $20,000. Maximum consideration will be given
to those applications where the cost per job does not exceed $10,000.
Projects may be subject to Public Benefit Standards and Underwriting Guidelines. It depends on the
structure of the application.
There is a prohibition on the use of CDBG funds for job-pirating activities. Specifically, funds cannot be
used to as an incentive for a business to relocate to another community.
The following types of businesses are not eligible for assistance with CDBG funds: adult bookstores,
video shops or other adult entertainment facilities, check cashing facilities, gambling facilities, gun
shops, liquor stores, massage parlors, medical marijuana production or distribution businesses, pawn
shops, tanning salons, or tattoo parlors. Additionally, assistance to a professional sports team or a
privately-owned recreational facility that serves a predominantly higher-income clientele where the
recreation benefit to be derived by users or members clearly outweighs the employment of or other
benefits to low and moderate income persons is also prohibited. All businesses must be legal under the
State and the federal governments.
Within thirty days of the threshold review approval, a recommendation is made to the Assistant
Secretary for Neighborhood Revitalization and to the Secretary of DHCD for final approval.
ADDITIONAL PROGRAM POLICIES AND PROCEDURES
1. Funds Transfer - A review of the balance of available funds from the previous fiscal year will occur
prior to the award of grants through the annual Community Development competitive round. Available
funds will be used prior to the use of 2021 grant funds. Funds not used for the Community
Development awards will be used as needed for the Special Projects category. Therefore, amounts
funded in each category could exceed what is identified in the policy guide.
2. Grant Periods - Grants are awarded for a twenty four (24) month period, except planning grants,
which are expected to be completed in twelve (12) months. The grant period is related to the
expenditure of the grant funds only. No formal amendment is required for the additional time necessary
for a grantee to satisfy a national objective or to satisfy corrective actions related to monitoring findings
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or matters of concern. Time extensions are granted only where circumstances are beyond the grantee's
control.
3. Grant Amendments - Circumstances or conditions may develop during project implementation which
could prompt the grantee to request, in writing, an amendment to the grant for reasons other than for
additional fund in which was discussed under the Special Projects section. Accordingly, grantees must
obtain approval for amendments in the following instances:
if the addition of a new, or deletion of an existing activity or project is proposed;
if activities in an area other than the approved target or project area are proposed;
if the scope of the existing project or activities will change (i.e., number of beneficiaries);
if a budget revision is proposed resulting in a transfer between approved budget line items in
excess of ten percent of the grant award;
in other instances where DHCD determines an amendment to be appropriate, such as where
technical changes in legal or administrative terms occur.
The request for a grant amendment shall provide sufficient information to explain and justify the
proposed changes. The CDBG Program may determine that an amendment to a grant agreement
requires additional actions. The grantees will be notified in writing if they have to complete any of the
following requirements:
additional citizen participation efforts;
additional review by the State Clearinghouse; or
additional environmental review.
The request for a grant amendment will be reviewed on the basis of eligibility and the evaluation criteria
applicable at the time of the amendment request.
A time extension may be granted, generally for one year, when it is determined by the program that the
grantee will not expend grant funds by the completion date established in the grant agreement. The
time extension is processed by the program and is not subject to the requirements of project
amendments listed above. The program reserves the right to determine the length of time for the
amendment.
Note that if an applicant is awarded funds through the Community Development category for another
phase of a project which benefits the same beneficiaries as an open grant, that open grant will be
amended to include the new award and for time.
4. Financial Penalty - ERR The Environmental Review and Request for Release of Funds must be
submitted for approval by DHCD within 75 days of the grant award date. Failure to do so will result in a
2% financial penalty of the grant award. The penalty will be assessed initially from administrative funds
awarded. If no administrative funds were awarded, then project funds will be recaptured. The
exception shall be for projects with issues identified through screening letters where the CDBG
Environmental Officer has been notified in writing. Further delay in completing the Environmental
Review and obtaining a Release of Funds could result in the termination of the grant.
5. Financial Penalty Minimum Expenditure - For each grant, the grantee must request payment of a
minimum of 5% of grant funds within 180 days of the grant award date. Failure to do so will result in a
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5% penalty of the grant award each month until funds are drawn. The penalty will be assessed initially
from administrative funds awarded. If no administrative funds were awarded, then project funds will be
recaptured. Exceptions to this policy will be considered on a case by case basis.
6. Monitoring and Close Out of Grants - Grants will be officially monitored by CDBG Program staff for
compliance with federal and state regulations and requirements and to ensure that the national
objective has been met. Some grant activities may be monitored by a specific compliance specialist or
by their Project Manager at different stages of the implementation of the grant. All projects are
considered “open” until they have been fully monitored and all issues are resolved. The State will issue
a Close Out letter to the grantee when it has been formally closed. Grant files and records must be
retained by the grantee for a five (5) year period after close out of the State’s grant by HUD.
7. Recapture and Repayment of Funds - Any funds recaptured through grant termination, repayment
due to monitoring findings, or completion of an activity at a cost savings will be available for
redistribution to eligible projects. DHCD may retain eligible amounts of repaid or recaptured funds for
State administrative and technical assistance costs.
8. Suspension of Method of Distribution for Presidential Disaster Declarations - In the event of a Major
Disaster Declaration by the President of the United States for a city, town, or county located in the State
of Maryland, the Secretary of DHCD shall have the authority to waive the Method of Distribution or any
other State policies for the CDBG program to address emergency needs of impacted communities. This
will be done in consultation with HUD and the program will operate within the parameter of the law or
laws addressing the CDBG program.
ELIGIBLE NON-ENTITLEMENT GOVERNMENTS
Allegany County Towns of Barton, Lonaconing, Luke, Midland, Westernport, the City of Frostburg and
Allegany County
Anne Arundel County Town of Highland Beach
Calvert County Towns of Chesapeake Beach and North Beach and Calvert County
Caroline County Towns of Denton, Federalsburg, Goldsboro, Greensboro, Henderson, Hillsboro,
Marydel, Preston and Ridgely and Caroline County
Carroll County Towns of Hampstead, Manchester, Mount Airy (part), New Windsor, Sykesville,
Taneytown, Union Bridge and Westminster and Carroll County
Cecil County Towns of Cecilton, Charlestown, Chesapeake City, Elkton, North East, Perryville and Port
Deposit and Cecil County
Charles County Towns of Indian Head, La Plata and Port Tobacco and Charles County
Dorchester County Towns of Brookview, Church Creek, East New Market, Eldorado, Galestown,
Hurlock, Secretary and Vienna, the City of Cambridge and Dorchester County
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Frederick County Towns of Brunswick, Burkittsville, Emmitsburg, Middletown, Mounty Airy (part),
Myersville, New Market, Thurmont, Walkersville and Woodsboro, Village of Rosemont and Frederick
County
Garrett County Towns of Accident, Deer Park, Friendsville, Grantsville, Kitzmiller, Loch Lynn Heights,
Mountain Lake Park and Oakland and Garrett County
Kent County Towns of Betterton, Chestertown, Galena, Millington and Rock Hall and Kent County
Montgomery County Towns of Barnesville, Chevy Chase View and Laytonsville and Chevy Chase
Village, Chevy Chase Village (Section 3) and the Village of Martin’s Additions
Queen Anne’s County Towns of Barclay, Centreville, Church Hill, Queen Anne (part), Queenstown,
Sudlersville and Templeville and Queen Anne’s County
St. Mary’s County Town of Leonardtown and St. Mary’s County
Somerset County Town of Princess Anne, City of Crisfield and Somerset County
Talbot County Towns of Easton, Oxford, Queen Anne (part), St. Michaels and Trappe and Talbot
County
Washington County Towns of Boonsboro, Clear Spring, Funkstown, Hancock, Keedysville, Sharpsburg,
Smithburg and Williamsport and Washington County
Wicomico County Towns of Delmar, Fruitland, Hebron, Mardela Springs, Pittsville, Sharptown and
Willards and Wicomico County
Worcester County Towns of Berlin, Ocean City and Snow Hill, Pocomoke City and Worcester County
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EXHIBIT 2: HOME Methods of Distribution
The Maryland HOME Investment Partnerships Program (HOME) can be used for a variety of housing
activities, according to local housing needs. Eligible uses of funds include tenant-based rental assistance;
housing rehabilitation; assistance to homebuyers; and new construction of housing. HOME funding may
also be used for site acquisition, site improvements, demolition, relocation, and other necessary and
reasonable activities related to the development of non-luxury housing.
Funds may not be used for public housing development, public housing operating costs, or for Section 8
tenant-based assistance, nor may they be used to provide non-federal matching contributions for other
federal programs, for operating subsidies for rental housing, or for activities under the Low-Income
Housing Preservation Act.
All housing developed with HOME funds must serve low- and very low-income families. For rental
housing, at least 90 percent of the families benefited must have incomes at or below 60 percent of the
area median income; the remaining 10 percent of the families benefited must have incomes at or below
80 percent of area median income. Homeownership assistance must be to families with incomes at or
below 80 percent of the area median income. Each year, HUD publishes the applicable HOME income
limits by area, adjusted for family size.
HOME-assisted rental units must have rents that do not exceed the applicable HOME rent limits. Each
year, HUD publishes the applicable HOME rent limits by area, adjusted for bedroom size. For projects
with five or more HOME-assisted rental units, 20 percent of the units must be rented to very low-
income families.
HOME-assisted homebuyer and rental housing must remain affordable for a long-term affordability
period, determined by the amount of per-unit HOME assistance or the nature of the activity. HOME-
assisted homebuyer housing is also subject to resale or recapture requirements.
The State of Maryland must provide a 25 percent match of their HOME funds. In addition to this a also
set aside at least 15 percent of our allocations for housing to be owned, developed, or sponsored by
community housing development organizations (CHDO).
The State of Maryland HOME funds will be used to increase the number of housing units for very low
income individuals and households. HOME funds will be targeted for the lowest income households as
follows:
For rental housing projects, HOME funds will be targeted to serve households at or below 80 percent of
the area median household income, adjusted for household size, and determined annually by HUD.
Single Family rehabilitation/reconstruction loans, acquisition/rehab/resale loans and loans for
Homeownership assistance will be targeted to households at or below 80percent of the area median
household income, adjusted for household size and determined annually by HUD.
For homeownership projects, HOME funds will be targeted to serve households at or below 80 percent
of the area median household income, adjusted for household size, and determined annually by HUD.
DHCD will use the HOME affordable homeownership sales price limits provided annually by HUD when
determining the maximum mortgage/loan amount for projects.
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Maryland HOME funds will generally be used for projects in conjunction with the existing housing
programs of DHCD as well as for projects without other State financing. Through the HOME Special
Reserve Fund, HOME funds will be used to fill a need not met by existing housing programs. HOME
funds can also be used when an existing CDA program has encumbered the majority of all available
funding.
FEDERAL FISCAL YEAR 2020 / STATE FISCAL YEAR 2021 ALLOCATION
The State will receive $ 6,278,625.00, for FFY 2020 (SFY 2021). The award will be divided into the
following categories:
STATE OF MARYLAND HOME ALLOCATION FFY 2020 SFY 2021
Administrative Allowance
$ 627,872.50
CHDO Operating Assistance
$ 100,000.00
Multi-Family Projects
$ 4,800,000.00
Single Family Projects
$750,852.50
TOTAL
$6,278,725.00
As noted above, in addition to the regular HOME allocation, DHCD expects to receive approximately
$2,900,000 million in HOME program income in the coming year. DHCD will continue to use the 10
percent of program income received for administrative costs as allowed under HUD regulations.
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Use of HOME Funds
HOME funds will be used for projects in conjunction with the existing housing programs of DHCD as well
as for projects without other State financing. Through the HOME Special Reserve Fund, HOME funds will
be used to fill a need not met by existing housing programs. HOME funds will also be used when an
existing CDA program has encumbered the majority of all available funding
1. HOME Special Reserve Fund
The HOME Special Reserve Fund has replaced the HOME Initiative Program which was
terminated in 2013. The Special Reserve Fund will be used for special projects or programs that further
the mission of DHCD. DHCD will announce the availability of these funds and the funds will be allocated
on a first-come, first-serve basis with priority given to Community Housing Development Organizations
(CHDOs) that produce CHDO reserve eligible projects.
The HOME Special Reserve Fund will be used to finance programs, projects and activities that fill
a need not met by other DHCD housing programs or for any other existing CDA program which has fully
encumbered the majority or all of the available funds for that particular activity, but which promotes the
development of affordable, safe and sustainable housing for homeowners, renters, and special
populations.
Local governments, non-profit sponsors and developers may propose projects or programs for
the use of these funds or DHCD may have projects and program concepts it may wish to test.
Special Reserve Fund applications will be reviewed and funds will be allocated on a first- come,
first- serve basis, with awards recommended to the Director of the Community Development
Administration and HFRC for approval (if the applications are part of a competitive round). Applications
from Community Housing Development Organizations (CHDOs) and non-profit organizations as well as
local governments applying in conjunction with non-profits will be given priority. Other rating criteria
will be readiness to proceed, demonstrated ability, matching contributions, geographic distribution and
performance and disbursements on prior HOME awards. DHCD may fund up to 5% of the award to be
used for administrative cost.
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2. Other DHCD Programs
FFY 2020 HOME funds in the amount of $ 5,510,852.50 will be used in conjunction with on-going
DHCD housing programs to fill gaps in funding, make projects feasible and increase the number of low
income persons able to be served in State-funded projects.
HOME funds will be disbursed among DHCD program areas listed below:
Multifamily Housing Programs
Single Family Programs
The HOME funds will be allocated to these uses for up to eight months. After that time, unencumbered
funds may be moved to any other HOME uses to meet additional demand for funds or for special
projects.
A. Multifamily Housing Programs
Rental housing projects will use HOME funds in conjunction with the Rental Housing Fund.
HOME funds will be used in projects utilizing any combination of State funds, bond funds, or low income
tax credits administered by DHCD or may be used with no other State funds. HOME funds may be
requested by sponsors and/or local governments as part of the project application or DHCD staff may, in
consultation with sponsors and local governments, propose the use of HOME funds during project
evaluation. HOME and any other DHCD funds will be awarded to projects at the time of reservation of
Rental Housing Funds.
HOME funds may be used as broadly and flexibly as is permitted by federal regulations to
address the unique underwriting needs of each project and the number of very low-income tenants to
be served. The ratio of HOME units to total units will generally be proportional to the ratio of HOME
funds used in a project to total costs.
Multifamily Rental Housing Projects are solicited through an annual round of funding. When
projects have met the requirements of the round HOME funds are requested to fill any funding gap.
B. Single Family Programs
HOME funds will be used in conjunction with DHCD's forward reservation programs for home
ownership projects as well as for home ownership projects such as the Maryland Mortgage Program
(MMP). HOME funds may be used for "soft seconds" to reduce the cost of the home to the borrower,
for land or for other development costs, and for construction financing. Just as with rental housing
projects, project applications may include requests for HOME funds or DHCD staff may propose the use
of HOME funds during underwriting.
HOME funds may also be used for the development of group home projects that assist income-
eligible persons with special housing needs. The HOME funds may be used in conjunction with State
funds, or bond-funded group homes made under the Special Housing Opportunity Program (SHOP).
HOME funds will help ensure that group home projects, with their limited repayment ability, are made
feasible.
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In addition, HOME funds will be used in conjunction with the Single Family Programs'
rehabilitation and special purpose programs. Although these programs; Maryland Housing Rehabilitation
Program (MHRP), Indoor Plumbing Program (IPP). Accessible Home for Seniors Programs (AHSP) and
Lead Paint Programs (LHRGLP) have flexible loan terms, there are still applicants who cannot be served
due to underwriting requirements associated with those programs. In some cases, combining HOME
with these programs could make assistance possible by providing more favorable financing terms than
permitted by State-funded programs. HOME funds may be used for replacement house projects in cases
where rehabilitation is not possible or cost effective. HOME may also be used as stand-alone funding
when other sources are not available.
Community Housing Development Organizations (CHDO) may also use HOME funds for
acquisition of a property for resale or rental in conjunction with these Special Programs i.e. HOME funds
for acquisition and Special Program funding for rehabilitation.
The State of Maryland may use HOME funds for tenant based rental assistance on a limited
basis, including using HOME funds for security deposit assistance and to help victims of disaster.
3. DHCD Administrative Fees and CHDO Operating Assistance
The balance of the HOME funds - $ 6,278,725.00 will be allocated as follows:
$ 627,872.50 will be used by DHCD for administrative expenses associated with administering the
HOME program. The amount set-aside for administrative expenses includes 10% of the FFY2018
regular HOME allocation and 10% of any program income received.
$ 140,000.00 will be set-aside for CHDO operating assistance. Guidelines for awarding
HOME operating assistance to certified CHDOs conducting business in communities
designated as HOME non-Participating Jurisdictions (non-PJs) are outlined in Attachment I.
Under federal law, a CHDO may not receive HOME support that provides more than 50% of
its operating budget in any fiscal year, or $50,000, whichever is greater. Under DHCD policy,
operating assistance funds available to CHDOs in any fiscal year will be capped at $50,000*.
This amount does not include funds for operating expenses and pass-through funds
provided through intermediary organizations exclusive of the State of Maryland selected by
HUD.
*The $ 50,000.00 HUD rule has been waived for FY 2020 due to Covid.
All current State certified CHDO’s will require re-certification prior to any operating
assistance being awarded.
Eligible Activities
Housing Rehabilitation
Homebuyer Assistance
New Construction
Acquisition/Rehab Resale
Acquisition/Rehab/Rental
Reconstruction
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Demolition
Relocation
Tenant-based rental assistance
Eligibility Requirements
Homeowners and tenants must meet the area median household income limits published
annually by HUD. All household income will be considered for eligibility purposes.
Homeownership Sales Value Limits may not exceed the values for the area as published annually
by HUD.
Rents for HOME units must adhere to the Fair Market Rents published by HUD annually.
Rental projects must meet the subsidy limits published by HUD
All projects must meet the occupancy requirements during the affordability period
Application Process
Single Family homeowner projects are submitted to the State directly or through one of our
participating local agencies. These applications are reviewed on a first come first serve basis
and must meet the eligibility requirements.
Multifamily applications are submitted through an annual round of funding announced by our
department. Application will be reviewed to ensure compliance with the threshold
requirements.
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PROGRAM REGULATIONS, REQUIREMENTS AND POLICIES
Submission of application
1. Acquisition - Uniform Relocation Act Grantees must comply with the Uniform Relocation Assistance
and Real Property Acquisition Policies Act of 1970 (49 CFR Part 24) when acquiring property and
permanent easements that are required for a project, or when residents or businesses are displaced as a
result of a project. Additional regulations regarding relocation of displaced persons or businesses are
found in 24 CFR Part 42 and Section 104(d) of the HCD Act.
2 Environmental Review Grantees must comply with the National Environmental Policy Act of 1969
and other federal laws which are specified in 24 CFR Part 58. This review must be completed prior to
the initiation of project activities regardless of the funding source. Where required no activities are to
begin until a Release of Funds has been issued by HUD.
3. Fair Housing and Equal Opportunity All agencies must comply with numerous federal laws,
regulations, and Executive Orders The most relevant regulations are related to non-discrimination when
using HUD funding programs; non-discrimination and equal opportunity in housing; non-discrimination
on the basis of race, color, religion, sex, national origin, handicap or familial status in programs and
activities receiving or benefiting from federal assistance; and employment and contracting opportunities
for lower income persons or minority businesses.
4 Fair Housing and Equal Opportunity Disadvantaged Businesses When procuring construction or
services, grantees are to take affirmative steps to solicit bids from minority owned businesses (MBE) and
women owned businesses (WBE).
5. Fair Housing and Equal Opportunity Section 3 When procuring construction or services when it is
anticipated that the contracts will exceed $200,000, grantees must comply with Section 3 of the HCD Act
of 1968 which requires that employment and other economic opportunities be made available to low
and very low income persons. Note that this regulation will soon undergo major revisions.
6. Housing - Broadband Per revisions to 24 CFR Part 570.482, the use of HUD funding for the
construction or substantial rehabilitation of a building with more than 4 rental housing units requires
the installation of broadband infrastructure to provide access to internet connections in individual
housing units. It must meet the definition of “advanced telecommunications capability” determined by
the Federal Communications Commission under Section 706 of the Telecommunications Act of 1996.
Substantial rehabilitation is defined as: 1) complete replacement of the electrical system or other work
for which the pre-construction cost estimate is equal to or greater than 75% of the cost of replacing the
entire system in the building undergoing rehabilitation; or 2) rehabilitation of the building undergoing
rehabilitation where the pre-construction estimated cost of the rehabilitation is equal to or greater than
75% of the total estimated cost of replacing the housing after the rehabilitation has occurred. The
replacement cost is for the building undergoing rehabilitation only.
Exceptions may be granted by the State if it is determined: 1) the location of the new construction or
substantial rehabilitation makes installation of broadband infrastructure infeasible; 2) the cost of
installing broadband infrastructure would result in a fundamental alteration in the nature of its program
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or activity or is an undue financial burden; or 3) the structure of the housing to be substantially
rehabilitated makes installation of broadband infrastructure infeasible.
7. Housing Homeownership Financial Assistance - If HOME funds are used to provide financial
assistance (i.e. down payment and/or closing costs) to homebuyers a lien will be placed on each
property which receives assistance as follows The length of the affordability periods are as follows:
- Assistance up to $15,000 five (5) years;
- Assistance $ 15,000- $ 40,000 $10,001 ten (10) years.
More than $ 40,000.00 fifteen (15) years
8. Housing Housing Rehabilitation Program Policy for single family, owner occupied housing
rehabilitation all housing must be improved and meet local livability code requirements or housing
quality standards upon completion of improvements
9. Housing - Rental Housing Affordability Periods:
Assistance up to $15,000 five (5) years;
- Assistance $ 15,000- $ 40,000 $10,001 ten (10) years.
More than $ 40,000.00 fifteen (15) years
New Construction of rental housing twenty (20) years
Refinancing of rental housing fifteen (15) years
The State may institute stricter affordability periods
10. Insurance - Flood Flood insurance is required for all buildings (including housing) acquired,
rehabilitated or renovated that are located in the floodplain. Insurance is to be maintained for the term
of use, lien period, or loan term.
11. Insurance Homeowner or Building Homeowner or building insurance is required for all buildings
acquired, constructed or renovated with HOME funds. The grantee is required to ensure that sub
recipients, businesses and homeowners maintain sufficient replacement insurance. Files must contain
appropriate documentation. Insurance is to be maintained for the term of use, lien period, or loan term.
12. Labor - Davis Bacon and Related Acts Funded HOME projects Federal (Davis-Bacon) wage
requirements are made applicable to the HOME program by Section 286 of the NAHA which provides,
in part, as follows:
"Any contract for the construction of affordable housing with 12 or more units assisted with funds
made available under this subtitle shall contain a provision requiring that not less than the wages
prevailing in the locality, as predetermined by the Secretary of Labor pursuant to the Davis-Bacon Act...,
shall be paid to all laborers and mechanics employed in the development of affordable housing
involved,...."
HUD regulations (24 CFR 92.354) paraphrase the statutory provision and clarify that the contract for
construction must contain these wage provisions if HOME funds are used for any project
costs, including construction or no construction costs, for housing with 12 or more HOME-assisted
units. The regulations further explain that a construction contract that includes a total of 12 or more
HOME-assisted units is covered by Davis-Bacon requirements even if the contract covers more than
one HOME "project" and prohibits arranging multiple construction
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contracts within a single project for the purpose of avoiding Davis-
Bacon coverage. Once triggered, the wage provisions apply to the
construction of the entire project - HOME-assisted and non-assisted
portions, alike.
13. Lead Paint Grantees must comply with 24 CFR Part 35 and 40 CFR Part 745 when undertaking
renovation, repair or painting activities that disturb painted surfaces in houses, buildings converted into
housing, homeless shelters, and several other types of projects in buildings that were built before 1978.
