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©, Copyright, State Farm Mutual Automobile Insurance Company, 2017
b. We cover personal property usually located at
an insured’s residence, other than the resi-
dence premises, for up to $1,000 or 10% of the
Coverage B limit, whichever is greater. This lim-
itation does not apply to personal property:
(1) in a newly acquired principal residence for
the first 30 days after you start moving the
property there. If the residence premises is
a newly acquired principal residence, per-
sonal property in your immediate past prin-
cipal residence is not subject to this
limitation for the first 30 days after the in-
ception of this policy; and
(2) of a student who is an insured while lo-
cated at a residence away from the resi-
dence premises.
Special Limits of Liability. These limits do not in-
crease the Coverage B limit. The special limit for
each of the following categories is the total limit for
each loss for all property in that category:
a. $200 on money, coins, and medals, including
any of these that are a part of a collection, bank
notes, bullion, gold other than goldware, silver
other than silverware, and platinum;
b. $1,500 on property used or intended for use in a
business, including merchandise held as sam-
ples or for sale or for delivery after sale, while on
the residence premises. This coverage is lim-
ited to $750 on such property away from the res-
idence premises.
Electronic data processing system equipment or
the recording or storage media used with that
equipment is not included under this coverage,
and is addressed in item c. below;
c. $10,000 on electronic data processing system
equipment used or intended for use in a business,
including but not limited to computers, tablets, mo-
bile personal communication equipment, global po-
sitioning systems, mobile personal electronic
devices used for the reproduction of sound, and
standard media or non-media equipment for use
with the above devices;
d. $1,500 on securities, checks, cashiers checks,
travelers checks, money orders, gift certificates, gift
cards, rechargeable debit cards, phone cards, and
other negotiable instruments, accounts, deeds, ev-
idences of debt, letters of credit, notes other than
bank notes, manuscripts, passports, and tickets;
e. $1,500 on watercraft of all types and outboard
motors, including their trailers, furnishings, and
equipment;
f. $1,500 on trailers not used with watercraft;
g. $2,500 on stamps, trading cards, and comic
books, including any of these that are a part of a
collection;
h. $2,500 for loss by theft of firearms;
i. $2,500 for loss by theft of silverware and
goldware;
j. $5,000 on any one article and $10,000 in the ag-
gregate for loss by theft of any rug, carpet (ex-
cept wall-to-wall carpet), tapestry, wall-hanging,
or other similar article;
k. $1,000 on commercially manufactured two,
three, or four wheeled personal conveyances
powered only by or assisted by an unmodified
motor or engine with a manufacturer’s power
rating of no more than 1 horsepower and capa-
ble of a top speed of no more than 20 miles per
hour. This does not include such conveyances
that are:
(1) designed for assisting persons with disabil-
ities;
(2) not designed for travel on public roads; and
(3) not subject to motor vehicle registration; and
l. $1,000 for loss by theft of jewelry, watches, fur
garments and garments trimmed with fur, and
precious and semi-precious stones.
2. Property Not Covered. We do not cover:
a. articles separately described and specifically in-
sured in this or any other insurance;
b. animals, birds, or fish;
c. any engine-propelled or motor-propelled vehicle
or machine, including parts, designed for move-
ment on land, except as provided in Special Lim-
its of Liability, item k. However, we do cover
those vehicles or machines: