Woodgate was founded with the mission to break the mold of
conventional financial services and enable clients to live the best
version of their lives.
The Woodgate Vision
Central Trusted Advisor
We seek to be the central trusted advisor for all
matters big or small in their financial lives of our
clients.
Deeper Relationships
We go beyond managing your money and truly work
to understand who you are and what you want out
of life.
Enabling Your Life
In the end it’s all about you. We do all we can to
enable you to live your best life though services
and advice that go beyond conventional offerings.
Our Planners
Jason Pereira
Senior Partner
Financial Planner
James Collins
Senior Partner
Financial Planner
Dustin Dinnis
Associate
Fiduciary
Unlike many advisors we are held to
a level of Fiduciary Duty. This
means that we are obligated to
always make recommendations in
your best interest.
Family Office
Our service goes well beyond
conventional financial offerings. We
work with other professionals in our
network to help meet as many of
your life’s needs as possible.
Evidence Based
Our process rejects the use of rules
of thumbs or predictions of the
future. Every recommendation we
make is based on empirical
evidence and testing.
Low Client Count
The average advisor services
close to 300 households. We
service on fewer than 85/advisor
allowing us to provide clients with
more individualized service.
The Woodgate Difference
Canada’s Most Decorated Advisory Firm
3x Winner 2x Top 3 Finishes 3x Top 50 Advisor 3 x Top 3
2x Winner Finalist Finalist Winner
Our Team
Christina Richardson
Client Relationship Associate
Jeff Cover
Client Relationship Associate
Jenna Paolini
Client Experience Manager
Victoria Zaremba
Financial Planner
Our Extended Team of Professionals
Lawyers
Estate, Trust, Corporate, Tax,
Real Estate, Family, HR
Accountants
Tax, Bookkeeping,
Controllers, Payroll
Medical
Private Clinics, Specialists,
Paramedical Practitioners
Estate Services
Trustees, Coaches, Advanced
Planners
Banking
Mortgages, Foreign
Exchange, Lending
Backed By A Global Giant
Woodgate Service Schedule
1 2 3 4 5 6 7
Next 2
Years
Year 4
Engagement
&
Discovery
Financial Plan
Delivery
Investment
Management
Review
Risk Management
Review
Tax Planning
Review
Estate & Legacy
Review
Financial Plan
Update
Quarterly
Implementation &
Review
Process Restart
FP Implementation
Status Check
Cashflow Review
Tax Return Review
Account Funding Check
Year End Tax Planning
Q1 Q2 Q3 Q4
Quarterly Implementation & Review Calendar
Organization
Direction
Adaptive
Deliverables & Results
14
Delegators Embrace MinimumsOpen
No Charge
Today
Onboarding Fee
Payment 1
$5,000
Plan Start
Onboarding Fee
Payment 2
$2,500
Plan Completion
Investment
Management Fees &
Insurance
Commissions
Ongoing
How We Are Compensated
Amount Fee
<$500,000 1.50%
$500,000 - $1 Million 1.25%
$1-3 Million 1.00%
$3-5 Million 0.75%
$5-$10 Million 0.25%
>$10 Million 0.10%
The same no matter what you hold
Woodgate Pricing
Low Cost Index
Portfolios of low cost exchange traded funds
that track the index.
0.10% - 0.30%
Factor Based
Portfolios targeting selected investment factors
to deliver long term outperformance
0.35% - 0.44%
Socially Responsible/ESG
Portfolios of ETFs and Factor based funds that
limit exposure to companies with poor ESG
records
0.23% - 0.35%
Impact
Portfolios of ESG ETFs, Factor, and Active
Funds that maintain no exposure to fossil fuels
or fossil fuel reserves.
0.13% - 0.50%
Investment Mandates
Portfolio Size Woodgate Fee Manager Fee Total Fee % Fee
$1 Million $13,750 $900 - $5,000
$14,650 - $18,750
+ HST
1.47% - 1.88%
+ HST
$2.5 Million $28,750 $2,200 - $12,500
$30,950 - $41,250
+ HST
1.24% - 1.65%
+ HST
$5 Million $48,750 $4,425 - $25,000
$53,175 - $73,750
+ HST
1.06% - 1.48%
+ HST
$7.5 Million $55,000 $6,650 - $37,500
$61,650 - $92,500
+ HST
0.82% - 1.23%
+ HST
$10 Million $61,250 $8,850 - $50,000
$70,100 - $111,250
+ HST
0.70% - 1.11%
+ HST
$20 Million $71,250 $15,929-$72,566
$87,179-$143,816
+HST
0.44% - 0.72%
+ HST
Inclusive of all costs. Subject to change.
Current Total Fee Range
Woodgate vs the Alternatives
Discount
Brokers
Robo
Advisors
Bank
Branches
Bank
Brokerages
Investment
Counsels
Fee Only
Planners
Comprehensive
Planning
Discretionary
Management
Plan
Implementation
Coordination of
Professionals
Independent
Advice
Fiduciary
Responsibility
Family Office
Services
Next Steps
01
Engagement
02
Financial Planning Questionnaire
03
Statements & Financial Documents
04
Process Completion: 6-12 Months