As of April 22, 2010, work performed as identified in the regulations must be completed by certified
firms using certified renovators and workers trained in lead-safe work practices established by the
Environmental Protection Agency.
14. New Construction Prohibition New construction sites must not be located in an area of minority
concentration and must not be located in a racially mixed area if the project will cause a significant
increase in the proportion of minority to non-minority residents in the area.
15. Program Income - The State may receive program income from time to time as a result of the
prepayment of loans or from debt service payments. Any program income received will be used in
accordance with the requirements of 24 CFR Part 92
Resale/Recapture Pursuant to Section 92.2574(a)(4)(ii) of the regulations, the State has selected the
option to recapture the full HOME Investment from the net proceeds of the sale of a house, which was
purchased with the assistance of HOME funds.
Compliance during the affordability period is achieved through monitoring of all borrowers to confirm
the property is still their primary residence.
Should a homeowner want to refinance their first mortgage during the term of the HOME loan, the
request will be reviewed to ensure that it meets the requirements of Subordination Policies.
The Department shall determine whether the loan of HOME funds has been forgiven because the
homeowner has owned and occupied the house for a required minimum period of 5, 10, or 15 years in
accordance with the terms of the loan.
If the homeowners has not owned and occupied the property during the minimum affordability period,
payment will be required as discussed further under “Guidelines” below.
Guideline - Recapture of HOME Funds:
HOME loan funds are used for direct subsidy to assist homebuyers with down payment and closing
costs, as well as mortgage write-down assistance, to enable them to purchase a home. Each homebuyer
assisted with HOME funds is required to sign a written agreement detailing the terms and conditions of
their HOME loan, prior to receiving the loan. A deed of trust is recorded against the purchased property
securing the HOME funds. This lien is non-interest bearing loan. The loans contain an affordability
period of 5, 10 and 15 years. The Loan shall be forgiven if the Borrower owns and occupies the
Property during the affordability period. Repayment of the loan is required if the property is no longer
the borrower's primary residence. In the event of sale or transfer of all or any portion of the Property
by the Borrower or a holder of a senior lien through a foreclosure the entire amount borrowed will be
due. However, the repayment may be limited to net proceeds if the amount of the net proceeds is
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lesser than the original amount borrowed. The term “net proceeds” means the proceeds from the sale
of the Property less the unpaid principal balance of any superior and subordinate non-governmental or
private loans to the Loan.
Recapture may only be made if there are sufficient net proceeds. The net proceeds from the sale of a.
house will be distributed as follows:
1) a) To pay the balance due on any superior loan and to pay any required closing costs;
b) To pay the HOME funds, subject to (2) below;
c) To pay the balance due on any subordinate loan;
d) To repay the homeowner for the amount of any homeowner payments; and
e) To pay the remaining balance to the homeowner.
2) If there are insufficient proceeds from the sale of the house to repay the amount of HOME funds
and to pay the homeowner for the amount of any homeowner payments, the State may forgive
a portion of the loan made with HOMNE funds, calculated by multiplying the amount of the
HOME loan by the fraction equal to the number of years the homeowner owned and occupied
the house times the affordability period, where HOME funds per unit equal:
a) Under $15,000, 1/5 per year
b) $15,000 - $40,000, 1/10 per year; and
c) Over $40,000, 1/15 per year.
3) With respect to loans made with HOME funds to assist homebuyers, “Homeowner Payments”
means the following:
a) The amount of the down payment made by the homeowner of the house;
b) The amount of any principal payments or prepayments on any loan on the property; and
c) The cost of all capital improvements to the house made by the homeowner.
Additionally, the State will consider more restrictive terms for recapture and forgiveness provided it
determines such action is necessary through established underwriting criteria.
HOME funds used to assist homebuyers that are recaptured according to these guidelines will be used to
carry out other HOME eligible activities.
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Legal Method
Covenants describing the recapture restrictions will be included in the recorded loan documents to
ensure that the HOME funds will be recaptured at the time of transfer or refinance of the HOME-
assisted unit.
Tenant-Based Rental Assistance
The State of Maryland may use HOME funds for tenant-based rental assistance on a limited
basis, including using HOME funds for security deposit assistance and to help victims of a
disaster. Rental assistance programs will select households to receive assistance in accordance
with written tenant selection policies and criteria. In addition, if families selected are currently
residing in units that are designated for rehabilitation or acquisition under the HOME program,
they will not be required to meet the written tenant selection policies and criteria. Families so
selected may use the tenant-based assistance in the rehabilitated or acquired unit or in other
qualified housing.
TYPES OF INVESTMENT BY THE STATE OF MARYLAND IN THE HOME PROGRAM
Maryland expects primarily to invest funds in projects through interest-bearing and non-
interest-bearing loans, and possibly grants when needed. Depending on the circumstances of
each project, the State may use other forms of subsidies, including equity investments, interest
subsidies consistent with the purposes of this program, and deferred payment loans with or
without interest.
HOME Matching Fund Requirements
The State will provide HOME match through DHCD’s Rental Allowance Program.
Suspension or Method of Distribution for Presidential Disaster Declarations
In the event of a Major Disaster Declaration by the President of the United States for a city,
town, or unit of local government located in the State of Maryland, the Secretary of DHCD shall
have the authority to waive the Method of Distribution or any other State regulations for the
HOME program to address emergency needs of impacted communities. This will be done in
consultation with HUD, and the program will operate within the parameter of the law or laws
addressing the HOME program.
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HOME Performance Measures
As part of its desire to implement performance measures, HUD asks grantees to assign
measures to activities they expect to undertake. The table below shows how projected HOME
activities will correspond with HUDS’s Performance Measurement system:
HOME Investments Partnership Program
FFY2020 Planned Project Results (HOME Program)
Outcomes and Objectives*
Performance Indicators
Expected Number
Activity Description
DH-2
Number new/rehabilitate units
available to low-income households
64
Assistance to Rental Housing
Development
DH-2
Number of existing units bought to
code
11
Housing rehabilitation assistance
to low-income households
DH-2
Number of households receiving
down payment/closing cost
assistance
0
Assistance to low-income
homebuyers
*Grantees should use one of 9 outcomes/objective categories below
Availability/Accessibility
Affordability
Sustainability
Decent Housing
DH-1
DH-2
DH-3
Suitable Living Environment
SL-1
SL-2
SL-3
Economic Opportunity
EO-1
EO-1
EO-3
See link for information on the 2020 HTF Plan Method of Distribution -
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
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AP-35 Projects (Optional)
Introduction:
At the time of the preparation of this Annual Action Plan, the State had not identified projects to be
funded. Projects will be selected using the specific methods of distribution for each program. Per HUD
guidance, this Action Plan will be amended to include awarded projects that have been put into the HUD
IDIS system.
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs
This section will be updated once projects are selected.
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AP-38 Project Summary
Project Summary Information
This section will be updated once projects are selected.
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AP-40 Section 108 Loan Guarantee 91.320(k)(1)(ii)
Will the state help non-entitlement units of general local government to apply for Section 108
loan funds?
No
Available Grant Amounts
n/a
Acceptance process of applications
n/a
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AP-45 Community Revitalization Strategies 91.320(k)(1)(ii)
Will the state allow units of general local government to carry out community revitalization
strategies?
Yes
State’s Process and Criteria for approving local government revitalization strategies
The State of Maryland uses State Sustainable Communities policies to promote revitalization in local
communities. To participate, municipal and county governments are asked to identify local areas in
need of revitalization and create a comprehensive revitalization strategy or “Action Plan” guiding
investment in accordance with the principles of sustainability The “Action Plan” aims to increase
economic, transportation, and housing choice, and improve environmental and health outcomes among
other locally identified goals.
The Sustainable Communities Act of 2010 was established by the Maryland General Assembly, and
consolidated all previously DHCD-designated Community Legacy and Designated Neighborhoods and
gave them interim Sustainable Community designation. Local communities whose Sustainable
Communities designation was not updated by December 31, 2013 had their designation terminated.
In order to obtain (or retain) a Sustainable Communities designation, local governments apply for
designation through applications available from DHCD. Applications for Sustainable Community
designation are reviewed by an interagency panel and must be approved by the Governor’s Smart
Growth Subcabinet. Once approved, communities retain their designation for five years.
All Sustainable Community Area applications must meet the following threshold requirements:
1) Sustainable Community Area boundaries must be entirely within a Priority Funding Area (PFA) and
should be indicative of a targeted approach;
2) A local government resolution in support of the boundary designation and Plan should accompany
the application or must be in process (all SC Area designations will be contingent upon an executed local
resolution);
3) Entities in the community must have pledged financial and/or in-kind resources to implement the
Plan as indicated by letters of support;
4) The proposed Sustainable Community is within or near a town center or transportation center, or
there is a need for financing assistance for small businesses, nonprofit organizations or
microenterprises;
5) The proposed Plan must be consistent with other existing community or comprehensive plans;
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6) A Sustainable Communities Workgroup is formed and a roster of members is provided.
Applications that do not meet these threshold requirements will not be considered.
Application Evaluation
The Sustainable Community application will be scored using the following 120-point framework:
Sustainable Community Baseline Information (20 Points)
Local Capacity To Implement Plans & Projects (15 Points)
Sustainable Community Action Plan (65 Points)
Progress Measures (20 Points)
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AP-50 Geographic Distribution 91.320(f)
Description of the geographic areas of the state (including areas of low-income and minority
concentration) where assistance will be directed
The HTF will be eligible statewide under strict guidelines set in the Plan. Please see link below for
detailed geographic distribution. See Methods of Distribution for other programs qualifications.
Funds available through the HTF Program will be targeted to provide permanent rental housing to
extremely low income (ELI) households. The need for permanent rental housing for ELI households in
Maryland is significant, with the latest estimates indicating that there are over 180,000 households in
the State with incomes at or below 30 percent AMI, and 86 percent of these households pay in excess
of 50 percent of their income for housing. Additionally, ELI households in Maryland have a high
occurrence of disabilities and other special needs.
The HTF Program priority will be to increase the supply of decent, safe and sanitary affordable housing
for ELI households, including homeless families. HTF funds may be used for the production, preservation
and rehabilitation of affordable rental housing through the acquisition, new construction,
reconstruction, or rehabilitation of non-luxury housing with suitable amenities.
https://dhcd.maryland.gov/HousingDevelopment/Pages/nht/default.aspx
Rationale for the priorities for allocating investments geographically
As noted above, DHCD supports community revitalization through Sustainable Community and Smart
Growth efforts. The reason for this is to both have strong communities, as well to use resources in an
intelligent, sustainable manner.
Relatedly, at the national level, the U.S. Department of Housing & Urban Development (HUD),
Department of Transportation (DOT), and the Environmental Protection Agency (EPA) have committed
to coordinate their capital investments in alignment with the following six “Livability Principles”:
1. Support existing communities. Target public and private resources toward existing communities
through strategies like transit oriented, mixed-use development, and land recyclingto increase
community revitalization and the efficiency of public works investments and to safeguard rural
landscapes.
2. Value communities and neighborhoods. Enhance the unique characteristics of all communities by
investing in healthy, safe, and walkable neighborhoodsrural, urban, or suburban.
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3. Coordinate and leverage policies and investment. Align policies and funding to remove barriers to
collaboration, leverage funding, and increase the accountability and effectiveness of all levels of
government to plan for future growth, including making smart energy choices such as locally generated
renewable energy.
4. Enhance economic competitiveness. Improve economic competitiveness through reliable and timely
access to employment centers, educational opportunities, services and other basic needs by workers, as
well as expanded business access to markets.
5. Promote equitable, affordable housing. Expand location and energy-efficient housing choices for
people of all ages, incomes, races, and ethnicities to increase mobility and lower the combined cost of
housing and transportation.
6. Provide more transportation choices. Develop safe, reliable, and economical transportation choices
to decrease household transportation costs, reduce our nation’s dependence on foreign oil, improve air
quality, reduce greenhouse gas emissions, and promote public health.
The State of Maryland’s Sustainable Communities echo these federal policies, directing State resources
to efforts that carry out these goals and the State’s goals for communities.
