Wire Transfer flyer

Page 1 of 2 (See reverse side for more information.)

Send wire transfers in

the Mobile Banking app

and Online Banking

You can send domestic and international wires (in foreign currency or U.S. dollars)

right from your BankofAmerica account.

Mobile Banking app:

• Log in to the Mobile app and go to Pay & Transfer.

• Tap Wire, then Start a wire to initiate your wire transfer.

• Tap Add new recipient and select either United States or the country where the recipient’s account is located.

Follow the steps to complete required fields, then tap Add.

• To send a wire, choose an existing recipient and follow the onscreen steps.

Online Banking:

• Log in to Online Banking, go to Pay & Transfer and select Wires/ACH (U.S. or international).

• To add a new recipient, select Add Account/Recipient. Once added, we’ll save the information. Refer to the next page

for help on required information.

• To send a wire, select Make Transfer and follow the onscreen instructions. For domestic wires, be sure to choose

Same business day/Wire Transfer.

Should I send my international wire in foreign currency or U.S. dollars?

Choose to send the international wire in a currency that matches your recipient’s account. Generally, most recipients’

bank accounts are in their local currency. If you do not know the currency of your recipient’s account, ask the recipient

or send in U.S. dollars.

Here are some of the benefits when sending international wires in foreign currency:

• $0 outbound wire transfer fee if sent in foreign currency

• Get a competitive foreign exchange rate

and know the exact amount sent to your recipient in their local currency

• Send wire transfers in 140+ currencies to over 200 countries

When deciding which currency option to choose, you should consider factors such as exchange rates

and other fees

that may affect the total cost or the amount available after the transfer.

Questions? Visit our FAQs page at bankofamerica.com/deposits/wire-transfers-faqs/.

Note: Wire transfers are available in English and Spanish.

To send a wire, you must be enrolled in Secured Transfer. Otherwise, have your debit card and PIN available to enroll

within the wire process.

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00-53-4743NSB | 02/2024

Receiving Wires: Information you provide senders

Sending wires: Required information from recipients

Domestic wires:

• Bank of America’s wire routing #: 026009593

• If you need to find your account number, log in to Mobile or

Online Banking and select the receiving account.

International wires:

In addition to your account information and other personal

details, your sender may need BankofAmerica’s SWIFT code

and address as follows:

Wire transfer fees

Sending wires: Cut-off time

Currency of wire transfer SWIFT code Address

U.S. dollars or unknown currency

BOFAUS3N BankofAmerica, N.A., 222 Broadway, New York, NY 10038

Foreign currency

BOFAUS6S BankofAmerica, N.A., 555 California St., San Francisco, CA 94104

Wire type Fee

Domestic wires — outbound (send) $30

International wires — outbound (send):

• Send in foreign currency $0 (no fee)

• Send in U.S. dollars

$45

You have the option to receive wires in either U.S. dollars or over 35 foreign currencies. Bank of America automatically converts foreign

currencies into U.S. dollars and credits the funds to your account. Use the Foreign Currency Payments Guide at baml.bankofamerica.com/

foreignpaymentsguide to see the foreign currencies available to you.

Fees apply to wire transfers. For international wire transfers, markups are included in Bank of America, N.A. (“Bank of America”, the “Bank”, “we” or “us”) exchange rates. Exchange rates are

determined by Bank of America in its sole discretion. Other financial institutions involved may also charge fees and deduct their fees from the amount of the wire transfer. See the Online

Banking Service Agreement at bankofamerica.com/serviceagreement for details. Data connection required. Carrier fees may apply.

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Exchange rates fluctuate, at times significantly, and you accept all risks that may result from such fluctuations. If we assign an exchange rate to your foreign exchange transaction, that

rate will be determined by us in our sole discretion based upon such factors as we determine relevant, including, without limitation, market conditions, exchange rates charged by other

parties, our desired rate of return, market risk, credit risk and other market, economic and business factors, and is subject to change at any time without notice. You acknowledge that

exchange rates for retail and commercial transactions, and for transactions effected after regular business hours and on weekends, are different from the exchange rates for large inter-

bank transactions effected during the business day, as may be reported in The Wall Street Journal or elsewhere. Exchange rates offered by other dealers or shown at other sources by us

or other dealers (including online sources) may be different from our exchange rates. The exchange rate you are offered may be different from, and likely inferior to, the rate paid by us to

acquire the underlying currency.

We provide all-in pricing for exchange rates. The price provided may include profit, fees, costs, charges or other markups as determined by us in our sole discretion. The level of the fee or

markup may differ for each customer and may differ for the same customer depending on the method or venue used for transaction execution.

We disclaim any and all liability for our exchange rates, including without limitation direct, indirect or consequential loss, and any liability if our exchange rates are different from rates

offered or reported by third parties, or offered by us at a different time, location, transaction amount, or involving a different payment media (including but not limited to bank-notes,

checks, wire transfers, etc.).

Please review the Personal Schedule of Fees, available at bankofamerica.com/fees and your local financial center.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

BankofAmerica and the BankofAmerica logo are registered trademarks of BankofAmerica Corporation. BankofAmerica, N.A. Member FDIC.

Domestic wires

• Name and address

• Bank wire routing number (ABA)

• Account number

International wires

• Name, physical address and country

• Account number including CLABE or IBAN

• Bank identifier: SWIFT code. Some countries require specific bank identifiers: for

example, Canada’s Transit Code or India’s IFSC code.

• Currency of account (for example: U.S. dollar, Euro, Indian Rupee, etc.)

• Purpose of the wire

Learn more about our Foreign Currency Payment requirements for each country

and currency at baml.bankofamerica.com/foreignpaymentsguide

Type

5 p.m. Eastern time, business daysAll wire types except tax payments

Cut-off time