Discussion
For more information and a list of Sustainable Communities in Maryland by County, please visit DHCD’s
website at the following address: http://www.mdhousing.org/Website/Programs/dn/Default.aspx
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Affordable Housing
AP-55 Affordable Housing 24 CFR 91.320(g)
Introduction:
The table below provides an estimate of the number of persons DHCD expects to assist with affordable
housing in the next year - 2021:
The State uses a method of distribution for funding and does not have numerical goals for the number
of homeless persons that will be assisted. The 9,000 non homeless persons assisted result from
providing mortgages to approximately 1,500 homeowners, financing over 3,000 new or renovated
apartments, providing Tenant Based Rental Assistance to about 3,000 households, and rehabilitating
about 2,500 housing units with weatherization and other funding. The Special Needs households
assisted includes a combination of households assisted with HOPWA funding, Group Home, and SHOP
funding, as well as rental assistance through the 811 programs. Other assistance was provided under
the Homeownership for Individuals With Disabilities program; all of which complements the
handicapped units produced under the Qualified Allocation Plan for LIHTC.
In 2020-2021, ESG will provide 900 homeless households with rapid re-housing and 800 non-homeless
households with homelessness prevention assistance (rental assistance).
HOPWA - 136 non-homeless households receive TBRA
One Year Goals for the Number of Households to be Supported
Homeless
3,000
Non-Homeless
4,000
Special-Needs
0
Total
7,000
Table 62 - One Year Goals for Affordable Housing by Support Requirement
One Year Goals for the Number of Households Supported Through
Rental Assistance
3,000
The Production of New Units
1,200
Rehab of Existing Units
2,800
Acquisition of Existing Units
0
Total
7,000
Table 63 - One Year Goals for Affordable Housing by Support Type
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Discussion:
Note that the goals above are slightly lower than the goals listed for the numbers of households
assisted. This is to prevent double counting. For example, persons with Special Needs will be helped
with rental assistance, as well as the production of new units. So they will be assisted in newly produced
units while receiving rental assistance at the same time.
The Rental Assistance category in general is also “front loaded”, as it includes all of the households who
are assisted with Section 8, as well as HOPWA and RAP and Section 811 funding. In future years this
number will be significantly lower as we will not double count the Section 8 numbers, and only count
persons assisted with HOPWA, RAP and 811 funding.
Lastly in the above table, we are assuming acquisition of existing units is defined as providing
homeownership opportunities as there is no place else to identify homeownership activities in this
table.
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AP-60 Public Housing - 24 CFR 91.320(j)
Introduction:
As noted elsewhere in the Plan, DHCD does not operate public housing units as it is a Housing Choice
Voucher only PHA. However, DHCD will work with PHAs throughout the State to help them revitalize
their physical units.
Actions planned during the next year to address the needs to public housing
DHCD will be working on major projects with the Baltimore City Public Housing Authority, among others,
to revitalize properties through the RAD Demonstration Program. This multi-year effort is expected to
rehabilitate over 15,000 public housing units in Baltimore City and other counties through 2024.
Actions to encourage public housing residents to become more involved in management and
participate in homeownership
DHCD created a homeownership program for Section 8 Voucher holders several years ago and will
continue its Section 8 homeownership program. In addition, PHA residents are eligible applicants under
DHCD’s homeownership programs which offer down payment and closing cost assistance and reduced
interest rates to first time homebuyers through 2024.
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance
In the event, a PHA is designated as troubled, DHCD will cooperate with HUD to provide technical
assistance to help the PHA lose its troubled status. The type of assistance offered will be based on the
findings in HUD's scoring that resulted in the PHA's troubled status. Examples of technical assistance
DHCD will offer could include asset management, property management, or day-to-day operations, as
appropriate. (We would note that while we can provide some assistance, HUD’s Office of Public and
Indian Housing (PIH) require troubled PHAs to get assistance from HUD-approved TA providers such as
Nan McKay or NAHRO.
DHCD is not a HUD-approved TA provider.)Also, troubled PHAs, regardless of whether they are located
in entitlement or non-entitlement jurisdictions are eligible applicants for DHCD's housing rehabilitation
programs, including the rehabilitation of both multi-family and single-family properties. Crisfield
Housing Authority (CHA) was designated as a troubled PHA for fiscal issues in 2018, DHCD worked with
CHA and the Baltimore HUD office to successfully consolidated the balance of the Crisfield Housing
Authority (CHA) housing choice vouchers on and begin administration of the vouchers on schedule.
Effective January 1, 2019, HUD’s office of Housing Choice Voucher Programs (OHVP) approved the
transfer of the Housing Choice Voucher Program units and associated budget authority from the
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Crisfield Housing Authority (CHA) to the Maryland Department of Housing and Community Development
(DHCD). DHCD closed out the transfer with the Baltimore Field Office of Public Housing in 2020.
DHCD continues to work with PHA’s to provide resources, training, and technical assistance and intends
to assist public housing agencies (PHAs) as they prepare to apply for conversion of assistance under the
Rental Assistance Demonstration (RAD) under PIH Notice 2012-32 (Notice).
Discussion:
As part of the 1998 Quality Housing and Workforce Responsibility Act (QHWRA), Maryland and other
States must describe how they would assist troubled PHAs with "financial or technical assistance" to
help them lose their troubled status. HUD scores PHAs on their management practices and the physical
quality of their units - a SEMAP or PHAS score under 60% results in a PHA being given "troubled" status.
In the event a PHA is designated as troubled, DHCD will cooperate with HUD to provide technical
assistance to help the PHA lose its troubled status. The type of assistance offered will be based on the
findings in HUD's scoring that resulted in the PHA's troubled status. Examples of technical assistance
DHCD will offer could include asset management, property management, or day-to-day operations, as
appropriate. (We would note that while we can provide some assistance, HUD’s Office of Public and
Indian Housing (PIH) requires troubled PHAs to get assistance from HUD-approved TA providers such as
Nan McKay or NAHRO. DHCD is not a HUD-approved TA provider.)
Also, troubled PHAs, regardless of whether they are located in entitlement or non-entitlement
jurisdictions are eligible applicants for DHCD's housing rehabilitation programs, including the
rehabilitation of both multi-family and single-family properties.
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AP-65 Homeless and Other Special Needs Activities 91.320(h)
Introduction
The State has undertaken a multi-pronged approach to ensure that homelessness is rare, brief, and non-
recurring. Central to this approach is the creation of a state policy-advisory entity, the Maryland
Interagency Council on Homelessness (ICH). The ICH is composed of representation from state
government, Continuums of Care, advocacy agencies, and persons with lived experience of
homelessness, who collaborate and perform the following functions and duties:
Serve as the single statewide homelessness planning and policy development resource for
Maryland
Oversee and implement the Maryland Homeless Services Framework, which includes specific
goals and strategies for reducing homelessness
Serve as a state clearinghouse for information on services and housing options for the homeless
In 2020-2021, DHCD will support the merger of 5 Continuums of Care (7 counties) into the new
Maryland Balance of State Continuum of Care, and will serve as the CoC's lead agency. This will reduce
the overall number of Continuums of Care from 16 to 12.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness
including:
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
The State reaches out to people experiencing homelessness, including those living in unsheltered
locations, primarily through the Continuum of Care network to assess their individual needs. DHCD
provides State funding and ESG funding to over 40 street outreach programs, drop-in centers, and
emergency shelters. These programs provide immediate crisis stabilization services and case
management to assist households with identifying their housing and service needs, address housing
barriers, completing assessments for Coordinated Entry to gain access to permanent housing resources,
and connect homeless persons to community-based services such as mental health treatment,
substance use treatment, food and basic needs resources, education and workforce development
services, and affordable housing opportunities. DHCD and CoCs actively work with other Federally-
funded programs to coordinate outreach and shelter for people experiencing homelessness such as VA
Supportive Services for Veteran Families (SSVF), the U.S. Department of Health and Family Services
Runaway and Homeless Youth (RHY) programs, and PATH. DHCD also provides State funding to each
Continuum of Care for their Point-in-Time Count and Homeless Resource Days, increasing their
operational capacity to cover more geographic area, recruit more outreach staff and volunteers to
participate, and provide incentives to people experiencing homelessness to complete surveys and
Coordinated Entry assessments.
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In addition to funding, DHCD coordinates closely with a variety of State agencies and community
partners to share information about available housing and services across Maryland, ensure that people
experiencing homelessness know where and how to access the Coordinated Entry System, and that
people being discharged from institutional settings have support in accessing emergency shelter
immediately at exit. Partners include the Maryland Department of Health (MDH), local health
departments, the Maryland Department of Human Services, and Maryland 211.
To reduce barriers to shelter for people experiencing unsheltered homelessness, DHCD has provided
CoCs and homeless shelters with training through the National Alliance to End Homelessness Emergency
Shelter Learning Series, training on Housing First and Low-Barrier Shelter practices, and provided clinical
social work trainings on harm reduction strategies.
2020-2021 Actions:
Implement a robust Coordinated Entry System for the new Maryland Balance of State
Continuum of Care, which includes a comprehensive assessment of needs
Increase availability of funding for street outreach and mobile services across the state to assess
unsheltered individuals, provide basic needs assistance, transport individuals to shelter, and
provide critical health services related to COVID19
Provide funding to CoCs for conducting the 2021 unsheltered PIT Count and for the 2021
YouthREACH count
Addressing the emergency shelter and transitional housing needs of homeless persons
DHCD allocates approximately 40-45% of ESG and State Homelessness Solutions Grant funding to
Continuums of Care for staffing and operational costs of emergency shelters. Capital funds for
construction and renovation of shelter and transitional housing facilities is available through other State
grants administered by DHCD. Continuing to sustain emergency crisis beds while expanding rapid re-
housing and other permanent housing options is key to ensuring that unsheltered homelessness is
reduced. DHCD will continue to require all shelters to be low barrier and Housing-First oriented, in
addition to being accessible to households of all types - such as different family compositions and having
culturally competent shelter options for unaccompanied youth, veterans, domestic violence survivors,
and people that are LGBTQ+. Continuums of Care assess local shelter needs and identify shelter and
housing inventory gaps each year in their application to DHCD for funding. The State has a significant
number of VA Grant and Per Diem (GPD) shelter and transitional housing beds available for
veterans. DHCD also allocates over $1 million annually across the State to support programs specifically
for unaccompanied homeless youth, many of which are shelter.
2020-2021 Actions:
Partner with Maryland Emergency Management Agency to promote the use of FEMA non-
congregate shelter for persons who are at-risk of or currently homeless
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Increase availability of funding for hotels/motels and specialized emergency shelters for youth
and domestic violence survivors, as well as operation/building costs needed for adequate
distancing
Partner with the Maryland Department of Health to increase access to COVID19 vaccines for
people living in shelters
Implement training for shelters on harm reduction, best practices for serving transgender
individuals
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
DHCD has increased the portion of ESG and State funding available for rapid re-housing each
year. Rapid re-housing is a best practice model for helping individuals and families transition quickly out
of homelessness and into independent, community-based permanent housing. The goal is to use
housing relocation, stabilization services or short-term rental assistance to “re-house” individuals and
families living in shelters or unsheltered situations. This involves assistance to help move them, as
quickly as possible, out of homelessness into a more stable housing situation and to set them up for
future success. Providers can use funds to assist with short-term rental assistance, rental arrears, rental
application fees, security and utility deposits, utility payments, moving costs, and a range of services
including housing search and placement, case management, tenant legal services, landlord-tenant
mediation and credit repair. DHCD encourages the use of rapid re-housing for chronically homeless
households, and has supported CoCs in partnering with local SSVF rapid re-housing programs and
implementing unaccompanied youth rapid re-housing, which offers longer lengths of assistance than a
typical adult household).
To increase the effectiveness and capacity of ESG and State-funded rapid re-housing, DHCD provided a
collaborative learning opportunity for rapid re-housing providers through the National Alliance to End
Homelessness. DHCD supports CoCs in implementing progressive engagement models, increasing
connections between the homeless and workforce systems to increase employment opportunities for
people in rapid re-housing, and building the capacity of Coordinated Entry to quickly match households
to permanent housing opportunities and when necessary, help them transition into permanent
supportive housing (CoC PSH, VASH, LIHTC, Section 811, etc) to avoid becoming homeless again. Rapid
re-housing providers are encouraged to establish partnerships with subsidized housing in their
community to increase the availability of permanently affordable housing to households nearing the end
of their assistance.
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2020-2021 Actions:
Increase availability of funding for rapid re-housing across all Continuums of Care
Establish a rapid re-housing workgroup and dedicate DHCD staff capacity to increase the
effectiveness of rapid re-housing across the state
Establish a landlord outreach campaign and database of units
Increase training and technical assistance for rapid re-housing providers - learning
collaboratives, best practice manuals, program evaluations
Increase partnerships between local rapid re-housing providers and local workforce boards
Create bridges to permanently affordable, subsidized housing for rapid re-housing clients
through new partnerships with LIHTC properties, HUD-financed multifamily housing, Housing
Choice Vouchers, and Public Housing
Helping low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families and those who are: being discharged from publicly
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs
DHCD makes ESG and State funds available for preventive services, to help eligible individuals and
families avoid homelessness. Funds are available for housing relocation, stabilization services and short
term rental assistance, as necessary to prevent the individual or family from moving to an emergency
shelter, onto the streets or into other places not meant for human habitation. Recipients may use
funding to assist with short-term rental assistance, rental arrears, rental application fees, security and
utility deposits, utility payments, moving costs, and a range of services including housing search and
placement, case management, tenant legal services, landlord-tenant mediation and credit repair. The
goal is to prevent an individual or family from moving to an emergency shelter or into an unsheltered
situation and to achieve housing stability.
DHCD and CoCs work collaboratively to establish strategies and tools for preventing discharges from
publicly funded institutions and systems of care - strategies are carried out at both the local and state
levels, depending on the system of care. The Maryland Interagency Council on Homelessness has
healthcare and youth workgroups which have strategically worked in the past three years on policies
and strategies to reduce patient discharges from hospitals to unsheltered settings, reducing the number
of youth who age out of foster care and become homeless, and reduce the number of youth that exit
juvenile and adult corrections into homelessness.
Additionally, DHCD sponsors YouthREACH, Maryland's homeless youth count, which has a steering
committee of representatives from all major systems interacting with youth and young adults. Count
results are used to better understand how youth become homeless and identify where discharge
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practices can be improved. CoCs ensure that local systems of care are aware of the Coordinated Entry
System and how to refer their clients and offer cross-training opportunities with other system leaders.
2021-2021 Actions:
Streamline eligibility and household prioritization methods for ESG-funded homelessness
prevention with new sources of eviction prevention assistance available through new federal
and state rent and utility relief programs
Continue Maryland Interagency Council on Homelessness actions to reduce discharges from
systems of care into homelessness
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AP-70 HOPWA Goals 91.320(k)(4)
One year goals for the number of households to be provided housing through the use of HOPWA for:
Short-term rent, mortgage, and utility assistance to prevent homelessness of the individual or
family
25
Tenant-based rental assistance
153
Units provided in permanent housing facilities developed, leased, or operated with HOPWA funds
0
Units provided in transitional short-term housing facilities developed, leased, or operated with
HOPWA funds
0
Total
178
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AP-75 Barriers to affordable housing 91.320(i)
Introduction:
In this section of the Plan, HUD asks the State to address issues related to barriers to affordable
housing. As per the question below, the State actually does not have control over many issues HUD has
asked the State to address:
Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment
The State does not have policies that serve as barriers to affordable housing. The State does not having
policies affecting the return on residential investment, nor does it have control over zoning. The State
also does not have tax policies affecting land, nor does it charge fees for building.
The States Building Codes Administration (Codes - formerly with MD-DHCD), recently moved to the
Department of Labor on July 1, 2018, does have some control over building codes, and adopted the
International Existing Building Code (IEBC) in 2012, which became effective 2013. The Codes website
(see link below) maintains an online repository of information related to the building codes adopted by
the Federal government, the State government, and the local jurisdictions. Interested parties can find
useful hyperlinks to various resources and the contact information of local jurisdictions on the web site
The use of the IEBC actually reduces barriers to affordable housing not only because it standardizes
code, but also because it allows communities to receive technical assistance including code
interpretations from the International Code Council which they would otherwise be unable to
access. The State also follows the 2012 International Energy Conservation Code, and the International
Green Conservation Code, both of which make housing more affordable by reducing energy costs as well
as promoting sustainable development.
http://www.dllr.maryland.gov/labor/build/
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AP-85 Other Actions 91.320(j)
Introduction:
According to excerpt from the recent housing needs assessment for Maryland, Growth in population,
income and jobs across the state has been matched by growth in the residential sector. Between 2020
and 2030, Maryland’s population and economy will continue to grow. Statewide projections by the
Maryland Department of Planning show that Maryland will add an estimated 178,000 households and
377,000 residents over the next ten years. Looking ahead to 2030, if current trends hold, Maryland will
need more homes that serve extremely and very low-income households; smaller, one-person
households; seniors; and families with children. These homes and any complementary services, such as
homeownership counseling, down payment assistance, or rental assistance, will need to align with the
unique needs of an increasingly racially and ethnically diverse population.
When asked to prioritize housing needs across Maryland, the Needs Assessment Advisory group
identified the top two needs to provide:
1. Homes for low-income households Stakeholders prioritized the importance of meeting the varied and
largely unmet housing needs among low-income households over the next 10 years. Low-income
households in particular, extremely and very low-income households are underserved by
Maryland’s housing market today. These households will represent more than half of all new
households in Maryland by 2030. In addition to housing affordability, there’s a need to align with
household characteristics, including more families with children, more people living alone, and more
racially and ethnically diverse households.
2. Increase construction of affordable and market-rate housing with the need for a well-functioning
housing delivery system as a precondition for keeping pace with projected growth.
https://dhcd.maryland.gov/Documents/Other%20Publications/Report.pdf population.
Actions planned to address obstacles to meeting underserved needs
The needs assessment report outlined the following relevant actions needed to addressed obstacles to
meeting underserved needs:
• Offer operating subsidies for affordable housing developments
• Expand use of project-based vouchers
• Create housing trust funds
• Create housing preservation funds
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• Establish dedicated revenue sources for affordable housing
• Increase awareness of available housing programs and assistance to navigate eligibility and other
program requirements
• Develop cross-sector partnerships to provide integrated services, including health, employment, and
education
• Increase tenant protections and access to information, legal services, mediation, or other supports
• Extend affordability periods associated with development subsidies
• Expand emergency rental assistance programs
https://dhcd.maryland.gov/Documents/Other%20Publications/Report.pdf population.
Actions planned to foster and maintain affordable housing
DHCD will continue undertaking efforts to increase affordable housing projects in Maryland. Over 10
years, DHCD will seek to increase rental housing preservation by 10,000 units statewide including both
entitlement and non-entitlement areas. DHCD to undertake a comprehensive approach toward systemic
streamlining and financing to increase production levels statewide.
Actions planned to reduce lead-based paint hazards
DHCD continues to be pro-active and operates its own lead abatement program funded with State
appropriations that help control lead hazards. In addition to requiring lead abatement for all HUD
funded projects, the Department also requires it when used with its own funds or other resources such
as Federal Low-Income Housing Tax Credits. The Maryland Department of the Environment enforces
lead paid reduction and control rules for landlords which also helps to substantially reduce childhood
exposure to lead based paint.
Actions planned to reduce the number of poverty-level families
The State of Maryland remains committed to reducing the number of households living in poverty. The
State’s anti-poverty strategy is founded on the coordination of resources and strong partnerships at the
state and local levels. These efforts are geared toward helping individuals and families move from
poverty to self-sufficiency and toward addressing the causes and conditions of poverty in communities
across the state.
The Department administers the Community Services Block Grant Program (CSBG) program which is
funded through the U.S. Department of Health and Human Services (HHS). Annually, the Department
receives approximately $10 million in CSBG funding - 90% of which is distributed to the state’s network
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of 17 locally-designated Community Action Agencies (CAAs). Another 5% of CSBG funding is awarded on
a competitive basis to CAAs and other nonprofit organizations to support asset-building programs, to
address gaps in services for low-income households, and to support innovative approaches that alleviate
poverty. CSBG funds also support communication and coordination among the CAA network and other
capacity building activities that strengthen the impact of the network. The remaining 5% of annual CSBG
funding is utilized by the Department for administrative costs, including providing training and technical
assistance to recipients of these funds.
Key components to the success of the State’s strategy are creating and maintaining linkages and
coordination at the state level, as well as, supporting similar efforts at the local community level.
Through effective coordination, the Department ensures increased access to CSBG-funded services and
helps to avoid duplication of services. As required by the federal Workforce Innovation and
Opportunities Act (WIOA), the Department of Housing and Community Development and Community
Action Agencies are partners in the strategy to strengthen the state’s workforce development system.
The Department participates in policy development efforts led by the state’s WIOA Alignment Group.
The Department also assists in the development of training and resource materials for frontline
workforce development staff. At the local level, Community Action Agencies participate in their
jurisdiction’s workforce development board. They also coordinate with local agencies to ensure an
effective delivery of employment and training programs.
Similarly, both the Department and CAAs are engaged in the implementation of a Two
Generation/Whole Family Approach to service delivery. The Department coordinates with the Maryland
Department of Human Services at the state level through participation in the Governor’s 2-Gen
Commission. At the local level, CAAs work with their jurisdiction’s Department of Social Services to
ensure coordination of safety net services (e.g. TANF, SNAP), to fill gaps in services and to avoid
duplication of services so that their mutual clients are served effectively and efficiently.
Actions planned to develop institutional structure
The State will use inter-departmental forums and meetings to coordinate resources, develop consistent
policies and methods to achieve stated goals and objectives. As noted above, DHCD has enacted
several new policies in the past several years to improve the ability of developers to provide affordable
rental housing. These programs will streamlined bond program, rental housing works, PRHP. The State
will work its partners along with HUD to standardize underwriting for preservation projects, and working
with the Maryland Energy Administration (MEA) and Public Service Commission (PSC) to strengthen
energy efficiency and green building initiatives. Community Development coordination will be
improved and streamlined through the State’s Development Plan, as well as the federal and State
Sustainable Community Initiatives
Actions planned to enhance coordination between public and private housing and social
service agencies
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To enhance coordination between public, private housing and social service agencies;
DHCD will continue to work with the Department of Disabilities (DoD) and Department of
Human Resources (DHR) to provide more housing for very low income Marylanders. DHDC is
coordinating the use of two Weinberg Grants with DoD and DHR on this effort.
DHCD will continue its coordination for energy efficiency with MEA, PSC, weatherization and
sources of funding from HUD, DOE, PSC, and utility companies.
DHCD will continue to fund and operate its Homeownership for Individuals With Disabilities
Program, working with MDH and other agencies to enable persons with disabilities, families with
disabled children and borrowers who are guardians for an immediate family member who is
disabled to purchase their own home.
DHCD will work with Maryland Department of Aging and the Maryland Department of Health to
carry out the Accessible Housing Loan and Grant Program which was authorized as its own,
stand-alone program in the 2013 legislative session.
DHCD’s Community Development Administration or DHCD’s CDA division will continue to
collaborate with the U.S. Small Business Administration to promote the Neighborhood
BusinessWorks Program.
DHCD’s will coordinate with the Governor’s Office of Business Advocacy and Small Business
Assistance (GOBA), the office of Minority Affairs, Maryland Department of Transportation
(MDOT) and Department of Commerce to increase their awareness of the Neighborhood
BusinessWorks (NBW), Maryland Capital Access and Linked Deposit Program (inactive since
2012 due to lack of lender participation) for gap financing, credit assurance/loan loss reserves
and interest rate buydowns available for state-up and expanding small and micro business
located in revitalization areas across the State.
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Program Specific Requirements
AP-90 Program Specific Requirements 91.320(k)(1,2,3)
Introduction:
The following are program specific requirements from HUD regarding the administration of various HUD
programs. Many of these items do not apply to the State and how it operates its programs, which is
why many responses are “0” or NA for Not Applicable.
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.320(k)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table. The following identifies program income that is available for use that is included in
projects to be carried out.
1. The total amount of program income that will have been received before the start of the
next program year and that has not yet been reprogrammed
400,000
2. The amount of proceeds from section 108 loan guarantees that will be used during the year
to address the priority needs and specific objectives identified in the grantee's strategic plan.
0
3. The amount of surplus funds from urban renewal settlements
0
4. The amount of any grant funds returned to the line of credit for which the planned use has
not been included in a prior statement or plan
0
5. The amount of income from float-funded activities
0
Total Program Income:
400,000
Other CDBG Requirements
1. The amount of urgent need activities
0
2. The estimated percentage of CDBG funds that will be used for activities that benefit
persons of low and moderate income. Overall Benefit - A consecutive period of one,
two or three years may be used to determine that a minimum overall benefit of 70%
of CDBG funds is used to benefit persons of low and moderate income. Specify the
years covered that include this Annual Action Plan.
70.00%
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HOME Investment Partnership Program (HOME)
Reference 24 CFR 91.320(k)(2)
1. A description of other forms of investment being used beyond those identified in Section 92.205 is
as follows:
No other forms of investment are anticipated being used
2. A description of the guidelines that will be used for resale or recapture of HOME funds when used
for homebuyer activities as required in 92.254, is as follows:
HOME loan funds are used for direct subsidy to assist homebuyers with down payment and closing
costs, as well as mortgage write-down assistance, to enable them to purchase a home. Each
homebuyer assisted with HOME funds is required to sign a written agreement detailing the terms
and conditions of their HOME loan, prior to receiving the loan. A deed of trust is recorded against
the purchased property securing the HOME funds. This lien is non-interest bearing loan. The loans
contain an affordability period of 5, 10 and 15 years. The Loan shall be forgiven if the Borrower
owns and occupies the Property during the affordability period. Repayment of the loan is required if
the property is no longer the borrower's primary residence. In the event of sale or transfer of all or
any portion of the Property by the Borrower or a holder of a senior lien through a foreclosure the
entire amount borrowed will be due. However, the repayment may be limited to net proceeds if the
amount of the net proceeds is lesser than the original amount borrowed. The term “net proceeds”
means the proceeds from the sale of the Property less the unpaid principal balance of any superior
and subordinate non-governmental or private loans to the Loan. (See Method of Distribution for
further explanation of amounts due upon sale or transfer)
See Exhibit 2 Home Method of Distribution
3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired
with HOME funds? See 24 CFR 92.254(a)(4) are as follows:
The State of Maryland has chosen to use the recapture provision with HOME funds. Under
recapture, there is no requirement that the original HOME-assisted homebuyer sell the unit to
another low-income homebuyer. Instead, if the homebuyer transfers the property either voluntarily
or involuntarily during the period of affordability, the PJ recovers, from available net proceeds, all or
a portion of the HOME assistance to the homebuyers. The guidelines for recapture are mentioned
in # 2 above. During the affordability period compliance is achieved through monitoring to confirm
the property is still their primary residence.
See Exhibit 2 Home Method of Distribution
4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is
rehabilitated with HOME funds along with a description of the refinancing guidelines required that
will be used under 24 CFR 92.206(b), are as follows:
There are no plans to refinance debt secured by multifamily housing that is rehabilitated with HOME
funds at this time.
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Emergency Solutions Grant (ESG)
Reference 91.320(k)(3)
1. Include written standards for providing ESG assistance (may include as attachment)
DHCD allows sub recipients (Continuums of Care) to establish ESG written standards for the projects
in their jurisdiction. Each CoC's ESG written standards are reviewed annually during either the
annual application process or the annual monitoring visit. Continuums of Care are required to have
written standards that reflect the policies and procedures established by DHCD in the Homelessness
Solutions Program Policy Guide.
2. If the Continuum of Care has established centralized or coordinated assessment system that
meets HUD requirements, describe that centralized or coordinated assessment system.
Each of the 11 Continuums of Care in Maryland operates independent Coordinated Entry
Systems. DHCD supports CoCs with training and technical assistance on HUD requirements, best
practices, and HMIS tools.
3. Identify the process for making sub-awards and describe how the ESG allocation available to
private nonprofit organizations (including community and faith-based organizations).
See Method of Distribution section.
4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR
576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with
homeless or formerly homeless individuals in considering policies and funding decisions
regarding facilities and services funded under ESG.
Not applicable.
5. Describe performance standards for evaluating ESG.
DHCD evaluates ESG projects on the following measures and performance targets:
All Projects
HMIS Data Quality - No more than 10% error rate for RRH, Shelter, HP
HMIS Data Quality - No more than 35% error rate for street outreach
Number of Persons Served - Meets or exceeds grant expectations
Outreach
Median Enrollment - 90 days or less
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Exits to Shelter - 50% or more
Exits to Permanent Housing - 15% or more
Shelter
Median Length of Stay - 90 days or less
Exits to Permanent Housing - 50%+
Rapid Re-Housing
Prior Residence = Homeless or Institution
Gained and/or Increased Income (Adults) - 10% or more
Length of Time between Project Entry Date and Residential Move-in Date - 90 days or less
Median Length of Stay - 180 days or less
Exits to Permanent Housing - 80%+
Homelessness Prevention
Household's Prior Residence is Permanent Housing - 100%
Percent of Households that Exit to Permanent Housing - 90%+
Housing Trust Fund (HTF)
Reference 24 CFR 91.320(k)(5)
1. How will the grantee distribute its HTF funds? Select all that apply:
Applications submitted by eligible recipients
2. If distributing HTF funds through grants to sub grantees, describe the method for distributing
Ninety percent (90%) of the HTF annual allocation will be used for the production, preservation and
rehabilitation of affordable rental housing through the acquisition, new construction, reconstruction, or
rehabilitation of non-luxury housing with suitable amenities. The Department will retain ten percent
(10%) of the HTF annual allocation for allowable administrative and planning expenses.
The HTF program requires the Department to commit funds within 24 months of HUD’s execution of the
HTF grant Agreement.
HTF funds through grants to sub grantees and how or non-profit organizations, or other entities
which have the demonstrated financial capacity and experience to complete and meet ongoing
compliance requirements. A recipient must:
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a. Provide a certification to the Department that it will comply with the requirements of the HTF
program during the entire period that begins upon the selection of the recipient to receive HTF funds,
and ending upon the conclusion of all HTF-funded activities,
b. Demonstrate the ability and financial capacity to undertake, comply, and manage the eligible activity;
c. Demonstrate its familiarity with requirements of other federal, state, or local housing programs that
may be used in conjunction with HTF funds to ensure compliance with all applicable requirements and
regulations of such programs; and
d. Have demonstrated experience and capacity to conduct an eligible HTF activity as evidenced by its
ability to own, construct, rehabilitate, manage and operate an affordable multifamily rental housing
development.
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
3. If distributing HTF funds by selecting applications submitted by eligible recipients,
a. Describe the eligibility requirements for recipients of HTF funds (as defined in 24 CFR § 93.2).
If not distributing funds by selecting applications submitted by eligible recipients, enter “N/A”.
HTF funds may be allocated to for-profit or non-profit organizations, or other entities which have the
demonstrated financial capacity and experience to complete and meet ongoing compliance
requirements. A recipient must:
Provide a certification to the Department that it will comply with the requirements of the HTF program
during the entire period that begins upon the selection of the recipient to receive HTF funds, and ending
upon the conclusion of all HTF-funded activities,
Demonstrate the ability and financial capacity to undertake, comply, and manage the eligible activity;
Demonstrate its familiarity with requirements of other federal, state, or local housing programs that
may be used in conjunction with HTF funds to ensure compliance with all applicable requirements and
regulations of such programs; and
Have demonstrated experience and capacity to conduct an eligible HTF activity as evidenced by its
ability to own, construct, rehabilitate, manage and operate an affordable multifamily rental housing
development.
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
b. Describe the grantee’s application requirements for eligible recipients to apply for HTF funds. If not
distributing funds by selecting applications submitted by eligible recipients, enter “N/A”.
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HTF projects will be selected by the Department for funding consideration, subject to availability of
funds. Applications will be reviewed for eligibility and evaluated using the Threshold Criteria set forth
below. HTF funds will be awarded to eligible projects through a non-competitive, first-ready first-served
basis and will be used to complement and in conjunction with on-going Department housing programs
to leverage other project funding, make projects financially feasible and increase the number of ELI
households served in state-funded projects. HTF funds may be used in projects utilizing RHFP, LIHTC,
MBP, Shelter and Transitional Housing Grant Program (STHGP) and any other programs administered by
the Department. HTF may also be used with projects receiving non-Department housing program funds
such as other state, federal, local/public or private sources. HTF may not be used with any funding
sources that cannot be combined with HTF (e.g., Public Housing per 24 CFR §93.203). HTF funds may be
requested by a Sponsor as part of a project application or Department staff may, in consultation with a
sponsor, propose the use of HTF funds during project review and underwriting. Successful recipients will
receive a Notice of Award, which will state the Department’s intent to award HTF funds.
c. Describe the selection criteria that the grantee will use to select applications submitted by eligible
recipients. If not distributing funds by selecting applications submitted by eligible recipients, enter
“N/A”.
DHCD staff will review all applicants to ensure compliance with the minimum threshold requirements as
outlined in Section 3.3. in the FY2020 HTF plan (link below). If an application does not meet all of the
minimum threshold requirements the application will not be considered for financing.
Market Assessment: A market assessment of the housing needs of ELI individuals to be served by the
project must be submitted as part of the application. The assessment should review the neighborhood
and other relevant market data to determine there is a current demand for the type and number of
housing units being developed.
Site Control: Sponsors must have sufficient site control to allow projects to move forward if they receive
an award of HTF funds. At the time of application, site control should extend for at least one-hundred
and eighty (180) calendar days after the date of the application (including extension options).
Acceptable evidence of site control includes deeds, contracts of sale, leases, purchase options, Land
Disposition Agreement and other similar agreements from a local government, or other evidence at the
Department’s discretion.
Capital Needs Assessment (For projects acquiring an existing property): To ensure that the proposed
rehabilitation of the project is adequate and that the property will have a useful life that exceeds the
affordability period; a Capital Needs Assessment (CNA) of the property by a competent third party shall
be submitted with the application. A CNA shall identify any work that must be complete immediately to
address health and safety issues, violations of federal or state law, violation of local code, or any work
necessary to ensure that the building can continue to operate as affordable housing.
Phase I Environmental Site Assessment: Each project must comply with applicable requirements of local,
State, and federal environmental laws and regulations. As part of the Application Submission Package,
an environmental assessment checklist or environmental report, if available, must be included.
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Environmental assessments must not be more than one (1) year old as dated from application
submission. For acquisition/rehabilitation projects, the Phase I environmental Assessment must include
lead-based paint and asbestos testing.
Utility: Evidence that public water, sewer, electric, gas, telephone, internet, and cable services are at
project sites or will be available during the construction or rehabilitation period must be provided.
Acceptable evidence of utility availability may include a letter from the Development Team’s civil
engineer, the utility company providing the service, a responsible local official, or, for existing buildings,
copies of recent utility bills. Alternatively, the applicant may provide a certification in a form to be
approved by the Department.
Zoning: Sites must be properly zoned for their intended use. If a zoning change, variance, or exception is
required, sponsors must provide the following information in the application:
Documentation illustrating the present status of the proposed zoning change and the local
planning and zoning process;
Contact information for a local official familiar with the project and responsible for the approval
process; and
A detailed schedule with projected dates for obtaining the required approvals corresponding to
the project schedule in the Application Submission Package.
New Construction - Priority Funding Areas (PFA): All projects involving any new construction must be
located in a Priority Funding Area (PFA) under Maryland’s Smart Green and Growing Initiative. PFAs
include:
All incorporated municipalities including Baltimore City, with some exceptions related to water,
sewer, and density for areas annexed after January 1, 1997;
All areas between the Baltimore beltway and the Baltimore City limits and the Washington, DC
beltway and the Washington, DC boundary;
All areas designated as Sustainable Communities, as defined by the Maryland Annotated Code,
Housing and Community Development Article, Section 6-201(l);
Federal and State enterprise zones;
All areas designated by county governments as PFAs, including rural villages designated in
county comprehensive plans as of July 1, 1998; and
Certified heritage areas within locally designated growth areas.
All applications for projects involving any new construction must include a letter from the local
government that certifies the project is located in a PFA. Information regarding PFAs may also be found
at the link below: http://www.mdp.state.md.us/ourproducts/pfamap.shtml
Timeliness and Readiness to Proceed: The readiness of the proposed project to proceed with
construction or rehabilitation activities will also be a critical factor in the determination of the award of
HTF funds. The Department will consider the status of other financing (firm written financial
commitments for other financing is required prior to the commitment of HTF funds), the local approval
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process, and other relevant factors in establishing the readiness of a project to proceed. As part of the
Application Submission Package, sponsors must complete the Anticipated Development Schedule. This
schedule should be consistent with the Department’s underwriting and construction review process. If a
project is approved it is expected to meet the development schedule as proposed. In cases where a
zoning change, variance, or exception is necessary, schedules must be consistent with the analysis
provided by the Development Team’s zoning attorney or engineer. In all cases, the Anticipated
Development Schedule should reflect the project’s readiness to proceed. Additionally, all projects must
be financially feasible in accordance with the Department underwriting standards and generally
accepted industry practices.
Underwriting Standards: All HTF-assisted projects must be consistent with regulatory requirements
outlined in 24 CFR §93.300(b). All HTF-assisted must also conform to the following underwriting
standards:
Vacancy. All projects will be underwritten with a minimum vacancy rate of 5%. Additionally, the Market
Study must fully support the proposed vacancy level. The Department reserves the right to reject as
infeasible any project that requires a vacancy rate of 10% or more.
Operating Expenses. Annual operating expenses, including all real estate taxes but excluding
replacement reserve deposits, should be no less than $4,000 per unit per year and no more than $7,000
per unit per year. Waivers may be requested for small projects of up to forty (40) units, projects with
master-metered (i.e. project paid) utilities, or other unusual circumstances.
Reserves for Replacement. All projects must budget at least $300 per unit per year in reserves for
replacement (RFR) deposits. Additionally, RFR deposits must be adequate to support the project as
determined by a CNA prepared by a qualified third party. The Department reserves the right, in its sole
discretion, to require a new CNA every five (5) to ten (10) years and adjust RFR deposits based upon
such new CNA.
Operating Reserves. Each project must establish an operating reserve equal to between three (3) and six
(6) months of underwritten operating expenses, debt service payments, and required deposits to other
reserves. At a minimum, capitalized operating reserves must remain in place until the project has
achieved a minimum 1.15 debt service coverage ratio, economic break-even operations for one
complete fiscal year as confirmed by the project’s annual audit, and reached and sustained 90%
occupancy for twelve (12) consecutive months. In the discretion of the Department, the operating
reserve may be released over the next three (3) years provided the project continues to achieve
economic break-even operations and sustains 90% occupancy. Upon release, operating reserves
generally may be used to pay any outstanding deferred Developer’s Fee, reduce any State loan, fund
other reserves, fund project betterments, or otherwise be applied as approved by the Department.
Trending. In evaluating the long term viability of the project, the Department requires that rents and
other revenue from the project be projected to increase by no more than 2% annually. Operating
expenses (including property taxes) must be projected to increase by not less than 3% annually.
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Debt Service Coverage Ratio. All projects must be underwritten to a minimum debt service coverage
ratio (DSCR) of 1.15 in the first year of stabilized operations. The DSCR will be calculated including all
must-pay debt service payments.
Market Analysis. All applications must provide a Market Study commissioned by the applicant that must
demonstrate the need for affordable rental housing in the local market and must meet the following
criteria:
The Market Study must be prepared by an independent professional who has experience with
affordable multifamily rental housing in Maryland and whose firm who have undergone peer review by
the National Council of Housing Market
Analysts (NCHMA).
The Market Study shall be not more than six (6) months old as dated from application
submission;
The Market Study must meet the requirements of the HOME Rule at §92.250(b)(2) and provide
a concise executive summary of the data, analysis , and conclusions of the report covering; a detailed
description of the project including the proposed number of units by number of bedrooms, unit size in
square feet, utility allowances for tenant paid utilities and rents; a geographic definition of the primary
market area (PMA) and secondary market area (SMA) in including maps; and a complete and accurate
description of the site and the immediate surrounding area. The Market Study must also assess the
market for the planned units and determine if there is sufficient demand to rent the assisted units
within in 18 months of project completion (§92.252); evaluate the capture rate, absorption rate and
analyze the completion in the market.
Developer Experience: The capacity of the applicant for HTF Funds is critical to the successful
development and continuing operation of the project. In the allocation of HTF Funds, the Department
will only fund projects with a strong development team meeting the requirements below. The Primary
Development Team consists of the Developer/Owner, the project’s general contractor, architect and
property manager. Capacity will be based on the demonstrated relevant experience and qualifications of
the Primary Development Team. The Department will evaluate the Primary Development Team based
on their record of accomplishment during the past five (5) years with projects that are similar in size,
scope, and complexity to the proposed project. Primary Development Team members without
appropriate experience should establish partnerships with experienced entities.
Developer Financial Capacity: The Department will also review the financial capacity of the
Developer/Owner and Guarantor to determine if the Developer/Owner has access to sufficient working
capital to carry the project through pre-development and/or unexpected challenges and the net worth
sufficient to provide applicable guarantees of project completion and operations. The financial capacity
of the Developer, including the project sponsor, guarantor, and general partner/managing member with
an ownership interest in the project’s ownership entity whether such roles are held by individuals,
corporate entities, partnerships, or limited liability companies will be reviewed.
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Financial statements for the three fiscal years prior to the application and the interim financial
statements through the previous quarter are required for the project sponsor, project owner, guarantor,
and general partner/managing member with an ownership interest in the project’s ownership entity
whether such roles are held by individuals, corporate entities, partnerships or limited liability
companies. Each financial statement must identify all contingent liabilities including guarantees on other
developments in process, income taxes estimated or accrued, and operating deficits. The required
financial statements must include calculations of Total Assets, Total Liabilities, Current Assets, and
Current Liabilities. The Department will use these figures to assess the Developer’s financial capacity,
assessing whether the Developer has access to sufficient working capital to carry the project through
pre-development and/or unexpected challenges, and net worth (net assets for nonprofit organizations)
sufficient to provide applicable guarantees of project completion and operations. Upon written request
and at the Department’s sole discretion, the requirement for Audited Financial Statements may be
waived.
Geographic Diversity: HTF Program funds will be available on a State-wide basis. Ideally, housing
opportunities for ELI household will be reasonably dispersed across the state, allowing physical mobility
based on a household’s own needs and preferences, and in doing so, promoting social and economic
mobility for those same households. Achieving this end requires that the State invest in improving
neighborhoods that already serve low income residents and providing new housing options in
historically less affordable communities that provide residents access to a broad array of jobs, services
and amenities.
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
d. Describe the grantee’s required priority for funding based on geographic diversity (as defined by the
grantee in the consolidated plan). If not distributing funds by selecting applications submitted by
eligible recipients, enter “N/A”.
The Department has determined that a broader set of priorities is necessary to ensure the availability of
important resources to all areas and populations in the State. Additionally, it has been determined that
the established priorities should serve to guide -- not limit -- funding awards by the Department. The
criteria outlined in this HTF Allocation Plan provide incentives for developments that meet these
priorities.
Priority is given to projects located in a geographic area defined by applicable law as a community of
opportunity for affordable family housing or identified as such by an order or consent decree entered by
a federal or State court of competent jurisdiction or by a settlement agreement to which the
Department or a local government in Maryland is a party. As of the publication of this Guide, the
Department is aware of two such settlements:
1) Baltimore City: The case of Thompson v. HUD. The following link provides information on census
tracts designated as Communities of Opportunity in the Thompson case:http://www.brhp.org
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2) Baltimore County: The Conciliation Agreement among HUD, several complainants, and Baltimore
County to designate 116 census tracts in Baltimore County as Communities of Opportunity. These
census tracts are outlined in Exhibit F of the Conciliation Agreement found at the following website:
http://www.baltimorecountymd.gov/Agencies/planning/fairhousing/hudconciliation.htmlhttp://www.b
altimorecountymd.gov/Agencies/planning/fairhousing/hudconciliation.html
3. NHT funds may also be awarded to a project that is located in one of the following:
Be located in a rural area. For purposes of this section, a rural area includes any area eligible
under the U.S. Department of Agriculture’s Rural Development programs or any area in Allegany,
Caroline, Dorchester, Garrett, Kent, Somerset, Washington, Wicomico, or Worcester Counties that are
not otherwise Community Development Block Grant (CDBG) entitlement communities or HOME
Participating Jurisdictions. Or
Be located in any of the following: Certified Heritage Areas within county designated growth
areas; Sustainable Communities; Empowerment Zones; Federal or Maryland Enterprise Zones; Main
Street/Maple Street Maryland communities; or rural villages designated in county comprehensive plans
as of July 1, 1998 and where there is evidence of other recent public investment in the plan area.
The Sustainable Communities Program is a place-based designation offering a comprehensive package
of resources that support holistic strategies for community development, revitalization, and
sustainability. The following link provides a list of approved Sustainable Communities:
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
e. Describe the grantee’s required priority for funding based on the applicant's ability to obligate HTF
funds and undertake eligible activities in a timely manner. If not distributing funds by selecting
applications submitted by eligible recipients, enter “N/A”.
The accessibility requirements of 24 CFR part 8, Titles II and III of the Americans with Disabilities Act
implemented at 28 CFR Parts 35 and 36; and 24 CFR 100-205 as applicable; and other improvements
that are not required by the regulations or statute that permit use by a person with a disability;
The energy efficiency standards established pursuant to Section 109 of the Cranston-Gonzalez National
Affordable Housing Act;
Where relevant, the housing must be constructed or rehabilitated to mitigate the impact of the
potential disasters, in accordance with applicable State and local codes, ordinances, and requirements,
or other requirements established by HUD.
The Department will review and approve written cost estimates and ensure that construction contracts
and work will meet the all applicable standards; and
For further information, please access HTF Plan via link below
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https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
f. Describe the grantee’s required priority for funding based on the extent to which the rental project
has Federal, State, or local project-based rental assistance so that rents are affordable to extremely low-
income families. If not distributing funds by selecting applications submitted by eligible recipients, enter
“N/A”.
Priority for funding highly considered for projects with project-based rental subsidies for all of the HTF-
assisted units in the project. Documentation from the local Public Housing Authority or other entity
must be provided to show that the project-based subsidies will be in place for the term of at least five
(5) years with renewal provision. The project-based assistance may be federal, state, or locally funded.
Other forms of project-based assistance will be reviewed on a case by case request. For Example: If the
Department receives two equal applications, the one with documented project-based rental assistance
will be given priority.
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
g. Describe the grantee’s required priority for funding based on the financial feasibility of the project
beyond the required 30-year period. If not distributing funds by selecting applications submitted by
eligible recipients, enter “N/A”.
HTF-assisted units must meet the affordability requirements for a period of 40 years, which begins at
project completion. The affordability requirements will be imposed by a Regulatory Agreement or other
similar document recorded in accordance with State recordation laws. The affordability restrictions may
be terminated upon foreclosure or transfer in lieu of foreclosure. Each application must include a
project pro forma to cover the 40 year HTF affordability period and include rents that are affordable to
the ELI household.
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
h. Describe the grantee’s required priority for funding based on the merits of the application in meeting
the priority housing needs of the grantee (such as housing that is accessible to transit or employment
centers, housing that includes green building and sustainable development features, or housing that
serves special needs populations). If not distributing funds by selecting applications submitted by
eligible recipients, enter “N/A”.
NHT may be awarded to family projects with reasonable access to jobs, quality schools, and other
economic and social benefits, as demonstrated by meeting at least one (1) of the following two (2)
criteria:
1. Be located in a “Community of Opportunity” as shown on the Maryland QAP Comprehensive
Opportunity Maps posted to the Department’s Web site at:
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http://www.dhcd.state.md.us/GIS/multifamily/index.html
The Communities of Opportunity designated on the Maryland QAP Comprehensive Opportunity Maps
are based on a “Composite Opportunity Index” developed by the Department. The Composite
Opportunity Index uses publicly-available data and is based on three major factors: community health,
economic opportunity, and educational opportunity. To be designated a Community of Opportunity, and
mapped as such to the Maryland QAP Comprehensive Opportunity Maps, the community must have a
Composite Opportunity Index that it is above the statewide average.
The three major indicators that comprise the Composite Opportunity Index are:
● Community Health - The community health indicator represents the wealth and quality of life in a
community relative to the State average
● Economic Opportunity - Economic opportunity measures the extent to which a community provides
employment opportunity and mobility to its residents.
● Educational Opportunity - Educational opportunity measures the outcomes of student performance
and educational attainment in the community
For further information, please access HTF Plan via link below
http://www.dhcd.state.md.us/GIS/multifamily/index.html
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
i. Describe the grantee’s required priority for funding based on the extent to which the application
makes use of non-federal funding sources. If not distributing funds by selecting applications submitted
by eligible recipients, enter “N/A”.
In the award of HTF Funds, the Department will provide a priority for projects which leverage non-
Federal funding sources. For this purpose, non-Federal funding sources will include equity raised from
the sale of Low Income Housing Tax Credits, as well as loans funded from the proceeds of tax-exempt
bonds. The Department will evaluate the percentage of total development costs funded by non-state
resources. For purposes of this section State resources, in accordance with the chart below, include:
● All equity generated from competitive LIHTC awards from the State’s LIHTC ceiling except any LIHTC
awarded as the result of a federally or state designated basis boost;
● Department-administered rental housing resources, including, but not limited to, RHFP, RHW, HOME,
NHT, CDBG, the Community Legacy Program, Demolition Funds, and the Partnership Rental Housing
Program.
Leveraged funding may include:
● Equity from a federal or state basis boost;
● Equity from non-competitive 4% LIHTC awards;
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● The proceeds of MBP financing;
● Local contributions (as described below);
● Locally-controlled federal resources such as HOME, CDBG, or State Small Cities CDBG;
● Other non-Department State funding;
● Private financing; and
● Private or philanthropic funding
For further information, please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
4. Does the grantee’s application require the applicant to include a description of the eligible activities
to be conducted with HTF funds? If not distributing funds by selecting applications submitted by eligible
recipients, select “N/A”.
Yes
5. Does the grantee’s application require that each eligible recipient certify that housing units assisted
with HTF funds will comply with HTF requirements? If not distributing funds by selecting applications
submitted by eligible recipients, select “N/A”.
Yes
6. Performance Goals and Benchmarks. The grantee has met the requirement to provide for
performance goals and benchmarks against which the grantee will measure its progress, consistent with
the grantee’s goals established under 24 CFR 91.315(b)(2), by including HTF in its housing goals in the
housing table on the SP-45 Goals and AP-20 Annual Goals and Objectives screens.
Yes
7. Maximum Per-unit Development Subsidy Amount for Housing Assisted with HTF Funds. Enter or
attach the grantee’s maximum per-unit development subsidy limits for housing assisted with HTF funds.
The limits must be adjusted for the number of bedrooms and the geographic location of the project.
The limits must also be reasonable and based on actual costs of developing non-luxury housing in the
area.
If the grantee will use existing limits developed for other federal programs such as the Low Income
Housing Tax Credit (LIHTC) per unit cost limits, HOME’s maximum per-unit subsidy amounts, and/or
Public Housing Development Cost Limits (TDCs), it must include a description of how the HTF maximum
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per-unit development subsidy limits were established or a description of how existing limits developed
for another program and being adopted for HTF meet the HTF requirements specified above.
Please access HTF Plan via link below
https://dhcd.maryland.gov/Pages/ConsolidatedPlan.aspx
8. Rehabilitation Standards. The grantee must establish rehabilitation standards for all HTF-assisted
housing rehabilitation activities that set forth the requirements that the housing must meet upon
project completion. The grantee’s description of its standards must be in sufficient detail to determine
the required rehabilitation work including methods and materials. The standards may refer to
applicable codes or they may establish requirements that exceed the minimum requirements of the
codes. The grantee must attach its rehabilitation standards below.
In addition, the rehabilitation standards must address each of the following: health and safety; major
systems; lead-based paint; accessibility; disaster mitigation (where relevant); state and local codes,
ordinances, and zoning requirements; Uniform Physical Condition Standards; and Capital Needs
Assessments (if applicable).
DHCD requires that all housing units and building exteriors receiving rehabilitation work be brought up
to the Maryland Building Performance Standard (COMAR 05.02.07), or county codes whenever more
restrictive, and meet minimum livability codes. All work must be performed within industry standards
and be of acceptable quality. Upon completion of any project all major systems must have a remaining
useful life of a minimum of twenty (20) years, if not; replacement of components will be required. Major
systems include structural framing, roofing, cladding and weatherproofing (e.g., windows, doors, siding,
gutters), plumbing, HVAC, electrical and elevators.
All materials used in connection with DHCD financed projects are to be new, above Builder Grade quality
and without defects.
For details on DHCD's rehabilitation standards, please refer to "Rehabilitation Standards for DHCD
Multifamily Programs" via link to the document on our website.
https://dhcd.maryland.gov/Documents/Consolidated%20Plan/MFRehabilitationStandards2020.pdf
9. Resale or Recapture Guidelines. Below, the grantee must enter (or attach) a description of the
guidelines that will be used for resale or recapture of HTF funds when used to assist first-time
homebuyers. If the grantee will not use HTF funds to assist first-time homebuyers, enter “N/A”.
Please refer to the HTF Plan in the appendix
10. HTF Affordable Homeownership Limits. If the grantee intends to use HTF funds for homebuyer
assistance and does not use the HTF affordable homeownership limits for the area provided by HUD,
it must determine 95 percent of the median area purchase price and set forth the information in
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accordance with §93.305. If the grantee will not use HTF funds to assist first-time homebuyers, enter
“N/A”.
The grantee has determined its own affordable homeownership limits using the methodology
described in § 93.305(a)(2) and the limits are attached.
N/A
11. Grantee Limited Beneficiaries or Preferences. Describe how the grantee will limit the beneficiaries
or give preferences to a particular segment of the extremely low- or very low-income population to
serve unmet needs identified in its consolidated plan or annual action plan. If the grantee will not
limit the beneficiaries or give preferences to a particular segment of the extremely low- or very low-
income population, enter “N/A.”
Any limitation or preference must not violate nondiscrimination requirements in § 93.350, and the
grantee must not limit or give preferences to students. The grantee may permit rental housing
owners to limit tenants or give a preference in accordance with § 93.303(d)(3) only if such limitation
or preference is described in the action plan.
N/A
12. Refinancing of Existing Debt. Enter or attach the grantee’s refinancing guidelines below. The
guidelines describe the conditions under which the grantee will refinance existing debt. The grantee’s
refinancing guidelines must, at minimum, demonstrate that rehabilitation is the primary eligible
activity and ensure that this requirement is met by establishing a minimum level of rehabilitation per
unit or a required ratio between rehabilitation and refinancing. If the grantee will not refinance
existing debt, enter “N/A.”
N/A
Discussion:
Due to an error in the template the section for AP 90 for HOPWA was ommitted. Below is the
answer to does the action plan identify the method for selecting sponsors( including
providing full access to grassroots faith based and other community organizations. )
The Maryland Department of Health( MDH) is the Grantee of the HUD Rural HOPWA Program.
MDH has historically engaged the Local County Health Departments' HIV/ AIDS programs to
serve as Project Sponsors. This has allowed services to be co-located where people living with
HIV receive medical care. MDH will expand HOPWA program services in FY 21 through a
competitive procurement action targeting community-based organizations. The Request for
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Applications (RFA) will have broad distribution among the Department's existing network of
stakeholders inclusive of faith-based, and grassroots organizations.
Appendix - Alternate/Local Data Sources
1
Data Source Name
2020 Point-in-Time Count Data
List the name of the organization or individual who originated the data set.
U.S. Department of Housing and Urban Development
Provide a brief summary of the data set.
The data provides summary counts of people experiencing homelessness in Maryland on a given
night in January 2020. Data was collected by Maryland's Continuums of Care in the last 10 days of
January 2020 and draws from individual surveys conducted with unsheltered people and
administrative data collected through Homeless Management Information Systems (HMIS) and
surveys of homeless programs not participating in HMIS.
What was the purpose for developing this data set?
Data provides an estimate of people experiencing homelessness in Maryland on a given night. This
data is required by federal law to be reported each year to HUD.
How comprehensive is the coverage of this administrative data? Is data collection concentrated in
one geographic area or among a certain population?
Data covers the entire geography of Maryland and represents all people who were identified as
unsheltered or sheltered by Continuums of Care. Sheltered data includes individuals and families
sleeping in emergency shelters, transitional housing, and safe haven facilities.
What time period (provide the year, and optionally month, or month and day) is covered by this
data set?
One night in the last 10 days of January 2020. Each Continuum of Care selects one night within the
10-day range; dates vary by jurisdiction.
What is the status of the data set (complete, in progress, or planned)?
Complete, approved by HUD.
2
Data Source Name
Maryland State Data Warehouse FY2020 Data
List the name of the organization or individual who originated the data set.
Maryland Department of Housing and Community Development, Homelessness Solutions Program
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Provide a brief summary of the data set.
The Maryland State Data Warehouse collects Homeless Management Information System (HMIS)
data from 10 out of 11 Continuums of Care. Data includes client demographic data, program
enrollments, service transactions, and program outcomes for clients enrolled in homelessness
prevention, drop-in centers, street outreach, emergency shelters, transitional housing, safe havens,
rapid re-housing, permanent supportive housing, and other programs serving individuals and
families who are at-risk of or currently experiencing homelessness. Data does not include Baltimore
City as they utilize a different HMIS software vendor that cannot produce a compatible data export
with the warehouse.
What was the purpose for developing this data set?
Continuums of Care receive funding from DHCD to administer homeless programs in their
county/region. DHCD requires data collection in order to monitor the effectiveness and scope of
services of homeless programs.
How comprehensive is the coverage of this administrative data? Is data collection concentrated in
one geographic area or among a certain population?
The data includes 10 out of 11 Continuums of Care in Maryland. The Baltimore City Continuum of
Care is not included in the warehouse because they utilize a different HMIS software vendor that
cannot produce a compatible data export. Data includes households of all types enrolled
in homelessness prevention, drop-in centers, street outreach, emergency shelters, transitional
housing, safe havens, rapid re-housing, permanent supportive housing, and other programs serving
individuals and families who are at-risk of or currently experiencing homelessness
What time period (provide the year, and optionally month, or month and day) is covered by this
data set?
State Fiscal Year 2020 - July 1, 2019 through June 30, 2020
What is the status of the data set (complete, in progress, or planned)?
Complete
3
Data Source Name
2019 Housing Inventory Count
List the name of the organization or individual who originated the data set.
U.S. Department of Housing and Urban Development
Provide a brief summary of the data set.
This dataset includes a count of beds and units in emergency shelters, safe havens, transitional
housing, rapid re-housing, permanent supportive housing, and other permanent housing programs
in operation on a given night during the 2019 Housing Inventory Count (conducted in the last 10
days of January 2019).
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What was the purpose for developing this data set?
To identify the numbers and types of beds and units in operation for homeless and formerly
homeless persons.
How comprehensive is the coverage of this administrative data? Is data collection concentrated in
one geographic area or among a certain population?
This data reflects beds and units as reported by all of Maryland's Continuums of Care to HUD. The
dataset includes programs that are both government and privately funded.
What time period (provide the year, and optionally month, or month and day) is covered by this
data set?
One night during that last 10 days of January 2019.
What is the status of the data set (complete, in progress, or planned)?
Complete